ANZ Access Advantage

$5.00$0 monthly account fee if you deposit min. $2,000 per month

ANZ

Visa Debit or
EFTPOS

ANZ Access Advantage Review

Rates and fees information correct as at 23 February 2017.

Review published: 4 October 2012

What's hot:

  • No minimum balance

What's not:

  • $5 monthly fee

Mozo snapshot:

The ANZ Access Advantage account is your standard bank account with unlimited ANZ ATM access, internet and phone banking. It has a $5 monthly service fee which is value for money if you need regular branch access or teller assistance (This fee is waived if you deposit $2000 into your account each month). If you do all your banking electronically there are other fee free options on the market that are worth considering. You can also get an image of your choice on your card for free, so this could be Fluffy or Buster's chance to finally score a place in your wallet!

Key features:

There are no minimum opening deposits or minimum balance requirements with an ANZ Access Advantage account. You'll get unlimited transactions from ANZ ATMs, phone and internet banking, full branch access, and EFTPOS.

As with most everyday transaction accounts the interest on balances is minimal - 0% on balances under $50,000, 0.01% above $50,000 and 0.02% over $100,000.

The ANZ Access Advantage account comes with a Visa debit card that has PayWave access, so you can make transactions under $100 simply by flashing your card. Plus Visa debit transaction have ANZ's Falcon fraud protection monitoring so you'll have peace of mind when online shopping.

If you're heading overseas you'll need to plan carefully if you want to avoid high fees with the ANZ Access Advantage. Overseas ATM withdrawals cost $5 a pop and purchases attract a 3.0% foreign exchange commission.

Who it's good for:

The ANZ Access Advantage is particularly good for anyone who needs full branch access on a regular basis as all over the counter and teller assistance is included in the $5 monthly fee.

If you are a full time student or you deposit over $2000 each month into the account, the monthly account fee can be waived.

Any catches?

The ANZ Access Advantage account has a $1000 a day ATM withdrawal limit, so you'll need to plan in advance if you're going to make any large purchases.

How are ANZ bank accounts rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
7.6

Based on 1579
ANZ bank accounts reviews

6.7 6.6 7.6 7.9 7.6

Read ANZ bank account reviews by the Mozo community

Latest reviews of ANZ Access Advantage

ANZ

ANZ Access Advantage bank account review

Overall rating   7 / 10

ANZ suits my needs at present

I've been with ANZ for a very long time, so that says a lot.

I've been with ANZ for a very long time, so that says a lot.

    Price   2 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

Less

Stephen (WA), reviewed 20 days ago

ANZ

ANZ Access Advantage bank account review

Overall rating   8 / 10

Overall good service

Great bank, however waiting time on call can be long. I also do not like the goMoney app because when receiving a payment via an instant mobile number and a mistake is made, you can lose your money forever. It happened to me but luckily it was...

Great bank, however waiting time on call can be long. I also do not like the goMoney app because when receiving a payment via an instant mobile number and a mistake is made, you can lose your money forever. It happened to me but luckily it was found and put back into my account, but it took a few weeks.

    Price   3 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

Less

Marinella (SA), reviewed 20 days ago

ANZ

ANZ Access Advantage bank account review

Overall rating   8 / 10

Pretty average overall

I'm happy with the $1000 overdraft that we received with the mortgage, but I'm disappointed with the bank in general. We're constantly receiving double copies of paper statements though I've requested numerous times that they send them via email....

I'm happy with the $1000 overdraft that we received with the mortgage, but I'm disappointed with the bank in general. We're constantly receiving double copies of paper statements though I've requested numerous times that they send them via email. Right from the very beginning, the paperwork has reflected that I'm a "Miss" even though our accounts are all in joint names and I've been married to my husband for 28 years.

    Price   10 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

Less

Tracey ann (WA), reviewed about 1 month ago

ANZ

ANZ Access Advantage bank account review

Overall rating   7 / 10

Happy customer

Overall, I've had great experience being with ANZ.

Overall, I've had great experience being with ANZ.

    Price   7 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

Less

Amy (VIC), reviewed about 1 month ago

ANZ

ANZ Access Advantage bank account review

Overall rating   8 / 10

They have a really good pensioner account

Banking is made simple by the helpful staff.

Banking is made simple by the helpful staff.

    Price   10 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

Less

Laurence (NSW), reviewed about 1 month ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Rates

  • Balances from $0: 0.00% p.a.
    Balances from $50,000: 0.01% p.a.
    Balances from $100,000: 0.02% p.a.

  • none

  • none

Fees

  • $5.00

  • $0 monthly account fee if you deposit min. $2,000 per month

  • Unlimited free transactions from own-bank ATM, EFTPOS, cheque, counter withdrawals, counter deposits, phone and internet

  • $0.00

  • ANZ

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $5.00

  • 3.00%

  • $0.00 monthly

Other financial bits

  • $0.00

  • $0.00

Features

  • $1,000.00

  • yes

  • no

  • yes

  • yes

  • yes

  • yes

  • no

  • none

  • none

Atm card

  • $5.00

  • $0.00

  • 3.00%

Debit card

  • $5.00

  • $0.00

  • 3.00%

About ANZ

ANZ is one of the largest companies in Australia and New Zealand, with a history that stretches back over 170 years. The bank offers a range of banking and financial products to more than 5.7 million retail customers, including home loans, credit cards and debit cards, personal loans, savings and banking accounts and personal insurance. And now, with its new mobile banking application, ANZ goMoney, it's easier to do banking on the go.

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