Mozo Experts Choice Awards Credit Card Provider of the Year: American Express wins 4 years in a row!

By Polly Fleeting ·
couple using american express card online

Just when you thought a hat trick was impressive, American Express has snapped up the top prize again this year in the 2020 Mozo Experts Choice Awards for Credit Cards

After comparing a range of different credit card providers, Mozo experts found that for the fourth consecutive year American Express proved to be the best of the best. 

The provider won a massive eight awards across seven categories, and retained its crown of Credit Card Provider of the Year. 

“Yet again, American Express have performed exceptionally well in the Mozo Experts Choice Awards for Credit Cards,” said Mozo Expert Judge Peter Marshall. 

“As a credit card specialist, Amex continues to dominate this space, offering competitive options to suit a range of different consumers. 

“A huge congratulations on the fourth consecutive claim to the prestigious Credit Card Provider of the Year award. What a win!” 

This year, our expert judges considered a massive 215 personal and 45 business credit cards, issued by 72 different financial institutions. 

To win Provider of the Year, a provider needs to have won awards across a range of different products as well as won more awards than its competitors. (Check out our methodology report for more info). 

In the case of Amex, it did just that. Talking home almost double the amount of awards than the next most successful provider and spanning across a range of categories including: low rate, low fee, balance transfer, rewards and business cards. 

Want to meet some of these award-winning American Express options? Check them out below!

American Express Award-winning Products

American Express Explorer Credit Card
Promoted
  • 2020 Mozo Experts Choice Awards Credit Card Provider of the Year^
  • 2020 Mozo Experts Choice Awards winner^
  • 50,000 Membership Rewards bonus points when you spend $3,000 within first 3 months

The American Express Explorer Credit Card could be your perfect match if you’re all about rewards. Customers can earn 2 Membership Rewards points for every dollar they spend on eligible purchases, plus earn 50,000 bonus points when they spend $3,000 in the first 3 months. And the good news is, with this card the points are uncapped and never expire - so you can store them up for a rainy day! But that’s not all. Customers also receive an annual $400 Travel Credit to be used on flights, accommodation, car hire or events. It’s no wonder this card received a 2020 Mozo Experts Choice Award^ for best Premium Rewards Credit Card. Just remember, this card comes with a $395 annual fee and 20.74% purchase rate.

American Express Qantas Discovery Credit Card
Promoted
  • 2020 Mozo Experts Choice Awards Credit Card Provider of the Year^
  • 2020 Mozo Experts Choice Awards winner^
  • No annual fee

After an award-winning Qantas Frequent Flyer credit card? Well, this year the American Express Qantas Discovery won a Mozo Experts Choice Award^ in the best Qantas Frequent Flyer card category! Not only does this card come with no annual fee, there are also a bunch of rewards perks. Cardholders can earn up to 1.75 Qantas points to each dollar they spend on eligible purchases (points are uncapped and don’t expire). While this card does have a 20.74% purchase rate, customers can receive up to 44 interest free days. Plus there are bonus benefits of fraud, purchase and refund protection attached to this card as well.

American Express Qantas Ultimate Credit Card
Promoted
  • 2020 Mozo Experts Choice Awards Credit Card Provider of the Year^
  • 2020 Mozo Experts Choice Awards winner^
  • 55,000 bonus Qantas Points when you apply online and spend $3,000 in the first 3 months

If you’re all about bonus points and perks, the American Express Qantas Ultimate Credit Card might be what you need. This card offers 55,000 bonus Qantas Points to customers who apply online and spend $3,000 in the first three months. Plus, cardholders also receive $450 in Qantas Travel Credit. Not only are points uncapped and don’t expire, spenders can earn up to 2.25 points per dollar on eligible transactions. Bear in mind, this card comes with a $450 annual fee and 20.74% purchase rate. However, our expert judges loved this card enough to award it a 2020 Mozo Experts Choice Award^ for best Qantas Frequent Flyer Premium Credit Card.

American Express Business Explorer Credit Card
Promoted
  • 2020 Mozo Experts Choice Awards Credit Card Provider of the Year^
  • 2020 Mozo Experts Choice Awards winner^
  • 100,000 bonus points when you spend $3,000 in the first 3 months

American Express’ Business Explorer Credit Card combines a low rate with a killer rewards program. Not only does it come with a low 16.99% purchase rate, cardholders can also earn 100,000 bonus points if they spend $3,000 in the first 3 months. (Just remember, you must apply by 13 January 2021 to qualify). Customers can earn up to 2 points per $1 spent on eligible purchases, as well as have up to 55 interest free days. This year, the Business Explorer Credit Card took home a Mozo Experts Choice Award^ for best Rewards Business Credit Card. Keep in mind though, there is a $395 annual fee to budget for.

^For more information on our Credit Card awards and for the full list of winners, head to the 2020 Mozo Experts Choice Awards page.

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Polly Fleeting
Polly Fleeting
Money writer

Polly Fleeting is a personal finance writer here at Mozo, specialising in loans and credit cards. Her work is aimed at helping people find ways to make smart product choices, reduce debt and get more for their hard-earned dollars. Polly has a degree in Journalism from the University of Technology, Sydney.