ANZ Access Advantage
ANZ Access Advantage
Mozo Review ANZ Access Advantage Review
Last updated: 11 January 2019.
What's hot:
Option to pay via Apple Pay
No minimum balance
What's not:
$5 monthly fee
Mozo snapshot:
The ANZ Access Advantage account is your standard bank account with unlimited ANZ ATM access, internet and phone banking. It has a $5 monthly service fee which is value for money if you need regular branch access or teller assistance (This fee is waived if you deposit $2000 into your account each month). If you do all your banking electronically there are other fee free options on the market that are worth considering. You can also get an image of your choice on your card for free, so this could be Fluffy or Buster's chance to finally score a place in your wallet!
Key features:
There are no minimum opening deposits or minimum balance requirements with an ANZ Access Advantage account. You'll get unlimited transactions from ANZ ATMs, phone and internet banking, full branch access, and EFTPOS.
As with most everyday transaction accounts the interest on balances is minimal - 0% on balances under $50,000, 0.01% above $50,000 and 0.02% over $100,000.
The ANZ Access Advantage account comes with a Visa debit card that has PayWave access and Apply Pay for iPhones, so you can make transactions under $100 simply by flashing your card. Plus Visa debit transaction have ANZ's Falcon fraud protection monitoring so you'll have peace of mind when online shopping.
If you're heading overseas you'll need to plan carefully if you want to avoid high fees with the ANZ Access Advantage. Overseas ATM withdrawals cost $5 a pop and purchases attract a 3.0% foreign exchange commission.
Who it's good for:
The ANZ Access Advantage is particularly good for anyone who needs full branch access on a regular basis as all over the counter and teller assistance is included in the $5 monthly fee.
If you are a full time student or you deposit over $2000 each month into the account, the monthly account fee can be waived.
Any catches?
The ANZ Access Advantage account has a $1000 ATM daily withdrawal limit, so you'll need to plan in advance if you're going to make any large purchases.
Details
Rates and fees information correct as at 20 March 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
Balances from $0: 0.00% p.a.
Balances from $50,000: 0.01% p.a.
Balances from $100,000: 0.02% p.a. -
none
-
n/a
Fees
-
$5.00
-
$0 monthly account fee if you deposit min. $2,000 per month
-
Unlimited free transactions from own-bank ATM, EFTPOS, cheque, counter withdrawals, counter deposits, phone and internet
-
$0.00
-
ANZ
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
$5.00
-
3.00%
-
$0.00 monthly
Other financial bits
-
$0.00
-
$0.00
Features
-
$1,000.00
-
yes
-
no
-
yes
-
yes
-
yes
-
yes
-
no
-
none
-
none
Atm card
-
-
$5.00
-
$0.00
-
3.00%
Debit card
-
-
$5.00
-
$0.00
-
3.00%
Customer Reviews
How are ANZ bank accounts rated by the Mozo community?
Latest reviews of ANZ Access Advantage
- Overall8/10
A very competitive product which has many benefits
Very convenient card, excellent rates and the customer service is very good. Haven't had any...
Read full review
Very convenient card, excellent rates and the customer service is very good. Haven't had any issues or problems with it, I would highly recommend this product.
Price8/10Features7/10Customer service8/10Convenience8/10Trust7/10Less
Darren | South Australia
reviewed 29 days ago
- Overall4/10
Anz is not the easiest nor the cheapest to bank at
I have banked with ANZ for a little over 5 years and I have had nothing but problems with them...
Read full review
I have banked with ANZ for a little over 5 years and I have had nothing but problems with them from randomly deactivating my card to money unexplainably going missing from my accounts. So my opinion is to duck, weave and dodge ANZ as much as you can.
Price3/10Features3/10Customer service5/10Convenience6/10Trust5/10Less
Micheal | Queensland
reviewed about 2 months ago
- Overall2/10
Extremely poor customer service
My debit card was cancelled instead of my husbands. This left me stranded 60km from home with no...
Read full review
My debit card was cancelled instead of my husbands. This left me stranded 60km from home with no money and no fuel to get home. When I called I was told "surely you have another account with someone else". Unfortunately for me I didn't. All my accounts including home loan, credit card and banking have been with ANZ for the past 14 years. They hung up stating they couldn't do anything.
Price5/10Features5/10Customer service0/10Convenience5/10Trust-1/10Less
Donna | New South Wales
reviewed about 2 months ago
- Overall9/10
ANZ has low fees
It is good banking with ANZ. The customer service is fantastic, the rates are great and you get...
Read full review
It is good banking with ANZ. The customer service is fantastic, the rates are great and you get bonus interest each month.
Price10/10Features6/10Customer service10/10Convenience10/10Trust10/10Less
Kylie | New South Wales
reviewed about 2 months ago
- Overall4/10
Not great
Their customer service is never up to scratch. Been with them for years just could be stuff to...
Read full review
Their customer service is never up to scratch. Been with them for years just could be stuff to make the effort to change banks.
Price1/10Features2/10Customer service2/10Convenience5/10Trust3/10Less
Tong | Victoria
reviewed 2 months ago
About ANZ
ANZ is one of the largest companies in Australia and New Zealand, with a history that stretches back over 170 years. The bank offers a range of banking and financial products to more than 5.7 million retail customers, including home loans, credit cards and debit cards, personal loans, savings and banking accounts and personal insurance. And now, with its new mobile banking application, ANZ App, it's easier to do banking on the go.
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