The ANZ Access Advantage account is your standard bank account with unlimited ANZ ATM access, internet and phone banking. It has a $5 monthly service fee but this is waived if you deposit $2000 into your account each month. The account comes with the option to get an image of your choice on your ATM card for free, so this could be Fluffy or Buster's chance to finally score a place in your wallet.
There are no minimum opening deposits or minimum balance requirements with an ANZ Access Advantage account. You'll get unlimited transactions from ANZ ATMs, phone and internet banking, full branch access, and EFTPOS.
As with most everyday transaction accounts, the ANZ Access Advantage account has minimal interest on balances: 0% on balances under $50,000, 0.01% above $50,000 and 0.02% over $100,000.
The ANZ Access Advantage account comes with a Visa Debit Card and PayWave access, so you'll be able to make transactions under $100 by simply flashing your card or phone. Plus, Visa debit transactions are covered by ANZ's Falcon Fraud Protection monitoring, so you'll have peace of mind when online shopping. You'll also be able to make payments using Apple Pay, Google Pay, Samsung Pay, Garmin Pay and Fitbit Pay.
The ANZ Access Advantage is a great everyday transaction account option, especially if you're after full branch access on a regular basis, as all over the counter and teller assistance is included in the $5 monthly fee.
Plus, if you deposit over $2000 into your account each month, then the monthly account fee will be waived.
The ANZ Access Advantage account comes with a $1,000 daily ATM withdrawal limit, so you'll need to plan in advance if you're going to make any large withdrawals.
Balances from $0: 0.00% p.a.
Balances from $50,000: 0.01% p.a.
Balances from $100,000: 0.02% p.a.
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n/a
$5.00
$0 monthly account fee if you deposit min. $2,000 per month
Unlimited free transactions from own-bank ATM, EFTPOS, cheque, counter withdrawals, counter deposits, phone and internet
$0.00
ANZ
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$5.00
3.00%
$0.00 monthly
$0.00
$0.00
$1,000.00
yes
no
yes
yes
yes
yes
no
none
none
$5.00
$0.00
3.00%
$5.00
$0.00
3.00%
Apple Pay, Google Pay, PayID, Samsung Pay, Garmin, Fitbit
They're good and have always treated me well, give them a go if their service seems a good fit for you.
Read full reviewThey're good and have always treated me well, give them a go if their service seems a good fit for you.
I have been with ANZ since I started my first job which is well over 16 years. I have always banked with them and have never strayed. I feel like they could really benefit from looking after customers like myself. I am now at the age where I am researching what other bank provide better services as I feel I could be treated better. Overall, they are a great bank to start out with but looking at other options when you get older is key!
Read full reviewI have been with ANZ since I started my first job which is well over 16 years. I have always banked with them and have never strayed. I feel like they could really benefit from looking after customers like myself. I am now at the age where I am researching what other bank provide better services as I feel I could be treated better. Overall, they are a great bank to start out with but looking at other options when you get older is key!
I like ANZ because it has great customer service and a reasonable interest rate.
Read full reviewI like ANZ because it has great customer service and a reasonable interest rate.
ANZ is good. It's Australia and New Zealand wide. You know they have solid experience in looking after you. I never have to call because I can do everything online. The account doesn't get me any rewards points, etc. which is the only downside. But occasionally I forgot to transfer money and they'll text me if it's overdrawn so I can fix it without being charged fees.
Read full reviewANZ is good. It's Australia and New Zealand wide. You know they have solid experience in looking after you. I never have to call because I can do everything online. The account doesn't get me any rewards points, etc. which is the only downside. But occasionally I forgot to transfer money and they'll text me if it's overdrawn so I can fix it without being charged fees.
We have been with our bank for 20 + years, but they don't seem to give any better treatment for our loyalty.
Read full reviewWe have been with our bank for 20 + years, but they don't seem to give any better treatment for our loyalty.
ANZ is one of the largest companies in Australia and New Zealand, with a history that stretches back over 170 years. The bank offers a range of banking and financial products to more than 5.7 million retail customers, including home loans, credit cards and debit cards, personal loans, savings and banking accounts and personal insurance. And now, with its new mobile banking application, ANZ App, it's easier to do banking on the go.
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