The BankSA Complete Freedom Account certainly gives you complete freedom over your money, with cardless cash withdrawals, fee free internet and mobile banking, as well as customised SMS and email alerts. On top of this you’ll have access to over 3,000 St. George and partner ATMs around Australia. While there is a $5 account keeping fee, if you deposit $2,000 or more a month, the fee is waived.
The BankSA Complete Freedom Account has one of the largest ATM networks in Australia with free withdrawals from BankSA, Bank Of Melbourne, and Westpac ATMs. You can also access your cash through phone and internet banking, in branch or via EFTPOS.
The bank account comes with a Visa Debit Card, which means you can shop anywhere Visa is accepted around the world. Plus you’ll be able to make “tap and go” purchases in Australia, thanks to Visa payWave functionality.
If you love the convenience of paying with your smartphone, you'll be pleased to know the BankSA Complete Freedom Account is also compatible with multiple contactless payment options including Apple Pay, Google Pay, PayID and Samsung Pay.
There’s no need to worry about security either, as the bank account comes with BankSA Fraud Money Back Guarantee. In addition BankSA Secure guards both your information and finances with rigorous security measures, such as encryption technology.
What's more, if you're a new customer, you could receive a $50 cashback if you apply for a Complete Freedom Account by 31 March 2021 and deposit $500 within 30 days of opening the account.
As with many standard bank accounts, the BankSA Complete Freedom Account isn’t specifically designed for overseas spending. It comes with a 3.00% currency conversion commission, as well as a $5 overseas ATM withdrawal fee at any ATM outside the Global ATM Alliance, which could quickly take a chunk out of those travel savings, if used frequently. If you’re in the market for a travel friendly bank account, compare deals in our travel debit card section.
Also keep in mind, the bank account pays no interest so it’s best to keep the bulk of your funds in a linked high interest savings account and transfer across.
The BankSA Complete Freedom Account is an ideal choice if you’re looking for easy, around the clock access to your green.
There is a $4 periodical payment fee, for payments made to accounts outside of the BankSA, Bank of Melbourne or St.George networks. This means if you require BankSA to transfer your money to another account on a regular basis on your behalf, it will bill you $4 every time the transaction occurs. You can avoid this fee by doing the transfer via online banking yourself.
Balances from $0: 0.00% p.a.
n/a
n/a
$5.00
$0 monthly account fee if you deposit min. $2,000 per month.
Unlimited free transactions from network ATMs, EFTPOS, BPAY, cheque, counter withdrawals, counter deposits, phone and internet
$0.00
BankSA, Westpac, St.George, Bank of Melbourne
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$5.00
3.00%
$0.00 monthly
$1.00
$1.00
$2,000.00
yes
no
yes
yes
yes
yes
no
none
Get $50 when you open a new Complete Freedom account by 31 March 2021 and deposit $500 within 30 days.
$5.00
$0.00
3.00%
$5.00
$0.00
3.00%
Apple Pay, Google Pay, PayID, Samsung Pay
As an older women I have never had my own bank account as I have always had a joint account with my husband. This year I decided to open my own account at a different bank. The staff were great and their customer service was exceptional. I was unsure about the bank's online procedures but they talked me through it and that helped me to feel confident. Even when I got stuck and lost trying to do online banking on my phone the helpline staff were really helpful and patient. The bank is really convenient and local to where I live, it’s within walking distance. It has a community feel about it, they do not rush you and the staff are friendly and caring towards their customers.
Read full reviewAs an older women I have never had my own bank account as I have always had a joint account with my husband. This year I decided to open my own account at a different bank. The staff were great and their customer service was exceptional. I was unsure about the bank's online procedures but they talked me through it and that helped me to feel confident. Even when I got stuck and lost trying to do online banking on my phone the helpline staff were really helpful and patient. The bank is really convenient and local to where I live, it’s within walking distance. It has a community feel about it, they do not rush you and the staff are friendly and caring towards their customers.
Living in the country, I have to travel 20km to the bank which is only open three days a week for four hours. This all to put a stop to my kids school banking which we all done as school students. The staff are lovely though, making the trip worthwhile.
Read full reviewLiving in the country, I have to travel 20km to the bank which is only open three days a week for four hours. This all to put a stop to my kids school banking which we all done as school students. The staff are lovely though, making the trip worthwhile.
I had a problem with fraud with my bank card and they were excellent help.
Read full reviewI had a problem with fraud with my bank card and they were excellent help.
Convenience of online banking has changed everything. My parents recommended this bank and I haven’t regretted the decision.
Read full reviewConvenience of online banking has changed everything. My parents recommended this bank and I haven’t regretted the decision.
I have always been with BankSA 40 plus years. The staff are pleasant, friendly, and understanding. I recommend BankSA to anyone. They are brilliant.
Read full reviewI have always been with BankSA 40 plus years. The staff are pleasant, friendly, and understanding. I recommend BankSA to anyone. They are brilliant.
BankSA is the largest financial institution in South Australia, and boasts the largest network of branches and ATMs in the state. BankSA aims to help South Australians get the best from their money, and offers a wide range of bank accounts, home loans, personal loans, credit cards and other financial services.
MyState Bank
Glide Account
$0.00
Apple Pay, Google Pay, PayID, Samsung Pay, FitBit Pay, Garmin
0% p.a.
UBank
USpend Transaction Account
$0.00
Apple Pay, Google Pay, Samsung Pay, Garmin, Fitbit
0% p.a.
NAB
Classic Banking Account (with Standard Visa Debit Card)
$0.00
Apple Pay, Google Pay, PayID, Samsung Pay
0.01% p.a.
NAB
Classic Banking Account (with Standard Visa Debit Card)
$0.00
NAB
Visa Debit or
EFTPOS
