This product is available in different versions. Pick the right version for you here.
The details shown below are for an owner occupier taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a interest only loan between $10,000 and $5,000,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $10,000 and $5,000,000 with an LVR below 90%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | 90%-95% | $10,000 | $5,000,000 |
| | Owner Occupier | Principal & Interest | < 90% | $10,000 | $5,000,000 |
| | Owner Occupier | Interest Only | < 90% | $10,000 | $5,000,000 |
| | Investor | Principal & Interest | < 90% | $10,000 | $5,000,000 |
| | Investor | Interest Only | < 90% | $10,000 | $5,000,000 |
Owner Occupier (Principal & Interest)
LVR 90%-95%
Loan: $10,000 $5,000,000
Owner Occupier (Principal & Interest)
LVR < 90%
Loan: $10,000 $5,000,000
Owner Occupier (Interest Only)
LVR < 90%
Loan: $10,000 $5,000,000
Investor (Principal & Interest)
LVR < 90%
Loan: $10,000 $5,000,000
Investor (Interest Only)
LVR < 90%
Loan: $10,000 $5,000,000
3.76% p.a.
3.98% p.a.
$15.00 monthly
Adelaide Bank SmartFit
3.76% p.a.
3.98% p.a.
$15.00 monthly
3.06% p.a.
3.29% p.a.
$15.00 monthly
Adelaide Bank SmartFit
3.06% p.a.
3.29% p.a.
$15.00 monthly
3.56% p.a.
3.78% p.a.
$15.00 monthly
Adelaide Bank SmartFit
3.56% p.a.
3.78% p.a.
$15.00 monthly
3.36% p.a.
3.59% p.a.
$15.00 monthly
Adelaide Bank SmartFit
3.36% p.a.
3.59% p.a.
$15.00 monthly
3.56% p.a.
3.78% p.a.
$15.00 monthly
Adelaide Bank SmartFit
3.56% p.a.
3.78% p.a.
$15.00 monthly
3.76% p.a.
n/a
n/a
n/a
3.98% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$375.00
$0.00
$0.00
$120.00
n/a
$15.00 monthly
$325.00
$10,000
$5,000,000
90.00%
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes
$1.00
yes
yes
none
none
none
3.06% p.a.
n/a
n/a
n/a
3.29% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$375.00
$0.00
$0.00
$120.00
n/a
$15.00 monthly
$325.00
$10,000
$5,000,000
none
90.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes
$1.00
yes
yes
none
none
none
3.56% p.a.
n/a
n/a
n/a
3.78% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$375.00
$0.00
$0.00
$120.00
n/a
$15.00 monthly
$325.00
$10,000
$5,000,000
none
90.00%
Owner Occupier
Interest Only
Weekly, Fortnightly, Monthly
yes - free
no
yes
$1.00
yes
yes
none
none
none
3.36% p.a.
n/a
n/a
n/a
3.59% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$375.00
$0.00
$0.00
$120.00
n/a
$15.00 monthly
$325.00
$10,000
$5,000,000
none
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes
$1.00
yes
yes
none
none
none
3.56% p.a.
n/a
n/a
n/a
3.78% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$375.00
$0.00
$0.00
$120.00
n/a
$15.00 monthly
$325.00
$10,000
$5,000,000
none
90.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
no
yes
$1.00
yes
yes
none
none
none
I think their customer service is good, they are very helpful with any questions.
Read full reviewI think their customer service is good, they are very helpful with any questions.
Online banking is so old looking and clunky
Read full reviewOnline banking is so old looking and clunky
Don't seem to stack up against other lenders - available for contact during business hours Adelaide time, making it more difficult to contact them from other states. Online banking solution again seems limited compared to other banks.
Read full reviewDon't seem to stack up against other lenders - available for contact during business hours Adelaide time, making it more difficult to contact them from other states. Online banking solution again seems limited compared to other banks.
Staff are friendly and helpful, monthly charges are a greedy impost, interest rate is too high (they held back on some reserve bank reductions).
Read full reviewStaff are friendly and helpful, monthly charges are a greedy impost, interest rate is too high (they held back on some reserve bank reductions).
Terrible customer service.
Read full reviewTerrible customer service.
Adelaide Bank originally hails from South Australia, but today serves customers all around Australia. Adelaide Bank recently merged with Bendigo Bank to give the major banks a run for their money. So if you're looking for a banking alternative, check out Adelaide Bank to see if they have a home loan, personal loan, term deposit or bank account that suits your needs.
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