Account fee
$0.00
Payment options
Apple Pay, Google Pay, PayID, Samsung Pay
Interest rate
0.01% p.a.

Details

Rates and fees information correct as at 4 December 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.00% p.a.
    Balances from $1: 0.01% p.a.

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • Unlimited free transactions from own-bank ATM, counter deposits and withdrawals, BPay, phone, internet, cheques and debit card purchases.

  • $0.00

  • Heritage

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $5.00

  • 3.00%

  • $0.00 monthly

Other financial bits
  • $1.00

  • $1.00

Features
  • $1,000.00

  • no

  • no

  • yes

  • yes

  • yes

  • yes

  • yes

  • Unlimited Bank@Post transactions only to customers residing in the postcode range 0000-3999 or 4311, 4312, 4313, 4360, 4361 and 4385-9999.

  • none

Atm card
  • none

  • none

  • none

Debit card
  • $5.00

  • $0.00

  • 3.00%

Payment options

Apple Pay, Google Pay, PayID, Samsung Pay

Customer Reviews

How are Heritage Bank bank accounts rated by the Mozo community?

Overall
8.5/10
Price
7.9/10
Features
7.4/10
Customer service
8.8/10
Convenience
8.1/10
Trust
8.6/10

Latest reviews of Heritage Bank Simply Access

  • Overall 6/10
    Great sraff

    The Heritage Bank has been established a while now. The stuff have been very helpful in amazing ways.

    Read full review

    The Heritage Bank has been established a while now. The stuff have been very helpful in amazing ways.

    Price
    10/10
    Features
    -1/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    -1/10
    Less
    Diane, Queensland reviewed 23 days ago
  • Overall 9/10
    Bank is there for customers, not huge profiteers.

    Reliable, personal, smaller bank. Developed out of a building society. Not caught up in all the huge profit mindset of the larger banks. No fees on basic accounts. Easy online transactions. You really get the idea they are there to meet their customers’ needs, rather than primarily to make a profit.

    Read full review

    Reliable, personal, smaller bank. Developed out of a building society. Not caught up in all the huge profit mindset of the larger banks. No fees on basic accounts. Easy online transactions. You really get the idea they are there to meet their customers’ needs, rather than primarily to make a profit.

    Price
    10/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Julie, Queensland reviewed about 2 months ago
  • Overall 10/10
    Friendly, helpful and informative staff.

    Whenever I go into a branch, I am seen to very quickly and the staff are always friendly and helpful. The staff welcomed us and treated us like important customers. Only inconvenience is you cannot increase your daily limit online, this has to be done in person. If $5000 or under this is done instantly by the teller.

    Read full review

    Whenever I go into a branch, I am seen to very quickly and the staff are always friendly and helpful. The staff welcomed us and treated us like important customers. Only inconvenience is you cannot increase your daily limit online, this has to be done in person. If $5000 or under this is done instantly by the teller.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Nicole, Queensland reviewed 2 months ago
  • Overall 10/10
    This bank is for real people.

    I have been with Heritage Bank for 19 years. Whether I go into the bank or am online, I always have a good experience. When you go into the bank the clerks don't care if you have $10 or $10,000, they treat you with the utmost respect and friendliness.

    Read full review

    I have been with Heritage Bank for 19 years. Whether I go into the bank or am online, I always have a good experience. When you go into the bank the clerks don't care if you have $10 or $10,000, they treat you with the utmost respect and friendliness.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Shelle, Queensland reviewed 2 months ago
  • Overall 10/10
    Great bank.

    Everything is easy to use, the website and app are set out easy for anyone to use. Also if you need going into a branch the staff are very helpful and friendly.

    Read full review

    Everything is easy to use, the website and app are set out easy for anyone to use. Also if you need going into a branch the staff are very helpful and friendly.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Donna, Queensland reviewed 3 months ago
Heritage Bank

About Heritage Bank

Heritage is Australia's largest member-owned bank. With a history going back to 1875, Heritage helps Australians realise their financial dreams. Heritage focuses on putting people first, not pursuing massive profits. They offer customers a full range of competitive personal banking products from home loans, saving accounts, term deposits, credit cards and much more.

See Heritage Bank bank accounts

MyState Bank

MyState Bank

Glide Account

$0.00

Apple Pay, Google Pay, PayID, Samsung Pay, FitBit Pay, Garmin

0% p.a.

Suncorp

Suncorp

Everyday Options

$0.00

Apple Pay, Google Pay, PayID

0.01% p.a.

CUA

CUA

Everyday Snap Account

$0.00

Apple Pay, Google Pay, PayID, Samsung Pay

0% p.a.

P&N Bank

P&N Bank

& Transaction Account

$0.00

Apple Pay, Google Pay, PayID, Samsung Pay

0% p.a.

NAB

NAB

Classic Banking Account (with Standard Visa Debit Card)

$0.00

Apple Pay, Google Pay, PayID, Samsung Pay

0.01% p.a.

CUA

CUA

Everyday 50+ Account

$0.00

Apple Pay, Google Pay, PayID, Samsung Pay

0.01% p.a.

Citi

Citi

Global Currency Account

$0.00

PayID, Samsung Pay

0% p.a.