The details shown below are for an owner occupier taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan between $10,000 and $5,000,000 with an LVR below 70%
The details shown below are for an investor taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $10,000 and $5,000,000 with an LVR below 70%
Choose the version of loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 90% | $10,000 | $5,000,000 |
| | Owner Occupier | Principal & Interest | 90%-95% | $10,000 | $5,000,000 |
| | Owner Occupier | Interest Only | < 70% | $10,000 | $5,000,000 |
| | Investor | Principal & Interest | < 90% | $10,000 | $5,000,000 |
| | Investor | Interest Only | < 70% | $10,000 | $5,000,000 |
Owner Occupier (Principal & Interest)
LVR < 90%
Loan: $10,000 $5,000,000
Owner Occupier (Principal & Interest)
LVR 90%-95%
Loan: $10,000 $5,000,000
Owner Occupier (Interest Only)
LVR < 70%
Loan: $10,000 $5,000,000
Investor (Principal & Interest)
LVR < 90%
Loan: $10,000 $5,000,000
Investor (Interest Only)
LVR < 70%
Loan: $10,000 $5,000,000
4.04% p.a.
4.08% p.a.
$0.00
Adelaide Bank SmartSaver
4.04% p.a.
4.08% p.a.
$0.00
4.39% p.a.
4.43% p.a.
$0.00
Adelaide Bank SmartSaver
4.39% p.a.
4.43% p.a.
$0.00
4.49% p.a.
4.53% p.a.
$0.00
Adelaide Bank SmartSaver
4.49% p.a.
4.53% p.a.
$0.00
4.74% p.a.
4.78% p.a.
$0.00
Adelaide Bank SmartSaver
4.74% p.a.
4.78% p.a.
$0.00
4.99% p.a.
5.03% p.a.
$0.00
Adelaide Bank SmartSaver
4.99% p.a.
5.03% p.a.
$0.00
Rates and fees information correct as at 16 August 2018.
4.04% p.a.
n/a
0 Months
none
4.08% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$375.00
$0.00
$0.00
$120.00
none
$0.00
$325.00
$10,000
$5,000,000
none
90.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes
$500.00
yes
no
none
none
Rates and fees information correct as at 16 August 2018.
4.39% p.a.
n/a
0 Months
none
4.43% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$375.00
$0.00
$0.00
$120.00
none
$0.00
$325.00
$10,000
$5,000,000
90.00%
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes
$500.00
yes
no
none
none
Rates and fees information correct as at 16 August 2018.
4.49% p.a.
n/a
0 Months
none
4.53% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$375.00
$0.00
$0.00
$120.00
none
$0.00
$325.00
$10,000
$5,000,000
none
70.00%
Owner Occupier
Interest Only
Weekly, Fortnightly, Monthly
yes - free
no
yes
$500.00
yes
no
none
none
Rates and fees information correct as at 16 August 2018.
4.74% p.a.
n/a
0 Months
none
4.78% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$375.00
$0.00
$0.00
$120.00
none
$0.00
$325.00
$10,000
$5,000,000
none
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes
$500.00
yes
no
none
none
Rates and fees information correct as at 16 August 2018.
4.99% p.a.
n/a
0 Months
none
5.03% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$375.00
$0.00
$0.00
$120.00
none
$0.00
$325.00
$10,000
$5,000,000
none
70.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
no
yes
$500.00
yes
no
none
none
Very happy with service staff as they are very competent and friendly.
Read full review
Very happy with service staff as they are very competent and friendly.
Less
Barry | SA
08 Sep 2016
Been with them for 14 years, no problems.
Read full review
Been with them for 14 years, no problems.
Less
Roxanne | TAS
10 Jul 2015
I have been with this bank for over 20 years and have never found them to be anything but...
Read full review
I have been with this bank for over 20 years and have never found them to be anything but helpful, diligent in their dealings in saying that I always keep a close eye on all my accounts and check all my statements.
Less
Wendy | VIC
14 May 2015
I like Adelaide bank because it's a local Bank.
Read full review
I like Adelaide bank because it's a local Bank.
Less
Jackie | SA
05 May 2015
Amazing customer service and great feedback provided by the bank about better deals that they are...
Read full review
Amazing customer service and great feedback provided by the bank about better deals that they are able to give loyal customers. Offset facility second to none.
Less
Laragh | QLD
27 Jun 2014
Adelaide Bank originally hails from South Australia, but today serves customers all around Australia. Adelaide Bank recently merged with Bendigo Bank to give the major banks a run for their money. So if you're looking for a banking alternative, check out Adelaide Bank to see if they have a home loan, personal loan, term deposit or bank account that suits your needs.
