Suncorp credit card reviews

Suncorp
Suncorp's overall rating for credit cards

(as rated by the Mozo community)

6.7 / 10

based on 413 reviews

Price

Features

Customer service

Convenience

Trust

Featured credit card from Suncorp

Recent Suncorp credit card reviews

Suncorp

Suncorp credit card review

Overall rating   7 / 10

Good security and customer service

They have high fees if you don’t pay outstanding each month. Good security and customer service.

Full review

They have high fees if you don’t pay outstanding each month. Good security and customer service.

    Price   7 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

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Avril, Queensland, reviewed about 1 month ago

Suncorp

Suncorp Clear Options Standard credit card review

Overall rating   10 / 10

Great products and features

Suncorp has amazing products and features.

Full review

Suncorp has amazing products and features.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Joy, New South Wales, reviewed about 2 months ago

Suncorp

Suncorp credit card review

Overall rating   8 / 10

Competitive premiums and great customer Service

Credit card provider does the job they are supposed to do. No need to comment. No pros and cons

Full review

Credit card provider does the job they are supposed to do. No need to comment. No pros and cons

    Price   7 / 10

    Features   7 / 10

    Customer service   7 / 10

    Convenience   7 / 10

    Trust   8 / 10

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Glenda, Queensland, reviewed 3 months ago

Suncorp

Suncorp Clear Options Standard credit card review

Overall rating   10 / 10

Great customer service

Customer service, knowledgeable staff, discrepancy in accounts easily rectified. Alert warnings on unusual transactions.

Full review

Customer service, knowledgeable staff, discrepancy in accounts easily rectified. Alert warnings on unusual transactions.

    Price   8 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Barbara, Queensland, reviewed 9 months ago

Suncorp

Suncorp Clear Options Standard credit card review

Overall rating   10 / 10

Excellent

Suncorp is informative and prompt.

Full review

Suncorp is informative and prompt.

    Price   7 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   7 / 10

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Sasha, Queensland, reviewed 9 months ago

Suncorp

Suncorp Clear Options Standard credit card review

Overall rating   5 / 10

Good

Never bother me

Full review

Never bother me

    Price   5 / 10

    Features   5 / 10

    Customer service   5 / 10

    Convenience   5 / 10

    Trust   5 / 10

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Lindsay, Queensland, reviewed 11 months ago

Suncorp

Suncorp credit card review

Overall rating   9 / 10

Good

Good

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

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Paul, Queensland, reviewed 11 months ago

Suncorp

Suncorp Clear Options Gold credit card review

Overall rating   5 / 10

Customer service is good but fees are too high

Overall service is good and the staff are pleasant. The fees are way too high for the type of service they provide.

Full review

Overall service is good and the staff are pleasant. The fees are way too high for the type of service they provide.

    Price   0 / 10

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Sue, Queensland, reviewed over 1 year ago

Suncorp

Suncorp credit card review

Overall rating   9 / 10

Suncorp is one of the best banks out there

I've been with this bank for years. I joined because they don't charge fees and charges like my old bank used to. All in all a good bank.

Full review

I've been with this bank for years. I joined because they don't charge fees and charges like my old bank used to. All in all a good bank.

    Price   10 / 10

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Lynette, Queensland, reviewed over 1 year ago

Suncorp

Suncorp credit card review

Overall rating   0 / 10

I find it difficult to deal with this company

Suncorp credit card is administrated by Citibank.The staff are not very helpful or consistent with the information provided.

Full review

Suncorp credit card is administrated by Citibank.The staff are not very helpful or consistent with the information provided.

    Price   0 / 10

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Charmaine, Queensland, reviewed almost 2 years ago

Suncorp

Suncorp Clear Options Platinum (Suncorp Rewards) credit card review

Overall rating   10 / 10

A good choice for personal banking and credit card

Suncorp have good customer service, the phone help is always fast to solve problems and the online banking is very easy.

Full review

Suncorp have good customer service, the phone help is always fast to solve problems and the online banking is very easy.

    Price   8 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   10 / 10

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Rita, New South Wales, reviewed over 2 years ago

Suncorp

Suncorp Clear Options Gold credit card review

Overall rating   6 / 10

Always ask

Suncorp does try to reward customers with multiple products

Full review

Suncorp does try to reward customers with multiple products

    Price   6 / 10

    Features   5 / 10

    Customer service   9 / 10

    Convenience   7 / 10

    Trust   5 / 10

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Lisa, Queensland, reviewed almost 3 years ago

Suncorp

Suncorp Clear Options Gold credit card review

Overall rating   7 / 10

Very trusting.

Rates aren't great as we probably need to review them. Also they have just changed the rewards program. Not good now.

Full review

Rates aren't great as we probably need to review them. Also they have just changed the rewards program. Not good now.

