The NAB Qantas Rewards Card is a no-frills option for rewards points lovers who prefer to fly Qantas. With a 19.99% purchase rate, 21.74% cash advance rate, 44 interest free days and $95 annual fee, it’s pretty much on par with other rewards cards.
As for points, you’ll earn 0.5 points per $1 spent. One thing to keep in mind is that your points earn is capped at $3,000 per month - so spread out big spends in order to stay under the cap.
Points never expire and are credited straight to your Qantas Frequent Flyer membership, which comes free with the card, saving you $89.50 if you aren't already a member. You can cash in you hard-earned rewards points for freebies like flights, hotel accommodation, retail purchases through the Qantas store, or special offers through Visa Entertainment and Amex Connect.
If you're looking to blast debt away, there's a 0% balance transfer period for the first 6 months (2% balance transfer fee applies). But remember, after that, any leftover balance will be charged interest at the higher cash advance rate.
Plus, you can set your mind at ease, knowing that your NAB Qantas Rewards Card comes with complimentary purchase protection, as well as fraud protection and online security through Verified by Visa.