AMP Access Account

$0.00

rediATM

Visa Debit or
EFTPOS

AMP Access Account

$0.00

rediATM

Visa Debit or
EFTPOS

Mozo Review   AMP Access Account Review

Last updated: 21 February 2019.

What's hot:
  • No minimum balance

  • No account keeping fee

  • 2019 Mozo Experts Choice Award

What's not:
  • $5.50 overseas ATM fee

Mozo snapshot:

The AMP Access Account gives you hassle free access to your money through rediATM, one of the largest ATM networks in Australia, and there are no domestic electronic, cheque, phone and Bank@Post fees or any monthly account keeping fee. Better yet, the AMP Access Account took out a 2019 Mozo Experts Choice Award in the Small Business Exceptional Everyday Account category. 


Key features:

With a daily withdrawal limit of $1,000 and free access to over 3,000 rediATMs Australia wide, the AMP Access Account will ensure you won’t have to walk too far to get cash out.

Not only will you have great ATM access in Australia, you’ll be able to use your linked AMP Visa Debit card anywhere Visa is accepted globally and “tap and go” with the Visa payWave functionality for any contactless purchases under $100. Your card is covered under Visa’s zero liability insurance which means you are protected for any unauthorised transactions (conditions apply).  

Despite not having branch access with the AMP Access Account you can easily manage and review your account from any device via BankNet, mobile banking and BankPhone. You also have the added convenience of using Bank@Post, where you can make deposits and withdrawals, check your account balance and pay credit card bills at Australia Post, both online and over the counter at one of the 3,200 post offices across Australia.

Like most transaction accounts in Australia, there’s no interest rate, so make sure you keep the bulk of your money in a high interest savings account. If you’re looking for a savings account with a competitive interest rate, search the Mozo database here.

Who it's good for:

With no account keeping fee and a generous ATM network, the AMP Access Account is a good transaction account.

Any catches?

Keep in mind, like many bank accounts in Australia, the AMP Access Account is not specifically designed for overseas purchases and shopping online because the debit card comes with a hefty $5.50 overseas ATM withdrawal fee and an added 2.5% foreign exchange fee. If you’re in the market for some travel-friendly plastic, check out our travel money hub.

Details

Rates and fees information correct as at 21 February 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.00% p.a.

  • none

  • n/a

Fees
  • $0.00

  • none

  • Unlimited free transactions from rediATM, EFTPOS, mobile app, internet, cheque and Bank@Post deposits.

  • $0.00

  • rediATM

  • $0.00

  • none

  • none

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $5.50

  • 2.50%

  • $0.00 monthly

Other financial bits
  • $0.00

  • $0.00

Features
  • $1,000.00

  • yes

  • no

  • yes

  • no

  • yes

  • yes

  • yes

  • none

  • none

Atm card
  • $5.50

  • $0.00

  • 2.50%

Debit card
  • $5.50

  • $0.00

  • 2.50%

Customer Reviews

How are AMP bank accounts rated by the Mozo community?

Overall customer rating
7.1/10
Price
7.4/10
Features
6.9/10
Customer service
7.0/10
Convenience
6.5/10
Trust
7.7/10

Latest reviews of AMP Access Account

  • Overall
    10/10
    The bank is great

    The staff at the bank are always enthusiastic to help!

    The staff at the bank are always enthusiastic to help!

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    -1/10
    Trust
    10/10

    Joyce | South Australia

    reviewed 5 months ago

  • Overall
    8/10
    I like NAB

    NAB offer redraw facilities, fees are average, service is good.

    NAB offer redraw facilities, fees are average, service is good.

    Price
    9/10
    Features
    9/10
    Customer service
    8/10
    Convenience
    7/10
    Trust
    8/10

    Geoff | Queensland

    reviewed 12 months ago

  • Overall
    10/10
    Great customer service

    Have had no issues, easy, friendly, and professional to deal with.

    Have had no issues, easy, friendly, and professional to deal with.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Yugesh | New South Wales

    reviewed about 1 year ago

  • Overall
    6/10
    Good and okay for saving

    They don't have any branch as an shop anywhere. Everything is done online and its risky at times.

    They don't have any branch as an shop anywhere. Everything is done online and its risky at times.

    Price
    7/10
    Features
    7/10
    Customer service
    7/10
    Convenience
    6/10
    Trust
    8/10

    Rachna | New South Wales

    reviewed almost 3 years ago

  • Overall
    9/10
    Awesome

    It's pretty good, the staff are nice.

    It's pretty good, the staff are nice.

    Price
    7/10
    Features
    6/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    8/10

    Georgia | Queensland

    reviewed over 3 years ago

AMP

About AMP

AMP is a leading wealth management company operating in Australia and New Zealand, with a rich evolving history spanning 150 years. Its growing banking business in Australia now includes a range of retail products such as home loans, credit cards, savings and accounts and term deposits. Also AMP's range of vehicle insurances are designed to give you more choice and flexibility while providing cover for a comprehensive range of accidents, damage and events.

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