Owned by its customers, the G&C Mutual Bank Platinum Visa Credit Card offers a prestigious rewards scheme for cardholders who love to hit the sky. When it comes to points, you’ll earn 0.85 points per dollar spent on Visa and won’t have to worry about using them fast, as they are uncapped and never expire. You can also earn bonus points when you shop for selected Qantas products and services. Every point you earn automatically be credited to the Qantas Frequent Flyer program.
But what’s a good holiday without the protection and help you need? With the Platinum Visa Credit Card, you’ll also receive complimentary insurance plans, such as overseas travel insurance, transport accident insurance, purchase security insurance and domestic flight inconvenience insurance.
Platinum Visa Concierge is also available for cardholders and features 24/7 services, like translation and message assistance and passport, visa and customer information. Extended warranty, purchase protection, guaranteed pricing and rental car excess cover are also available under this card.
In terms of the basics, the G&C Mutual Bank Platinum Visa Credit Card features an 18.74% purchase rate, a 19.74% cash advance rate and a $5 cash advance fee. You’ll also have up to 50 interest free days.
However, prestigious rewards cards like these are generally made for the big spenders, so you will need to budget for the $249 annual fee and make sure you get enough value out of the freebies on offer to justify the price tag.