NAB Low Fee Card
19.74% p.a.
0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)
$30
n/a
NAB Low Fee Card
19.74% p.a.
0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)
$30
n/a
19.74% p.a.
0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)
$30
n/a
Mozo Review NAB Low Fee Card Review
Last updated: 25 February 2019.
What's hot:
0% p.a on balance transfers for 6 months (2% BT fee applies)
Low $30 annual fee
What's not:
High 21.74% cash advance rate
2% balance transfer fee
Mozo snapshot:
NAB's Low Fee Card is great for everyday use. No frills, low fees and top security combine to create a safe, accessible and easy to use card. The card has a low $30 annual fee, plus you'll enjoy a 0% p.a. on balance transfers for 6 month period (with a one-off 2% balance transfer fee).
Key features:
Low Fee Card customers have access to contactless purchasing, emergency travel assistance, and secure online shopping, as well as the exclusive Visa Entertainment program.
A super-low annual fee of $30 is a big plus, but steer clear of cash advances with this card - the rate is a steep 21.74%. And if you're taking the Low Fee Card travelling, the news is good - the foreign exchange margins sits at 3.00%.
If you have existing debt on another card, the NAB Low Fee Card offers a 0% rate on balance transfers for 6 months (2% balance transfer fee applies). However, like a lot of other cards, after the balance transfer period is up the rate reverts to the cash advance rate, as opposed to the lower purchase rate.
Who it's good for:
The NAB Low Fee Card is perfect for anyone looking for a low fee credit card with a generous interest free period that is simple, easy and fuss-free.
Any catches?
Late payments will cost you $15 each time - don't make it a regular thing!
Details
Rates and fees information correct as at 21 August 2019 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
19.74% p.a.
-
none
-
0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)
-
yes
-
21.74% p.a.
-
44
Fees
-
$30.00
-
none
-
none
-
none
-
$15.00
-
2%, Min $2.50
-
3.00%
-
$7.00
-
$2.50
-
$0.00
Features
-
$25.00
-
2.0
-
1
-
none
Payment options
Apple Pay, Google Pay, Samsung Pay, Garmin, Fitbit
Rewards privileges
Purchase Protection
Other benefits
Standard balance transfer rate of 0% for 6 months is not available in conjunction with the balance transfer special offer; Purchase Protection
Customer Reviews
How are NAB credit cards rated by the Mozo community?
Latest reviews of NAB Low Fee Card
- Overall8/10
Good
Reliable and aware of discrepancies.
Read full review
Reliable and aware of discrepancies.
Price3/10Features1/10Customer service5/10Convenience5/10Trust8/10Less
Liz | Victoria
reviewed 10 months ago
- Overall10/10
Brilliant.
Brilliant bank.
Read full review
Brilliant bank.
Price10/10Features10/10Customer service10/10Convenience10/10Trust10/10Less
Jacko | Queensland
reviewed 11 months ago
- Overall6/10
Very competitive
Polite and efficient service.
Read full review
Polite and efficient service.
Price7/10Features5/10Customer service6/10Convenience6/10Trust6/10Less
Lyn | Queensland
reviewed over 1 year ago
- Overall9/10
They are there to help
NAB were very good. I went to close a card account, so they offered me the card without an annual...
Read full review
NAB were very good. I went to close a card account, so they offered me the card without an annual fee, which helps, as I try and pay the full amount each month, so I don't pay any interest.
Price7/10Features6/10Customer service8/10Convenience9/10Trust8/10Less
Joy | New South Wales
reviewed over 1 year ago
- Overall6/10
Its 50%
Interest still high.
Read full review
Interest still high.
Price10/10Features-1/10Customer service10/10Convenience10/10Trust10/10Less
Raelene | South Australia
reviewed over 1 year ago
About NAB
National Australia Bank is one of the big four banks who provide a large variety of financial products to the Australian Community. In recent times NAB has set itself apart from the other big four banks; by expanding their ATM network, removing many fees and maintaining low standard variable home loan rates. NAB's changes to its financial products have made their home loan, credit card, loans, savings accounts and personal loans more competitive within the banking industry.
See NAB credit cards
Promoted
NAB
Low Rate Card
0% p.a. for 6 months then 13.99% p.a.
0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)
$59
Promoted
NAB
Qantas Rewards Premium Card
19.99% p.a.
0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)
$250
Promoted
NAB
Qantas Rewards Card
19.99% p.a.
0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)
$95
Promoted
NAB
Low Rate Platinum Card
0% p.a. for 15 months then 13.99% p.a.
0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)
$100
Promoted
NAB
Low Fee Platinum Card
19.74% p.a.
0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)
$90
Promoted
NAB
Rewards Classic Card
19.99% p.a.
0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)
$95
Promoted
NAB
Rewards Platinum Card
19.99% p.a.
0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)
$195
Promoted
NAB
Qantas Rewards Signature Card
19.99% p.a.
0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)
$395 $295 in the first year
Promoted
Qantas Money
Qantas Premier Everyday
0% p.a. for 12 months and then 21.99% p.a.
19.99% p.a.
$49 $29 in the first year
Promoted
CUA
Low Rate Credit Card
0% p.a. for 13 months and then 21.74% p.a.
11.99% p.a.
