The details shown below are for an owner occupier taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a interest only loan between $10,000 and $5,000,000 with an LVR below 70%
The details shown below are for an investor taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $10,000 and $5,000,000 with an LVR below 70%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | 90%-95% | $10,000 | $5,000,000 |
| | Owner Occupier | Principal & Interest | < 90% | $10,000 | $5,000,000 |
| | Owner Occupier | Interest Only | < 70% | $10,000 | $5,000,000 |
| | Investor | Principal & Interest | < 90% | $10,000 | $5,000,000 |
| | Investor | Interest Only | < 70% | $10,000 | $5,000,000 |
Owner Occupier (Principal & Interest)
LVR 90%-95%
Loan: $10,000 $5,000,000
Owner Occupier (Principal & Interest)
LVR < 90%
Loan: $10,000 $5,000,000
Owner Occupier (Interest Only)
LVR < 70%
Loan: $10,000 $5,000,000
Investor (Principal & Interest)
LVR < 90%
Loan: $10,000 $5,000,000
Investor (Interest Only)
LVR < 70%
Loan: $10,000 $5,000,000
4.09% p.a.
4.31% p.a.
$15.00 monthly
Adelaide Bank SmartFit
4.09% p.a.
4.31% p.a.
$15.00 monthly
3.87% p.a.
4.09% p.a.
$15.00 monthly
Adelaide Bank SmartFit
3.87% p.a.
4.09% p.a.
$15.00 monthly
4.37% p.a.
4.59% p.a.
$15.00 monthly
Adelaide Bank SmartFit
4.37% p.a.
4.59% p.a.
$15.00 monthly
3.99% p.a.
4.21% p.a.
$15.00 monthly
Adelaide Bank SmartFit
3.99% p.a.
4.21% p.a.
$15.00 monthly
4.39% p.a.
4.61% p.a.
$15.00 monthly
Adelaide Bank SmartFit
4.39% p.a.
4.61% p.a.
$15.00 monthly
4.09% p.a.
n/a
0 Months
none
4.31% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$375.00
$0.00
$0.00
$120.00
none
$15.00 monthly
$325.00
$10,000
$5,000,000
90.00%
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes
$1.00
yes
yes
none
none
3.87% p.a.
n/a
0 Months
none
4.09% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$375.00
$0.00
$0.00
$120.00
none
$15.00 monthly
$325.00
$10,000
$5,000,000
none
90.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes
$1.00
yes
yes
none
none
4.37% p.a.
n/a
0 Months
none
4.59% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$375.00
$0.00
$0.00
$120.00
none
$15.00 monthly
$325.00
$10,000
$5,000,000
none
70.00%
Owner Occupier
Interest Only
Weekly, Fortnightly, Monthly
yes - free
no
yes
$1.00
yes
yes
none
none
3.99% p.a.
n/a
0 Months
none
4.21% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$375.00
$0.00
$0.00
$120.00
none
$15.00 monthly
$325.00
$10,000
$5,000,000
none
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes
$1.00
yes
yes
none
none
4.39% p.a.
n/a
0 Months
none
4.61% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$375.00
$0.00
$0.00
$120.00
none
$15.00 monthly
$325.00
$10,000
$5,000,000
none
70.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
no
yes
$1.00
yes
yes
none
none
I think their customer service is good, they are very helpful with any questions.
Read full review
I think their customer service is good, they are very helpful with any questions.
Less
Elizabeth | Victoria
reviewed about 1 year ago
Online banking is so old looking and clunky
Read full review
Online banking is so old looking and clunky
Less
Rochelle | Western Australia
reviewed about 3 years ago
Don't seem to stack up against other lenders - available for contact during business hours...
Read full review
Don't seem to stack up against other lenders - available for contact during business hours Adelaide time, making it more difficult to contact them from other states. Online banking solution again seems limited compared to other banks.
Less
Patric | Western Australia
reviewed over 3 years ago
Staff are friendly and helpful, monthly charges are a greedy impost, interest rate is too high...
Read full review
Staff are friendly and helpful, monthly charges are a greedy impost, interest rate is too high (they held back on some reserve bank reductions).
Less
Henrik | South Australia
reviewed over 3 years ago
Terrible customer service.
Read full review
Terrible customer service.
Less
Anthony | New South Wales
reviewed over 5 years ago
Adelaide Bank originally hails from South Australia, but today serves customers all around Australia. Adelaide Bank recently merged with Bendigo Bank to give the major banks a run for their money. So if you're looking for a banking alternative, check out Adelaide Bank to see if they have a home loan, personal loan, term deposit or bank account that suits your needs.
Promoted
Virgin Money
Reward Me Variable Rate Home Loan
3.69% p.a. variable
3.83% p.a.
$150
Promoted
Well Home Loans
Well Balanced
3.49% p.a. variable
3.53% p.a.
$850
Promoted
Bank First
First Rate Home Loan
3.72% p.a. variable
3.77% p.a.
$600
Promoted
Bank First
First Rate Home Loan
3.72% p.a.
3.77% p.a.
$600
Promoted
Virgin Money
Reward Me Variable Rate Home Loan
3.69% p.a.
3.83% p.a.
$150
Promoted
loans.com.au
Smart Loan Fixed (Package)
3.89% p.a.
fixed 3 years
3.93% p.a.
$520
Promoted
Virgin Money
Reward Me Fixed Rate Home Loan - First Home Buyer Special
n/a
n/a
$0
Promoted
NAB
Tailored Home Loan (Fixed, Choice Package)
3.89% p.a.
fixed 3 years
4.92% p.a.
$0
Promoted
Bankwest
Complete Fixed Home Loan (Package)
3.98% p.a.
fixed 3 years
4.52% p.a.
$250
Promoted
Well Home Loans
Well Balanced Fixed
3.83% p.a.
fixed 3 years
3.64% p.a.
$850
Promoted
Bank of Queensland
Fixed Rate
3.79% p.a.
fixed 3 years
4.51% p.a.
$450
Promoted
Virgin Money
Reward Me Variable Rate Home Loan
3.69% p.a.
3.83% p.a.
$10.00 monthly
Promoted
Bank First
First Rate Home Loan
3.72% p.a.
3.77% p.a.
$0.00
