ANZ Access Advantage

$5.00

Apple Pay, Google Pay, PayID, Samsung Pay, Garmin, Fitbit

0% p.a.

ANZ Access Advantage

$5.00

Apple Pay, Google Pay, PayID, Samsung Pay, Garmin, Fitbit

0% p.a.

Mozo Review   ANZ Access Advantage Review

Last updated: 22 January 2020.

What's hot:
  • Option to pay via Apple Pay

  • No minimum balance

What's not:
  • $5 monthly fee (waived if you deposit $2000 into the account each month)

Mozo snapshot:

The ANZ Access Advantage account is your standard bank account with unlimited ANZ ATM access, internet and phone banking. It has a $5 monthly service fee but this is waived if you deposit $2000 into your account each month. The account comes with the option to get an image of your choice on your ATM card for free, so this could be Fluffy or Buster's chance to finally score a place in your wallet.

Key features:

There are no minimum opening deposits or minimum balance requirements with an ANZ Access Advantage account. You'll get unlimited transactions from ANZ ATMs, phone and internet banking, full branch access, and EFTPOS.

As with most everyday transaction accounts, the ANZ Access Advantage account has minimal interest on balances: 0% on balances under $50,000, 0.01% above $50,000 and 0.02% over $100,000.

The ANZ Access Advantage account comes with a Visa Debit Card and PayWave access, so you'll be able to make transactions under $100 by simply flashing your card or phone. Plus, Visa debit transactions are covered by ANZ's Falcon Fraud Protection monitoring, so you'll have peace of mind when online shopping. You'll also be able to make payments using Apple Pay, Google Pay, Samsung Pay, Garmin Pay and Fitbit Pay.

If you're heading overseas you'll need to plan carefully if you want to avoid high fees with the ANZ Access Advantage. Overseas ATM withdrawals cost $5 a pop and there is also a 3.0% foreign exchange commission on all international transactions.
Who it's good for:

The ANZ Access Advantage is a great everyday transaction account option, especially if you're after full branch access on a regular basis, as all over the counter and teller assistance is included in the $5 monthly fee.

Plus, if you deposit over $2000 into your account each month, then the monthly account fee will be waived.

Any catches?

The ANZ Access Advantage account comes with a $1,000 daily ATM withdrawal limit, so you'll need to plan in advance if you're going to make any large withdrawals.

Details

Rates and fees information correct as at 8 April 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.00% p.a.
    Balances from $50,000: 0.01% p.a.
    Balances from $100,000: 0.02% p.a.

  • n/a

  • n/a

Fees
  • $5.00

  • $0 monthly account fee if you deposit min. $2,000 per month

  • Unlimited free transactions from own-bank ATM, EFTPOS, cheque, counter withdrawals, counter deposits, phone and internet

  • $0.00

  • ANZ

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $5.00

  • 3.00%

  • $0.00 monthly

Other financial bits
  • $0.00

  • $0.00

Features
  • $1,000.00

  • yes

  • no

  • yes

  • yes

  • yes

  • yes

  • no

  • none

  • none

Atm card
  • $5.00

  • $0.00

  • 3.00%

Debit card
  • $5.00

  • $0.00

  • 3.00%

Payment options

Apple Pay, Google Pay, PayID, Samsung Pay, Garmin, Fitbit

Customer Reviews

How are ANZ bank accounts rated by the Mozo community?

Overall customer rating
7.3/10

Based on 4368 ANZ bank account reviews

Price
6.5/10
Features
6.2/10
Customer service
7.3/10
Convenience
7.8/10
Trust
7.3/10

Latest reviews of ANZ Access Advantage

  • Overall 9/10
    Good value.

    ANZ for good reliable banking.

    Read full review

    ANZ for good reliable banking.

    Price
    7/10
    Features
    7/10
    Customer service
    7/10
    Convenience
    9/10
    Trust
    10/10
    Less
    Gary, Queensland reviewed 2 days ago
  • Overall 10/10
    Best customer service I ever had.

    Excellent customer service. They always do everything to help and I have been a customer there since the end of 2016.

    Read full review

    Excellent customer service. They always do everything to help and I have been a customer there since the end of 2016.

    Price
    -1/10
    Features
    -1/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Ann, New South Wales reviewed 6 days ago
  • Overall 10/10
    Awesome.

    It's awesome.

    Read full review

    It's awesome.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Ashley, New South Wales reviewed 8 days ago
  • Overall 10/10
    Great customer service with my queries.

    Disappointed they have closed Gladstone Park but have adapted.

    Read full review

    Disappointed they have closed Gladstone Park but have adapted.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Barbara, Victoria reviewed 9 days ago
  • Overall 8/10
    Convienient.

    ANZ to me is just like this response; super simple and basic. Convenience is the main thing I want in everyday banking and that is what I get.

    Read full review

    ANZ to me is just like this response; super simple and basic. Convenience is the main thing I want in everyday banking and that is what I get.

    Price
    8/10
    Features
    8/10
    Customer service
    9/10
    Convenience
    10/10
    Trust
    8/10
    Less
    Lachlan, Western Australia reviewed 9 days ago
ANZ

About ANZ

ANZ is one of the largest companies in Australia and New Zealand, with a history that stretches back over 170 years. The bank offers a range of banking and financial products to more than 5.7 million retail customers, including home loans, credit cards and debit cards, personal loans, savings and banking accounts and personal insurance. And now, with its new mobile banking application, ANZ App, it's easier to do banking on the go.

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