BankSA Complete Freedom Account

$5.00

Google Pay, Samsung Pay

0% p.a.

BankSA Complete Freedom Account

$5.00

Google Pay, Samsung Pay

0% p.a.

Mozo Review   BankSA Complete Freedom Account Review

Last updated: 28 June 2019.

What's hot:
  • Access to over 3,000 ATMs around Australia

  • $0 account fee when you deposit $2,000 or more each month

What's not:
  • $5 overseas cash withdrawal fee

Mozo snapshot:

The BankSA Complete Freedom Account certainly gives you complete freedom over your money, with cardless cash withdrawals, fee free internet and mobile banking, as well as customised SMS and email alerts. On top of this you’ll have access to over 3,000 St. George and partner ATMs around Australia. While there is a $5 account keeping fee, if you deposit $2,000 or more a month the fee is waived.

Key features:

The BankSA Complete Freedom Account has one of the largest ATM networks in Australia with free withdrawals from BankSA, Bank Of Melbourne, and Westpac ATMs. You can also access your cash through phone and internet banking, in branch or via EFTPOS.

The bank account comes with a Visa Debit Card, which means you can shop anywhere Visa is accepted around the world. Plus you’ll also be able to make “tap and go” purchases in Australia, thanks to Visa payWave functionality.

There’s no need to worry about security either, as the bank account comes with BankSA Fraud Money Back Guarantee ensuring you will be fully reimbursed for any unauthorised transactions from your account. In addition BankSA Secure guards both your information and finances with rigorous security measures, such as encryption technology.

As with many standard bank accounts, the BankSA Complete Freedom Account isn’t specifically designed for overseas spending. It comes with a 3.0% currency conversion commission, as well as a $5 overseas ATM withdrawal fee at any ATM outside the Global ATM Alliance, which could quickly take a chunk out of those travel savings, if used frequently.  If you’re in the market for a travel friendly bank account, compare deals in our travel debit card section.

Also keep in mind, the bank account pays no interest so it’s best to keep the bulk of your funds in a linked high interest savings account and transfer across.

Who it's good for:

The BankSA Complete Freedom Account is an ideal choice if you’re looking for easy, around the clock access to your green.

Any catches?

There is a $4 periodical payment fee, for payments made to accounts outside of the BankSA, Bank of Melbourne or St.George networks. This means if you require BankSA to transfer your money to another account on a regular basis on your behalf, it will bill you $4 every time the transaction occurs. You can avoid this fee by doing the transfer via online banking yourself.

Details

Rates and fees information correct as at 18 September 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.00% p.a.

  • n/a

  • n/a

Fees
  • $5.00

  • $0 monthly account fee if you deposit min. $2,000 per month.

  • Unlimited free transactions from network ATMs, EFTPOS, BPAY, cheque, counter withdrawals, counter deposits, phone and internet

  • $0.00

  • BankSA, Westpac, St.George, Bank of Melbourne

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $5.00

  • 3.00%

  • $0.00 monthly

Other financial bits
  • $1.00

  • $1.00

Features
  • $2,000.00

  • yes

  • no

  • yes

  • yes

  • yes

  • yes

  • no

  • none

  • none

Atm card
  • $5.00

  • $0.00

  • 3.00%

Debit card
  • $5.00

  • $0.00

  • 3.00%

Payment options

Google Pay, Samsung Pay

Customer Reviews

How are BankSA bank accounts rated by the Mozo community?

Overall customer rating
7.8/10
Price
6.9/10
Features
6.5/10
Customer service
7.8/10
Convenience
8.0/10
Trust
8.0/10

Latest reviews of BankSA Complete Freedom Account

  • Overall
    10/10
    Easy to bank with them

    They are terrific. Banking with them is such a breeze. The staff are so helpful.

    They are terrific. Banking with them is such a breeze. The staff are so helpful.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Linda | South Australia

    reviewed 10 months ago

  • Overall
    8/10
    Excellent

    BankSA has been excellent towards making their customers satisfied and showing they are reliable...

    BankSA has been excellent towards making their customers satisfied and showing they are reliable and positive.

    Price
    6/10
    Features
    7/10
    Customer service
    9/10
    Convenience
    8/10
    Trust
    8/10

    Steve | South Australia

    reviewed 10 months ago

  • Overall
    10/10
    Very good

    Always do a good job, very helpful.

    Always do a good job, very helpful.

    Price
    8/10
    Features
    -1/10
    Customer service
    -1/10
    Convenience
    10/10
    Trust
    10/10

    Jeanette | South Australia

    reviewed 10 months ago

  • Overall
    7/10
    Local bank, good reputation and friendly.

    Friendly customer service and locally owned. I sometimes receive charges which I don't expect...

    Friendly customer service and locally owned. I sometimes receive charges which I don't expect such as bank account charges, miscellaneous charges and high charges for using other bank ATM's.

    Price
    7/10
    Features
    5/10
    Customer service
    7/10
    Convenience
    7/10
    Trust
    7/10

    Joanne | South Australia

    reviewed 11 months ago

  • Overall
    10/10
    Happy

    Great staff and they have a local focus.

    Great staff and they have a local focus.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Chris | South Australia

    reviewed 11 months ago

BankSA

About BankSA

BankSA is the largest financial institution in South Australia, and boasts the largest network of branches and ATMs in the state. BankSA aims to help South Australians get the best from their money, and offers a wide range of bank accounts, home loans, personal loans, credit cards and other financial services.

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