This product is available in different versions. Pick the right version for you here.
The details shown below are for an owner occupier taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan between $10,000 and $5,000,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $10,000 and $5,000,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 90% | $10,000 | $5,000,000 |
| | Owner Occupier | Principal & Interest | 90%-95% | $10,000 | $5,000,000 |
| | Owner Occupier | Interest Only | < 80% | $10,000 | $5,000,000 |
| | Investor | Principal & Interest | < 90% | $10,000 | $5,000,000 |
| | Investor | Interest Only | < 80% | $10,000 | $5,000,000 |
Owner Occupier (Principal & Interest)
LVR < 90%
Loan: $10,000 $5,000,000
Owner Occupier (Principal & Interest)
LVR 90%-95%
Loan: $10,000 $5,000,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $10,000 $5,000,000
Investor (Principal & Interest)
LVR < 90%
Loan: $10,000 $5,000,000
Investor (Interest Only)
LVR < 80%
Loan: $10,000 $5,000,000
3.06% p.a.
3.10% p.a.
$0.00
Adelaide Bank SmartSaver
3.06% p.a.
3.10% p.a.
$0.00
3.76% p.a.
3.80% p.a.
$0.00
Adelaide Bank SmartSaver
3.76% p.a.
3.80% p.a.
$0.00
3.56% p.a.
3.60% p.a.
$0.00
Adelaide Bank SmartSaver
3.56% p.a.
3.60% p.a.
$0.00
3.36% p.a.
3.40% p.a.
$0.00
Adelaide Bank SmartSaver
3.36% p.a.
3.40% p.a.
$0.00
3.56% p.a.
3.60% p.a.
$0.00
Adelaide Bank SmartSaver
3.56% p.a.
3.60% p.a.
$0.00
3.06% p.a.
n/a
n/a
n/a
3.10% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$375.00
$0.00
$0.00
$120.00
n/a
$0.00
$325.00
$10,000
$5,000,000
none
90.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes
$1.00
yes
no
none
none
none
3.76% p.a.
n/a
n/a
n/a
3.80% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$375.00
$0.00
$0.00
$120.00
n/a
$0.00
$325.00
$10,000
$5,000,000
90.00%
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes
$1.00
yes
no
none
none
none
3.56% p.a.
n/a
n/a
n/a
3.60% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$375.00
$0.00
$0.00
$120.00
n/a
$0.00
$325.00
$10,000
$5,000,000
none
80.00%
Owner Occupier
Interest Only
Weekly, Fortnightly, Monthly
yes - free
no
yes
$1.00
yes
no
none
none
none
3.36% p.a.
n/a
n/a
n/a
3.40% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$375.00
$0.00
$0.00
$120.00
n/a
$0.00
$325.00
$10,000
$5,000,000
none
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes
$1.00
yes
no
none
none
none
3.56% p.a.
n/a
n/a
n/a
3.60% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$375.00
$0.00
$0.00
$120.00
n/a
$0.00
$325.00
$10,000
$5,000,000
none
80.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
no
yes
$1.00
yes
no
none
none
none
In ten years only I've received one RBA interest rate cut
Read full review
In ten years only I've received one RBA interest rate cut
Less
Glenn | Victoria
reviewed 2 months ago
Very happy with service staff as they are very competent and friendly.
Read full review
Very happy with service staff as they are very competent and friendly.
Less
Barry | South Australia
reviewed over 3 years ago
Been with them for 14 years, no problems.
Read full review
Been with them for 14 years, no problems.
Less
Roxanne | Tasmania
reviewed over 4 years ago
I have been with this bank for over 20 years and have never found them to be anything but...
Read full review
I have been with this bank for over 20 years and have never found them to be anything but helpful, diligent in their dealings in saying that I always keep a close eye on all my accounts and check all my statements.
Less
Wendy | Victoria
reviewed over 4 years ago
I like Adelaide bank because it's a local Bank.
Read full review
I like Adelaide bank because it's a local Bank.
Less
Jackie | South Australia
reviewed over 4 years ago
Adelaide Bank originally hails from South Australia, but today serves customers all around Australia. Adelaide Bank recently merged with Bendigo Bank to give the major banks a run for their money. So if you're looking for a banking alternative, check out Adelaide Bank to see if they have a home loan, personal loan, term deposit or bank account that suits your needs.
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