ANZ Access Advantage

$5.00$0 monthly account fee if you deposit min. $2,000 per month

ANZ

Visa Debit or
EFTPOS

ANZ Access Advantage Review

Review updated: 25 November 2014

Review published: 4 October 2012

What's hot:

  • No minimum balance

What's not:

  • $5 monthly fee

Mozo snapshot:

The ANZ Access Advantage account is your standard bank account with unlimited ANZ ATM access, internet and phone banking. It has a $5 monthly service fee which is value for money if you need regular branch access or teller assistance (This fee is waived if you deposit $2000 into your account each month). If you do all your banking electronically there are other fee free options on the market that are worth considering. You can also get an image of your choice on your card for free, so this could be Fluffy or Buster's chance to finally score a place in your wallet!

Key features:

There are no minimum opening deposits or minimum balance requirements with an ANZ Access Advantage account. You'll get unlimited transactions from ANZ ATMs, phone and internet banking, full branch access, and EFTPOS.

As with most everyday transaction accounts the interest on balances is minimal - 0% on balances under $50,000, 0.01% above $50,000 and 0.02% over $100,000.

The ANZ Access Advantage account comes with a Visa debit card that has PayWave access, so you can make transactions under $100 simply by flashing your card. Plus Visa debit transaction have ANZ's Falcon fraud protection monitoring so you'll have peace of mind when online shopping.

If you're heading overseas you'll need to plan carefully if you want to avoid high fees with the ANZ Access Advantage. Overseas ATM withdrawals cost $5 a pop and purchases attract a 3.0% foreign exchange commission.

Who it's good for:

The ANZ Access Advantage is particularly good for anyone who needs full branch access on a regular basis as all over the counter and teller assistance is included in the $5 monthly fee.

If you are a full time student or you deposit over $2000 each month into the account, the monthly account fee can be waived.

Any catches?

The ANZ Access Advantage account has a $1000 a day ATM withdrawal limit, so you'll need to plan in advance if you're going to make any large purchases.

How are ANZ bank accounts rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
7.6

Based on 1579
ANZ bank accounts reviews

6.7 6.6 7.6 7.9 7.6

Read ANZ bank account reviews by the Mozo community

Latest reviews of ANZ Access Advantage

ANZ

ANZ Access Advantage bank account review

Overall rating   8 / 10

Helpful bank

My local Maffra branch has fantastic people working there
Full review

My local Maffra branch has fantastic people working there

    Price   6 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   7 / 10

    Trust   9 / 10

Less

Kim (VIC), reviewed 4 days ago

Was this review helpful? Yes

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ANZ

ANZ Access Advantage bank account review

Overall rating   8 / 10

Low fees. Good online banking

Low fees and service was good when I needed it. The online email system is not the quickest but it still beats going in branch
Full review

Low fees and service was good when I needed it. The online email system is not the quickest but it still beats going in branch

    Price   8 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   7 / 10

    Trust   7 / 10

Less

Alex (NSW), reviewed 4 days ago

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ANZ

ANZ Access Advantage bank account review

Overall rating   10 / 10

Best ever

Best bank I've ever been with. All the others can go jump in the lake.
Full review

Best bank I've ever been with. All the others can go jump in the lake.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Jason (SA), reviewed 4 days ago

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ANZ

ANZ Access Advantage bank account review

Overall rating   5 / 10

Great customer service

Great to have a branch close by so that you are able to built up a relationship with permanent staff that know and understand your individual banking needs.
Full review

Great to have a branch close by so that you are able to built up a relationship with permanent staff that know and understand your individual banking needs.

    Price   5 / 10

    Features   5 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Carmel (QLD), reviewed about 2 months ago

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ANZ

ANZ Access Advantage bank account review

Overall rating   7 / 10

The bank that help's with almost every situation

Pros: Good reliable that has always helped me through any time of need. Definitely an understanding bank and tries anything to help out with any situation at that time. I will never go to another bank as long as ANZ is open. Cons: The opening...
Full review

Pros: Good reliable that has always helped me through any time of need. Definitely an understanding bank and tries anything to help out with any situation at that time. I will never go to another bank as long as ANZ is open. Cons: The opening hours are too short, by the time I finish work they have already close so i have to take time out of my working hours to go to the bank.

    Price   7 / 10

    Features   4 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Damien (QLD), reviewed about 2 months ago

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Rates

  • Balances from $0: 0.00%pa.
    Balances from $50,000: 0.01%pa.
    Balances from $100,000: 0.02%pa

  • none

  • none

Fees

  • $5.00

  • $0 monthly account fee if you deposit min. $2,000 per month

  • Unlimited free transactions from own-bank ATM, EFTPOS, cheque, counter withdrawals, counter deposits, phone and internet

  • $0.00

  • ANZ

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $5.00

  • 3.00%

Other financial bits

  • $0.00

  • $0.00

Features

  • $1,000.00

  • yes

  • no

  • yes

  • yes

  • yes

  • yes

  • no

  • none

  • none

About ANZ

ANZ is one of the largest companies in Australia and New Zealand, with a history that stretches back over 170 years. The bank offers a range of banking and financial products to more than 5.7 million retail customers, including home loans, credit cards and debit cards, personal loans, savings and banking accounts and personal insurance. And now, with its new mobile banking application, ANZ goMoney, it's easier to do banking on the go.

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