20.50% p.a.
No current offer
$120
Suncorp Rewards
Suncorp Clear Options Gold
20.50% p.a.
No current offer
$120
Suncorp Rewards
Suncorp Clear Options Gold
20.50% p.a.
No current offer
$120
Suncorp Rewards
Fly Sydney to London return
299,000 points
Fly Sydney to Melbourne one-way
19,500 points
$100 Giftcard
20,900 points
$100 Cash
40,000 points
1 point per dollar on Visa, up to $1,500 per month, then
0.5 points per dollar on Visa, uncapped
Redeem your points for travel, gift cards, retail rewards and shopping gift cards.
You can redeem flights via Velocity, Emirates Skywards or Krisflyer programs or by booking through the Suncorp Travel Centre.
Spend $62,000 (Visa)
Spend $23,800 (Visa)
Spend $21,000 (Visa)
Spend $580,000 (Visa)
Uncapped
Never
How do we calculate these points?
To work out the "Rewards value minus fees" in our Rewards Revealer we:
calculate how many points you'd get each year,
figure out how many flights or gift cards or cashback credits you could get for those points,
work out what that's actually worth to you,
take off the annual fee you'd pay.
More details:
Our calculations are designed to help you compare the value of different rewards schemes. To do this, we've looked at earning a one-way Sydney-Melbourne flight excluding taxes and charges, a return Sydney-London flight excluding taxes and charges, a $100 shopping Gift Card and $100 cashback. Most cards will also offer other rewards, which may be worth more or less than the ones we've shown.
We have made no allowance for bonus points for using your card at specific merchants, introductory offers or special offers. We have not assigned any value to instant discounts, insurances, ticketing and concierge services or other such benefits.
Rewards value calculations do not take credit card interest into account. If you do not pay off your card each month you may be better off looking for a card based on interest rates than on the value of rewards.
In products that have more than one card, a different mix of spend between American Express / Visa / Mastercard will give different results. Mozo's Rewards Revealer lets you choose the mix based on the way you would use such a product, and gives you tailored results.
We assume flights purchased with airline points are 'classic' or 'reward' economy seats with restricted seat availability. 'Any seat' rewards will probably cost more.
To compare the value of flight rewards, we sample online retail flight prices once a quarter based on the average price on a Wednesday 3 months in advance but outside NSW school holidays. For domestic flights we take the lowest available fare from each flight on that day from Qantas Red e-deal, Virgin Australia Saver including baggage and Jetstar Starter including baggage. We calculate the average price excluding taxes and surcharges for each airline, and also the average across all airlines (which we use when rewards are travel agent vouchers). For international flights, we take the lowest available fares on that same Wednesday from each of Qantas, Emirates, Malaysian, Etihad, Singapore, Cathay Pacific and Thai, assuming a return flight 2 weeks later, calculate the average price before taxes and surcharges and use this as our assumed cost of a flight on any airline.
Shopping rewards are based on $100 gift cards from a major national department store.
We make every effort to ensure our calculations are correct and up to date but make no guarantees.
20.50% p.a.
none
No current offer
none
21.99% p.a.
55
$120.00
none
none
none
$10.00
3.50%, min $3.50
3.40%
$14.00
$14.00
$0.00
$30.00
2.0
4
none
Apple Pay, Google Pay, Samsung Pay
Purchase Protection,
Guaranteed Pricing
Overall service is good and the staff are pleasant. The fees are way too high for the type of...
Read full review
Overall service is good and the staff are pleasant. The fees are way too high for the type of service they provide.
Less
Sue | Queensland
reviewed over 1 year ago
Suncorp does try to reward customers with multiple products
Read full review
Suncorp does try to reward customers with multiple products
Less
Lisa | Queensland
reviewed almost 3 years ago
Rates aren't great as we probably need to review them. Also they have just changed the rewards...
Read full review
Rates aren't great as we probably need to review them. Also they have just changed the rewards program. Not good now.
Less
Cynthia | Queensland
reviewed almost 3 years ago
$120 card fee per year just to link it to a rewards program such as Qantas Frequent Flyer - does...
Read full review
$120 card fee per year just to link it to a rewards program such as Qantas Frequent Flyer - does seem excessive. I think they should reward long time customers with great fee reductions or benefits, particularly in this very competitive space.
Less
Rhian | Victoria
reviewed about 3 years ago
I currently have no annual fees charged as I have a home loan with Suncorp.
Read full review
I currently have no annual fees charged as I have a home loan with Suncorp.
Less
John | Victoria
reviewed about 3 years ago
From small beginnings as a Queensland agricultural bank, Suncorp has grown to become Australia's sixth largest bank. Today Suncorp provides term deposits, savings accounts, home loans, personal loans and other financial services to over 800,000 customers through 178 retail outlets, 680 ATMs, 46 Business Centres, online banking and 24-hour call centres. Suncorp's branches are spread mainly throughout Queensland, Victoria and New South Wales, but are expanding into other states.
Promoted
Woolworths
Everyday Platinum Credit Card
0% p.a. for 14 months and then 21.99% p.a.