    Price   4 / 10

    Features   3 / 10

    Customer service   6 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Cynthia, Queensland, reviewed almost 3 years ago

Suncorp

Suncorp Clear Options Platinum (Suncorp Rewards) credit card review

Overall rating   3 / 10

Poor communications, not proactive

Terrible customer service from Citibank. Changed to Citibank a few years back and very poor communications

Full review

Terrible customer service from Citibank. Changed to Citibank a few years back and very poor communications

    Price   4 / 10

    Features   6 / 10

    Customer service   0 / 10

    Convenience   4 / 10

    Trust   0 / 10

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Jason, Queensland, reviewed almost 3 years ago

Suncorp

Suncorp Clear Options Gold credit card review

Overall rating   7 / 10

Good customer service, high annual credit card fee

$120 card fee per year just to link it to a rewards program such as Qantas Frequent Flyer - does seem excessive. I think they should reward long time customers with great fee reductions or benefits, particularly in this very competitive space.

Full review

$120 card fee per year just to link it to a rewards program such as Qantas Frequent Flyer - does seem excessive. I think they should reward long time customers with great fee reductions or benefits, particularly in this very competitive space.

    Price   5 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   8 / 10

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Rhian, Victoria, reviewed about 3 years ago

Suncorp

Suncorp Clear Options Standard credit card review

Overall rating   9 / 10

Great customer service

Very friendly staff, very good locations of banks.

Full review

Very friendly staff, very good locations of banks.

    Price   5 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   9 / 10

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John, Queensland, reviewed about 3 years ago

Suncorp

Suncorp Clear Options Gold credit card review

Overall rating   10 / 10

No annual fees.

I currently have no annual fees charged as I have a home loan with Suncorp.

Full review

I currently have no annual fees charged as I have a home loan with Suncorp.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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John, Victoria, reviewed about 3 years ago

Suncorp

Suncorp credit card review

Overall rating   10 / 10

A competitive bank with great security & service

I have found that when I had a problem with online abuse of my card their security were quick to spot the problem and alerted me. The money was deposited back into my account at the same time their security were trying to track down the guilty...

Full review

I have found that when I had a problem with online abuse of my card their security were quick to spot the problem and alerted me. The money was deposited back into my account at the same time their security were trying to track down the guilty source.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Terry, Queensland, reviewed about 3 years ago

Suncorp

Suncorp Clear Options Platinum (Suncorp Rewards) credit card review

Overall rating   10 / 10

Perfect!

Best credit card service; best bank overall. Personalised features are a big win.

Full review

Best credit card service; best bank overall. Personalised features are a big win.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Adriaan, New South Wales, reviewed about 3 years ago

Suncorp

Suncorp Clear Options Standard credit card review

Overall rating   7 / 10

Long time customer

Better than some

Full review

Better than some

    Price   7 / 10

    Features   7 / 10

    Customer service   7 / 10

    Convenience   8 / 10

    Trust   8 / 10

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Bernard, New South Wales, reviewed about 3 years ago

Suncorp

Suncorp Clear Options Platinum (Suncorp Rewards) credit card review

Overall rating   5 / 10

Needs to be better

The credit cards online banking needs work. It does not keep a running tally on its online banking which is confusing and irritating. Also my husband and I have a joint credit card and we can't see each others pending purchases.

Full review

The credit cards online banking needs work. It does not keep a running tally on its online banking which is confusing and irritating. Also my husband and I have a joint credit card and we can't see each others pending purchases.

    Price   5 / 10

    Features   5 / 10

    Customer service   5 / 10

    Convenience   3 / 10

    Trust   7 / 10

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Jess, Western Australia, reviewed about 3 years ago

Suncorp

Suncorp Clear Options Standard credit card review

Overall rating   10 / 10

Really good bank to be with

Always been with Suncorp, since I was 16.

Full review

Always been with Suncorp, since I was 16.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Kyle, Queensland, reviewed about 3 years ago

Suncorp

Suncorp Clear Options Standard credit card review

Overall rating   9 / 10

Great customer services

Always helpful and offer alternatives.

Full review

Always helpful and offer alternatives.

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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John, Queensland, reviewed about 3 years ago

Suncorp

Suncorp credit card review

Overall rating   8 / 10

Suncorp has a very good interest rate.

I believe that Suncorp is the best bank in Australia as it has a very good interest payment.

Full review

I believe that Suncorp is the best bank in Australia as it has a very good interest payment.

    Price   10 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   7 / 10

    Trust   10 / 10

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Abby, Queensland, reviewed about 3 years ago

Suncorp

Suncorp Clear Options Standard credit card review

Overall rating   2 / 10

Charged for a purchasing online. Cost - $14.00

I will be cancelling this card soon - too many charges.

Full review

I will be cancelling this card soon - too many charges.

