Everybody loves a bargain, whether it’s an end of season sale or haggling a discount on your new washing machine. And the same applies for your financial products - scoring a discount, bonus or cashback offer sweetens any deal.
But it’s not always easy to sniff out the offers that’ll snag you one of these extras, so we’ve done the hard work and rounded up five of this month's top money deals to help you put dollars back in your pocket.
$75 CASH BONUS WITH ING
ING Orange Everyday
$75 cash bonus
No ATM fees at home or overseas (when you deposit $1000 a month and make 5 card purchases on your ING debit or credit card)
Mozo Experts Choice Exceptional Everyday Account Award winner
What’s the deal
If you’re in the market for an everyday bank account, then the ING Orange Everyday is our pick of the bunch. Not only is it great value, with no account fees and no ATM fees at home or abroad as long as you deposit $1000 and make 5 card purchases each month, but when you open an account and meet these criteria before 31 May 2018, you’ll score a neat $75 cash back.
Apply for the Woolworths Everyday Platinum Mastercard and make a purchase before 31 July 2018 to snag a $50 eGift voucher. And the value doesn’t stop there - you can also get 10% off your first shop of every month, earn 3 points per $1 when you buy Woolies branded products and you’ll get all this with no annual fee in the first year.
Looking for a better deal on your home loan? By refinancing to the UBank UHomeLoan Discount Offer, you can snag a competitive low rate, plus score a $1,000 refinancing bonus, paid into a UBank USaver account. Even better, there are no application or ongoing service fees to eat up your bonus.
Available in NSW, Victoria, Queensland and South Australia
What’s the deal
Sign up to a Dodo energy plan and score up to 40% off your usage rates when you pay-on-time (remember, this discount will vary depending on which state you’re in). Plus, this plan’s super flexible, with no lock-in contract, and the choice to make your payments in weekly, fortnightly or monthly instalments. For the eco-minded, there’s also a solar feed-in tariff and 10% Greenpower on offer.
75,000 bonus Qantas Points when you spend $2,500 in the first 3 months
Annual fee waived in first year ($425 after year one)
Earn 1 Qantas point per dollar, up to $7,500 each month
ANZ Frequent Flyer Black is a perennial favourite with Qantas points lovers, and with 75,000 bonus Qantas points on offer right now this card really packs a punch. You'll earn 1 Qantas point per dollar on your first $7,500 of spend each month, and 0.5 points per dollar after that. You'll also get two complimentary Qantas Club lounge invitations each year. Other card perks include 55 days interest free, complimentary overseas travel and medical insurance, plus extended warranty insurance.
*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for the amount and term you entered.
**Initial monthly repayment figures are estimates only, based on the advertised rate, and a loan of $500,000 repaid over 25 years. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.