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Heritage Bank Simply Access

Account fee
$0.00
Payment options
Apple Pay, Google Pay, PayID, Samsung Pay
Interest rate
0.01% p.a.

Details

Rates and fees information correct as at 14 August 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.00% p.a.
    Balances from $1: 0.01% p.a.

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • Unlimited free transactions from own-bank ATM, counter deposits and withdrawals, BPay, phone, internet, cheques and debit card purchases.

  • $0.00

  • Heritage

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $5.00

  • 3.00%

  • $0.00 monthly

Other financial bits
  • $1.00

  • $1.00

Features
  • $1,000.00

  • no

  • no

  • yes

  • yes

  • yes

  • yes

  • yes

  • Unlimited Bank@Post transactions only to customers residing in the postcode range 0000-3999 or 4311, 4312, 4313, 4360, 4361 and 4385-9999.

  • none

Atm card
  • none

  • none

  • none

Debit card
  • $5.00

  • $0.00

  • 3.00%

Payment options

Apple Pay, Google Pay, PayID, Samsung Pay

Customer Reviews

How are Heritage Bank bank accounts rated by the Mozo community?

Overall customer rating
8.5/10
Price
7.8/10
Features
7.4/10
Customer service
8.7/10
Convenience
8.1/10
Trust
8.6/10

Latest reviews of Heritage Bank Simply Access

  • Overall 10/10
    Exceptional customer service.

    Have been with Heritage Bank for almost 12 years. Their customer service is second to none. They have always been helpful and go above and beyond to do what's needed.

    Read full review

    Have been with Heritage Bank for almost 12 years. Their customer service is second to none. They have always been helpful and go above and beyond to do what's needed.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Nicole, Queensland reviewed 8 days ago
  • Overall 10/10
    Friendly and assisted when I lived out of state

    I also have insurance through them, one call and all dealt with.

    Read full review

    I also have insurance through them, one call and all dealt with.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Pauline, Queensland reviewed 17 days ago
  • Overall 9/10
    The perfect bank for everyone.

    Heritage Bank is a bank that I would trust to always give you the best option and advice possible. My grandmother, rest her soul, banked with them, my dearest mother banked with them and I have banked with them since I was a child and have never thought of leaving for another bank. The pros of banking with Heritage is that they are always honest and upfront with you. They will never try to talk you into a product that is not right for you in any of your financial endeavours and their customer service is second to none. The only con I can think of are that there are fewer branches available than some of the other major banks. However there is always one at any major shopping centre or business hub so it is a fairly negligible con. I would recommend their simply access and savings accounts to anyone.

    Read full review

    Heritage Bank is a bank that I would trust to always give you the best option and advice possible. My grandmother, rest her soul, banked with them, my dearest mother banked with them and I have banked with them since I was a child and have never thought of leaving for another bank. The pros of banking with Heritage is that they are always honest and upfront with you. They will never try to talk you into a product that is not right for you in any of your financial endeavours and their customer service is second to none. The only con I can think of are that there are fewer branches available than some of the other major banks. However there is always one at any major shopping centre or business hub so it is a fairly negligible con. I would recommend their simply access and savings accounts to anyone.

    Price
    10/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    7/10
    Trust
    10/10
    Less
    Daniel, Queensland reviewed 22 days ago
  • Overall 9/10
    Awesome customer service and community support.

    The branch that I go to is a local community bank that gives its profits back to the community in the form of grants. The staff are always friendly and helpful and service is always quick. They go above and beyond at times to help out.

    Read full review

    The branch that I go to is a local community bank that gives its profits back to the community in the form of grants. The staff are always friendly and helpful and service is always quick. They go above and beyond at times to help out.

    Price
    10/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Doug, Queensland reviewed 29 days ago
  • Overall 5/10
    Ignores emails for help

    Good bank but like the big four very fee hungry once you get away from day to day products.

    Read full review

    Good bank but like the big four very fee hungry once you get away from day to day products.

    Price
    6/10
    Features
    3/10
    Customer service
    0/10
    Convenience
    8/10
    Trust
    8/10
    Less
    Brian, Queensland reviewed 3 months ago
Heritage Bank

About Heritage Bank

Heritage is Australia's largest member-owned bank. With a history going back to 1875, Heritage helps Australians realise their financial dreams. Heritage focuses on putting people first, not pursuing massive profits. They offer customers a full range of competitive personal banking products from home loans, saving accounts, term deposits, credit cards and much more.

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