Surf, sand and sun - there’s nothing like a summer holiday to end the year with a bang or start the new year off on the right foot.
And whether you’re planning a trekking adventure through the wilds of Peru or you’re more of a 5-star hotel and Parisian cafe sort of traveller, having an airtight strategy for accessing your holiday fund while you’re away is crucial to making sure your holiday goes off without a hitch.
Different travel money options work for different travellers. If you’re strict about your budget, a prepaid or debit travel card might be in order. On the other hand, if you want to soak up all your trip has to offer without ever worrying about your budget, a credit card might be more your speed.
To help you choose, we’ve handpicked a list of winners from this Year’s Mozo Experts Choice Travel Money Awards, announced in April. So whatever kind of holiday you’ve got in mind and whatever kind of spender you are, take a look below.
Our favourite travel debit cards
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Important disclosures
Important disclosures
Advertiser disclosure
Our goal at Mozo is to help you make smart financial decisions and our award-winning comparison tools and services are provided free of charge. As a marketplace business, we do earn money from advertising and this page features products with Go To Site links and/or other paid links where the provider pays us a fee if you go to their site from ours, or you take out a product with them. You do not pay any extra for using our service.
We are proud of the tools and information we provide and unlike some other comparison sites, we also include the option to search all the products in our database, regardless of whether we have a commercial relationship with the providers of those products or not.
'Sponsored', 'Hot deal' and 'Featured Product' labels denote products where the provider has paid to advertise more prominently.
'Mozo sort order' refers to the initial sort order and is not intended in any way to imply that particular products are better than others. You can easily change the sort order of the products displayed on the page.
We provide only general advice
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the Product Disclosure Statement (PDS) or offer documentation, or seeking independent advice. It is also advised to review Target Market Determination(TMD) of products that you are considering. The TMD can be found on the provider's website.
HSBC - Everyday Global Account
Keep up to 10 currencies in your regular bank account
Lock in an exchange rate ahead of time
No HSBC ATM or transaction fees anywhere in the world
For travellers who travel often and like to live like a local when they go abroad, the HSBC Everyday Global Account lets you save and spend in up to 10 currencies, all from the one transaction account. You’ll be able to lock in an exchange rate for each currency ahead of time, or convert to Aussie dollars when you spend.
Picking up both Mozo Experts Choice Awards and Mozo People’s Choice Awards, the ING Orange Everyday Account is a major favourite and a handy companion on your next global adventure. You’ll be able to spend your own money overseas, with no ATM fee sand no international transaction fees as long as you deposit $1,000 and make 5 card purchases using your ING debit card each month.
Mozo may receive payment if you click products on our site. Mozo does not compare the entire market.
Important disclosures
Important disclosures
Advertiser disclosure
Our goal at Mozo is to help you make smart financial decisions and our award-winning comparison tools and services are provided free of charge. As a marketplace business, we do earn money from advertising and this page features products with Go To Site links and/or other paid links where the provider pays us a fee if you go to their site from ours, or you take out a product with them. You do not pay any extra for using our service.
We are proud of the tools and information we provide and unlike some other comparison sites, we also include the option to search all the products in our database, regardless of whether we have a commercial relationship with the providers of those products or not.
'Sponsored', 'Hot deal' and 'Featured Product' labels denote products where the provider has paid to advertise more prominently.
'Mozo sort order' refers to the initial sort order and is not intended in any way to imply that particular products are better than others. You can easily change the sort order of the products displayed on the page.
We provide only general advice
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the Product Disclosure Statement (PDS) or offer documentation, or seeking independent advice. It is also advised to review Target Market Determination(TMD) of products that you are considering. The TMD can be found on the provider's website.
Bankwest - More Platinum Mastercard
75,000 annual bonus points when you spend $48,000 in that year
2 points per $1 spent, up to 400,000 points
Easy Alerts via the Bankwest App remind you to pay your balance
With multiple wins in the Mozo Experts Choice Awards, this handy card comes with premium perks like complimentary travel insurance, purchase protection and a concierge service, along with the power to earn points on your spending. Just remember that there is a $160 annual fee, so make sure you justify it by getting tonnes of value out of the offered freebies.
All the luxury of a 5-star card without the hefty price tag, the 28 Degrees Mastercard will be a favourite with all kinds of travellers. This premium option comes with perks like optional Shoppers Protection Insurance, plus you won’t have to worry about paying overseas transaction fees or an annual fee.
Mozo may receive payment if you click products on our site. Mozo does not compare the entire market.
Important disclosures
Important disclosures
Advertiser disclosure
Our goal at Mozo is to help you make smart financial decisions and our award-winning comparison tools and services are provided free of charge. As a marketplace business, we do earn money from advertising and this page features products with Go To Site links and/or other paid links where the provider pays us a fee if you go to their site from ours, or you take out a product with them. You do not pay any extra for using our service.
We are proud of the tools and information we provide and unlike some other comparison sites, we also include the option to search all the products in our database, regardless of whether we have a commercial relationship with the providers of those products or not.
'Sponsored', 'Hot deal' and 'Featured Product' labels denote products where the provider has paid to advertise more prominently.
'Mozo sort order' refers to the initial sort order and is not intended in any way to imply that particular products are better than others. You can easily change the sort order of the products displayed on the page.
We provide only general advice
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the Product Disclosure Statement (PDS) or offer documentation, or seeking independent advice. It is also advised to review Target Market Determination(TMD) of products that you are considering. The TMD can be found on the provider's website.
ANZ - Travel Card
Load up to 10 currencies
Know your exchange rate upfront
Load a minimum of $200 and maximum $50,00 in each currency
Perfect for a globetrotter who’s visiting multiple countries and spending in multiple currencies, but wants to lock in their exchange rate ahead of time, so they know exactly what deal they’re in for. The ANZ Travel Card is free to purchase, free to reload and free to close when you make your way back home.
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.
While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.
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Our goal at Mozo is to help you make smart financial decisions and our award-winning comparison tools and services are provided free of charge. As a marketplace business, we do earn money from advertising and this page features products with Go To Site links and/or other paid links where the provider pays us a fee if you go to their site from ours, or you take out a product with them. You do not pay any extra for using our service.
We are proud of the tools and information we provide and unlike some other comparison sites, we also include the option to search all the products in our database, regardless of whether we have a commercial relationship with the providers of those products or not.
'Sponsored', 'Hot deal' and 'Featured Product' labels denote products where the provider has paid to advertise more prominently.
'Mozo sort order' refers to the initial sort order and is not intended in any way to imply that particular products are better than others. You can easily change the sort order of the products displayed on the page.
Important information on terms, conditions and sub-limits
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.