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Suncorp credit card reviews

Suncorp
Suncorp's overall rating for credit cards

(as rated by the Mozo community)

6.7 / 10

based on 413 reviews

Price

Features

Customer service

Convenience

Trust

Featured credit card from Suncorp

Suncorp Clear Options Platinum (Qantas Frequent Flyer)

balance transfer rate

0% p.a. for 14 months and then 21.99% p.a.

purchase rate

0% p.a. for 14 months then 20.74% p.a.

annual fee

$178 $49 in the first year

 Contact provider or click here for more Suncorp credit cards

Recent Suncorp credit card reviews

Suncorp

Suncorp Credit Card review

Overall rating   7 / 10

Good security and customer service

They have high fees if you don’t pay outstanding each month. Good security and customer service.

Full review

They have high fees if you don’t pay outstanding each month. Good security and customer service.

    Price   7 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Avril, Queensland, reviewed 11 months ago

Suncorp

Suncorp Clear Options Standard Clear Options Standard review

Overall rating   10 / 10

Great products and features

Suncorp has amazing products and features.

Full review

Suncorp has amazing products and features.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Joy, New South Wales, reviewed 12 months ago

Suncorp

Suncorp Credit Card review

Overall rating   8 / 10

Competitive premiums and great customer Service

Credit card provider does the job they are supposed to do. No need to comment. No pros and cons

Full review

Credit card provider does the job they are supposed to do. No need to comment. No pros and cons

    Price   7 / 10

    Features   7 / 10

    Customer service   7 / 10

    Convenience   7 / 10

    Trust   8 / 10

Less

Glenda, Queensland, reviewed about 1 year ago

Suncorp

Suncorp Clear Options Standard Clear Options Standard review

Overall rating   10 / 10

Great customer service

Customer service, knowledgeable staff, discrepancy in accounts easily rectified. Alert warnings on unusual transactions.

Full review

Customer service, knowledgeable staff, discrepancy in accounts easily rectified. Alert warnings on unusual transactions.

    Price   8 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Barbara, Queensland, reviewed over 1 year ago

Suncorp

Suncorp Clear Options Standard Clear Options Standard review

Overall rating   10 / 10

Excellent

Suncorp is informative and prompt.

Full review

Suncorp is informative and prompt.

    Price   7 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   7 / 10

Less

Sasha, Queensland, reviewed over 1 year ago

Suncorp

Suncorp Clear Options Standard Clear Options Standard review

Overall rating   5 / 10

Good

Never bother me

Full review

Never bother me

    Price   5 / 10

    Features   5 / 10

    Customer service   5 / 10

    Convenience   5 / 10

    Trust   5 / 10

Less

Lindsay, Queensland, reviewed over 1 year ago

Suncorp

Suncorp Credit Card review

Overall rating   9 / 10

Good

Good

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Paul, Queensland, reviewed over 1 year ago

Suncorp

Suncorp Clear Options Gold Clear Options Gold review

Overall rating   5 / 10

Customer service is good but fees are too high

Overall service is good and the staff are pleasant. The fees are way too high for the type of service they provide.

Full review

Overall service is good and the staff are pleasant. The fees are way too high for the type of service they provide.

    Price   0 / 10

Less

Sue, Queensland, reviewed over 2 years ago

Suncorp

Suncorp Credit Card review

Overall rating   9 / 10

Suncorp is one of the best banks out there

I've been with this bank for years. I joined because they don't charge fees and charges like my old bank used to. All in all a good bank.

Full review

I've been with this bank for years. I joined because they don't charge fees and charges like my old bank used to. All in all a good bank.

    Price   10 / 10

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Lynette, Queensland, reviewed over 2 years ago

Suncorp

Suncorp Credit Card review

Overall rating   0 / 10

I find it difficult to deal with this company

Suncorp credit card is administrated by Citibank.The staff are not very helpful or consistent with the information provided.

