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Multiple discounts including online signup savings, No Claims Bonus, and skilled driver course discounts (T&Cs apply)
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2023 and 2024 Mozo Experts Choice Award for Excellent Value - Senior Drivers
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Modifications automatically covered if noted in your policy
Our verdict
AAMI’s comprehensive car insurance offers the reliability you’d expect from such an established insurer. While it's not loaded with features, it does offer everything you need from a comprehensive policy plus the ability to add a few optional extras like roadside assistance and excess-free windshield cover.
But where it really shines is in the discounts department - allowing you to stack a variety of discounts for potentially significant savings: $50 off your first year’s premium for buying online, up to 15% off your yearly premium via the No Claims Bonus and even an additional discount for completing a skilled driver course.
Perhaps it’s no surprise, then, that AAMI has captured the Mozo Experts Choice Award for Exceptional Value in the Senior Drivers category for two consecutive years.
However, the policy is not without its drawbacks: the excess structure is a bit complicated with various levels for young, inexperienced and learner drivers. And the lack of a choice of repairer could be a dealbreaker for those who have a mechanic of their own.
At the end of the day, if you're after a policy from a trusted insurer and have the safe driving bonafides needed for the discounts, AAMI’s comprehensive insurance is worth considering.