The BankSA Complete Freedom Account certainly gives you complete freedom over your money, with cardless cash withdrawals, fee free internet and mobile banking, as well as customised SMS and email alerts. On top of this you’ll have access to over 3,000 St. George and partner ATMs around Australia. While there is a $5 account keeping fee, if you deposit $2,000 or more a month, the fee is waived.
The BankSA Complete Freedom Account has one of the largest ATM networks in Australia with free withdrawals from BankSA, Bank Of Melbourne, and Westpac ATMs. You can also access your cash through phone and internet banking, in branch or via EFTPOS.
The bank account comes with a Visa Debit Card, which means you can shop anywhere Visa is accepted around the world. Plus you’ll be able to make “tap and go” purchases in Australia, thanks to Visa payWave functionality.
If you love the convenience of paying with your smartphone, you'll be pleased to know the BankSA Complete Freedom Account is also compatible with multiple contactless payment options including Apple Pay, Google Pay, PayID and Samsung Pay.
There’s no need to worry about security either, as the bank account comes with BankSA Fraud Money Back Guarantee. In addition BankSA Secure guards both your information and finances with rigorous security measures, such as encryption technology.
What's more, if you're a new customer, you could receive a $50 cashback if you apply for a Complete Freedom Account by 6 October 2020 and deposit $500 within 30 days of opening the account.
As with many standard bank accounts, the BankSA Complete Freedom Account isn’t specifically designed for overseas spending. It comes with a 3.00% currency conversion commission, as well as a $5 overseas ATM withdrawal fee at any ATM outside the Global ATM Alliance, which could quickly take a chunk out of those travel savings, if used frequently. If you’re in the market for a travel friendly bank account, compare deals in our travel debit card section.
Also keep in mind, the bank account pays no interest so it’s best to keep the bulk of your funds in a linked high interest savings account and transfer across.
The BankSA Complete Freedom Account is an ideal choice if you’re looking for easy, around the clock access to your green.
There is a $4 periodical payment fee, for payments made to accounts outside of the BankSA, Bank of Melbourne or St.George networks. This means if you require BankSA to transfer your money to another account on a regular basis on your behalf, it will bill you $4 every time the transaction occurs. You can avoid this fee by doing the transfer via online banking yourself.
Balances from $0: 0.00% p.a.
n/a
n/a
$5.00
$0 monthly account fee if you deposit min. $2,000 per month.
Unlimited free transactions from network ATMs, EFTPOS, BPAY, cheque, counter withdrawals, counter deposits, phone and internet
$0.00
BankSA, Westpac, St.George, Bank of Melbourne
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$5.00
3.00%
$0.00 monthly
$1.00
$1.00
$2,000.00
yes
no
yes
yes
yes
yes
no
none
Get $50 when you open a new Complete Freedom account online or in selected branches by 6 October 2020 and deposit $500 within 30 days of account opening.
$5.00
$0.00
3.00%
$5.00
$0.00
3.00%
Apple Pay, Google Pay, PayID, Samsung Pay
The staff are excellent at my branch.
Read full reviewThe staff are excellent at my branch.
Bank putting staff off and reducing hours. Disgusting when making billions in profit.
Read full reviewBank putting staff off and reducing hours. Disgusting when making billions in profit.
Great to do business with.
Read full reviewGreat to do business with.
I misplaced my Visa debit card and have been using lock, unlock facility online to receive cash from an ATM machine using a code sent to my phone. Four days later I decided to order a new card, all ok. Two days later I find my card but cannot use it because the bank has decided to block it. BankSA says they can't unblock it. The new card maybe still days away and the bank says they can't do anything. Expected better service from a bank I've been loyal to for Moore than 40 years.
Read full reviewI misplaced my Visa debit card and have been using lock, unlock facility online to receive cash from an ATM machine using a code sent to my phone. Four days later I decided to order a new card, all ok. Two days later I find my card but cannot use it because the bank has decided to block it. BankSA says they can't unblock it. The new card maybe still days away and the bank says they can't do anything. Expected better service from a bank I've been loyal to for Moore than 40 years.
I like the convenience of location and the friendly service.
Read full reviewI like the convenience of location and the friendly service.
BankSA is the largest financial institution in South Australia, and boasts the largest network of branches and ATMs in the state. BankSA aims to help South Australians get the best from their money, and offers a wide range of bank accounts, home loans, personal loans, credit cards and other financial services.
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