St.George Complete Freedom Account

$5.00

Apple Pay, Google Pay, PayID, Samsung Pay

0% p.a.

St.George Complete Freedom Account

$5.00

Apple Pay, Google Pay, PayID, Samsung Pay

0% p.a.

Mozo Review   St.George Complete Freedom Account Review

Last updated: 17 January 2020.

What's hot:
  • Unlimited over the counter transactions

  • $50 limited time cashback offer

What's not:
  • $5 monthly fee

  • $4 periodic payment charges

Mozo snapshot:

If you want complete freedom with your everyday banking such as unlimited branch access, unlimited transactions and ATM withdrawals, then the St.George Complete Freedom account could be for you. Plus for a limited time, new customers will be able to take advantage of a $40 cashback offer, just keep in mind that the account does come with a $5 monthly fee.

Key features:

The Complete Freedom bank account has unlimited free withdrawals from any St.George, Westpac or BankSA ATM and unlimited transactions with St.George telephone and internet bank services.

The difference with the Complete freedom package, compared with the St.George Express Freedom account, is that it also includes unlimited free over the counter transactions from any St.George branch. You can get the monthly account fee waived but you'll need to deposit a minimum $2000 a month or have a home loan with St.George. There is a Visa debit card option with the account (upon request) but the standard account only comes with a EFTPOS / ATM card.

If you need to access your money overseas you'll get charged $5 for overseas ATM withdrawals and 3% foreign exchange commission on any purchases made through the Visa Debit Card.

And for customers who open a new Complete Freedom account (either online or in a branch) before 31 March 2020 and deposit at least $500 within 30 days will be able to snag $40 cashback.

Who it's good for:

Anyone who already has a home loan with St.George or for anyone who needs regular branch access for their everyday banking. 

Any catches?

If you need to set up regular payments from your account do it yourself via internet banking. St.George charge a $4 monthly periodic payment fee for each payment that they set up on your behalf.

Details

Rates and fees information correct as at 29 March 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.00% p.a.

  • n/a

  • n/a

Fees
  • $5.00

  • $0 monthly account fee if you deposit min. $2,000 per month.

  • Unlimited free transactions from network ATMs, EFTPOS, BPAY, cheque, counter deposits and withdrawals, phone and internet.

  • $0.00

  • St.George, Westpac, BankSA, Bank of Melbourne

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $5.00

  • 3.00%

  • $0.00 monthly

Other financial bits
  • $1.00

  • $0.00

Features
  • $2,000.00

  • yes

  • no

  • yes

  • yes

  • yes

  • yes

  • yes

  • none

  • Get $40 when you open a new Complete Freedom account online or in branch by 31 March 2020 and deposit $500 within 30 days.

Atm card
  • $5.00

  • $0.00

  • 3.00%

Debit card
  • $5.00

  • $0.00

  • 3.00%

Payment options

Apple Pay, Google Pay, PayID, Samsung Pay

Customer Reviews

How are St.George bank accounts rated by the Mozo community?

Overall customer rating
7.6/10
Price
6.7/10
Features
6.3/10
Customer service
7.7/10
Convenience
7.7/10
Trust
7.7/10

Latest reviews of St.George Complete Freedom Account

  • Overall 5/10
    Improvement needed in customer relations.

    Poor interest rates. No rewards especially for long term customers.

    Read full review

    Poor interest rates. No rewards especially for long term customers.

    Price
    3/10
    Features
    2/10
    Customer service
    2/10
    Convenience
    7/10
    Trust
    7/10
    Less
    Amanda, New South Wales reviewed 5 days ago
  • Overall 9/10
    Very happy.

    Good service always.

    Read full review

    Good service always.

    Price
    9/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Joy, Queensland reviewed 20 days ago
  • Overall 9/10
    Great customer service.

    Have used St. George Bank for over 15 years for my savings. Have found them to provide excellent customer service.

    Read full review

    Have used St. George Bank for over 15 years for my savings. Have found them to provide excellent customer service.

    Price
    9/10
    Features
    7/10
    Customer service
    9/10
    Convenience
    10/10
    Trust
    -1/10
    Less
    Peter, New South Wales reviewed 24 days ago
  • Overall 7/10
    I don’t trust any of them.

    I do not have any problem with my day-to-day banking or access to my phone however I have been hacked twice and they did not seem to follow up with information as much as I would’ve liked.

    Read full review

    I do not have any problem with my day-to-day banking or access to my phone however I have been hacked twice and they did not seem to follow up with information as much as I would’ve liked.

    Price
    7/10
    Features
    4/10
    Customer service
    7/10
    Convenience
    8/10
    Trust
    6/10
    Less
    Philip, New South Wales reviewed 25 days ago
  • Overall 8/10
    Good online banking.

    I like the online banking app, it is accessible and easy to use. Fees are relatively low, though more information could be given on different accounts or promotions.

    Read full review

    I like the online banking app, it is accessible and easy to use. Fees are relatively low, though more information could be given on different accounts or promotions.

    Price
    7/10
    Features
    7/10
    Customer service
    6/10
    Convenience
    9/10
    Trust
    9/10
    Less
    Siobhan, Australian Capital Territory reviewed 10 days ago
St.George

About St.George

St.George is Australia's fifth largest bank and has merged with Westpac to create a banking mega force. St.George offers a wide range of products aimed at business and corporate customers. St.George still have a customer focused team who tailor products to suit its customers needs. So if you want a bank that's good with people and good with money too, check out the St George range of credit cards, bank accounts, savings accounts, home loans and personal loans.

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