Thumbnail icon for ANZ

ANZ Access Advantage

Account fee
$5.00
Payment options
Apple Pay, Google Pay, PayID, Samsung Pay, Garmin, Fitbit
Interest rate
0% p.a.
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Mozo editorial review ANZ Access Advantage

Last updated: 4 May 2020.

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What's hot
  • Option to pay via Apple Pay
  • No minimum balance
What's not
  • $5 monthly fee (waived if you deposit $2000 into the account each month)
Mozo snapshot

The ANZ Access Advantage account is your standard bank account with unlimited ANZ ATM access, internet and phone banking. It has a $5 monthly service fee but this is waived if you deposit $2000 into your account each month. The account comes with the option to get an image of your choice on your ATM card for free, so this could be Fluffy or Buster's chance to finally score a place in your wallet.

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Key features

There are no minimum opening deposits or minimum balance requirements with an ANZ Access Advantage account. You'll get unlimited transactions from ANZ ATMs, phone and internet banking, full branch access, and EFTPOS.

As with most everyday transaction accounts, the ANZ Access Advantage account has minimal interest on balances: 0% on balances under $50,000, 0.01% above $50,000 and 0.02% over $100,000.

The ANZ Access Advantage account comes with a Visa Debit Card and PayWave access, so you'll be able to make transactions under $100 by simply flashing your card or phone. Plus, Visa debit transactions are covered by ANZ's Falcon Fraud Protection monitoring, so you'll have peace of mind when online shopping. You'll also be able to make payments using Apple Pay, Google Pay, Samsung Pay, Garmin Pay and Fitbit Pay.

If you're heading overseas you'll need to plan carefully if you want to avoid high fees with the ANZ Access Advantage. Overseas ATM withdrawals cost $5 a pop and there is also a 3.00% foreign exchange commission on all international transactions.
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Who is it good for

The ANZ Access Advantage is a great everyday transaction account option, especially if you're after full branch access on a regular basis, as all over the counter and teller assistance is included in the $5 monthly fee.

Plus, if you deposit over $2000 into your account each month, then the monthly account fee will be waived.

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Any catches

The ANZ Access Advantage account comes with a $1,000 daily ATM withdrawal limit, so you'll need to plan in advance if you're going to make any large withdrawals.

Details

Rates and fees information correct as at 9 August 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.00% p.a.
    Balances from $50,000: 0.01% p.a.
    Balances from $100,000: 0.02% p.a.

  • n/a

  • n/a

Fees
  • $5.00

  • $0 monthly account fee if you deposit min. $2,000 per month

  • Unlimited free transactions from own-bank ATM, EFTPOS, cheque, counter withdrawals, counter deposits, phone and internet

  • $0.00

  • ANZ

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $5.00

  • 3.00%

  • $0.00 monthly

Other financial bits
  • $0.00

  • $0.00

Features
  • $1,000.00

  • yes

  • no

  • yes

  • yes

  • yes

  • yes

  • no

  • none

  • none

Atm card
  • $5.00

  • $0.00

  • 3.00%

Debit card
  • $5.00

  • $0.00

  • 3.00%

Payment options

Apple Pay, Google Pay, PayID, Samsung Pay, Garmin, Fitbit

Customer Reviews

How are ANZ bank accounts rated by the Mozo community?

Overall customer rating
7.3/10

Based on 4446 ANZ bank account reviews

Price
6.5/10
Features
6.2/10
Customer service
7.3/10
Convenience
7.8/10
Trust
7.3/10

Latest reviews of ANZ Access Advantage

  • Overall 10/10
    Happy

    I've had this bank for 20 years and am very pleased with the device. Always happy to help. I don't know if everyone is aware of it but they have 3 or 4 different home loans that you can get now.

    Read full review

    I've had this bank for 20 years and am very pleased with the device. Always happy to help. I don't know if everyone is aware of it but they have 3 or 4 different home loans that you can get now.

    Price
    9/10
    Features
    10/10
    Customer service
    9/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Kay, Victoria reviewed 6 days ago
  • Overall 10/10
    Trusted and efficient always.

    Trusted and efficient always. They will always flag unusual purchases. I feel secure.

    Read full review

    Trusted and efficient always. They will always flag unusual purchases. I feel secure.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Kellie, Victoria reviewed 9 days ago
  • Overall 10/10
    The best security

    I love the security. If there is any suspicious activity on my account they are on to it straight away. I immediately get a text and a phone call if something isn't right. I know 100% my money is safe. The customer service is A+1 and I will never go to another bank.

    Read full review

    I love the security. If there is any suspicious activity on my account they are on to it straight away. I immediately get a text and a phone call if something isn't right. I know 100% my money is safe. The customer service is A+1 and I will never go to another bank.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Lana, New South Wales reviewed 10 days ago
  • Overall 9/10
    A great bank!

    We have been with ANZ for a number of years for all of our banking needs because they are easy to use, friendly and helpful and always have the right product for our needs. We have taken out personal loans, home loans, credit cards and general everyday banking with them and have always been looked after.

    Read full review

    We have been with ANZ for a number of years for all of our banking needs because they are easy to use, friendly and helpful and always have the right product for our needs. We have taken out personal loans, home loans, credit cards and general everyday banking with them and have always been looked after.

    Price
    9/10
    Features
    8/10
    Customer service
    8/10
    Convenience
    9/10
    Trust
    10/10
    Less
    Theresa, Queensland reviewed 10 days ago
  • Overall 7/10
    Great internet banking.

    Internet banking is great, hardly has any maintenance issues. It's easy to navigate the site. Osko quick pay is convenient. My local branch have a bunch of unfriendly staff so I try to avoid going in.

    Read full review

    Internet banking is great, hardly has any maintenance issues. It's easy to navigate the site. Osko quick pay is convenient. My local branch have a bunch of unfriendly staff so I try to avoid going in.

    Price
    9/10
    Features
    7/10
    Customer service
    5/10
    Convenience
    8/10
    Trust
    7/10
    Less
    Joeline, Northern Territory reviewed 11 days ago
ANZ

About ANZ

ANZ is one of the largest companies in Australia and New Zealand, with a history that stretches back over 170 years. The bank offers a range of banking and financial products to more than 5.7 million retail customers, including home loans, credit cards and debit cards, personal loans, savings and banking accounts and personal insurance. And now, with its new mobile banking application, ANZ App, it's easier to do banking on the go.

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