The BankSA Complete Freedom Account certainly gives you complete freedom over your money, with cardless cash withdrawals, fee free internet and mobile banking, as well as customised SMS and email alerts. On top of this you’ll have access to over 3,000 St. George and partner ATMs around Australia. There's also no monthly account keeping fee to worry about!
The BankSA Complete Freedom Account has one of the largest ATM networks in Australia with free withdrawals from BankSA, Bank Of Melbourne, and Westpac ATMs. You can also access your cash through phone and internet banking, in branch or via EFTPOS. Plus, this account does not charge a monthly account keeping fee, so that's one less fee to worry about!
The bank account comes with a Visa Debit Card, which means you can shop anywhere Visa is accepted around the world. Plus you’ll be able to make “tap and go” purchases in Australia, thanks to Visa payWave functionality.
If you love the convenience of paying with your smartphone, you'll be pleased to know the BankSA Complete Freedom Account is also compatible with multiple contactless payment options including Apple Pay, Google Pay, PayID and Samsung Pay.
There’s no need to worry about security either, as the bank account comes with BankSA Fraud Money Back Guarantee. In addition BankSA Secure guards both your information and finances with rigorous security measures, such as encryption technology.
What's more, if you're a new customer, you could receive a $40 cashback if you apply for a Complete Freedom Account by 24 January 2022 and deposit $500 within 30 days of opening the account.
As with many standard bank accounts, the BankSA Complete Freedom Account isn’t specifically designed for overseas spending. It comes with a 3.00% currency conversion commission, as well as a $5 overseas ATM withdrawal fee at any ATM outside the Global ATM Alliance, which could quickly take a chunk out of those travel savings, if used frequently. If you’re in the market for a travel friendly bank account, compare deals in our travel debit card section.
Also keep in mind, the bank account pays no interest so it’s best to keep the bulk of your funds in a linked high interest savings account and transfer across.
The BankSA Complete Freedom Account is an ideal choice if you’re looking for easy, around the clock access to your green.
There is a $4 periodical payment fee, for payments made to accounts outside of the BankSA, Bank of Melbourne or St.George networks. This means if you require BankSA to transfer your money to another account on a regular basis on your behalf, it will bill you $4 every time the transaction occurs. You can avoid this fee by doing the transfer via online banking yourself.
| Balances from $0: 0.00% p.a. | |
| n/a | |
| n/a |
| $0.00 | |
| n/a | |
| Unlimited free transactions from network ATMs, EFTPOS, BPAY, cheque, counter withdrawals, counter deposits, phone and internet | |
| $0.00 | |
| BankSA, Westpac, St.George, Bank of Melbourne | |
| $0.00 | |
| $0.00 | |
| $0.00 | |
| $0.00 | |
| $0.00 | |
| $0.00 | |
| $0.00 | |
| $5.00 | |
| 3.00% | |
| $0.00 monthly |
| $1.00 | |
| $1.00 |
| $2,000.00 | |
| yes | |
| no | |
| yes | |
| yes | |
| yes | |
| yes | |
| no | |
| none | |
| Get $40 when you open a new Complete Freedom account by 24 January 2022 and deposit $500 within 30 days. |
|
| |
| $5.00 | |
| $0.00 | |
| 3.00% |
|
| |
| $5.00 | |
| $0.00 | |
| 3.00% |
Apple Pay, Google Pay, PayID, Samsung Pay
I find the bank & staff very easy to deal with on any matter I need to discuss.
Read full reviewI find the bank & staff very easy to deal with on any matter I need to discuss.
Average, hard to find branches or ATMs.
Read full reviewAverage, hard to find branches or ATMs.
Great account choices.
Read full reviewGreat account choices.
As an older women I have never had my own bank account as I have always had a joint account with my husband. This year I decided to open my own account at a different bank. The staff were great and their customer service was exceptional. I was unsure about the bank's online procedures but they talked me through it and that helped me to feel confident. Even when I got stuck and lost trying to do online banking on my phone the helpline staff were really helpful and patient. The bank is really convenient and local to where I live, it’s within walking distance. It has a community feel about it, they do not rush you and the staff are friendly and caring towards their customers.
Read full reviewAs an older women I have never had my own bank account as I have always had a joint account with my husband. This year I decided to open my own account at a different bank. The staff were great and their customer service was exceptional. I was unsure about the bank's online procedures but they talked me through it and that helped me to feel confident. Even when I got stuck and lost trying to do online banking on my phone the helpline staff were really helpful and patient. The bank is really convenient and local to where I live, it’s within walking distance. It has a community feel about it, they do not rush you and the staff are friendly and caring towards their customers.
Living in the country, I have to travel 20km to the bank which is only open three days a week for four hours. This all to put a stop to my kids school banking which we all done as school students. The staff are lovely though, making the trip worthwhile.
Read full reviewLiving in the country, I have to travel 20km to the bank which is only open three days a week for four hours. This all to put a stop to my kids school banking which we all done as school students. The staff are lovely though, making the trip worthwhile.
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