P&N Bank Budgeting Account

Rates

• Rates

  Balances from $0: 0.01% p.a.
  Balances from $100,000: 0.05% p.a.

• Special Rates

  n/a

• Special rate conditions

  n/a

Fees

• Account fee

  $0.00

• Account fee waiver

  n/a

• Free transactions per month

  Unlimited free transactions from network ATMs, counter withdrawals, counter deposits, phone, internet, BPAY and assisted transfers. Free first 6 EFTPOS, cheque and direct debits.

• Network ATM fee

  $0.00

• ATM networks

  None

• Other bank ATM fee

  $0.00

• Over the counter deposit fee

  $0.00

• Over the counter withdrawal fee

  $0.00

• Eftpos fee

  $1.25

• Phone fee

  $0.00

• Internet fee

  $0.00

• Cheque fee

  $1.25

• Overseas ATM fees

  $5.00

• Foreign exchange commission

  3.00%

• Debit card service fee

  $0.00 monthly

Other financial bits

• Minimum opening deposit

  $0.00

• Minimum balance

  $0.00

Features

• Daily atm withdrawal limit

  $1,000.00

• Eftpos card

  yes

• Mastercard debit card

  no

• Visa debit card

  yes

• Branch access

  yes

• Cheque book

  yes

• BPAY

  yes

• Australia post banking

  yes

• Other restrictions

  none

• Other benefits

  none

Atm card

• Overseas access with atm

• Overseas ATM fees

  $5.00

• Overseas purchase fees

  $0.00

• Foreign exchange commission

  3.00%

Debit card

• Overseas access with debit card

• Overseas ATM fees

  $5.00

• Overseas purchase fees

  $0.00

• Foreign exchange commission

  3.00%

Payment options

Apple Pay, Google Pay, PayID, Samsung Pay