Whether you've got a small or large savings stash, the Term Deposit from UniBank could provide a guaranteed interest rate to help it grow.
With a minimum of $1,000 on hand (and a maximum of $499,999), you could start growing your money with a term deposit that has no account keeping fees and interest rates as high as 5.00% depending on the term you choose. Terms range from just 3 months up to 3 years.
Plus, for Edvest members or Rewards Package members UniBank offers 0.05% on top of the advertised rates.
If you wish to open the account with another person, then that’s always an option. Plus, you can choose to have the interest, which can be paid monthly, 12 monthly or at maturity on the Member, Rewards Package and Customer Term Deposits, paid into an account from another bank at no additional cost.
Just make sure to keep in mind if you do wish to withdraw your savings prior to maturity you will need to give up to 31 days notice in advance, and an interest adjustment will apply.
Aussie savers with a minimum deposit of $1,000 who want to stash their money away in a straight forward term deposit.
Like other term deposits, the Unibank Term Deposit is designed to stash and save money, therefore you will have to give 31 days notice if you want to access your funds before your account reaches maturity.
|
3.50% p.a. ($1,000 to $499,999) |
|
|
3.50% p.a. ($1,000 to $499,999) |
|
|
3.50% p.a. ($1,000 to $499,999) |
|
|
4.00% p.a. ($1,000 to $499,999) |
|
|
4.00% p.a. ($1,000 to $499,999) |
|
|
4.00% p.a. ($1,000 to $499,999) |
|
|
4.05% p.a. ($1,000 to $499,999) |
|
|
4.05% p.a. ($1,000 to $499,999) |
|
|
4.05% p.a. ($1,000 to $499,999) |
|
|
4.75% p.a. ($1,000 to $499,999) |
|
|
4.00% p.a. ($1,000 to $499,999) |
|
|
4.00% p.a. ($1,000 to $499,999) |
|
|
4.00% p.a. ($1,000 to $499,999) |
|
|
4.00% p.a. ($1,000 to $499,999) |
|
$1,000.00 |
|
|
$499,999.00 |
|
yes |
|
|
yes |
|
|
31 days notice required if customers want to withdraw their funds before the maturity date. Edvest and Rewards Package members receive 0.05% higher rates than shown. |
|
|
none |
Different interest rates apply to different amounts or different interest payment frequencies.
Unicredit have the lowest minimum deposit $500 and terms as short as 1 month. Makes it very easy to manage money you don't need for a while, and get a fantastic return at the same time.
Read full reviewUnicredit have the lowest minimum deposit $500 and terms as short as 1 month. Makes it very easy to manage money you don't need for a while, and get a fantastic return at the same time.
