Home Insurance
- Main events covered
-
Fire -
Theft -
Storm -
Flood
-
Monthly payments cost extra
-
no
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
- Underinsurance protection
-
No
- New for old
-
Yes
- Building cover
-
- Contents cover
-
n/a
- Fire
-
Yes
- Theft or burglary
-
Yes
- Storm
-
Yes
- Flood
-
Yes
- Lightning
-
Yes
- Earthquake
-
Yes
- Storm surge
-
No
- Fusion
-
Up to $2,000
- Power surge
-
No
- Accidental loss and damage
-
Optional Extra
- Accidental breakage of glass
-
Yes
- Death and injury cover
-
$5,000 for death
- Monthly payments cost extra
-
no
- General contents
-
No
- Contents while moving
-
No
- Antiques and valuables
-
No
- Cash
-
No
- Cd dvd and electronic files
-
No
- Computer software and hardware
-
No
- Camera and accessories
-
No
- Carpets
-
No
- Home office contents
-
No
- Identity theft
-
No
- Jewellery
-
No
- Personal medical equipment
-
No
- Replacement of documents
-
Up to $1,000
- Tools of trade
-
No
- Lock replacement
-
Up to $1,000
- Emergency storage
-
No
- Temporary accommodation
-
Up to 20% of sum insured, up to 12 months combined with temporary accommodation for pets
- Temporary accommodation for pets
-
Up to 20% of sum insured, up to 12 months combined with temporary accommodation
- Temporary repairs
-
Yes
- Buildings and structural improvements
-
Yes
- Building materials
-
Up to $1,000
- Demolition cost
-
Up to 10% of sum insured combined with debris removal cost
- Debris removal
-
Up to 10% of sum insured combined with demolition cost
- Landscaping
-
Up to $2,000 for plants and garden beds
- Gates and fences
-
Yes
- Legal liability cover
-
Up to $20,000,000
- Days unoccupied until cover stops
-
60
- Other restrictions
-
-
- Other benefits
-
$10,000 cover for Enthusiast items.
Contents Insurance
- Main events covered
-
Fire
-
Theft
-
Storm
-
Flood
-
Monthly payments cost extra
-
no
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
- Underinsurance protection
-
No
- New for old
-
Yes
- Building cover
-
n/a
- Contents cover
-
- Fire
-
Yes
- Theft or burglary
-
Yes
- Storm
-
Yes
- Flood
-
Yes
- Lightning
-
Yes
- Earthquake
-
Yes
- Storm surge
-
No
- Fusion
-
Up to $2,000
- Power surge
-
No
- Accidental loss and damage
-
Optional Extra
- Accidental breakage of glass
-
Yes
- Death and injury cover
-
$5,000 for death
- Monthly payments cost extra
-
no
- General contents
-
Yes
- Contents while moving
-
Yes
- Antiques and valuables
-
Up to $2,000 per item for artwork, up to $3,000 for collections
- Cash
-
Up to $500
- Cd dvd and electronic files
-
Up to $3,000
- Computer software and hardware
-
Yes
- Camera and accessories
-
Yes
- Carpets
-
Yes
- Home office contents
-
Yes
- Identity theft
-
No
- Jewellery
-
Up to $2,000 per item
- Personal medical equipment
-
Yes
- Replacement of documents
-
Up to $1,000
- Tools of trade
-
No
- Lock replacement
-
Up to $1,000
- Emergency storage
-
Up to 12 months, up to $5,000
- Temporary accommodation
-
Up to 20% of sum insured, up to 12 months combined with temporary accommodation for pets
- Temporary accommodation for pets
-
Up to 20% of sum insured, up to 12 months combined with temporary accommodation
- Temporary repairs
-
Yes
- Buildings and structural improvements
-
No
- Building materials
-
No
- Demolition cost
-
Up to 10% of sum insured combined with debris removal cost
- Debris removal
-
Up to 10% of sum insured combined with demolition cost
- Landscaping
-
No
- Gates and fences
-
No
- Legal liability cover
-
Up to $20,000,000
- Days unoccupied until cover stops
-
60
- Other restrictions
-
-
- Other benefits
-
$10,000 cover for Enthusiast items.