$49 $0 in the first year
Promoted
Virgin Money
Virgin Australia Velocity Flyer Card - Bonus Points Offer
0% p.a. for 18 months and then 20.99% p.a.
20.74% p.a.
$129 $64 in the first year
Promoted
Suncorp
Clear Options Platinum
0% p.a. for 14 months and then 21.99% p.a.
0% p.a. for 14 months then 20.74% p.a.
$129 $49 in the first year
Promoted
Virgin Money
Virgin Australia Velocity Flyer Card - Purchase Rate Offer
0% p.a. for 6 months and then 20.99% p.a.
0% p.a. for 14 months then 20.74% p.a.
$129 $64 in the first year
Promoted
Qantas Money
Qantas Premier Platinum
0% p.a. for 18 months and then 21.99% p.a.
19.99% p.a.
$299 $199 in the first year
Promoted
Qantas Money
Qantas Premier Platinum
1 point per dollar on Mastercard, up to $10,000 per month, then
0.5 points per dollar on Mastercard, uncapped
19.99% p.a.
$299 $199 in the first year
Promoted
CUA
Platinum Credit Card
1 point per dollar on Mastercard, up to 100000 points per year
19.99% p.a.
$149 $0 in the first year
Promoted
Qantas Money
Qantas Premier Everyday
0.75 points per dollar on Mastercard, up to $3,000 per month, then
0.4 points per dollar on Mastercard, uncapped
19.99% p.a.
$49 $29 in the first year
Promoted
Suncorp
Clear Options Platinum
1.25 points per dollar on Visa, uncapped
20.74% p.a.
$129 $49 in the first year
Promoted
HSBC
Platinum Credit Card (Special Offer)
1 point per dollar on Visa, up to 10000 points per month
19.99% p.a.
$129 Refunded when you spend over $6,000 p.a
Promoted
American Express
Velocity Escape Card
0.75 points per dollar on Amex, uncapped
20.74% p.a.
$0
Promoted
ANZ
Frequent Flyer
0.5 points per dollar on Visa, up to $500 per month, then
0.25 points per dollar on Visa, uncapped
20.24% p.a.
$95
Promoted
Bankwest
Qantas Platinum Mastercard
0.75 points per dollar on Mastercard, up to $2,500 per month, then
0.3 points per dollar on Mastercard, uncapped
20.49% p.a.
$160 $80 in the first year
Promoted
Qantas Money
Qantas Premier Everyday
0% p.a. for 12 months and then 21.99% p.a.
$49 $29 in the first year
19.99% p.a.
Promoted
Suncorp
Clear Options Platinum
0% p.a. for 14 months and then 21.99% p.a.
$129 $49 in the first year
0% p.a. for 14 months then 20.74% p.a.
Promoted
CUA
Low Rate Credit Card
0% p.a. for 13 months and then 21.74% p.a.
$49 $0 in the first year
11.99% p.a.
Promoted
ANZ
Platinum
0% p.a. for 18 months and then 20.24% p.a. (2.00% balance transfer fee)
$87 $0 when you spend over $20,000 p.a, $0 in the first year
20.24% p.a.
Promoted
Qantas Money
Qantas Premier Platinum
0% p.a. for 18 months and then 21.99% p.a.
$299 $199 in the first year
19.99% p.a.
Promoted
HSBC
Platinum Qantas Credit Card
0% p.a. for 12 months and then 21.99% p.a.
$79 $0 in the first year
19.99% p.a.
Promoted
American Express
Platinum Edge Credit Card
0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
$195
20.74% p.a.
Promoted
Virgin Money
Virgin Australia Velocity Flyer Card - Ongoing Annual Fee Offer
0% p.a. for 18 months and then 20.99% p.a.
$50
20.74% p.a.
Promoted
CUA
Low Rate Credit Card
11.99% p.a.
$49 $0 in the first year
0% p.a. for 13 months and then 21.74% p.a.
Promoted
Virgin Money
Virgin Australia Velocity Flyer Card - Purchase Rate Offer
0% p.a. for 14 months then 20.74% p.a.
$129 $64 in the first year
0% p.a. for 6 months and then 20.99% p.a.
Promoted
NAB
Low Rate Card
0% p.a. for 6 months then 13.99% p.a.
$59
0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)
Promoted
CUA
Low Rate Credit Card
11.99% p.a.
0% p.a. for 13 months and then 21.74% p.a.
$49 $0 in the first year
Promoted
Suncorp
Clear Options Platinum
0% p.a. for 14 months then 20.74% p.a.
0% p.a. for 14 months and then 21.99% p.a.
$129 $49 in the first year
Promoted
Virgin Money
Virgin Australia Velocity Flyer Card - Purchase Rate Offer
0% p.a. for 14 months then 20.74% p.a.
0% p.a. for 6 months and then 20.99% p.a.
$129 $64 in the first year
Promoted
HSBC
Platinum Credit Card (Special Offer)
0% p.a. for 12 months then 19.99% p.a.
0% p.a. for 22 months and then 21.99% p.a.
$129 Refunded when you spend over $6,000 p.a
Promoted
Heritage Bank
Platinum
17.74% p.a.
No current offer
$125 $0 when you spend over $35,000 p.a
