NAB's Low Fee Card is great for everyday use. No frills, low fees and top security combine to create a safe, accessible and easy to use card. The card has a low $30 annual fee, plus you'll enjoy a 0% p.a. on balance transfers for 6 month period (with a one-off 2% balance transfer fee).
Low Fee Card customers have access to contactless purchasing, emergency travel assistance, and secure online shopping, as well as the exclusive Visa Entertainment program.
A super-low annual fee of $30 is a big plus, but steer clear of cash advances with this card - the rate is a steep 21.74%. And if you're taking the Low Fee Card travelling, the news is good - the foreign exchange margins sits at 3.00%.
If you have existing debt on another card, the NAB Low Fee Card offers a 0% rate on balance transfers for 6 months (2% balance transfer fee applies). However, like a lot of other cards, after the balance transfer period is up the rate reverts to the cash advance rate, as opposed to the lower purchase rate.
The NAB Low Fee Card is perfect for anyone looking for a low fee credit card with a generous interest free period that is simple, easy and fuss-free.
Late payments will cost you $15 each time - don't make it a regular thing!
19.74% p.a.
none
0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)
yes
21.74% p.a.
44
$30.00
none
none
none
$15.00
2%, Min $2.50
3.00%
$0.00
$0.00
$0.00
$25.00
2.0
1
none
Apple Pay, Google Pay, Samsung Pay, Garmin, Fitbit
Purchase Protection
Standard balance transfer rate of 0% for 6 months is not available in conjunction with the balance transfer special offer; Purchase Protection
Easy to use, app very user friendly, easy to pay off.
Read full reviewEasy to use, app very user friendly, easy to pay off.
Flexible when discussing interest rates for credit card.
Read full reviewFlexible when discussing interest rates for credit card.
There are less and less branches, and the branches that are left are only open for short hours. Everything is referred back to online. There are times that you just want to speak to someone face to face. I don't trust online with all details of my finance.
Read full reviewThere are less and less branches, and the branches that are left are only open for short hours. Everything is referred back to online. There are times that you just want to speak to someone face to face. I don't trust online with all details of my finance.
I love NAB, we have been with them for a few years now for our credit card and one thing we love is being able to get velocity frequent flyer points! We have been able to have a few free flights in the past couple of years and has saved our family a lot.
Read full reviewI love NAB, we have been with them for a few years now for our credit card and one thing we love is being able to get velocity frequent flyer points! We have been able to have a few free flights in the past couple of years and has saved our family a lot.
I like the way they set me up with all that I required. They are very accessible and keep me up with product news and alterations.
Read full reviewI like the way they set me up with all that I required. They are very accessible and keep me up with product news and alterations.
National Australia Bank is one of the big four banks who provide a large variety of financial products to the Australian Community. In recent times NAB has set itself apart from the other big four banks; by expanding their ATM network, removing many fees and maintaining low standard variable home loan rates. NAB's changes to its financial products have made their home loan, credit card, loans, savings accounts and personal loans more competitive within the banking industry.
See NAB credit cards
Promoted
CUA
Low Rate Credit Card
11.99% p.a.
0% p.a. for 18 months and then 21.74% p.a.
$49 $0 in the first year
Promoted
American Express
Qantas Discovery Card
20.74% p.a.
No current offer
$0
Qantas Frequent Flyer
Promoted
Bankwest
Breeze Mastercard
12.99% p.a.
0% p.a. for 6 months and then 12.99% p.a. (2.00% balance transfer fee)
$79
Promoted
American Express
Qantas Ultimate Card
20.74% p.a.
No current offer
$450
Qantas Frequent Flyer
Promoted
Bankwest
Breeze Platinum Mastercard
12.99% p.a.
0% p.a. for 6 months and then 12.99% p.a. (2.00% balance transfer fee)
$99
Promoted
CUA
Platinum Credit Card
19.99% p.a.
0% p.a. for 18 months and then 21.74% p.a.
$149 $0 in the first year
Life Rich Rewards
Promoted
Bankwest
Zero Platinum Mastercard
17.99% p.a.
2.99% p.a. for 9 months and then 17.99% p.a.
