The ANZ Access Advantage account is your standard bank account with unlimited ANZ ATM access, internet and phone banking. It has a $5 monthly service fee but this is waived if you deposit $2,000 into your account each month.
There are no minimum opening deposits or minimum balance requirements with an ANZ Access Advantage account. You'll get unlimited transactions from ANZ ATMs, phone and internet banking, full branch access, and EFTPOS.
As with most everyday transaction accounts, the ANZ Access Advantage account has minimal interest on balances: 0% on balances under $50,000, 0.01% above $50,000 and 0.02% over $100,000.
The ANZ Access Advantage account comes with a Visa Debit Card and PayWave access, so you'll be able to make transactions under $100 by simply flashing your card or phone. Plus, Visa debit transactions are covered by ANZ's Falcon Fraud Protection monitoring, so you'll have peace of mind when online shopping. You'll also be able to make payments using Apple Pay, Google Pay, Samsung Pay, Garmin Pay and Fitbit Pay.
The ANZ Access Advantage is a great everyday transaction account option, especially if you're after full branch access on a regular basis, as all over the counter and teller assistance is included in the $5 monthly fee.
Plus, if you deposit over $2,000 into your account each month, then the monthly account fee will be waived.
The ANZ Access Advantage account comes with a $1,000 daily ATM withdrawal limit, so you'll need to plan in advance if you're going to make any large withdrawals.
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Balances from $0: 0.00% p.a. |
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n/a |
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n/a |
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$5.00 |
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$0 monthly account fee if you deposit min. $2,000 per month |
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Unlimited free transactions from own-bank ATM, EFTPOS, cheque, counter withdrawals, counter deposits, phone and internet |
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$0.00 |
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ANZ |
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$0.00 |
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$0.00 |
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$0.00 |
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$0.00 |
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$0.00 |
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$0.00 |
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$0.00 |
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$5.00 |
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3.00% |
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$0.00 monthly |
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$0.00 |
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$0.00 |
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$1,000.00 |
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yes |
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no |
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yes |
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yes |
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yes |
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yes |
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no |
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none |
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none |
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$5.00 |
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$0.00 |
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3.00% |
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$5.00 |
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$0.00 |
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3.00% |
Apple Pay, Google Pay, PayID, Samsung Pay, Garmin, Fitbit
I'm an existing customer so I thought it would be super easy to open a joint account with my partner, who is also a customer. Not only was this really difficult due to an 'address' issue, it required a visit into a branch (which ultimately achieved nothing) and then a 60 minute phone call where I was handballed between departments. Overall this is a good product but make sure you use the address lookup when opening your account.
Read full reviewI'm an existing customer so I thought it would be super easy to open a joint account with my partner, who is also a customer. Not only was this really difficult due to an 'address' issue, it required a visit into a branch (which ultimately achieved nothing) and then a 60 minute phone call where I was handballed between departments. Overall this is a good product but make sure you use the address lookup when opening your account.
We have had a great experience with ANZ Bank, we opened accounts online and the verification process in person was seamless and super easy! The team members are helpful and provided so much information and answered all questions. The products are easy to understand and well explained.
Read full reviewWe have had a great experience with ANZ Bank, we opened accounts online and the verification process in person was seamless and super easy! The team members are helpful and provided so much information and answered all questions. The products are easy to understand and well explained.
Anz is easy to use but is kissing key simple features that the other banks seem to have adopted like saving pots - without needing to open a awerate saving account
Read full reviewAnz is easy to use but is kissing key simple features that the other banks seem to have adopted like saving pots - without needing to open a awerate saving account
ANZ have helped me so much over the years, in so many ways. The staff are really helpful and make every attempt to find a solution to my problems, in which they mostly succeed. The only unfortunate thing is that the branch has moved away to another location which means a further 10-minute walk for me to get there. However, I can usually resolve any issues online or by phoning them.
Read full reviewANZ have helped me so much over the years, in so many ways. The staff are really helpful and make every attempt to find a solution to my problems, in which they mostly succeed. The only unfortunate thing is that the branch has moved away to another location which means a further 10-minute walk for me to get there. However, I can usually resolve any issues online or by phoning them.
This bank changes terms and conditions to often and does not communicate effectively.
Read full reviewThis bank changes terms and conditions to often and does not communicate effectively.
Westpac
Choice
$5.00$0 monthly account fee if you deposit min. $2,000 per month or are aged under 30.
Apple, Pay, Google, Pay, Samsung, Pay, Fitbit, Pay, Garmin, Pay, Digital, Card
0% p.a.
MyState Bank
Glide Account
$0.00
Apple Pay, Google Pay, PayID, Samsung Pay, FitBit Pay, Garmin
0% p.a.
NAB
Classic Banking Account (with Standard Visa Debit Card)
$0.00
Apple Pay, Google Pay, PayID, Samsung Pay
0.01% p.a.
Macquarie
Transaction Account
$0.00
rediATM (other ATM network fees refunded)
Debit Mastercard
NAB
Classic Banking Account (with Standard Visa Debit Card)
$0.00
NAB
Visa Debit or
EFTPOS
