The details shown below are for an owner occupier taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a interest only loan between $10,000 and $5,000,000 with an LVR below 70%
The details shown below are for an investor taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $10,000 and $5,000,000 with an LVR below 70%
Choose the version of loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | 90%-95% | $10,000 | $5,000,000 |
| | Owner Occupier | Principal & Interest | < 90% | $10,000 | $5,000,000 |
| | Owner Occupier | Interest Only | < 70% | $10,000 | $5,000,000 |
| | Investor | Principal & Interest | < 90% | $10,000 | $5,000,000 |
| | Investor | Interest Only | < 70% | $10,000 | $5,000,000 |
Owner Occupier (Principal & Interest)
LVR 90%-95%
Loan: $10,000 $5,000,000
Owner Occupier (Principal & Interest)
LVR < 90%
Loan: $10,000 $5,000,000
Owner Occupier (Interest Only)
LVR < 70%
Loan: $10,000 $5,000,000
Investor (Principal & Interest)
LVR < 90%
Loan: $10,000 $5,000,000
Investor (Interest Only)
LVR < 70%
Loan: $10,000 $5,000,000
4.61% p.a.
4.82% p.a.
$15.00 monthly
Adelaide Bank SmartFit
4.61% p.a.
4.82% p.a.
$15.00 monthly
4.21% p.a.
4.43% p.a.
$15.00 monthly
Adelaide Bank SmartFit
4.21% p.a.
4.43% p.a.
$15.00 monthly
4.66% p.a.
4.87% p.a.
$15.00 monthly
Adelaide Bank SmartFit
4.66% p.a.
4.87% p.a.
$15.00 monthly
4.91% p.a.
5.12% p.a.
$15.00 monthly
Adelaide Bank SmartFit
4.91% p.a.
5.12% p.a.
$15.00 monthly
5.16% p.a.
5.37% p.a.
$15.00 monthly
Adelaide Bank SmartFit
5.16% p.a.
5.37% p.a.
$15.00 monthly
Rates and fees information correct as at 26 September 2018.
4.61% p.a.
n/a
0 Months
none
4.82% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$375.00
$0.00
$0.00
$120.00
none
$15.00 monthly
$325.00
$10,000
$5,000,000
90.00%
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes
$500.00
yes
yes
none
none
Rates and fees information correct as at 26 September 2018.
4.21% p.a.
n/a
0 Months
none
4.43% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$375.00
$0.00
$0.00
$120.00
none
$15.00 monthly
$325.00
$10,000
$5,000,000
none
90.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes
$500.00
yes
yes
none
none
Rates and fees information correct as at 26 September 2018.
4.66% p.a.
n/a
0 Months
none
4.87% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$375.00
$0.00
$0.00
$120.00
none
$15.00 monthly
$325.00
$10,000
$5,000,000
none
70.00%
Owner Occupier
Interest Only
Weekly, Fortnightly, Monthly
yes - free
no
yes
$500.00
yes
yes
none
none
Rates and fees information correct as at 26 September 2018.
4.91% p.a.
n/a
0 Months
none
5.12% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$375.00
$0.00
$0.00
$120.00
none
$15.00 monthly
$325.00
$10,000
$5,000,000
none
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes
$500.00
yes
yes
none
none
Rates and fees information correct as at 26 September 2018.
5.16% p.a.
n/a
0 Months
none
5.37% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$375.00
$0.00
$0.00
$120.00
none
$15.00 monthly
$325.00
$10,000
$5,000,000
none
70.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
no
yes
$500.00
yes
yes
none
none
I think their customer service is good, they are very helpful with any questions.
Read full review
I think their customer service is good, they are very helpful with any questions.
Less
Elizabeth | Victoria
reviewed 7 months ago
Online banking is so old looking and clunky
Read full review
Online banking is so old looking and clunky
Less
Rochelle | Western Australia
reviewed over 2 years ago
Don't seem to stack up against other lenders - available for contact during business hours...
Read full review
Don't seem to stack up against other lenders - available for contact during business hours Adelaide time, making it more difficult to contact them from other states. Online banking solution again seems limited compared to other banks.
Less
Patric | Western Australia
reviewed about 3 years ago
Staff are friendly and helpful, monthly charges are a greedy impost, interest rate is too high...
Read full review
Staff are friendly and helpful, monthly charges are a greedy impost, interest rate is too high (they held back on some reserve bank reductions).
Less
Henrik | South Australia
reviewed over 3 years ago
Terrible customer service.
Read full review
Terrible customer service.
Less
Anthony | New South Wales
reviewed almost 5 years ago
Adelaide Bank originally hails from South Australia, but today serves customers all around Australia. Adelaide Bank recently merged with Bendigo Bank to give the major banks a run for their money. So if you're looking for a banking alternative, check out Adelaide Bank to see if they have a home loan, personal loan, term deposit or bank account that suits your needs.
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