The ANZ Access Advantage account is your standard bank account with unlimited ANZ ATM access, internet and phone banking. It has a $5 monthly service fee but this is waived if you deposit $2,000 into your account each month.
There are no minimum opening deposits or minimum balance requirements with an ANZ Access Advantage account. You'll get unlimited transactions from ANZ ATMs, phone and internet banking, full branch access, and EFTPOS.
As with most everyday transaction accounts, the ANZ Access Advantage account has minimal interest on balances: 0% on balances under $50,000, 0.01% above $50,000 and 0.02% over $100,000.
The ANZ Access Advantage account comes with a Visa Debit Card and PayWave access, so you'll be able to make transactions under $100 by simply flashing your card or phone. Plus, Visa debit transactions are covered by ANZ's Falcon Fraud Protection monitoring, so you'll have peace of mind when online shopping. You'll also be able to make payments using Apple Pay, Google Pay, Samsung Pay, Garmin Pay and Fitbit Pay.
The ANZ Access Advantage is a great everyday transaction account option, especially if you're after full branch access on a regular basis, as all over the counter and teller assistance is included in the $5 monthly fee.
Plus, if you deposit over $2,000 into your account each month, then the monthly account fee will be waived.
The ANZ Access Advantage account comes with a $1,000 daily ATM withdrawal limit, so you'll need to plan in advance if you're going to make any large withdrawals.
Balances from $0: 0.00% p.a.
Balances from $50,000: 0.01% p.a.
Balances from $100,000: 0.02% p.a.
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n/a
$5.00
$0 monthly account fee if you deposit min. $2,000 per month
Unlimited free transactions from own-bank ATM, EFTPOS, cheque, counter withdrawals, counter deposits, phone and internet
$0.00
ANZ
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$5.00
3.00%
$0.00 monthly
$0.00
$0.00
$1,000.00
yes
no
yes
yes
yes
yes
no
none
none
$5.00
$0.00
3.00%
$5.00
$0.00
3.00%
Apple Pay, Google Pay, PayID, Samsung Pay, Garmin, Fitbit
I have been with ANZ for many years & have found them to be very obliging, helpful & friendly.
Read full reviewI have been with ANZ for many years & have found them to be very obliging, helpful & friendly.
Being one of the largest banks you have the security knowing your money is safe and access to it is easy and convenient - lots of branches, ATMs and Apple Pay compatible for example. Of course the flip side to this is they're not easy to get a hold of. Phone cues can be long, especially in peak periods. However in the time I have been with ANZ, I have rarely had to contact them. Online documentation is comprehensive and easy to follow. Overall a good reliable bank for everyday transactions.
Read full reviewBeing one of the largest banks you have the security knowing your money is safe and access to it is easy and convenient - lots of branches, ATMs and Apple Pay compatible for example. Of course the flip side to this is they're not easy to get a hold of. Phone cues can be long, especially in peak periods. However in the time I have been with ANZ, I have rarely had to contact them. Online documentation is comprehensive and easy to follow. Overall a good reliable bank for everyday transactions.
My bank (local branch) has a great personal feel to it. They know and greet their customers in a friendly way every time. They make it their business to know your business. I have been able to purchase houses, take out insurance and move money around with sound advice and minimum fuss.
Read full reviewMy bank (local branch) has a great personal feel to it. They know and greet their customers in a friendly way every time. They make it their business to know your business. I have been able to purchase houses, take out insurance and move money around with sound advice and minimum fuss.
Love Apple Pay, no wallet, no worries. Pay with my watch or phone - so simple.
Read full reviewLove Apple Pay, no wallet, no worries. Pay with my watch or phone - so simple.
Phone queues are horrible and their app is getting better but you can’t do much on it except look at your account and transfer money.
Read full reviewPhone queues are horrible and their app is getting better but you can’t do much on it except look at your account and transfer money.
ANZ is one of the largest companies in Australia and New Zealand, with a history that stretches back over 170 years. The bank offers a range of banking and financial products to more than 5.7 million retail customers, including home loans, credit cards and debit cards, personal loans, savings and banking accounts and personal insurance. And now, with its new mobile banking application, ANZ App, it's easier to do banking on the go.
MyState Bank
Glide Account
$0.00
Apple Pay, Google Pay, PayID, Samsung Pay, FitBit Pay, Garmin
0% p.a.
NAB
Classic Banking Account (with Standard Visa Debit Card)
$0.00
Apple Pay, Google Pay, PayID, Samsung Pay
0.01% p.a.
NAB
Classic Banking Account (with Standard Visa Debit Card)
$0.00
NAB
Visa Debit or
EFTPOS
