Thumbnail icon for CUA

CUA Everyday Snap Account

Account fee
$0.00
Payment options
Apple Pay, Google Pay, PayID, Samsung Pay
Interest rate
0% p.a.

Mozo editorial review CUA Everyday Snap Account

Last updated: 20 February 2020.

binocular icon
What's hot
  • No monthly account fees
  • Refund of overdrawn fees and international ATM withdrawal fees if monthly conditions are met
  • Apple Pay, Google Pay, PayID, Samsung Pay
What's not
  • $3.50 overseas ATM fee
Mozo snapshot

With the CUA Everyday Snap account, you’ll be able to receive refunds on international ATM withdrawal fees, international card transaction fees, as well as overdrawn fees if you meet a few conditions each month, namely deposit at least $2,000 and make five settled CUA Visa Debit card purchases. On top of that, there are no monthly fees, and the Savings Top Up feature will help you out by rounding up purchases and depositing the difference in your savings account.

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Key features

The Everyday Snap account comes with $0 ongoing monthly account fees and unlimited free transactions via bank branch, phone, internet, and EFTPOS, but there are plenty more extras you’ll be able to enjoy.

Serious savers will appreciate the built-in Savings Top Up feature, which gives you the option to automatically round up purchases above $10 and deposit the difference into your savings account. You’ll be able to set your preferred round-up amount too - between 50c and $5 - so there’s plenty of flexibility.

Other perks include a number of rebates which are available if you satisfy a few conditions. As long as you deposit at least $2,000 into your account and make five settled purchases on your CUA Visa Debit card by the end of the month, you’ll receive refunds for any CUA overseas ATM fees, foreign exchange fees, and overdraw fees.

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Who is it good for

With rebates for international ATM withdrawal fees and foreign exchange fees, the CUA Everyday Snap Account could be a great choice for many traveller’s. Not to mention, people who are serious about growing their savings will likely enjoy the Savings Top Up feature.

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Any catches

Overseas ATM use will incur a $3.50 fee, and there is a 2.75% foreign exchange commission, but these can be refunded as long as you meet a few monthly requirements. On top of that, there is a daily ATM withdrawal limit of $2,010.

Details

Rates and fees information correct as at 19 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.00% p.a.

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • Unlimited free transactions from counter deposit, phone, internet and EFTPOS. Free counter and network ATM withdrawals.

  • $0.00

  • CUA

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $1.50

  • $4.50

  • 2.95%

  • $0.00

Other financial bits
  • $1.00

  • $0.00

Features
  • $2,010.00

  • yes

  • no

  • yes

  • yes

  • no

  • yes

  • yes

  • none

  • CUA Overseas ATM fees, CUA Foreign Exchange Commission, and CUA Overdrawn fees rebated when deposits of $2,000 from non CUA banks are received and at least 5 visa transactions are settled by month.

Atm card
  • $3.50

  • $0.00

  • 2.00%

Debit card
  • $4.50

  • $0.00

  • 2.95%

Payment options

Apple Pay, Google Pay, PayID, Samsung Pay

Customer Reviews

How are CUA bank accounts rated by the Mozo community?

Overall
8.1/10
Price
7.6/10
Features
6.9/10
Customer service
8.4/10
Convenience
7.6/10
Trust
8.4/10

Latest review of CUA Everyday Snap Account

  • Overall 9/10
    Great personal experience.

    I really couldn’t be happier with CUA. They are competitive and every single time I’ve gone into the local branch they know who I am and it’s just a great personalised experience.

    Read full review

    I really couldn’t be happier with CUA. They are competitive and every single time I’ve gone into the local branch they know who I am and it’s just a great personalised experience.

    Price
    6/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Jenna, New South Wales reviewed 9 months ago
CUA

About CUA

CUA is Australia's largest credit union and an alternative to the big banks, offering financial, health and insurance solutions to over 500,000 Aussies. As a mutual, it's run by members for members, and reinvests in making its service better for customers and supporting local communities. CUA is committed to helping members through life's big changes, so if you want to make a change for the better, check out CUA's range of home loans, personal loans, credit cards, savings accounts and more.

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