NAB Low Fee Card
19.74% p.a.
0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)
$30
n/a
NAB Low Fee Card
19.74% p.a.
0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)
$30
n/a
19.74% p.a.
0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)
$30
n/a
Mozo Review NAB Low Fee Card Review
Last updated: 25 February 2019.
What's hot:
0% p.a on balance transfers for 6 months (2% BT fee applies)
Low $30 annual fee
What's not:
High 21.74% cash advance rate
2% balance transfer fee
Mozo snapshot:
NAB's Low Fee Card is great for everyday use. No frills, low fees and top security combine to create a safe, accessible and easy to use card. The card has a low $30 annual fee, plus you'll enjoy a 0% p.a. on balance transfers for 6 month period (with a one-off 2% balance transfer fee).
Key features:
Low Fee Card customers have access to contactless purchasing, emergency travel assistance, and secure online shopping, as well as the exclusive Visa Entertainment program.
A super-low annual fee of $30 is a big plus, but steer clear of cash advances with this card - the rate is a steep 21.74%. And if you're taking the Low Fee Card travelling, the news is good - the foreign exchange margins sits at 3.00%.
If you have existing debt on another card, the NAB Low Fee Card offers a 0% rate on balance transfers for 6 months (2% balance transfer fee applies). However, like a lot of other cards, after the balance transfer period is up the rate reverts to the cash advance rate, as opposed to the lower purchase rate.
Who it's good for:
The NAB Low Fee Card is perfect for anyone looking for a low fee credit card with a generous interest free period that is simple, easy and fuss-free.
Any catches?
Late payments will cost you $15 each time - don't make it a regular thing!
Details
Rates and fees information correct as at 24 February 2020 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
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19.74% p.a.
-
none
-
0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)
-
yes
-
21.74% p.a.
-
44
Fees
-
$30.00
-
none
-
none
-
none
-
$15.00
-
2%, Min $2.50
-
3.00%
-
$0.00
-
$0.00
-
$0.00
Features
-
$25.00
-
2.0
-
1
-
none
Payment options
Apple Pay, Google Pay, Samsung Pay, Garmin, Fitbit
Rewards privileges
Purchase Protection
Other benefits
Standard balance transfer rate of 0% for 6 months is not available in conjunction with the balance transfer special offer; Purchase Protection
Customer Reviews
How are NAB credit cards rated by the Mozo community?
Latest reviews of NAB Low Fee Card
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We love NAB.
I love NAB, we have been with them for a few years now for our credit card and one thing we love is being able to get velocity frequent flyer points! We have been able to have a few free flights in the past couple of years and has saved our family a lot.
Read full reviewI love NAB, we have been with them for a few years now for our credit card and one thing we love is being able to get velocity frequent flyer points! We have been able to have a few free flights in the past couple of years and has saved our family a lot.
Price10/10Features10/10Customer service10/10Convenience10/10LessTrust10/10 -
Low fees and friendly staff means great service.
I like the way they set me up with all that I required. They are very accessible and keep me up with product news and alterations.
Read full reviewI like the way they set me up with all that I required. They are very accessible and keep me up with product news and alterations.
Price5/10Features-1/10Customer service8/10Convenience8/10LessTrust9/10 -
Terrible Service. not worth the headache.
Terrible customer service. They are more than happy to offload responsibility to another department and then leave you hanging on the phone not knowing what is going on. At one stage the account apparently never existed and then it apparently existed.
Read full reviewTerrible customer service. They are more than happy to offload responsibility to another department and then leave you hanging on the phone not knowing what is going on. At one stage the account apparently never existed and then it apparently existed.
Price5/10Features1/10Customer service3/10Convenience3/10LessTrust1/10 -
Easy to manage online.
All my banking is done through NAB. I don't like the way they change products on you and you have no choice in what they change it to and how you only option is applying for another product. All those changes usually are more expensive.
Read full reviewAll my banking is done through NAB. I don't like the way they change products on you and you have no choice in what they change it to and how you only option is applying for another product. All those changes usually are more expensive.
Price6/10Features1/10Customer service6/10Convenience7/10LessTrust5/10 -
Great service.
I have no problem with this bank they are very helpful.
Read full reviewI have no problem with this bank they are very helpful.
Price6/10Features5/10Customer service8/10Convenience8/10LessTrust7/10
About NAB
National Australia Bank is one of the big four banks who provide a large variety of financial products to the Australian Community. In recent times NAB has set itself apart from the other big four banks; by expanding their ATM network, removing many fees and maintaining low standard variable home loan rates. NAB's changes to its financial products have made their home loan, credit card, loans, savings accounts and personal loans more competitive within the banking industry.
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