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based on 50 reviews as rated by Mozo community

Macquarie Credit Union credit cards

Macquarie Credit Union offers its financial services and products to members of any Local, State or Federal Government, Australia Post, Auscott Pty Ltd and Macquarie Credit union employees. It offers members a range of financial products in home and personal loans, car loans, savings accounts, term deposits, credit cards, debit cards and car insurance. Macquarie Credit Union offers its members financial products that are competitively priced and flexible, to suit their needs.

What credit cards do Macquarie Credit Union offer?

Rates and fees verified as correct at 30 October, 2020. Other information correct at the time of writing. Advertiser disclosure.

Low rate credit cards

Product Purchase rate Balance transfer rate Annual fees Interest free days on purchases

6.95% p.a. for 6 months then 12.99% p.a.

6.95% p.a. for 6 months and then 12.99% p.a.

$30

55

Low fee credit cards

Product Purchase rate Balance transfer rate Annual fees Interest free days on purchases

6.95% p.a. for 6 months then 12.99% p.a.

6.95% p.a. for 6 months and then 12.99% p.a.

$30

55

**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

What do you need to apply for a Macquarie Credit Union credit card?

  • Personal details for each applicant (if necessary)
  • Contact details including a valid email address
  • Proof of salary (i.e. payslips) and evidence of other income including government payments and rental income
  • Statements for any liabilities including credit cards or other existing loans
  • A copy of your council rates notice
  • A copy of your driver's licence or passport
  • Home loan statements (if you’re refinancing)

Credit card quick links