    Price   2 / 10

    Features   2 / 10

    Customer service   1 / 10

    Convenience   5 / 10

    Trust   2 / 10

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Ron, Queensland, reviewed about 3 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Credit card comparisons on Mozo - rates updated daily

  • MOZO EXPERTS CHOICE AWARDS 2018

    American Express Explorer® Credit Card

    American Express Explorer® Credit Card

    • Receive 100,000 Membership Rewards® Points (T&Cs apply).
    • $400 in Travel Credit each year.
    • Up to 2 Membership Rewards points per $1 spent. Note: point redemption rates will change as of 15 April 2019, please visit the Amex website for more information.

    balance transfer rate

    0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

    purchase rate

    20.74% p.a.

    annual fee

    $395

    Go to site

    More info

    • Receive 100,000 Membership Rewards® Points (T&Cs apply).
    • $400 in Travel Credit each year.
    • Up to 2 Membership Rewards points per $1 spent. Note: point redemption rates will change as of 15 April 2019, please visit the Amex website for more information.
    • Balance transfer rate: 0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
    • Annual fee: $395
    • Purchase rate: 20.74% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals:
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
    Overall rating

    6.6

    Based on 863 American Express credit card reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2018

    Australian Military Bank Low Rate Visa Credit Card

    Australian Military Bank Low Rate Visa Credit Card

    • $0 additional cardholder fee
    • Up to 55 days interest free on purchases
    • Visa payWave for convenient contactless purchases under $100

    balance transfer rate

    0% p.a. for 12 months and then 11.99% p.a.

    purchase rate

    11.99% p.a.

    annual fee

    $49

    Go to site

    More info

    • $0 additional cardholder fee
    • Up to 55 days interest free on purchases
    • Visa payWave for convenient contactless purchases under $100
    • Balance transfer rate: 0% p.a. for 12 months and then 11.99% p.a.
    • Annual fee: $49
    • Purchase rate: 11.99% p.a.
    • Interest free days: 45
    • Interest rate on cash withdrawals: 19.99% p.a.
    • Fee for cash withdrawals: $4.50
    • Rewards description:
    Overall rating

    7.3

    Based on 45 Australian Military Bank credit card reviews

    Need more information?
    Go to site

    More info

  • Bankwest Breeze Platinum Mastercard

    Bankwest Breeze Platinum Mastercard

    • 0.0% p.a. on balance transfers for 13 months (2% BT fee applies)
    • Complimentary Credit Card Travel Insurance (T&Cs apply)
    • No foreign transaction fees on online and overseas purchases

    balance transfer rate

    0% p.a. for 13 months and then 12.99% p.a. (2.00% balance transfer fee)

    purchase rate

    0% p.a. for 13 months then 12.99% p.a.

    annual fee

    $99

    Go to site

    More info

    • 0.0% p.a. on balance transfers for 13 months (2% BT fee applies)
    • Complimentary Credit Card Travel Insurance (T&Cs apply)
    • No foreign transaction fees on online and overseas purchases
    • Balance transfer rate: 0% p.a. for 13 months and then 12.99% p.a. (2.00% balance transfer fee)
    • Annual fee: $99
    • Purchase rate: 0% p.a. for 13 months then 12.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 2%, Min $4.00
    • Rewards description:
    Overall rating

    7.3

    Based on 1027 Bankwest credit card reviews

    Need more information?
    Go to site

    More info

  • ANZ Low Rate

    ANZ Low Rate

    • $1,000 minimum credit limit
    • 0.0% p.a. on balance transfers for 15 months (T&Cs apply)
    • Up to 55 days interest free on purchases

    balance transfer rate

    0% p.a. for 15 months and then 21.74% p.a.

    purchase rate

    12.49% p.a.

    annual fee

    $58

    Go to site

    More info

    • $1,000 minimum credit limit
    • 0.0% p.a. on balance transfers for 15 months (T&Cs apply)
    • Up to 55 days interest free on purchases
    • Balance transfer rate: 0% p.a. for 15 months and then 21.74% p.a.
    • Annual fee: $58
    • Purchase rate: 12.49% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.74% p.a.
    • Fee for cash withdrawals: 2%
    • Rewards description:
    Overall rating

    6.7

    Based on 6067 ANZ credit card reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2018

    ANZ Frequent Flyer Black

    ANZ Frequent Flyer Black

    • 120,000 bonus Qantas Points and $150 back to your new ANZ Frequent Flyer Black card when you spend $7,500 on eligible purchases in the first 3 months. Eligibility criteria, T&Cs, fees and charges apply.
    • 1 Qantas Point per $1 spent on eligible purchases up to and including $7,500 per statement period.
    • Available with Apple Pay

    balance transfer rate

    No current offer

    purchase rate

    19.99% p.a.

    annual fee

    $425

    Go to site

    More info

    • 120,000 bonus Qantas Points and $150 back to your new ANZ Frequent Flyer Black card when you spend $7,500 on eligible purchases in the first 3 months. Eligibility criteria, T&Cs, fees and charges apply.
    • 1 Qantas Point per $1 spent on eligible purchases up to and including $7,500 per statement period.
    • Available with Apple Pay
    • Balance transfer rate: No current offer
    • Annual fee: $425
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.49% p.a.
    • Fee for cash withdrawals: 2%
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    6.7

    Based on 6067 ANZ credit card reviews

    Need more information?
    Go to site

    More info

**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

Want more? Compare all 218 credit cards in the Mozo comparison engine.

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**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

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