NAB Low Fee Card

0% for 9 months then 19.74%

0% for 9 months

$30

NAB Low Fee Card Review

Rates and fees information correct as at 30 April 2016.

Review published: 19 April 2013

What's hot:

  • Low $30 annual fee

  • 0% p.a on purchases and balance transfers for 9 months

What's not:

  • High 21.74% cash advance rate

Mozo snapshot:

NAB's Low Fee Card is great for everyday use. No frills, low fees and top security combine to create a safe, accessible and easy to use card. The card has a low $30 annual fee, plus you'll be free of interest for the first 9 months with 0% p.a on purchases and if you are looking to move debt across you'll also enjoy a 0% p.a. on balance transfers for the same 9 month period.

Key features:

Low Fee Card customers have access to contactless purchasing, emergency travel assistance, and secure online shopping, as well as the exclusive Visa Entertainment program.

A super-low annual fee of $30 is a big plus and there's also a generous 0% purchase rate for the first 9 months. But steer clear of cash advances with this card - the rate is a steep 21.74%. And if you're taking the Low Fee Card travelling, the news is good - the foreign exchange margins sits at 3.00%.

If you have existing debt on another card, the NAB Low Fee Card offers a 0% rate on balance transfers for 9 months. And unlike a lot of other cards, after the balance transfer period is up, the rate reverts to the purchase rate, as opposed to the high cash advance rate.


Who it's good for:

The NAB Low Fee Card is perfect for anyone looking for a low fee credit card with a generous interest free period that is simple, easy and fuss-free.

Any catches?

Getting a duplicate statement will cost you $7 - don't make it a regular thing!

How are NAB credit cards rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
7.2

Based on 1409
NAB credit cards reviews

6.3 6.4 7.2 7.6 7.4

Read NAB credit card reviews by the Mozo community

Latest reviews of NAB Low Fee Card

NAB

NAB Low Fee Card credit card review

Overall rating   8 / 10

Excellent customer service.

Bank is flexible to your needs and promptly respond to any queries I have.
Full review

Bank is flexible to your needs and promptly respond to any queries I have.

    Price   5 / 10

    Features   5 / 10

    Customer service   7 / 10

    Convenience   9 / 10

    Trust   8 / 10

Less

John (VIC), reviewed 8 days ago

NAB

NAB Low Fee Card credit card review

Overall rating   9 / 10

Great Rates

Awesome customer service
Full review

Awesome customer service

    Price   8 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Simone (NSW), reviewed 19 days ago

NAB

NAB Low Fee Card credit card review

Overall rating   10 / 10

Average purchase rate, convenient to use overseas.

19.74% per annum purchase rate isn't too bad. Seems high but all credits are. It's convenient and they always send reminders when payment is due. Customer service is great.
Full review

19.74% per annum purchase rate isn't too bad. Seems high but all credits are. It's convenient and they always send reminders when payment is due. Customer service is great.

    Price   5 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Isabelle (QLD), reviewed about 1 month ago

NAB

NAB Low Fee Card credit card review

Overall rating   10 / 10

Good customer service. Phone service also good

Have been with them for over 20 years. They're a trusted bank, yes they raise their fees occasionally but all banks do that. Their customer service is always good when I go into the branch.
Full review

Have been with them for over 20 years. They're a trusted bank, yes they raise their fees occasionally but all banks do that. Their customer service is always good when I go into the branch.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Tristan (WA), reviewed 3 months ago

NAB

NAB Low Fee Card credit card review

Overall rating   5 / 10

Not enough staff or ATMs, high rates.

This bank often doesnt even provide external ATMs. So if the mall is closed I have to get charged for using a non NAB atm. They always have extensive lines, so they don't seem to be employing enough people.
Full review

This bank often doesnt even provide external ATMs. So if the mall is closed I have to get charged for using a non NAB atm. They always have extensive lines, so they don't seem to be employing enough people.

    Price   5 / 10

    Features   5 / 10

    Customer service   5 / 10

    Convenience   5 / 10

    Trust   5 / 10

Less

Ros (NSW), reviewed 5 months ago

Rates

  • 19.74%

  • 0% for 9 months

  • 0% for 9 months

  • no

  • 21.74%

  • 44

Fees

  • $30.00

  • none

  • none

  • none

  • $9.00

  • 2%, Min $2.50

  • 3.00%

  • $7.00

  • $5.00

  • $0.00

Other financial bits

  • $25.00

  • 2.0

Features

  • 1

  • none

  • Purchase Protection

About NAB

National Australia Bank is one of the big four banks who provide a large variety of financial products to the Australian Community. In recent times NAB has set itself apart from the other big four banks; by expanding their ATM network, removing many fees and maintaining low standard variable home loan rates. NAB's changes to its financial products have made their home loan, credit card, loans, savings accounts and personal loans more competitive within the banking industry.

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