NAB Low Fee Card
19.74% p.a.
0% p.a. for 18 months and then 21.74% p.a. (2.00% balance transfer fee)
$30
n/a
NAB Low Fee Card
19.74% p.a.
0% p.a. for 18 months and then 21.74% p.a. (2.00% balance transfer fee)
$30
n/a
19.74% p.a.
0% p.a. for 18 months and then 21.74% p.a. (2.00% balance transfer fee)
$30
n/a
Mozo Review NAB Low Fee Card Review
Last updated: 13 March 2018.
What's hot:
Low $30 annual fee
0% p.a on balance transfers for 18 months (2% BT fee applies)
What's not:
High 21.74% cash advance rate
2% balance transfer fee
Mozo snapshot:
NAB's Low Fee Card is great for everyday use. No frills, low fees and top security combine to create a safe, accessible and easy to use card. The card has a low $30 annual fee, plus you'll enjoy a 0% p.a. on balance transfers for 16 month period (with a one-off 2% balance transfer fee).
Key features:
Low Fee Card customers have access to contactless purchasing, emergency travel assistance, and secure online shopping, as well as the exclusive Visa Entertainment program.
A super-low annual fee of $30 is a big plus, but steer clear of cash advances with this card - the rate is a steep 21.74%. And if you're taking the Low Fee Card travelling, the news is good - the foreign exchange margins sits at 3.00%.
If you have existing debt on another card, the NAB Low Fee Card offers a 0% rate on balance transfers for 18 months (2% balance transfer fee applies). However, like a lot of other cards, after the balance transfer period is up the rate reverts to the cash advance rate, as opposed to the lower purchase rate.
Who it's good for:
The NAB Low Fee Card is perfect for anyone looking for a low fee credit card with a generous interest free period that is simple, easy and fuss-free.
Any catches?
Late payments will cost you $15 each time - don't make it a regular thing!
Details
Rates and fees information correct as at 17 October 2018.
Rates
-
19.74% p.a.
-
none
-
0% p.a. for 18 months and then 21.74% p.a. (2.00% balance transfer fee)
-
yes
-
21.74% p.a.
-
44
Fees
-
$30.00
-
none
-
none
-
none
-
$15.00
-
2%, Min $2.50
-
3.00%
-
$7.00
-
$2.50
-
$0.00
Features
-
$25.00
-
2.0
-
1
-
none
Payment options
Google Pay, Samsung Pay, Garmin, Fitbit, PayTag
Rewards privileges
Purchase Protection
Other benefits
Standard balance transfer rate of 0% for 6 months is not available in conjunction with the balance transfer special offer; Purchase Protection
Customer Reviews
How are NAB credit cards rated by the Mozo community?
Latest reviews of NAB Low Fee Card
- Overall10/10
Brilliant.
Brilliant bank.
Read full review
Brilliant bank.
Price10/10Features10/10Customer service10/10Convenience10/10Trust10/10Less
Jacko | Queensland
reviewed 27 days ago
- Overall6/10
Very competitive
Polite and efficient service.
Read full review
Polite and efficient service.
Price7/10Features5/10Customer service6/10Convenience6/10Trust6/10Less
Lyn | Queensland
reviewed 7 months ago
- Overall9/10
They are there to help
NAB were very good. I went to close a card account, so they offered me the card without an annual...
Read full review
NAB were very good. I went to close a card account, so they offered me the card without an annual fee, which helps, as I try and pay the full amount each month, so I don't pay any interest.
Price7/10Features6/10Customer service8/10Convenience9/10Trust8/10Less
Joy | New South Wales
reviewed 7 months ago
- Overall6/10
Its 50%
Interest still high.
Read full review
Interest still high.
Price10/10Features-1/10Customer service10/10Convenience10/10Trust10/10Less
Raelene | South Australia
reviewed 8 months ago
- Overall9/10
Excellent customer service
When paying off balances on my credit card, they apply payment to highest interest item first!
Read full review
When paying off balances on my credit card, they apply payment to highest interest item first!
Price9/10Features9/10Customer service10/10Convenience8/10Trust9/10Less
Geoffrey | New South Wales
reviewed 9 months ago
About NAB
National Australia Bank is one of the big four banks who provide a large variety of financial products to the Australian Community. In recent times NAB has set itself apart from the other big four banks; by expanding their ATM network, removing many fees and maintaining low standard variable home loan rates. NAB's changes to its financial products have made their home loan, credit card, loans, savings accounts and personal loans more competitive within the banking industry.
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