NAB Low Fee Card

19.74% p.a.

0% p.a. for 18 months and then 21.74% p.a. (3.00% balance transfer fee)

$30

NAB Low Fee Card Review

Rates and fees information correct as at 29 May 2017.

Review published: 19 April 2013

What's hot:

  • Low $30 annual fee

  • 0% p.a on purchases and balance transfers for 18 months

What's not:

  • High 21.74% cash advance rate

  • 3% balance transfer fee

Mozo snapshot:

NAB's Low Fee Card is great for everyday use. No frills, low fees and top security combine to create a safe, accessible and easy to use card. The card has a low $30 annual fee, plus you'll enjoy a 0% p.a. on balance transfers for 18 month period (with a one-off 3% balance transfer fee).

Key features:

Low Fee Card customers have access to contactless purchasing, emergency travel assistance, and secure online shopping, as well as the exclusive Visa Entertainment program.

A super-low annual fee of $30 is a big plus, but steer clear of cash advances with this card - the rate is a steep 21.74%. And if you're taking the Low Fee Card travelling, the news is good - the foreign exchange margins sits at 3.00%.

If you have existing debt on another card, the NAB Low Fee Card offers a 0% rate on balance transfers for 18 months. However, like a lot of other cards, after the balance transfer period is up the rate reverts to the cash advance rate, as opposed to the lower purchase rate.

Who it's good for:

The NAB Low Fee Card is perfect for anyone looking for a low fee credit card with a generous interest free period that is simple, easy and fuss-free.

Any catches?

Late payments will cost you $15 each time - don't make it a regular thing!

How are NAB credit cards rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
7.2

Based on 1409
NAB credit cards reviews

6.3 6.4 7.2 7.6 7.4

Read NAB credit card reviews by the Mozo community

Latest reviews of NAB Low Fee Card

NAB

NAB Low Fee Card credit card review

Overall rating   10 / 10

Great facility

Good Bank

Good Bank

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Brian (NSW), reviewed 7 months ago

NAB

NAB Low Fee Card credit card review

Overall rating   9 / 10

NAB offers the right products for me

I pay my card in full each month and have no problems.

I pay my card in full each month and have no problems.

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Diane (NSW), reviewed 9 months ago

NAB

NAB Low Fee Card credit card review

Overall rating   10 / 10

Excellent

I have found NAB rates and customer service to be excellent.

I have found NAB rates and customer service to be excellent.

    Price   8 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Margaret (VIC), reviewed 10 months ago

NAB

NAB Low Fee Card credit card review

Overall rating   8 / 10

Excellent customer service.

Bank is flexible to your needs and promptly respond to any queries I have.

Bank is flexible to your needs and promptly respond to any queries I have.

    Price   5 / 10

    Features   5 / 10

    Customer service   7 / 10

    Convenience   9 / 10

    Trust   8 / 10

Less

John (VIC), reviewed about 1 year ago

NAB

NAB Low Fee Card credit card review

Overall rating   9 / 10

Great Rates

Awesome customer service

Awesome customer service

    Price   8 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Simone (NSW), reviewed about 1 year ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Rates

  • 19.74% p.a.

  • none

  • 0% p.a. for 18 months and then 21.74% p.a. (3.00% balance transfer fee)

  • yes

  • 21.74% p.a.

  • 44

Fees

  • $30.00

  • none

  • none

  • none

  • $15.00

  • 2%, Min $2.50

  • 3.00%

  • $7.00

  • $5.00

  • $0.00

Other financial bits

  • $25.00

  • 2.0

Features

  • 1

  • none

  • Standard balance transfer rate of 4.99% for 6 months is not available in conjunction with the balance transfer special offer; Purchase Protection

About NAB

National Australia Bank is one of the big four banks who provide a large variety of financial products to the Australian Community. In recent times NAB has set itself apart from the other big four banks; by expanding their ATM network, removing many fees and maintaining low standard variable home loan rates. NAB's changes to its financial products have made their home loan, credit card, loans, savings accounts and personal loans more competitive within the banking industry.

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