Name: RACT car insurance
Brand: RACT
Rating: 4.2 (222 reviews)

RACT car insurance

Comprehensive Car Insurance

Monthly premiums

Yes

Choice of repairer

No

Choice of excess

$500 - $5,000

Agreed or market value

Agreed
Available discounts

10% discount when you have home, contents and comprehensive car insurance with RACT.
Link not supplied
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Monthly premiums available

Yes

Agreed or market value

Agreed

Choice of excess

$500 - $5,000

Choice of repairer

No

New car if written off

Yes - within 2 years of original registration

Rental car after theft

Yes - Up to 14 days.

Rental car after accident

Not at fault - Optional Extra. At fault - Optional Extra. Up to 14 days.

Discounts available

10% discount when you have home, contents and comprehensive car insurance with RACT.

Quote time

-

Windscreen cover

Yes - standard excess. Option to reduce windscreen excess to $0 for an additional premium.

Modifications

Covered only if agreed in writing.

Young driver excess imposed

$750 for male drivers under 22, $650 for female drivers under 22, $400 for male drivers under 24, $300 for female drivers under 24. $1,500 unlisted drivers under 25

Roadside assistance

Optional Extra

Other benefits

-

Other restrictions

-

States where offered

TAS

Customer reviews

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Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. More about the Mozo customer ratings.

John

Tasmania - 7 months ago

Product name: Comprehensive Car Insurance

4.0

Get covered fully get comprehensive car insurance

I got full comprehensive car insurance which is the best policy because it covers my car fully in case of an accident even if it is my fault and for fire or theft; etc.

Price

4.0
Features

4.0
Service

4.0
Convenience

4.0
Trust

4.0

Cassandra

Tasmania - 7 months ago

Product name: Comprehensive Car Insurance

4.0

Insurance

My insurance claim was made pretty smooth and drama free when already under alot of stress after my car was damaged. I was grateful for the extra support to help me move forward with my claim

Price

5.0
Features

5.0
Service

5.0
Convenience

5.0
Trust

4.5

Denis

Tasmania - 7 months ago

1.5

Knock for knock policy in play?

They appear to have a knock for knock policy whereby they don't follow up claims with any vigour if it involves their partners (in my case Cruising' Motor Homes). As such you will pay excess regardless of other party admitting guilt (which is what is happening in my case).

Price

1.5
Service

4.5
Convenience

5.0
Trust

0.5

Alison

Tasmania - 12 months ago

Product name: Comprehensive Car Insurance

5.0

Could not be happier with this Tassie company

I found this company after the company I was with for over fifteen years rang to say they were doubling my rates and no added benefits to soften the blow. Well I was not impressed. I rang around and I talked to friends and looked at all the offers and I came to the conclusion that RACT gave the best deal and valued my custom.

Price

5.0
Features

5.0
Service

5.0
Trust

5.0

Hannah

Tasmania - over 1 year ago

Product name: Comprehensive Car Insurance

4.5

What you pay for

Good service and easy to work with

Price

4.0
Features

4.5
Service

5.0
Trust

4.5

Zanna

Tasmania - almost 2 years ago

2.0

Be prepared for disappointment

My car was hit by a P plater pulling out of his driving space (in his parents car and no insurance of his own). Not only was my car badly damaged (luckily still drivable) but I was injured. I have just been informed that I am not even going to get half of the crash repair quote because my car is old. Insurance, like the justice system, seems only prepared to serve the guilty.

Price

1.5
Features

1.0
Service

2.0
Convenience

0.5
Trust

0.5

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RACT car insurance

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