ANZ Access Advantage

$5.00$0 monthly account fee if you deposit min. $2,000 per month

ANZ

Visa Debit or
EFTPOS

ANZ Access Advantage Review

Rates and fees information correct as at 17 November 2018.

Review published: 4 October 2012

What's hot:

  • No minimum balance

  • Option to pay via Apple Pay

What's not:

  • $5 monthly fee

Mozo snapshot:

The ANZ Access Advantage account is your standard bank account with unlimited ANZ ATM access, internet and phone banking. It has a $5 monthly service fee which is value for money if you need regular branch access or teller assistance (This fee is waived if you deposit $2000 into your account each month). If you do all your banking electronically there are other fee free options on the market that are worth considering. You can also get an image of your choice on your card for free, so this could be Fluffy or Buster's chance to finally score a place in your wallet!

Key features:

There are no minimum opening deposits or minimum balance requirements with an ANZ Access Advantage account. You'll get unlimited transactions from ANZ ATMs, phone and internet banking, full branch access, and EFTPOS.

As with most everyday transaction accounts the interest on balances is minimal - 0% on balances under $50,000, 0.01% above $50,000 and 0.02% over $100,000.

The ANZ Access Advantage account comes with a Visa debit card that has PayWave access and Apply Pay for iPhones, so you can make transactions under $100 simply by flashing your card. Plus Visa debit transaction have ANZ's Falcon fraud protection monitoring so you'll have peace of mind when online shopping.

If you're heading overseas you'll need to plan carefully if you want to avoid high fees with the ANZ Access Advantage. Overseas ATM withdrawals cost $5 a pop and purchases attract a 3.0% foreign exchange commission.

Who it's good for:

The ANZ Access Advantage is particularly good for anyone who needs full branch access on a regular basis as all over the counter and teller assistance is included in the $5 monthly fee.

If you are a full time student or you deposit over $2000 each month into the account, the monthly account fee can be waived.

Any catches?

The ANZ Access Advantage account has a $1000 ATM daily withdrawal limit, so you'll need to plan in advance if you're going to make any large purchases.

How are ANZ bank accounts rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
7.3

Based on 4150
ANZ bank accounts reviews

6.5 6.2 7.3 7.8 7.3

Read ANZ bank account reviews by the Mozo community

Latest reviews of ANZ Access Advantage

ANZ

ANZ Access Advantage bank account review

Overall rating   7 / 10

Good online service

I like this bank as it is convenient to use for online and face to face banking.

Full review

I like this bank as it is convenient to use for online and face to face banking.

    Price   6 / 10

    Features   6 / 10

    Customer service   6 / 10

    Convenience   7 / 10

    Trust   7 / 10

Less

Joseph, Queensland, reviewed 4 days ago

ANZ

ANZ Access Advantage bank account review

Overall rating   4 / 10

Anz is not the easiest nor the cheapest to bank at

I have banked with ANZ for a little over 5 years and I have had nothing but problems with them from randomly deactivating my card to money unexplainably going missing from my accounts. So my opinion is to duck weave and dodge ANZ as much as you can.

Full review

I have banked with ANZ for a little over 5 years and I have had nothing but problems with them from randomly deactivating my card to money unexplainably going missing from my accounts. So my opinion is to duck weave and dodge ANZ as much as you can.

    Price   3 / 10

    Features   3 / 10

    Customer service   5 / 10

    Convenience   6 / 10

    Trust   5 / 10

Less

Micheal, Queensland, reviewed 4 days ago

ANZ

ANZ Access Advantage bank account review

Overall rating   8 / 10

Simple to use

Very professional and service is quick.

Full review

Very professional and service is quick.

    Price   10 / 10

    Features   10 / 10

    Customer service   5 / 10

    Convenience   10 / 10

    Trust   5 / 10

Less

Yavanna, Western Australia, reviewed 4 days ago

ANZ

ANZ Access Advantage bank account review

Overall rating   10 / 10

Fantastic bank

Everything is absolutely great.

Full review

Everything is absolutely great.

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Yvonne, South Australia, reviewed 10 days ago

ANZ

ANZ Access Advantage bank account review

Overall rating   4 / 10

Really average

Nothing amazing. Just your typical big four bank.

Full review

Nothing amazing. Just your typical big four bank.

    Price   6 / 10

    Features   5 / 10

    Customer service   4 / 10

    Convenience   5 / 10

    Trust   3 / 10

Less

Melba, Queensland, reviewed 10 days ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Rates

  • Balances from $0: 0.00% p.a.
    Balances from $50,000: 0.01% p.a.
    Balances from $100,000: 0.02% p.a.

  • none

  • n/a

Fees

  • $5.00

  • $0 monthly account fee if you deposit min. $2,000 per month

  • Unlimited free transactions from own-bank ATM, EFTPOS, cheque, counter withdrawals, counter deposits, phone and internet

  • $0.00

  • ANZ

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $5.00

  • 3.00%

  • $0.00 monthly

Other financial bits

  • $0.00

  • $0.00

Features

  • $1,000.00

  • yes

  • no

  • yes

  • yes

  • yes

  • yes

  • no

  • none

  • none

Atm card

  • $5.00

  • $0.00

  • 3.00%

Debit card

  • $5.00

  • $0.00

  • 3.00%

About ANZ

ANZ is one of the largest companies in Australia and New Zealand, with a history that stretches back over 170 years. The bank offers a range of banking and financial products to more than 5.7 million retail customers, including home loans, credit cards and debit cards, personal loans, savings and banking accounts and personal insurance. And now, with its new mobile banking application, ANZ App, it's easier to do banking on the go.

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