Clear Options Platinum (Suncorp Rewards) card image
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Suncorp Clear Options Platinum

Advertiser disclosure
The details shown below are for a card with Suncorp Rewards
The details shown below are for a card with Qantas Frequent Flyer

Choose the version of this credit card that suits you best

Name Rewards program
Clear Options Platinum (Suncorp Rewards) Suncorp Rewards
Clear Options Platinum (Qantas Frequent Flyer) Qantas Frequent Flyer
  • Clear Options Platinum (Suncorp Rewards)
    Rewards: Suncorp Rewards
  • Clear Options Platinum (Qantas Frequent Flyer)
    Rewards: Qantas Frequent Flyer
Purchase rate
20.74% p.a.
Balance transfer rate
0% p.a. for 9 months and then 21.99% p.a.
Annual fees
$129
Interest free days on purchases
55
Purchase rate
20.74% p.a.
Balance transfer rate
0% p.a. for 12 months and then 21.99% p.a.
Annual fees
$178
Interest free days on purchases
55

Mozo editorial review Suncorp Clear Options Platinum - last updated: 18 June 2024

binocular icon
What's hot
  • Complimentary perks like travel insurance & concierge
  • Earn 1.25 points per $1 spent (with the Rewards card) or 0.5 points per $1 spent (with the Qantas card)
  • 0% p.a. for 9 months on balance transfers (21.99% p.a. after)
  • 2023 Mozo Experts Choice Award winner
What's not
  • High 21.99% p.a. cash advance rate
Mozo snapshot

The Suncorp Clear Options Platinum Credit Card offers the flexibility of choice when it comes to rewards. You’ll be able to choose one of two cards, either earning Suncorp Rewards points through the (Rewards) card, or Qantas Frequent Flyer Points through the (Qantas) card. Add in a range of complimentary insurance features and this could be the card for you.

It also won a 2023 Mozo Experts Choice Award for the best Premium Rewards Credit Card.

key icon
Key features

Sign up for a Suncorp Clear Options Platinum Credit Card and you’ll be able to choose from one of two rewards cards. By going with the Clear Options Platinum (Suncorp Rewards) card you’ll earn 1.25 points for every $1 spent which can be redeemed via the Suncorp Bank Rewards program for rewards such as flights through the Velocity, Emirates Skywards or Krisflyer programs. Alternatively, by upgrading to the Clear Options Platinum (Qantas Frequent Flyer) card for an additional $49 a year you could earn 0.5 Qantas Points for every $1 spent, which are automatically credited and must be redeemed via the Qantas Frequent Flyer program.

Right now, you can earn 140,000 bonus Suncorp Rewards points when you spend $4,500 on eligible transactions within the first 90 days of approval of the Suncorp reward card. 

Also, if you apply for a Suncorp Clear Options Platinum Credit Card before 29th May 2024 (Qantas Frequent Flyer card option), you can earn 40,000 bonus Qantas points when you spend $4,500 on eligible transactions within the first 90 days from approval (Terms and conditions apply).

In addition to these rewards schemes, you’ll also be eligible to receive a number of complimentary insurance offers including international travel insurance, extended warranty and purchase protection, as well as the 24/7 concierge service.

Plus, if you're looking to clear debt, the Suncorp Clear Options Platinum card currently has a 9 month 0% balance transfer offer. 

The Suncorp Clear Options Platinum Credit Card comes with a $129 annual fee ($178 with the Qantas card). There is also a high 20.74% p.a. purchase rate and a $30 late payment fee, so you’ll want to pay off your balance in full. If you do pay your balance off in full each month then you’ll be able to take advantage of the 55 interest-free days.

snapshot
Who is it good for

The Suncorp Clear Options Platinum credit card could be a great alternative for jet-setters looking for a choice in their rewards program while having access to a comprehensive range of insurance privileges to safeguard their travel and spending.

question icon
Any catches

With a high purchase rate of 20.74% p.a. you’ll want to be sure to pay off your balance in full each month, especially with the $30 late payment fee. The introductory rate might be enticing, but remember that your annual fee will revert after the first year.

Rewards program details

Rates and fees information correct as at 18 June 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.

What your points get you
Fly Sydney to London return

239,200 points

Fly Sydney to Melbourne one-way

15,600 points

$100 Giftcard

20,900 points

$100 Cash

50,000 points

Points earning

1.25 points per dollar on Visa, uncapped

Rewards scheme

Redeem your points for Cash Back, Select and Credit on purchases, eVouchers or transfer your points to Loyalty and Frequent Flyer Rewards Partners.

You can redeem flights via Velocity, Emirates Skywards or Krisflyer programs or by booking through the Suncorp Travel Centre.

Earn triple Rewards points on everyday Eligible Transactions made in the first 6 months.

Special offers

Receive 120,000 bonus Suncorp Credit Card Rewards Points when you spend $3,000 on Eligible Transactions in the first 90 days from approval.

Value of rewards points

Spend $40,000 (Visa)

Spend $16,720 (Visa)

Spend $12,480 (Visa)

Spend $191,360 (Visa)

Uncapped

Never

How do we calculate these points?

Rate and fee details

Rates

20.74% p.a.

none

0% p.a. for 9 months and then 21.99% p.a.

yes

21.99% p.a.

55

Fees

$129.00

none

none

none

$30.00

3.50%, min $3.50

3.40%

$0.00

$0.00

$0.00

Features

$30.00

2.0

4

none

Payment options

Apple Pay, Samsung Pay

Rewards privileges

Concierge,
Travel Insurance,
Extended Warranty,
Purchase Protection

Rewards program details

Rates and fees information correct as at 18 June 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.

What your points get you
Fly Sydney to London return

110,400 points

Fly Sydney to Melbourne one-way

8,000 points

$100 Giftcard

20,010 points

$100 Cash

-

Points earning

0.5 points per dollar on Visa, up to $8,000 per month

Rewards scheme

Points are automatically credited to the Qantas Frequent Flyer program.

All rewards are redeemed via Qantas Frequent Flyer.

Earn triple Rewards points on everyday Eligible Transactions made in the first 6 months.

Special offers

Receive 40,000 bonus Qantas Points when you enrol to earn Qantas Points and spend $4,500 on Eligible Transactions in the first 90 days from approval.

Value of rewards points

Spend $40,020 (Visa)

Spend $16,000 (Visa)

Spend $220,800 (Visa)

at $8,000 monthly

Never

How do we calculate these points?

Rate and fee details

Rates

20.74% p.a.

none

0% p.a. for 12 months and then 21.99% p.a.

yes

21.99% p.a.

55

Fees

$178.00

none

none

none

$30.00

3.50%, min $3.50

3.40%

$0.00

$0.00

$0.00

Features

$30.00

2.0

4

none

Payment options

Apple Pay, Samsung Pay

Rewards privileges

Concierge,
Travel Insurance,
Extended Warranty,
Purchase Protection,
Guaranteed Pricing

Customer Reviews

How are Suncorp credit cards rated by the Mozo community?

Overall
7.8/10
Price
6.1/10
Features
5.8/10
Customer service
6.7/10
Convenience
7.1/10
Trust
6.8/10
Based on 438 Suncorp credit card reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

Latest reviews of Suncorp Clear Options Platinum Credit Card

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0% p.a. for 6 months and then 22.24% p.a.

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