19.99% p.a.
$49 $0 in the first year
Promoted
Qantas Money
Qantas Premier Platinum Credit Card
0% p.a. for 18 months and then 21.99% p.a.
19.99% p.a.
$299 $149 in the first year
Promoted
Australian Military Bank
Low Rate Visa Credit Card
0% p.a. for 12 months and then 11.99% p.a.
11.99% p.a.
$49
Promoted
American Express
Explorer Credit Card
0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
20.74% p.a.
$395
Promoted
American Express
Velocity Escape Card
0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
20.74% p.a.
$0
Promoted
Citi
Platinum
0% p.a. for 24 months and then 21.74% p.a. (1.50% balance transfer fee)
20.99% p.a.
$149 $49 in the first year
Promoted
Woolworths
Everyday Platinum Credit Card
1 point per dollar on Visa, uncapped
19.99% p.a.
$49 $0 in the first year
Promoted
Qantas Money
Qantas Premier Platinum Credit Card
1 point per dollar on Mastercard, up to $10,000 per month, then
0.5 points per dollar on Mastercard, uncapped
19.99% p.a.
$299 $149 in the first year
Promoted
ANZ
Frequent Flyer Black
1 point per dollar on Visa, up to $7,500 per month, then
0.5 points per dollar on Visa, uncapped
19.99% p.a.
$425
Promoted
American Express
Explorer Credit Card
2 points per dollar on Amex, uncapped
20.74% p.a.
$395
Promoted
Virgin Money
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
0.66 points per dollar on Visa, up to $1,500 per month, then
0.5 points per dollar on Visa, uncapped
20.74% p.a.
$129 $64 in the first year
Promoted
American Express
Velocity Escape Card
0.75 points per dollar on Amex, uncapped
20.74% p.a.
$0
Promoted
Coles
Rewards Mastercard
2 points per dollar on Mastercard, uncapped
19.99% p.a.
$99
Promoted
American Express
Qantas Ultimate Card
1.25 points per dollar on Amex, uncapped
20.74% p.a.
$450
Promoted
Woolworths
Everyday Platinum Credit Card
0% p.a. for 14 months and then 21.99% p.a.
$49 $0 in the first year
19.99% p.a.
Promoted
Qantas Money
Qantas Premier Platinum Credit Card
0% p.a. for 18 months and then 21.99% p.a.
$299 $149 in the first year
19.99% p.a.
Promoted
American Express
Explorer Credit Card
0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
$395
20.74% p.a.
Promoted
American Express
Essential Credit Card
0% p.a. for 12 months and then 14.99% p.a. (3.00% balance transfer fee)
$0
14.99% p.a.
Promoted
Citi
Platinum
0% p.a. for 24 months and then 21.74% p.a. (1.50% balance transfer fee)
$149 $49 in the first year
20.99% p.a.
Promoted
Bankwest
Breeze Platinum Mastercard
0% p.a. for 26 months and then 12.99% p.a. (2.00% balance transfer fee)
$99 $0 in the first year
0% p.a. for 6 months then 12.99% p.a.
Promoted
Citi
Clear Platinum
0% p.a. for 14 months and then 21.74% p.a.
$99 $0 in the first year
12.99% p.a.
Promoted
American Express
Velocity Escape Card
0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
$0
20.74% p.a.
Promoted
Bankwest
Breeze Platinum Mastercard
0% p.a. for 6 months then 12.99% p.a.
$99 $0 in the first year
0% p.a. for 26 months and then 12.99% p.a. (2.00% balance transfer fee)
Promoted
American Express
Essential Credit Card
14.99% p.a.
$0
0% p.a. for 12 months and then 14.99% p.a. (3.00% balance transfer fee)
Promoted
Bendigo Bank
Low Rate Mastercard
11.99% p.a.
$45 $0 in the first year
No current offer
Promoted
Citi
Clear Platinum
12.99% p.a.
$99 $0 in the first year
0% p.a. for 14 months and then 21.74% p.a.
Promoted
Coles
Low Rate Mastercard
12.99% p.a.
$58
0% p.a. for 6 months and then 19.99% p.a.
Promoted
Woolworths
Everyday Platinum Credit Card
19.99% p.a.
0% p.a. for 14 months and then 21.99% p.a.
$49 $0 in the first year
Promoted
Qantas Money
Qantas Premier Platinum Credit Card
19.99% p.a.
0% p.a. for 18 months and then 21.99% p.a.
$299 $149 in the first year
Promoted
Australian Military Bank
Low Rate Visa Credit Card
11.99% p.a.
0% p.a. for 12 months and then 11.99% p.a.
$49
Promoted
Bankwest
Breeze Platinum Mastercard
0% p.a. for 6 months then 12.99% p.a.
0% p.a. for 26 months and then 12.99% p.a. (2.00% balance transfer fee)
$99 $0 in the first year
Promoted
Bendigo Bank
Platinum Rewards Mastercard
19.99% p.a.
No current offer
$89