Home & Contents Insurance
- Main events covered
-
Fire
-
Theft
-
Storm
-
Flood
-
Monthly payments cost extra
-
no
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
- Underinsurance protection
-
No
- New for old
-
Yes
- Building cover
-
- Contents cover
-
- Fire
-
Yes
- Theft or burglary
-
Yes
- Storm
-
Yes
- Flood
-
Yes
- Lightning
-
Yes
- Earthquake
-
Yes
- Storm surge
-
No
- Fusion
-
Up to $2,000
- Power surge
-
No
- Accidental loss and damage
-
Optional Extra
- Accidental breakage of glass
-
Yes
- Death and injury cover
-
$5,000 for death
- Monthly payments cost extra
-
no
- General contents
-
Yes
- Contents while moving
-
Yes
- Antiques and valuables
-
Up to $2,000 per item for artwork, up to $3,000 for collections
- Cash
-
Up to $500
- Cd dvd and electronic files
-
Up to $3,000
- Computer software and hardware
-
Yes
- Camera and accessories
-
Yes
- Carpets
-
Yes
- Home office contents
-
Yes
- Identity theft
-
No
- Jewellery
-
Up to $2,000 per item
- Personal medical equipment
-
Yes
- Replacement of documents
-
Up to $1,000
- Tools of trade
-
No
- Lock replacement
-
Up to $1,000
- Emergency storage
-
Up to 12 months, up to $5,000
- Temporary accommodation
-
Up to 20% of sum insured, up to 12 months combined with temporary accommodation for pets
- Temporary accommodation for pets
-
Up to 20% of sum insured, up to 12 months combined with temporary accommodation
- Temporary repairs
-
Yes
- Buildings and structural improvements
-
Yes
- Building materials
-
Up to $1,000
- Demolition cost
-
Up to 10% of sum insured combined with debris removal cost
- Debris removal
-
Up to 10% of sum insured combined with demolition cost
- Landscaping
-
Up to $2,000 for plants and garden beds
- Gates and fences
-
Yes
- Legal liability cover
-
Up to $20,000,000
- Days unoccupied until cover stops
-
60
- Other restrictions
-
-
- Other benefits
-
$10,000 cover for Enthusiast items.
Your selected home insurance
Shannons home insurance ratings
Customer reviews
-
STAY AWAY, KEEP CLEAR, AVOID AT ALL COSTS
AVOID AT ALL COSTS. We didn't believe the negative reviews given to Shannons before we took out both contents and car insurance with them. Bad mistake. I spent over an hour on the phone - most of which I was so she could converse with her superiors ( now I know why). They were trying to work out a way to get out of paying up for a theft claim. They couldn't deny it. We had a police report, number, statement and follow up police reports for them . then they said they wouldn't put it though as a theft because their system didn't update my address properly - which they apologised and said it wasn't my fault... it was theirs. So they would put it through as an unspecified personal effect.....which they then said because it wasn't a thing that was carried around every single day, it wasn't covered. The are great at sucking the $$$ outof you, but give nothing in return. I am cancelling all policies with them. I'm just glad I haven't had to deal with them with the car..... STAY AWAY FROM THEM
-
SHANNONS TOTAL DISGRACE
I have had a water pipe burst in the roof, wetting a book shelf containing photo albums, books and computers. I have baby photos completely ruined. After 1 month i have still not spoken to my case manager. Shannons have organized to fix and replace everything that can be done easily. They have totally ignored every request i have made in writing and over the phone to put me in touch with my case manager so i can get my photos looked at and restored. I have spoken with no less than 6 different claims managers and all have told me that they will contact my claims manager via email and phone. WORST COMPANY EVER.
-
30% more expensive than comparable policies
After being customer for many years without any claims, the premium increased to $3300, we decided ti look around and found a policy with seniors ins that covered the same things, for same value and same excesses, for $1300 cheaper than Shannon's, I contacted Shannon's about this and was told that they cannot adjust or discount the policy Very disappointing Shannon's, no loyalty at all.
Shannons products
Home insurance quick links
* Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
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