Account fee
$5.00
Payment options
Apple Pay, Google Pay, PayID, Samsung Pay, Garmin, Fitbit
Interest rate
0% p.a.

Mozo editorial review ANZ Access Advantage - last updated: 22 January 2021

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What's hot
  • Option to multiple digital wallets
  • No minimum balance
What's not
  • $5 monthly fee (waived if you deposit $2,000 into the account each month)
Mozo snapshot

The ANZ Access Advantage account is your standard bank account with unlimited ANZ ATM access, internet and phone banking. It has a $5 monthly service fee but this is waived if you deposit $2,000 into your account each month. 

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Key features

There are no minimum opening deposits or minimum balance requirements with an ANZ Access Advantage account. You'll get unlimited transactions from ANZ ATMs, phone and internet banking, full branch access, and EFTPOS.

As with most everyday transaction accounts, the ANZ Access Advantage account has minimal interest on balances: 0% on balances under $50,000, 0.01% above $50,000 and 0.02% over $100,000.

The ANZ Access Advantage account comes with a Visa Debit Card and PayWave access, so you'll be able to make transactions under $100 by simply flashing your card or phone. Plus, Visa debit transactions are covered by ANZ's Falcon Fraud Protection monitoring, so you'll have peace of mind when online shopping. You'll also be able to make payments using Apple Pay, Google Pay, Samsung Pay, Garmin Pay and Fitbit Pay.

If you're heading overseas you'll need to plan carefully if you want to avoid high fees with the ANZ Access Advantage. Overseas ATM withdrawals cost $5 a pop and there is also a 3.00% foreign exchange commission on all international transactions.
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Who is it good for

The ANZ Access Advantage is a great everyday transaction account option, especially if you're after full branch access on a regular basis, as all over the counter and teller assistance is included in the $5 monthly fee.

Plus, if you deposit over $2,000 into your account each month, then the monthly account fee will be waived.

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Any catches

The ANZ Access Advantage account comes with a $1,000 daily ATM withdrawal limit, so you'll need to plan in advance if you're going to make any large withdrawals.

Details

Rates and fees information correct as at 18 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

Balances from $0: 0.00% p.a.
Balances from $50,000: 0.01% p.a.
Balances from $100,000: 0.02% p.a.

n/a

n/a

Fees

$5.00

$0 monthly account fee if you deposit min. $2,000 per month

Unlimited free transactions from own-bank ATM, EFTPOS, cheque, counter withdrawals, counter deposits, phone and internet

$0.00

ANZ

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$5.00

3.00%

$0.00 monthly

Other financial bits

$0.00

$0.00

Features

$1,000.00

yes

no

yes

yes

yes

yes

no

none

none

Atm card

$5.00

$0.00

3.00%

Debit card

$5.00

$0.00

3.00%

Payment options

Apple Pay, Google Pay, PayID, Samsung Pay, Garmin, Fitbit

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