St.George Complete Freedom Account

$5.00$0 monthly account fee if you deposit min. $2,000 per month.

St.George, Westpac, BankSA, Bank of Melbourne

Visa Debit or
EFTPOS

St.George Complete Freedom Account Review

Rates and fees information correct as at 16 October 2018.

Review published: 9 October 2012

What's hot:

  • Unlimited over the counter transactions

  • $40 limited time cashback offer

What's not:

  • $5 monthly fee

  • $4 periodic payment charges

Mozo snapshot:

If you want complete freedom with your everyday banking such as unlimited branch access, unlimited transactions and ATM withdrawals, then the St.George Complete Freedom account could be for you. Plus for a limited time, new customers will be able to take advantage of a $40 cashback offer, just keep in mind that the account does come with a $5 monthly fee.

Key features:

The Complete Freedom bank account has unlimited free withdrawals from any St.George, Westpac or BankSA ATM and unlimited transactions with St.George telephone and internet bank services.

The difference with the Complete freedom package, compared with the St.George Express Freedom account, is that it also includes unlimited free over the counter transactions from any St.George branch. You can get the monthly account fee waived but you'll need to deposit a minimum $2000 a month or have a home loan with St.George. There is a Visa debit card option with the account (upon request) but the standard account only comes with a EFTPOS / ATM card.

If you need to access your money overseas you'll get charged $5 for overseas ATM withdrawals and 3% foreign exchange commission on any purchases made through the Visa Debit Card.

And for customers who open a new Complete Freedom account (either online or in a branch) before 17 January 2019 and deposit at least $250 within 45 days will be able to snag $40 cashback.

Who it's good for:

Anyone who already has a home loan with St.George or for anyone who needs regular branch access for their everyday banking. 

Any catches?

If you need to set up regular payments from your account do it yourself via internet banking. St.George charge a $4 monthly periodic payment fee for each payment that they set up on your behalf.

How are St.George bank accounts rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
7.6

Based on 1449
St.George bank accounts reviews

6.7 6.3 7.7 7.7 7.7

Read St.George bank account reviews by the Mozo community

Latest reviews of St.George Complete Freedom Account

St.George

St.George Complete Freedom Account bank account review

Overall rating   6 / 10

Good

Banking with St.George has been good.

Full review

Banking with St.George has been good.

    Price   6 / 10

    Features   8 / 10

    Customer service   7 / 10

    Convenience   7 / 10

    Trust   5 / 10

Less

Danielle, New South Wales, reviewed 6 days ago

St.George

St.George Complete Freedom Account bank account review

Overall rating   9 / 10

Great customer service and competitive!

Very professional in their approach in many of the products and services which they offer over a long period of time.

Full review

Very professional in their approach in many of the products and services which they offer over a long period of time.

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Paul, New South Wales, reviewed 6 days ago

St.George

St.George Complete Freedom Account bank account review

Overall rating   9 / 10

They solve problems quickly and efficiently

Their service is always fast and efficient.

Full review

Their service is always fast and efficient.

    Price   8 / 10

    Features   5 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   8 / 10

Less

Catherine, New South Wales, reviewed 7 days ago

St.George

St.George Complete Freedom Account bank account review

Overall rating   8 / 10

Best bank

Great customer service, the staff are always helpful.

Full review

Great customer service, the staff are always helpful.

    Price   9 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Shantelle, New South Wales, reviewed 13 days ago

St.George

St.George Complete Freedom Account bank account review

Overall rating   7 / 10

Similar to other banks, probably.

I like being with St George and have been for many years. However, there services are probably no different to any other bank.

Full review

I like being with St George and have been for many years. However, there services are probably no different to any other bank.

    Price   7 / 10

    Features   5 / 10

    Customer service   7 / 10

    Convenience   10 / 10

    Trust   7 / 10

Less

Rosanne, New South Wales, reviewed 13 days ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Rates

  • Balances from $0: 0.00% p.a.

  • none

  • n/a

Fees

  • $5.00

  • $0 monthly account fee if you deposit min. $2,000 per month.

  • Unlimited free transactions from network ATMs, EFTPOS, BPAY, cheque, counter deposits and withdrawals, phone and internet.

  • $0.00

  • St.George, Westpac, BankSA, Bank of Melbourne

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $5.00

  • 3.00%

  • $0.00 monthly

Other financial bits

  • $1.00

  • $0.00

Features

  • $2,000.00

  • yes

  • no

  • yes

  • yes

  • yes

  • yes

  • yes

  • none

  • Get $40 when you open a new Complete Freedom account by 17 January 2019 and deposit $250 within 45 days.

Atm card

  • $5.00

  • $0.00

  • 3.00%

Debit card

  • $5.00

  • $0.00

  • 3.00%

About St.George

St.George is Australia's fifth largest bank and has merged with Westpac to create a banking mega force. St.George offers a wide range of products aimed at business and corporate customers. St.George still have a customer focused team who tailor products to suit its customers needs. So if you want a bank that's good with people and good with money too, check out the St George range of credit cards, bank accounts, savings accounts, home loans and personal loans.

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