Adelaide Bank SmartSaver

The details shown below are for an owner occupier taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan between $10,000 and $5,000,000 with an LVR below 70%

The details shown below are for an investor taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $10,000 and $5,000,000 with an LVR below 70%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 90%

    Loan: $10,000 $5,000,000

  • Owner Occupier (Principal & Interest)

    LVR 90%-95%

    Loan: $10,000 $5,000,000

  • Owner Occupier (Interest Only)

    LVR < 70%

    Loan: $10,000 $5,000,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $10,000 $5,000,000

  • Investor (Interest Only)

    LVR < 70%

    Loan: $10,000 $5,000,000

4.16% p.a.

4.20% p.a.

$0.00

Adelaide Bank SmartSaver

4.16% p.a.

4.20% p.a.

$0.00

4.51% p.a.

4.55% p.a.

$0.00

Adelaide Bank SmartSaver

4.51% p.a.

4.55% p.a.

$0.00

4.61% p.a.

4.65% p.a.

$0.00

Adelaide Bank SmartSaver

4.61% p.a.

4.65% p.a.

$0.00

4.86% p.a.

4.90% p.a.

$0.00

Adelaide Bank SmartSaver

4.86% p.a.

4.90% p.a.

$0.00

5.11% p.a.

5.15% p.a.

$0.00

Adelaide Bank SmartSaver

5.11% p.a.

5.15% p.a.

$0.00

Details

Rates and fees information correct as at 16 October 2018.

Rates
  • 4.16% p.a.

  • n/a

  • 0 Months

  • none

  • 4.20% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $375.00

  • $0.00

  • $0.00

  • $120.00

  • none

  • $0.00

  • $325.00

Other financial bits
  • $10,000

  • $5,000,000

  • none

  • 90.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $500.00

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 October 2018.

Rates
  • 4.51% p.a.

  • n/a

  • 0 Months

  • none

  • 4.55% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $375.00

  • $0.00

  • $0.00

  • $120.00

  • none

  • $0.00

  • $325.00

Other financial bits
  • $10,000

  • $5,000,000

  • 90.00%

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $500.00

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 October 2018.

Rates
  • 4.61% p.a.

  • n/a

  • 0 Months

  • none

  • 4.65% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $375.00

  • $0.00

  • $0.00

  • $120.00

  • none

  • $0.00

  • $325.00

Other financial bits
  • $10,000

  • $5,000,000

  • none

  • 70.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $500.00

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 October 2018.

Rates
  • 4.86% p.a.

  • n/a

  • 0 Months

  • none

  • 4.90% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $375.00

  • $0.00

  • $0.00

  • $120.00

  • none

  • $0.00

  • $325.00

Other financial bits
  • $10,000

  • $5,000,000

  • none

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $500.00

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 October 2018.

Rates
  • 5.11% p.a.

  • n/a

  • 0 Months

  • none

  • 5.15% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $375.00

  • $0.00

  • $0.00

  • $120.00

  • none

  • $0.00

  • $325.00

Other financial bits
  • $10,000

  • $5,000,000

  • none

  • 70.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $500.00

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Adelaide Bank home loans rated by the Mozo community?

Overall customer rating
6.7/10
Price
6.3/10
Features
6.1/10
Customer service
6.7/10
Convenience
6.1/10
Trust
6.8/10

Latest reviews of Adelaide Bank SmartSaver

  • Overall
    8/10
    Very happy customer

    Very happy with service staff as they are very competent and friendly.

    Very happy with service staff as they are very competent and friendly.

    Price
    8/10
    Features
    8/10
    Customer service
    9/10
    Convenience
    10/10
    Trust
    10/10

    Barry | South Australia

    reviewed about 2 years ago

  • Overall
    10/10
    Great service in my branch

    Been with them for 14 years, no problems.

    Been with them for 14 years, no problems.

    Price
    9/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    9/10
    Trust
    9/10

    Roxanne | Tasmania

    reviewed over 3 years ago

  • Overall
    10/10
    Great customer service

    I have been with this bank for over 20 years and have never found them to be anything but...

    I have been with this bank for over 20 years and have never found them to be anything but helpful, diligent in their dealings in saying that I always keep a close eye on all my accounts and check all my statements.

    Price
    8/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Wendy | Victoria

    reviewed over 3 years ago

  • Overall
    8/10
    Great service

    I like Adelaide bank because it's a local Bank.

    I like Adelaide bank because it's a local Bank.

    Price
    8/10
    Features
    8/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    8/10

    Jackie | South Australia

    reviewed over 3 years ago

  • Overall
    9/10
    It's very trusting

    Good mate but not awesome

    Good mate but not awesome

    Price
    5/10
    Features
    8/10
    Customer service
    4/10
    Convenience
    8/10
    Trust
    10/10

    James | South Australia

    reviewed over 3 years ago

Adelaide Bank

About Adelaide Bank

Adelaide Bank originally hails from South Australia, but today serves customers all around Australia. Adelaide Bank recently merged with Bendigo Bank to give the major banks a run for their money. So if you're looking for a banking alternative, check out Adelaide Bank to see if they have a home loan, personal loan, term deposit or bank account that suits your needs.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.