The ANZ Access Advantage account is your standard bank account with unlimited ANZ ATM access, internet and phone banking. It has a $5 monthly service fee but this is waived if you deposit $2,000 into your account each month.
There are no minimum opening deposits or minimum balance requirements with an ANZ Access Advantage account. You'll get unlimited transactions from ANZ ATMs, phone and internet banking, full branch access, and EFTPOS.
As with most everyday transaction accounts, the ANZ Access Advantage account has minimal interest on balances: 0% on balances under $50,000, 0.01% above $50,000 and 0.02% over $100,000.
The ANZ Access Advantage account comes with a Visa Debit Card and PayWave access, so you'll be able to make transactions under $100 by simply flashing your card or phone. Plus, Visa debit transactions are covered by ANZ's Falcon Fraud Protection monitoring, so you'll have peace of mind when online shopping. You'll also be able to make payments using Apple Pay, Google Pay, Samsung Pay, Garmin Pay and Fitbit Pay.
The ANZ Access Advantage is a great everyday transaction account option, especially if you're after full branch access on a regular basis, as all over the counter and teller assistance is included in the $5 monthly fee.
Plus, if you deposit over $2,000 into your account each month, then the monthly account fee will be waived.
The ANZ Access Advantage account comes with a $1,000 daily ATM withdrawal limit, so you'll need to plan in advance if you're going to make any large withdrawals.
| Balances from $0: 0.00% p.a. | |
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| $5.00 | |
| $0 monthly account fee if you deposit min. $2,000 per month | |
| Unlimited free transactions from own-bank ATM, EFTPOS, cheque, counter withdrawals, counter deposits, phone and internet | |
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| ANZ | |
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| $5.00 | |
| 3.00% | |
| $0.00 monthly |
| $0.00 | |
| $0.00 |
| $1,000.00 | |
| yes | |
| no | |
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| none | |
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| 3.00% |
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Apple Pay, Google Pay, PayID, Samsung Pay, Garmin, Fitbit
This bank changes terms and conditions to often and does not communicate effectively.
Read full reviewThis bank changes terms and conditions to often and does not communicate effectively.
Reliable bank. Bad on interest incentive for savings accounts.
Read full reviewReliable bank. Bad on interest incentive for savings accounts.
Branches have closed everywhere on the north east coast. If ANZ were not profitable they would have shut long ago. It appears ANZ could not maintain good Managers so they closed the branches instead......... leaving ANZ customers with no option but to leave, have second bank (too costly to move mortgages) or just use ATM’s. Only transactional service from ATM......it doesn’t actually fix customers issues. Ringing ANZ is a joke, no one gets back to you. All in all ANZ is a machine that is going backwards. It may not be noticed by the Managers now but the board will see a sharp turn for the worst when mortgages and loans are paid off and not replaced.
Read full reviewBranches have closed everywhere on the north east coast. If ANZ were not profitable they would have shut long ago. It appears ANZ could not maintain good Managers so they closed the branches instead......... leaving ANZ customers with no option but to leave, have second bank (too costly to move mortgages) or just use ATM’s. Only transactional service from ATM......it doesn’t actually fix customers issues. Ringing ANZ is a joke, no one gets back to you. All in all ANZ is a machine that is going backwards. It may not be noticed by the Managers now but the board will see a sharp turn for the worst when mortgages and loans are paid off and not replaced.
I have been trying to get through to the customer services for no of months. I gave a disability. If there are unexplained money transfer, I wanted to talk to bank for weeks. I have been put on the music mire than two hours with nasty music. Now and then you hear,"we are going to answer you shirtly" What do they mean by shortly. More than two hours? It's a nightmare. Have to go to bank each time. Matter is not resolved straightaway either. I want to move away from this bank. It seems a real nightmare.
Read full reviewI have been trying to get through to the customer services for no of months. I gave a disability. If there are unexplained money transfer, I wanted to talk to bank for weeks. I have been put on the music mire than two hours with nasty music. Now and then you hear,"we are going to answer you shirtly" What do they mean by shortly. More than two hours? It's a nightmare. Have to go to bank each time. Matter is not resolved straightaway either. I want to move away from this bank. It seems a real nightmare.
Their customer service is fantastic! However, their Homebase logistics can be a bit shoddy... I had to reorder a card 3 times before it actually came to me!
Read full reviewTheir customer service is fantastic! However, their Homebase logistics can be a bit shoddy... I had to reorder a card 3 times before it actually came to me!
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