Thumbnail icon for St.George

St.George Complete Freedom Account

Account fee
$5.00
Payment options
Apple Pay, Google Pay, PayID, Samsung Pay
Interest rate
0% p.a.

Mozo editorial review St.George Complete Freedom Account

Last updated: 2 July 2020.

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What's hot
  • Unlimited over the counter transactions
  • $50 limited time cashback offer
What's not
  • $5 monthly fee
  • $4 periodic payment charges
Mozo snapshot

If you want complete freedom with your everyday banking such as unlimited branch access, unlimited transactions and ATM withdrawals, then the St.George Complete Freedom account could be for you. Plus for a limited time, new customers will be able to take advantage of a $50 cashback offer, just keep in mind that the account does come with a $5 monthly fee.

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Key features

The Complete Freedom bank account has unlimited free withdrawals from any St.George, Westpac or BankSA ATM and unlimited transactions with St.George telephone and internet bank services.

The difference with the Complete freedom package, compared with the St.George Express Freedom account, is that it also includes unlimited free over the counter transactions from any St.George branch. You can get the monthly account fee waived but you'll need to deposit a minimum $2000 a month or have a home loan with St.George. There is a Visa debit card option with the account (upon request) but the standard account only comes with a EFTPOS / ATM card.

If you need to access your money overseas you'll get charged $5 for overseas ATM withdrawals and 3% foreign exchange commission on any purchases made through the Visa Debit Card.

And for customers who open a new Complete Freedom account (either online or in a selected branch) before 6 October 2020 and deposit at least $500 within 30 days will be able to snag $50 cashback.

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Who is it good for

Anyone who already has a home loan with St.George or for anyone who needs regular branch access for their everyday banking. 

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Any catches

If you need to set up regular payments from your account do it yourself via internet banking. St.George charge a $4 monthly periodic payment fee for each payment that they set up on your behalf.

Details

Rates and fees information correct as at 22 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.00% p.a.

  • n/a

  • n/a

Fees
  • $5.00

  • $0 monthly account fee if you deposit min. $2,000 per month.

  • Unlimited free transactions from network ATMs, EFTPOS, BPAY, cheque, counter deposits and withdrawals, phone and internet.

  • $0.00

  • St.George, Westpac, BankSA, Bank of Melbourne

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $5.00

  • 3.00%

  • $0.00 monthly

Other financial bits
  • $1.00

  • $0.00

Features
  • $2,000.00

  • yes

  • no

  • yes

  • yes

  • yes

  • yes

  • yes

  • none

  • Get $50 when you open a new Complete Freedom account online or in selected branches by 6 October 2020 and deposit $500 within 30 days.

Atm card
  • $5.00

  • $0.00

  • 3.00%

Debit card
  • $5.00

  • $0.00

  • 3.00%

Payment options

Apple Pay, Google Pay, PayID, Samsung Pay

Customer Reviews

How are St.George bank accounts rated by the Mozo community?

Overall
7.6/10
Price
6.7/10
Features
6.3/10
Customer service
7.7/10
Convenience
7.7/10
Trust
7.7/10

Latest reviews of St.George Complete Freedom Account

  • Overall 8/10
    Not enough interest given for saving money.

    I love the bank, I just don't like their low interest on savings.

    Read full review

    I love the bank, I just don't like their low interest on savings.

    Price
    3/10
    Features
    3/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    8/10
    Less
    Gail, New South Wales reviewed about 17 hours ago
  • Overall 10/10
    Fantastic service.

    I love St George bank because everything is so easy to do, including online banking.

    Read full review

    I love St George bank because everything is so easy to do, including online banking.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Lisa, New South Wales reviewed 25 days ago
  • Overall 10/10
    One of the best banks regarding customer care.

    I have been with St George since 1982 and it is a bank that looks after their customers.

    Read full review

    I have been with St George since 1982 and it is a bank that looks after their customers.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Leonir, New South Wales reviewed 27 days ago
  • Overall 8/10
    I would recommend St George to friends and family.

    I have been banking with St George for over 35 years. Whilst they don’t honour loyal customers I have never had an issue with St George bank. I dislike the fees on the Everyday Savings account if you are not depositing frequent money.

    Read full review

    I have been banking with St George for over 35 years. Whilst they don’t honour loyal customers I have never had an issue with St George bank. I dislike the fees on the Everyday Savings account if you are not depositing frequent money.

    Price
    7/10
    Features
    5/10
    Customer service
    8/10
    Convenience
    10/10
    Trust
    8/10
    Less
    Kate, New South Wales reviewed 27 days ago
  • Overall 8/10
    They could have better features

    I have been with them for years with no issues.

    Read full review

    I have been with them for years with no issues.

    Price
    6/10
    Features
    7/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    6/10
    Less
    Eftychia, New South Wales reviewed 28 days ago
St.George

About St.George

St.George is Australia's fifth largest bank and has merged with Westpac to create a banking mega force. St.George offers a wide range of products aimed at business and corporate customers. St.George still have a customer focused team who tailor products to suit its customers needs. So if you want a bank that's good with people and good with money too, check out the St George range of credit cards, bank accounts, savings accounts, home loans and personal loans.

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