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GMCU credit cards

GMCU is a mutually owned financial service organisation, servicing the Victoria region. GMCU offers a variety of services in savings accounts, cash management accounts, term deposits, home loans, overdrafts, term loans, personal loans and car insurance. GMCU offers an alternative to the big banks for members in Victoria.

What credit cards do GMCU offer?

Rates and fees verified as correct at 25 October, 2020. Other information correct at the time of writing. Advertiser disclosure.

Low rate credit cards

Product Purchase rate Balance transfer rate Annual fees Interest free days on purchases

12.00% p.a.

5.49% p.a. for 6 months and then 12.00% p.a.

$49

55

Low fee credit cards

Product Purchase rate Balance transfer rate Annual fees Interest free days on purchases

12.00% p.a.

5.49% p.a. for 6 months and then 12.00% p.a.

$49

55

**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

What do you need to apply for a GMCU credit card?

  • Personal details for each applicant (if necessary)
  • Contact details including a valid email address
  • Proof of salary (i.e. payslips) and evidence of other income including government payments and rental income
  • Statements for any liabilities including credit cards or other existing loans
  • A copy of your council rates notice
  • A copy of your driver's licence or passport
  • Home loan statements (if you’re refinancing)

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