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Adelaide Bank SmartFit

Advertiser disclosure

The details shown below are for an owner occupier taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan between $10,000 and $5,000,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a interest only loan between $10,000 and $5,000,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan between $10,000 and $5,000,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $10,000 and $5,000,000 with an LVR below 80%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR 80%-90%

    Loan: $10,000 $5,000,000

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $10,000 $5,000,000

  • Owner Occupier (Principal & Interest)

    LVR 90%-95%

    Loan: $10,000 $5,000,000

  • Owner Occupier (Interest Only)

    LVR 80%-90%

    Loan: $10,000 $5,000,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $10,000 $5,000,000

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $10,000 $5,000,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $10,000 $5,000,000

  • Investor (Interest Only)

    LVR 80%-90%

    Loan: $10,000 $5,000,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $10,000 $5,000,000

Rate
2.79% p.a.
Comparison Rate
3.02% p.a.
Service fee
$15.00 monthly
Upfront fee
$498
Rate
2.29% p.a.
Comparison Rate
2.53% p.a.
Service fee
$15.00 monthly
Upfront fee
$498
Rate
3.43% p.a.
Comparison Rate
3.66% p.a.
Service fee
$15.00 monthly
Upfront fee
$498
Rate
3.23% p.a.
Comparison Rate
3.16% p.a.
Service fee
$15.00 monthly
Upfront fee
$498
Rate
2.99% p.a.
Comparison Rate
2.76% p.a.
Service fee
$15.00 monthly
Upfront fee
$498
Rate
2.99% p.a.
Comparison Rate
3.22% p.a.
Service fee
$15.00 monthly
Upfront fee
$498
Rate
2.69% p.a.
Comparison Rate
2.92% p.a.
Service fee
$15.00 monthly
Upfront fee
$498
Rate
3.23% p.a.
Comparison Rate
3.46% p.a.
Service fee
$15.00 monthly
Upfront fee
$498
Rate
2.99% p.a.
Comparison Rate
3.22% p.a.
Service fee
$15.00 monthly
Upfront fee
$498

Details

Rates and fees information correct as at 30 July 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.79% p.a.

n/a

n/a

n/a

3.02% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$299.00

$0.00

$0.00

$199.00

n/a

$15.00 monthly

$325.00
Other financial bits

$10,000

$5,000,000

80.00%

90.00%
Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$1.00

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 30 July 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.29% p.a.

n/a

n/a

n/a

2.53% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$299.00

$0.00

$0.00

$199.00

n/a

$15.00 monthly

$325.00
Other financial bits

$10,000

$5,000,000

none

80.00%
Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$1.00

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 30 July 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.43% p.a.

n/a

n/a

n/a

3.66% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$299.00

$0.00

$0.00

$199.00

n/a

$15.00 monthly

$325.00
Other financial bits

$10,000

$5,000,000

90.00%

95.00%
Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$1.00

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 30 July 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.23% p.a.

n/a

n/a

n/a

3.16% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$299.00

$0.00

$0.00

$199.00

n/a

$15.00 monthly

$325.00
Other financial bits

$10,000

$5,000,000

80.00%

90.00%
Features

Owner Occupier

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$1.00

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 30 July 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.99% p.a.

n/a

n/a

n/a

2.76% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$299.00

$0.00

$0.00

$199.00

n/a

$15.00 monthly

$325.00
Other financial bits

$10,000

$5,000,000

none

80.00%
Features

Owner Occupier

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$1.00

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 30 July 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.99% p.a.

n/a

n/a

n/a

3.22% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$299.00

$0.00

$0.00

$199.00

n/a

$15.00 monthly

$325.00
Other financial bits

$10,000

$5,000,000

80.00%

90.00%
Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$1.00

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 30 July 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.69% p.a.

n/a

n/a

n/a

2.92% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$299.00

$0.00

$0.00

$199.00

n/a

$15.00 monthly

$325.00
Other financial bits

$10,000

$5,000,000

none

80.00%
Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$1.00

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 30 July 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.23% p.a.

n/a

n/a

n/a

3.46% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$299.00

$0.00

$0.00

$199.00

n/a

$15.00 monthly

$325.00
Other financial bits

$10,000

$5,000,000

80.00%

90.00%
Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$1.00

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 30 July 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.99% p.a.

n/a

n/a

n/a

3.22% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$299.00

$0.00

$0.00

$199.00

n/a

$15.00 monthly

$325.00
Other financial bits

$10,000

$5,000,000

none

80.00%
Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$1.00

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Adelaide Bank home loans rated by the Mozo community?

Overall
6.6/10
Price
6.3/10
Features
6.0/10
Customer service
6.7/10
Convenience
6.0/10
Trust
6.7/10
Based on 288 Adelaide Bank home loan reviews

Latest reviews of Adelaide Bank SmartFit Home Loan

About Adelaide Bank

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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