7.2 / 10

based on 50 reviews as rated by Mozo community

Macquarie Credit Union car loans

Macquarie Credit Union offers its financial services and products to members of any Local, State or Federal Government, Australia Post, Auscott Pty Ltd and Macquarie Credit union employees. It offers members a range of financial products in home and personal loans, car loans, savings accounts, term deposits, credit cards, debit cards and car insurance. Macquarie Credit Union offers its members financial products that are competitively priced and flexible, to suit their needs.

Macquarie Credit Union offers the following car loans

Rates and fees verified as correct at 05 December, 2020. Other information correct at the time of writing. Advertiser disclosure.

Product Interest rate from Comparison rate from Upfront fee
10|5|50 Personal Loan (Variable, Unsecured)

10.99% p.a.

13.45% p.a.based on $10,000
over 3 years

$200

New Car Loan (less than 2 years old, Variable, Secured)

5.99% p.a.

6.65% p.a.based on $30,000
over 5 years

$200

Unsecured Personal Loan (Variable)

13.95% p.a.

14.57% p.a.based on $30,000
over 5 years

$200

Unsecured Personal Loan (Variable)

14.20% p.a.

16.66% p.a.based on $10,000
over 3 years

$200

Used Car Loan (up to 10 years old with 10% equity option, Variable, Secured)

10.20% p.a.

10.83% p.a.based on $30,000
over 5 years

$200

Used Car Loan (up to 10 years old, Variable, Secured)

10.70% p.a.

11.33% p.a.based on $30,000
over 5 years

$200

Used Car Loan (up to 5 years old, Variable, Secured)

7.95% p.a.

8.58% p.a.based on $30,000
over 5 years

$200

WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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How are Macquarie Credit Union car loans rated?

Mozo users have rated Macquarie Credit Union car loans on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of car-loans
Macquarie Credit Union car loans
Overall
6.5/10
Price
Features
Customer service
Convenience
Trust

23 Reviews

Recent Macquarie Credit Union car loan reviews

Macquarie Credit Union New Car Loan review
Overall 4/10
Zero customer service! Hidden fees.

A car loan when the only way you know about what you owe outstanding is by ringing them up and and asking for a statement. They never call, they never send a monthly statement. Our financial adviser set it up so its fixed but there are multiple different charges in the statement as well? I don't use the adviser anymore and will be glad to be away form this loan this year finally.

Read full review

A car loan when the only way you know about what you owe outstanding is by ringing them up and and asking for a statement. They never call, they never send a monthly statement. Our financial adviser set it up so its fixed but there are multiple different charges in the statement as well? I don't use the adviser anymore and will be glad to be away form this loan this year finally.

Price
5/10
Features
0/10
Customer service
2/10
Convenience
5/10
Trust
3/10
Less
Ashley, Western Australia reviewed 6 months ago
Macquarie Credit Union Used Car Loan review
Overall 8/10
Nil

Nil

Price
8/10
Features
8/10
Customer service
8/10
Convenience
8/10
Trust
9/10
Less
Carlos, Victoria reviewed 6 months ago
Macquarie Credit Union New Car Loan review
Overall 8/10
Competitive premiums.

Interest rate is competitive.

Read full review

Interest rate is competitive.

Price
8/10
Features
8/10
Customer service
8/10
Convenience
7/10
Trust
8/10
Less
Ester, Victoria reviewed 9 months ago
Macquarie Credit Union Car Loan review
Overall 9/10
Overall Macquarie is a great bank.

Macquarie has been nothing but helpful and friendly when I’ve had any enquires. Would recommend.

Read full review

Macquarie has been nothing but helpful and friendly when I’ve had any enquires. Would recommend.

Price
7/10
Features
6/10
Customer service
9/10
Convenience
9/10
Trust
8/10
Less
Emma, Queensland reviewed 12 months ago

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