The ANZ Access Advantage account is your standard bank account with unlimited ANZ ATM access, internet and phone banking. It has a $5 monthly service fee but this is waived if you deposit $2000 into your account each month. The account comes with the option to get an image of your choice on your ATM card for free, so this could be Fluffy or Buster's chance to finally score a place in your wallet.
There are no minimum opening deposits or minimum balance requirements with an ANZ Access Advantage account. You'll get unlimited transactions from ANZ ATMs, phone and internet banking, full branch access, and EFTPOS.
As with most everyday transaction accounts, the ANZ Access Advantage account has minimal interest on balances: 0% on balances under $50,000, 0.01% above $50,000 and 0.02% over $100,000.
The ANZ Access Advantage account comes with a Visa Debit Card and PayWave access, so you'll be able to make transactions under $100 by simply flashing your card or phone. Plus, Visa debit transactions are covered by ANZ's Falcon Fraud Protection monitoring, so you'll have peace of mind when online shopping. You'll also be able to make payments using Apple Pay, Google Pay, Samsung Pay, Garmin Pay and Fitbit Pay.
The ANZ Access Advantage is a great everyday transaction account option, especially if you're after full branch access on a regular basis, as all over the counter and teller assistance is included in the $5 monthly fee.
Plus, if you deposit over $2000 into your account each month, then the monthly account fee will be waived.
The ANZ Access Advantage account comes with a $1,000 daily ATM withdrawal limit, so you'll need to plan in advance if you're going to make any large withdrawals.
Balances from $0: 0.00% p.a.
Balances from $50,000: 0.01% p.a.
Balances from $100,000: 0.02% p.a.
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$5.00
$0 monthly account fee if you deposit min. $2,000 per month
Unlimited free transactions from own-bank ATM, EFTPOS, cheque, counter withdrawals, counter deposits, phone and internet
$0.00
ANZ
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$5.00
3.00%
$0.00 monthly
$0.00
$0.00
$1,000.00
yes
no
yes
yes
yes
yes
no
none
none
$5.00
$0.00
3.00%
$5.00
$0.00
3.00%
Apple Pay, Google Pay, PayID, Samsung Pay, Garmin, Fitbit
They look after you and any issues they are onto quite quickly to sort out.
Read full reviewThey look after you and any issues they are onto quite quickly to sort out.
They are great. I had money taken from a fraud company and they sorted it ASAP. The lady on the phone was great, I wasn't on hold for long either.
Read full reviewThey are great. I had money taken from a fraud company and they sorted it ASAP. The lady on the phone was great, I wasn't on hold for long either.
I love ANZ and have always banked with them because of one simple thing: customer service. Money always follows customer satisfaction not popularity. ANZ are always perfectly organised and well managed no matter where you go and even through a pandemic it worked as though nothing was happening. The fees are fair and easily explained even my non English speaking parents understood. I guess the only con I can think of is that people are still banking with anyone else!
Read full reviewI love ANZ and have always banked with them because of one simple thing: customer service. Money always follows customer satisfaction not popularity. ANZ are always perfectly organised and well managed no matter where you go and even through a pandemic it worked as though nothing was happening. The fees are fair and easily explained even my non English speaking parents understood. I guess the only con I can think of is that people are still banking with anyone else!
I love how easy online banking is and that you can personalise your accounts, call them what you will.
Read full reviewI love how easy online banking is and that you can personalise your accounts, call them what you will.
Good bank, never had any hassles.
Read full reviewGood bank, never had any hassles.
ANZ is one of the largest companies in Australia and New Zealand, with a history that stretches back over 170 years. The bank offers a range of banking and financial products to more than 5.7 million retail customers, including home loans, credit cards and debit cards, personal loans, savings and banking accounts and personal insurance. And now, with its new mobile banking application, ANZ App, it's easier to do banking on the go.
MyState Bank
Glide Account
$0.00
Apple Pay, Google Pay, PayID, Samsung Pay, FitBit Pay, Garmin
0% p.a.
NAB
Classic Banking Account (with Standard Visa Debit Card)
$0.00
Apple Pay, Google Pay, PayID, Samsung Pay
0.01% p.a.
NAB
Classic Banking Account (with Standard Visa Debit Card)
$0.00
NAB
Visa Debit or
EFTPOS