$0
Promoted
CUA
Platinum Credit Card
Life Rich Rewards
$149 $0 in the first year
No current offer
1 point up to 100,000 points/year
Promoted
American Express
Qantas Discovery Card
Qantas Frequent Flyer
$0
No current offer
0.75 points uncapped
Promoted
ING
Orange One Platinum Credit Card
Cashback Rewards
$149
No current offer
1 point up to $3,000/month
Promoted
David Jones
American Express Card
Membership Rewards
$99
15,000
1 point uncapped
Promoted
American Express
Qantas Ultimate Card
Qantas Frequent Flyer
$450
55,000
1.25 points uncapped
Promoted
American Express
Explorer Credit Card
Membership Rewards
$395
50,000
2 points uncapped
Promoted
American Express
Platinum Edge Credit Card
Membership Rewards
$195
No current offer
1 point uncapped
Promoted
David Jones
American Express Platinum Card
Membership Rewards
$295
30,000
1 point uncapped
Promoted
CUA
Low Rate Credit Card
0% p.a. for 18 months and then 21.74% p.a.
11.99% p.a.
$49 $0 in the first year
Promoted
Bankwest
Breeze Mastercard
0% p.a. for 6 months and then 12.99% p.a. (2.00% balance transfer fee)
12.99% p.a.
$79
Promoted
Bankwest
Breeze Platinum Mastercard
0% p.a. for 6 months and then 12.99% p.a. (2.00% balance transfer fee)
12.99% p.a.
$99
Promoted
CUA
Platinum Credit Card
0% p.a. for 18 months and then 21.74% p.a.
19.99% p.a.
$149 $0 in the first year
Life Rich Rewards
Promoted
Bankwest
Zero Mastercard
2.99% p.a. for 9 months and then 17.99% p.a.
17.99% p.a.
$0
Promoted
Bankwest
Zero Platinum Mastercard
2.99% p.a. for 9 months and then 17.99% p.a.
17.99% p.a.
$0
Promoted
Bank First
Visa Classic Credit Card
0% p.a. for 6 months and then 12.54% p.a.
0% p.a. for 6 months then 12.54% p.a.
$0
Promoted
Suncorp
Clear Options Platinum
0% p.a. for 14 months and then 21.99% p.a.
0% p.a. for 14 months then 20.74% p.a.
$129 $49 in the first year
Suncorp Rewards
Promoted
CUA
Low Rate Credit Card
11.99% p.a.
0% p.a. for 18 months and then 21.74% p.a.
$49 $0 in the first year
Promoted
Bankwest
Breeze Mastercard
12.99% p.a.
0% p.a. for 6 months and then 12.99% p.a. (2.00% balance transfer fee)
$79
Promoted
Credit Union SA
Education Community Credit Card
0% p.a. for 6 months then 9.99% p.a.
0% p.a. for 6 months and then 9.99% p.a.
$0
Promoted
Bendigo Bank
Low Rate Mastercard
0% p.a. for 15 months then 11.99% p.a.
No current offer
$45
Promoted
Credit Union SA
Visa Credit Card
10.49% p.a.
0% p.a. for 6 months and then 10.49% p.a.
$39
Promoted
Bendigo Bank
Low Rate Platinum Mastercard
11.99% p.a.
0% p.a. for 6 months and then 11.99% p.a.
$89
Promoted
CUA
Low Rate Credit Card
11.99% p.a.
0% p.a. for 18 months and then 21.74% p.a.
$49 $0 in the first year
Promoted
Bankwest
Breeze Mastercard
12.99% p.a.
0% p.a. for 6 months and then 12.99% p.a. (2.00% balance transfer fee)
$79
Promoted
Bankwest
Breeze Platinum Mastercard
12.99% p.a.
0% p.a. for 6 months and then 12.99% p.a. (2.00% balance transfer fee)
$99
Promoted
Bankwest
Zero Platinum Mastercard
17.99% p.a.
2.99% p.a. for 9 months and then 17.99% p.a.
$0
Promoted
Bankwest
Zero Mastercard
17.99% p.a.
2.99% p.a. for 9 months and then 17.99% p.a.
$0
Promoted
Credit Union SA
Education Community Credit Card
0% p.a. for 6 months then 9.99% p.a.
0% p.a. for 6 months and then 9.99% p.a.
$0
