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St.George Complete Freedom Account

Advertiser disclosure
Account fee
$5.00
Payment options
Apple Pay, Google Pay, PayID, Samsung Pay
Interest rate
0% p.a.

Mozo editorial review St.George Complete Freedom Account

Last updated: 7 October 2020.

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What's hot
  • Unlimited over the counter transactions
  • $50 limited time cashback offer
What's not
  • $5 monthly fee
  • $4 periodic payment charges
Mozo snapshot

If you want complete freedom with your everyday banking such as unlimited branch access, unlimited transactions and ATM withdrawals, then the St.George Complete Freedom account could be for you. Plus for a limited time, new customers will be able to take advantage of a $50 cashback offer, just keep in mind that the account does come with a $5 monthly fee.

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Key features

The Complete Freedom bank account has unlimited free withdrawals from any St.George, Westpac or BankSA ATM and unlimited transactions with St.George telephone and internet bank services.

The difference with the Complete freedom package, compared with the St.George Express Freedom account, is that it also includes unlimited free over the counter transactions from any St.George branch. You can get the monthly account fee waived but you'll need to deposit a minimum $2000 a month or have a home loan with St.George. There is a Visa debit card option with the account (upon request) but the standard account only comes with a EFTPOS / ATM card.

If you need to access your money overseas you'll get charged $5 for overseas ATM withdrawals and 3% foreign exchange commission on any purchases made through the Visa Debit Card.

And for customers who open a new Complete Freedom account (either online or in a selected branch) before 19 January 2021 and deposit at least $500 within 30 days will be able to snag $50 cashback.

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Who is it good for

Anyone who already has a home loan with St.George or for anyone who needs regular branch access for their everyday banking. 

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Any catches

If you need to set up regular payments from your account do it yourself via internet banking. St.George charge a $4 monthly periodic payment fee for each payment that they set up on your behalf.

Details

Rates and fees information correct as at 6 December 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.00% p.a.

  • n/a

  • n/a

Fees
  • $5.00

  • $0 monthly account fee if you deposit min. $2,000 per month.

  • Unlimited free transactions from network ATMs, EFTPOS, BPAY, cheque, counter deposits and withdrawals, phone and internet.

  • $0.00

  • St.George, Westpac, BankSA, Bank of Melbourne

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $5.00

  • 3.00%

  • $0.00 monthly

Other financial bits
  • $1.00

  • $0.00

Features
  • $2,000.00

  • yes

  • no

  • yes

  • yes

  • yes

  • yes

  • yes

  • none

  • Get $50 when you open a new Complete Freedom account online or in selected branches by 19 January 2021 and deposit $500 within 30 days.

Atm card
  • $5.00

  • $0.00

  • 3.00%

Debit card
  • $5.00

  • $0.00

  • 3.00%

Payment options

Apple Pay, Google Pay, PayID, Samsung Pay

Customer Reviews

How are St.George bank accounts rated by the Mozo community?

Overall
7.6/10
Price
6.8/10
Features
6.3/10
Customer service
7.7/10
Convenience
7.7/10
Trust
7.7/10

Latest reviews of St.George Complete Freedom Account

  • Overall 9/10
    Easy to use, trustworthy.

    Easy to use online banking and free withdrawals from Westpac. Can also use Westpac smart ATMs. Long hold times sometimes.

    Read full review

    Easy to use online banking and free withdrawals from Westpac. Can also use Westpac smart ATMs. Long hold times sometimes.

    Price
    10/10
    Features
    6/10
    Customer service
    8/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Rose, Tasmania reviewed 2 days ago
  • Overall 6/10
    Great bank, interest rates are too high.

    Great bank to do business with although their interest rates are too high. Cash advance interest rate is ridiculously high.

    Read full review

    Great bank to do business with although their interest rates are too high. Cash advance interest rate is ridiculously high.

    Price
    3/10
    Features
    3/10
    Customer service
    5/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Dave, New South Wales reviewed 2 days ago
  • Overall 7/10
    Great bank.

    It's convenient and has been often very helpful with assistance.

    Read full review

    It's convenient and has been often very helpful with assistance.

    Price
    6/10
    Features
    6/10
    Customer service
    8/10
    Convenience
    7/10
    Trust
    5/10
    Less
    Jesseka, New South Wales reviewed 4 days ago
  • Overall 10/10
    Awesome bank i have been with for 13 years

    I have been with St George bank for over 13 years now and love their service, I wouldn't dream of switching banks.

    Read full review

    I have been with St George bank for over 13 years now and love their service, I wouldn't dream of switching banks.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Bianca, New South Wales reviewed 8 days ago
  • Overall 8/10
    The customer service is very efficient and helpful

    I have never had any issues with St George bank. The customer service has always been excellent.

    Read full review

    I have never had any issues with St George bank. The customer service has always been excellent.

    Price
    8/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Zara, New South Wales reviewed 10 days ago
St.George

About St.George

St.George is Australia's fifth largest bank and has merged with Westpac to create a banking mega force. St.George offers a wide range of products aimed at business and corporate customers. St.George still have a customer focused team who tailor products to suit its customers needs. So if you want a bank that's good with people and good with money too, check out the St George range of credit cards, bank accounts, savings accounts, home loans and personal loans.

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