Adelaide Bank SmartSaver

The details shown below are for an owner occupier taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan between $10,000 and $5,000,000 with an LVR below 70%

The details shown below are for an investor taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $10,000 and $5,000,000 with an LVR below 70%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 90%

    Loan: $10,000 $5,000,000

  • Owner Occupier (Principal & Interest)

    LVR 90%-95%

    Loan: $10,000 $5,000,000

  • Owner Occupier (Interest Only)

    LVR < 70%

    Loan: $10,000 $5,000,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $10,000 $5,000,000

  • Investor (Interest Only)

    LVR < 70%

    Loan: $10,000 $5,000,000

4.04% p.a.

4.08% p.a.

$0.00

Adelaide Bank SmartSaver

4.04% p.a.

4.08% p.a.

$0.00

4.39% p.a.

4.43% p.a.

$0.00

Adelaide Bank SmartSaver

4.39% p.a.

4.43% p.a.

$0.00

4.49% p.a.

4.53% p.a.

$0.00

Adelaide Bank SmartSaver

4.49% p.a.

4.53% p.a.

$0.00

4.74% p.a.

4.78% p.a.

$0.00

Adelaide Bank SmartSaver

4.74% p.a.

4.78% p.a.

$0.00

4.99% p.a.

5.03% p.a.

$0.00

Adelaide Bank SmartSaver

4.99% p.a.

5.03% p.a.

$0.00

Details

Rates and fees information correct as at 16 August 2018.

Rates
  • 4.04% p.a.

  • n/a

  • 0 Months

  • none

  • 4.08% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $375.00

  • $0.00

  • $0.00

  • $120.00

  • none

  • $0.00

  • $325.00

Other financial bits
  • $10,000

  • $5,000,000

  • none

  • 90.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $500.00

  • yes

  • no

  • none

  • none

Details

Rates and fees information correct as at 16 August 2018.

Rates
  • 4.39% p.a.

  • n/a

  • 0 Months

  • none

  • 4.43% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $375.00

  • $0.00

  • $0.00

  • $120.00

  • none

  • $0.00

  • $325.00

Other financial bits
  • $10,000

  • $5,000,000

  • 90.00%

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $500.00

  • yes

  • no

  • none

  • none

Details

Rates and fees information correct as at 16 August 2018.

Rates
  • 4.49% p.a.

  • n/a

  • 0 Months

  • none

  • 4.53% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $375.00

  • $0.00

  • $0.00

  • $120.00

  • none

  • $0.00

  • $325.00

Other financial bits
  • $10,000

  • $5,000,000

  • none

  • 70.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $500.00

  • yes

  • no

  • none

  • none

Details

Rates and fees information correct as at 16 August 2018.

Rates
  • 4.74% p.a.

  • n/a

  • 0 Months

  • none

  • 4.78% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $375.00

  • $0.00

  • $0.00

  • $120.00

  • none

  • $0.00

  • $325.00

Other financial bits
  • $10,000

  • $5,000,000

  • none

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $500.00

  • yes

  • no

  • none

  • none

Details

Rates and fees information correct as at 16 August 2018.

Rates
  • 4.99% p.a.

  • n/a

  • 0 Months

  • none

  • 5.03% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $375.00

  • $0.00

  • $0.00

  • $120.00

  • none

  • $0.00

  • $325.00

Other financial bits
  • $10,000

  • $5,000,000

  • none

  • 70.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $500.00

  • yes

  • no

  • none

  • none

Customer Reviews

How are Adelaide Bank home loans rated by the Mozo community?

Overall customer rating
6.9/10
Price
6.7/10
Features
6.6/10
Customer service
6.9/10
Convenience
6.2/10
Trust
7.2/10

Latest reviews of Adelaide Bank SmartSaver

  • Overall
    8/10
    Very happy customer

    Very happy with service staff as they are very competent and friendly.

    Very happy with service staff as they are very competent and friendly.

    Price
    8/10
    Features
    8/10
    Customer service
    9/10
    Convenience
    10/10
    Trust
    10/10

    Barry | SA

    08 Sep 2016

  • Overall
    10/10
    Great service in my branch

    Been with them for 14 years, no problems.

    Been with them for 14 years, no problems.

    Price
    9/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    9/10
    Trust
    9/10

    Roxanne | TAS

    10 Jul 2015

  • Overall
    10/10
    Great customer service

    I have been with this bank for over 20 years and have never found them to be anything but...

    I have been with this bank for over 20 years and have never found them to be anything but helpful, diligent in their dealings in saying that I always keep a close eye on all my accounts and check all my statements.

    Price
    8/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Wendy | VIC

    14 May 2015

  • Overall
    8/10
    Great service

    I like Adelaide bank because it's a local Bank.

    I like Adelaide bank because it's a local Bank.

    Price
    8/10
    Features
    8/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    8/10

    Jackie | SA

    05 May 2015

  • Overall
    8/10
    Competitive interest rate and value for money

    Amazing customer service and great feedback provided by the bank about better deals that they are...

    Amazing customer service and great feedback provided by the bank about better deals that they are able to give loyal customers. Offset facility second to none.

    Price
    7/10
    Features
    10/10
    Customer service
    9/10
    Convenience
    9/10
    Trust
    9/10

    Laragh | QLD

    27 Jun 2014

Adelaide Bank

About Adelaide Bank

Adelaide Bank originally hails from South Australia, but today serves customers all around Australia. Adelaide Bank recently merged with Bendigo Bank to give the major banks a run for their money. So if you're looking for a banking alternative, check out Adelaide Bank to see if they have a home loan, personal loan, term deposit or bank account that suits your needs.

See Adelaide Bank home loans

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.