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Skye credit cards

Skye
Skye's overall rating for credit cards

(as rated by the Mozo community)

4.8 / 10

based on 5 reviews

Skye credit cards offer a range of packages for different needs. Most notably, the Skye Mastercard could be a great bet for travellers, especially given that it was named a 2019 Mozo Experts Choice Award winner for best Travel Credit Card.

Check out our range of credit cards for an overview of interest rates, fees and more. Or you can compare with our credit card comparison tools.

Rates and fees verified as correct at 05 July, 2020. Other information correct at the time of writing.

What credit cards do Skye offer?

**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

How are Skye credit cards rated?

Skye credit cards

Overall 4.8

Price

Features

Customer service

Convenience

Trust

5 Reviews

Recent Skye credit card reviews Recent Skye credit card reviews

Skye

Skye Mastercard review

Overall rating   1 / 10

BAD customer service.

At application process they had my last name incorrectly spelt. I filled in a letter they asked for me to fill in to update my surname and they still didn't update my name or send out a correct card stating my actual correct surname. I was on the...

Full review

At application process they had my last name incorrectly spelt. I filled in a letter they asked for me to fill in to update my surname and they still didn't update my name or send out a correct card stating my actual correct surname. I was on the same annual income as the beginning of my initial application (I lowered my credit limit) and I asked for an increase some time later as I needed help for lawyer fees to settle my divorce and Skye wouldn't allow an increase, despite regular and ongoing repayments and having the same annual income. The staff would take up to even a week to respond and lack of customer service. At no point was I ever satisfied with customer service.

    Price   1 / 10

    Customer service   1 / 10

    Convenience   5 / 10

    Trust   1 / 10

Less

N, South Australia, reviewed 6 days ago

Skye

Skye Mastercard review

Overall rating   0 / 10

Stay away!

I am (or was) a customer of "Flexigroup" aka Skye Mastercards. Their customer service is terrible. I have rang for two weeks now to try have my credit card account closed after being payed, each time led on a goose chase. They reported a late...

Full review

I am (or was) a customer of "Flexigroup" aka Skye Mastercards. Their customer service is terrible. I have rang for two weeks now to try have my credit card account closed after being payed, each time led on a goose chase. They reported a late payment on my spotless credit file due to a misunderstanding and refuse to remove it, so i am forced to take legal action. Stay away!

    Price   0 / 10

    Features   0 / 10

    Customer service   0 / 10

    Convenience   0 / 10

    Trust   0 / 10

Less

Nathan, Victoria, reviewed 11 days ago

Skye

Skye Mastercard review

Overall rating   8 / 10

Quick, easy, no fuss.

Easy to sign up and approval straight away. App is fantastic. Easy to use and can do everything through the app without having to speak to anyone. Good price but convenience +++

Full review

Easy to sign up and approval straight away. App is fantastic. Easy to use and can do everything through the app without having to speak to anyone. Good price but convenience +++

    Price   8 / 10

    Features   9 / 10

    Customer service   8 / 10

    Convenience   10 / 10

    Trust   8 / 10

Less

Claire, Victoria, reviewed about 2 months ago

Skye

Skye Mastercard review

Overall rating   10 / 10

Online process super easy.

Application process was easy as 1 2 3! All online and actual approval response within minutes. No foreign overseas fees either when travelling.

Full review

Application process was easy as 1 2 3! All online and actual approval response within minutes. No foreign overseas fees either when travelling.

    Price   8 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Theresa, Queensland, reviewed 4 months ago

Skye

Skye Mastercard review

Overall rating   5 / 10

Good staff.

Staff are easy to deal with. Just think their interest rates are too high.

Full review

Staff are easy to deal with. Just think their interest rates are too high.

    Price   4 / 10

    Features   4 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   9 / 10

Less

Annie, South Australia, reviewed 5 months ago

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What do you need to apply for a Skye credit card? What do you need to apply for a Skye credit card?

  • Personal details for each applicant (if necessary)
  • Contact details including a valid email address
  • Proof of salary (i.e. payslips) and evidence of other income including government payments and rental income
  • Statements for any liabilities including credit cards or other existing loans
  • A copy of your council rates notice
  • A copy of your driver's licence or passport
  • Home loan statements (if you’re refinancing)
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