AMP Access Account

$0.00

rediATM

Visa Debit or
EFTPOS

AMP Access Account Review

Rates and fees information correct as at 13 December 2018.

Review published: 21 May 2015

What's hot:

  • No account keeping fee

  • No minimum balance

What's not:

  • $5.50 overseas ATM fee

Mozo snapshot:

The AMP Access Account gives you hassle free access to your money through rediATM, one of the largest ATM networks in Australia, and there are no domestic electronic, cheque, phone and Bank@Post fees. Plus, it comes with no monthly account keeping fee.

Key features:

With a daily withdrawal limit of $1,000 and free access to over 3,000 rediATMs Australia wide, the AMP Access Account will ensure you won’t have to walk too far to get cash out.

Not only will you have great ATM access in Australia, you’ll be able to use your linked AMP Visa Debit card anywhere Visa is accepted globally and “tap and go” with the Visa payWave functionality for any contactless purchases under $100. Your card is covered under Visa’s zero liability insurance which means you are protected for any unauthorised transactions (conditions apply).  

Despite not having branch access with the AMP Access Account you can easily manage and review your account from any device via BankNet, mobile banking and BankPhone. You also have the added convenience of using Bank@Post, where you can make deposits and withdrawals, check your account balance and pay credit card bills at Australia Post, both online and over the counter at one of the 3,200 post offices across Australia.

Like most transaction accounts in Australia, there’s no interest rate, so make sure you keep the bulk of your money in a high interest savings account. If you’re looking for a savings account with a competitive interest rate, search the Mozo database here.

Who it's good for:

With no account keeping fee and a generous ATM network, the AMP Access Account is a good transaction account.

Any catches?

Keep in mind, like many bank accounts in Australia, the AMP Access Account is not specifically designed for overseas purchases and shopping online because the debit card comes with a hefty $5.50 overseas ATM withdrawal fee and an added 2.5% foreign exchange fee. If you’re in the market for some travel-friendly plastic, check out our travel money hub.

How are AMP bank accounts rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
7.1

Based on 47
AMP bank accounts reviews

7.4 6.9 7.0 6.5 7.7

Read AMP bank account reviews by the Mozo community

Latest reviews of AMP Access Account

AMP

AMP Access Account bank account review

Overall rating   10 / 10

The bank is great

The staff at the bank are always enthusiastic to help!

Full review

The staff at the bank are always enthusiastic to help!

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Trust   10 / 10

Less

Joyce, South Australia, reviewed 3 months ago

AMP

AMP Access Account bank account review

Overall rating   8 / 10

I like NAB

NAB offer redraw facilities, fees are average, service is good.

Full review

NAB offer redraw facilities, fees are average, service is good.

    Price   9 / 10

    Features   9 / 10

    Customer service   8 / 10

    Convenience   7 / 10

    Trust   8 / 10

Less

Geoff, Queensland, reviewed 10 months ago

AMP

AMP Access Account bank account review

Overall rating   10 / 10

Great customer service

Have had no issues, easy, friendly, and professional to deal with.

Full review

Have had no issues, easy, friendly, and professional to deal with.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Yugesh, New South Wales, reviewed about 1 year ago

AMP

AMP Access Account bank account review

Overall rating   6 / 10

Good and okay for saving

They don't have any branch as an shop anywhere. Everything is done online and its risky at times.

Full review

They don't have any branch as an shop anywhere. Everything is done online and its risky at times.

    Price   7 / 10

    Features   7 / 10

    Customer service   7 / 10

    Convenience   6 / 10

    Trust   8 / 10

Less

Rachna, New South Wales, reviewed over 2 years ago

AMP

AMP Access Account bank account review

Overall rating   9 / 10

Awesome

It's pretty good, the staff are nice.

Full review

It's pretty good, the staff are nice.

    Price   7 / 10

    Features   6 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Georgia, Queensland, reviewed about 3 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Rates

  • Balances from $0: 0.00% p.a.

  • none

  • n/a

Fees

  • $0.00

  • none

  • Unlimited free transactions from rediATM, EFTPOS, mobile app, internet, cheque and Bank@Post deposits.

  • $0.00

  • rediATM

  • $0.00

  • none

  • none

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $5.50

  • 2.50%

  • $0.00 monthly

Other financial bits

  • $0.00

  • $0.00

Features

  • $1,000.00

  • yes

  • no

  • yes

  • no

  • yes

  • yes

  • yes

  • none

  • none

Atm card

  • $5.50

  • $0.00

  • 2.50%

Debit card

  • $5.50

  • $0.00

  • 2.50%

About AMP

AMP is a leading wealth management company operating in Australia and New Zealand, with a rich evolving history spanning 150 years. Its growing banking business in Australia now includes a range of retail products such as home loans, credit cards, savings and accounts and term deposits. Also AMP's range of vehicle insurances are designed to give you more choice and flexibility while providing cover for a comprehensive range of accidents, damage and events.

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