NAB Low Fee Card

19.74% p.a.

0% p.a. for 18 months and then 21.74% p.a. (2.00% balance transfer fee)

$30

n/a

NAB Low Fee Card

19.74% p.a.

0% p.a. for 18 months and then 21.74% p.a. (2.00% balance transfer fee)

$30

n/a

Mozo Review   NAB Low Fee Card Review

Last updated: 13 March 2018.

What's hot:
  • Low $30 annual fee

  • 0% p.a on balance transfers for 18 months (2% BT fee applies)

What's not:
  • High 21.74% cash advance rate

  • 2% balance transfer fee

Mozo snapshot:

NAB's Low Fee Card is great for everyday use. No frills, low fees and top security combine to create a safe, accessible and easy to use card. The card has a low $30 annual fee, plus you'll enjoy a 0% p.a. on balance transfers for 16 month period (with a one-off 2% balance transfer fee).

Key features:

Low Fee Card customers have access to contactless purchasing, emergency travel assistance, and secure online shopping, as well as the exclusive Visa Entertainment program.

A super-low annual fee of $30 is a big plus, but steer clear of cash advances with this card - the rate is a steep 21.74%. And if you're taking the Low Fee Card travelling, the news is good - the foreign exchange margins sits at 3.00%.

If you have existing debt on another card, the NAB Low Fee Card offers a 0% rate on balance transfers for 18 months (2% balance transfer fee applies). However, like a lot of other cards, after the balance transfer period is up the rate reverts to the cash advance rate, as opposed to the lower purchase rate.

Who it's good for:

The NAB Low Fee Card is perfect for anyone looking for a low fee credit card with a generous interest free period that is simple, easy and fuss-free.

Any catches?

Late payments will cost you $15 each time - don't make it a regular thing!

Details

Rates and fees information correct as at 17 October 2018.

Rates
  • 19.74% p.a.

  • none

  • 0% p.a. for 18 months and then 21.74% p.a. (2.00% balance transfer fee)

  • yes

  • 21.74% p.a.

  • 44

Fees
  • $30.00

  • none

  • none

  • none

  • $15.00

  • 2%, Min $2.50

  • 3.00%

  • $7.00

  • $2.50

  • $0.00

Features
  • $25.00

  • 2.0

  • 1

  • none

Payment options

Google Pay, Samsung Pay, Garmin, Fitbit, PayTag

Rewards privileges

Purchase Protection

Other benefits

Standard balance transfer rate of 0% for 6 months is not available in conjunction with the balance transfer special offer; Purchase Protection

Customer Reviews

How are NAB credit cards rated by the Mozo community?

Overall customer rating
6.7/10

Based on 4123 NAB credit card reviews

Price
5.9/10
Features
6.0/10
Customer service
6.7/10
Convenience
7.5/10
Trust
6.9/10

Latest reviews of NAB Low Fee Card

  • Overall
    10/10
    Brilliant.

    Brilliant bank.

    Brilliant bank.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Jacko | Queensland

    reviewed 27 days ago

  • Overall
    6/10
    Very competitive

    Polite and efficient service.

    Polite and efficient service.

    Price
    7/10
    Features
    5/10
    Customer service
    6/10
    Convenience
    6/10
    Trust
    6/10

    Lyn | Queensland

    reviewed 7 months ago

  • Overall
    9/10
    They are there to help

    NAB were very good. I went to close a card account, so they offered me the card without an annual...

    NAB were very good. I went to close a card account, so they offered me the card without an annual fee, which helps, as I try and pay the full amount each month, so I don't pay any interest.

    Price
    7/10
    Features
    6/10
    Customer service
    8/10
    Convenience
    9/10
    Trust
    8/10

    Joy | New South Wales

    reviewed 7 months ago

  • Overall
    6/10
    Its 50%

    Interest still high.

    Interest still high.

    Price
    10/10
    Features
    -1/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Raelene | South Australia

    reviewed 8 months ago

  • Overall
    9/10
    Excellent customer service

    When paying off balances on my credit card, they apply payment to highest interest item first!

    When paying off balances on my credit card, they apply payment to highest interest item first!

    Price
    9/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    8/10
    Trust
    9/10

    Geoffrey | New South Wales

    reviewed 9 months ago

NAB

About NAB

National Australia Bank is one of the big four banks who provide a large variety of financial products to the Australian Community. In recent times NAB has set itself apart from the other big four banks; by expanding their ATM network, removing many fees and maintaining low standard variable home loan rates. NAB's changes to its financial products have made their home loan, credit card, loans, savings accounts and personal loans more competitive within the banking industry.

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