Full review

Suncorp credit card is administrated by Citibank.The staff are not very helpful or consistent with the information provided.

    Price   0 / 10

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Charmaine, Queensland, reviewed over 2 years ago

Suncorp

Suncorp Clear Options Platinum (Suncorp Rewards) Clear Options Platinum review

Overall rating   10 / 10

A good choice for personal banking and credit card

Suncorp have good customer service, the phone help is always fast to solve problems and the online banking is very easy.

Full review

Suncorp have good customer service, the phone help is always fast to solve problems and the online banking is very easy.

    Price   8 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   10 / 10

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Rita, New South Wales, reviewed over 3 years ago

Suncorp

Suncorp Clear Options Gold Clear Options Gold review

Overall rating   6 / 10

Always ask

Suncorp does try to reward customers with multiple products

Full review

Suncorp does try to reward customers with multiple products

    Price   6 / 10

    Features   5 / 10

    Customer service   9 / 10

    Convenience   7 / 10

    Trust   5 / 10

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Lisa, Queensland, reviewed over 3 years ago

Suncorp

Suncorp Clear Options Gold Clear Options Gold review

Overall rating   7 / 10

Very trusting.

Rates aren't great as we probably need to review them. Also they have just changed the rewards program. Not good now.

Full review

Rates aren't great as we probably need to review them. Also they have just changed the rewards program. Not good now.

    Price   4 / 10

    Features   3 / 10

    Customer service   6 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Cynthia, Queensland, reviewed over 3 years ago

Suncorp

Suncorp Clear Options Platinum (Suncorp Rewards) Clear Options Platinum review

Overall rating   3 / 10

Poor communications, not proactive

Terrible customer service from Citibank. Changed to Citibank a few years back and very poor communications

Full review

Terrible customer service from Citibank. Changed to Citibank a few years back and very poor communications

    Price   4 / 10

    Features   6 / 10

    Customer service   0 / 10

    Convenience   4 / 10

    Trust   0 / 10

Less

Jason, Queensland, reviewed almost 4 years ago

Suncorp

Suncorp Clear Options Gold Clear Options Gold review

Overall rating   7 / 10

Good customer service, high annual credit card fee

$120 card fee per year just to link it to a rewards program such as Qantas Frequent Flyer - does seem excessive. I think they should reward long time customers with great fee reductions or benefits, particularly in this very competitive space.

Full review

$120 card fee per year just to link it to a rewards program such as Qantas Frequent Flyer - does seem excessive. I think they should reward long time customers with great fee reductions or benefits, particularly in this very competitive space.

    Price   5 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   8 / 10

Less

Rhian, Victoria, reviewed almost 4 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Credit card comparisons on Mozo - rates updated daily

  • Qantas Money Qantas Premier Everyday

    Qantas Money Qantas Premier Everyday

    • 0% purchase rate for first 9 months (19.99% afterwards)
    • 20,000 bonus points if you apply by 30 May 2019 and spend $3,000 in the first 90 days
    • 0% balance transfer rate for 9 months (21.99% afterwards).

    balance transfer rate

    0% p.a. for 12 months and then 21.99% p.a.

    purchase rate

    19.99% p.a.

    annual fee

    $49 $29 in the first year

    		 Go to site

    More info

    • 0% purchase rate for first 9 months (19.99% afterwards)
    • 20,000 bonus points if you apply by 30 May 2019 and spend $3,000 in the first 90 days
    • 0% balance transfer rate for 9 months (21.99% afterwards).
    • Balance transfer rate: 0% p.a. for 12 months and then 21.99% p.a.
    • Annual fee: $49 $29 in the first year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, min $3.00
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2018

    American Express Qantas Ultimate Card

    American Express Qantas Ultimate Card

    • Receive 120,000 bonus Qantas Points when you apply online, are approved and spend $4,500 on your new Card within the first 3 months.
    • Get rewarded with up to 2.25 Qantas Points per $1 spent.
    • Complimentary domestic and international travel insurance

    balance transfer rate

    0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

    purchase rate

    20.74% p.a.

    annual fee

    $450

    		 Go to site

    More info

    • Receive 120,000 bonus Qantas Points when you apply online, are approved and spend $4,500 on your new Card within the first 3 months.
    • Get rewarded with up to 2.25 Qantas Points per $1 spent.
    • Complimentary domestic and international travel insurance
    • Balance transfer rate: 0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
    • Annual fee: $450
    • Purchase rate: 20.74% p.a.
    • Interest free days: 44
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals:
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    6.6

    Based on 865 American Express credit card reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2018

    ANZ Frequent Flyer Black

    ANZ Frequent Flyer Black

    • 100,000 bonus Qantas Points and $200 back to your new ANZ Frequent Flyer Black card when you spend $4,000 on eligible purchases in the first 3 months. Eligibility criteria, T&Cs, fees and charges apply^.
    • 1 Qantas Point per $1 spent on eligible purchases up to and including $4,000 per statement period.
    • Available with Apple Pay

    balance transfer rate

    No current offer

    purchase rate

    20.24% p.a.

    annual fee

    $425

    		 Go to site

    More info

    • 100,000 bonus Qantas Points and $200 back to your new ANZ Frequent Flyer Black card when you spend $4,000 on eligible purchases in the first 3 months. Eligibility criteria, T&Cs, fees and charges apply^.
    • 1 Qantas Point per $1 spent on eligible purchases up to and including $4,000 per statement period.
    • Available with Apple Pay
    • Balance transfer rate: No current offer
    • Annual fee: $425
    • Purchase rate: 20.24% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 20.24% p.a.
    • Fee for cash withdrawals: 2%
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    6.7

    Based on 6072 ANZ credit card reviews

    Need more information?
    Go to site

    More info

  • Citi Platinum (Balance Transfer Offer)

    Citi Platinum (Balance Transfer Offer)

    • 0% per annum for 26 months on purchases and balance transfers
    • Low Annual Fee at $49 for the first year then $149 each year after.
    • Complimentary International Travel Insurance

    balance transfer rate

    0% p.a. for 26 months and then 22.24% p.a. (1.50% balance transfer fee)

    purchase rate

    21.49% p.a.

    annual fee

    $199 $0 in the first year

    		 Go to site

    More info

    • 0% per annum for 26 months on purchases and balance transfers
    • Low Annual Fee at $49 for the first year then $149 each year after.
    • Complimentary International Travel Insurance
    • Balance transfer rate: 0% p.a. for 26 months and then 22.24% p.a. (1.50% balance transfer fee)
    • Annual fee: $199 $0 in the first year
    • Purchase rate: 21.49% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 22.24% p.a.
    • Fee for cash withdrawals: 3.5%, min $3.50
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, cashback, gift cards, retail rewards and shopping gift cards.
    Overall rating

    5.2

    Based on 1250 Citi credit card reviews

    Need more information?
    Go to site

    More info

  • Qantas Money Qantas Premier Platinum

    Qantas Money Qantas Premier Platinum

    • Up to 55 days (unless you have a Balance Transfer)
    • Purchase rate of 19.99% p.a.
    • 0% p.a. Balance transfers for 18 months

    balance transfer rate

    0% p.a. for 18 months and then 21.99% p.a.

    purchase rate

    19.99% p.a.

    annual fee

    $299 $199 in the first year

    		 Go to site

    More info

    • Up to 55 days (unless you have a Balance Transfer)
    • Purchase rate of 19.99% p.a.
    • 0% p.a. Balance transfers for 18 months
    • Balance transfer rate: 0% p.a. for 18 months and then 21.99% p.a.
    • Annual fee: $299 $199 in the first year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, min $3.00
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Need more information?
    Go to site

    More info

**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

Want more? Compare all 226 credit cards in the Mozo comparison engine.

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**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

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