The details shown below are for an owner occupier taking out a principal & interest loan of at least $40,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a interest only loan of at least $40,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $40,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $40,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 90% | $40,000 | |
| | Owner Occupier | Interest Only | < 80% | $40,000 | |
| | Investor | Principal & Interest | < 90% | $40,000 | |
| | Investor | Interest Only | < 80% | $40,000 |
Owner Occupier (Principal & Interest)
LVR < 90%
Loan: $40,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $40,000
Investor (Principal & Interest)
LVR < 90%
Loan: $40,000
Investor (Interest Only)
LVR < 80%
Loan: $40,000
n/a
n/a
n/a
n/a
4.25% (3.55%*)
4.33% (3.64%*)
4.49% (3.75%*)
n/a
4.06% (3.73%*)
n/a
n/a
3.43% p.a.
$0.00
$295.00
$0.00
$349.00
n/a
$0.00
$350.00
$40,000
none
none
90.00%
Weekly, Fortnightly, Monthly
yes - free up to $10,000 p.a.
none
no
none
yes
no
AMP Bank will only cover valuation fees up to $900.
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
4.55% (4.13%*)
4.63% (4.19%*)
4.79% (4.28%*)
n/a
5.23% (4.58%*)
n/a
n/a
4.03% p.a.
$0.00
$295.00
$0.00
$349.00
n/a
$0.00
$350.00
$40,000
none
none
80.00%
Weekly, Fortnightly, Monthly
yes - free up to $10,000 p.a.
none
no
none
yes
no
AMP Bank will only cover valuation fees up to $900.
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
4.64% (3.82%*)
4.57% (3.89%*)
3.99% (3.81%*)
n/a
5.18% (4.35%*)
n/a
n/a
3.68% p.a.
$0.00
$295.00
$0.00
$349.00
n/a
$0.00
$350.00
$40,000
none
none
90.00%
Weekly, Fortnightly, Monthly
yes - free up to $10,000 p.a.
none
no
none
yes
no
AMP Bank will only cover valuation fees up to $900.
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
4.84% (4.07%*)
4.77% (4.14%*)
5.07% (4.29%*)
n/a
5.38% (4.59%*)
n/a
n/a
3.94% p.a.
$0.00
$295.00
$0.00
$349.00
n/a
$0.00
$350.00
$40,000
none
none
80.00%
Weekly, Fortnightly, Monthly
yes - free up to $10,000 p.a.
none
no
none
yes
no
AMP Bank will only cover valuation fees up to $900.
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
They are so easy to deal with helpful in every way I have already recommended them to family and friends and always will.
Read full reviewThey are so easy to deal with helpful in every way I have already recommended them to family and friends and always will.
The product was exactly what we were looking for at the time but we pay big annual fees for a fixed rate and there is absolutely no flexibility with this product at all, the break charges if you try and change anything are massive. Overall pretty disappointed with it 2 years in.
Read full reviewThe product was exactly what we were looking for at the time but we pay big annual fees for a fixed rate and there is absolutely no flexibility with this product at all, the break charges if you try and change anything are massive. Overall pretty disappointed with it 2 years in.
AMP is a leading wealth management company operating in Australia and New Zealand, with a rich evolving history spanning 150 years. Its growing banking business in Australia now includes a range of retail products such as home loans, savings accounts and term deposits.
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Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a. variable
2.47% p.a.
loans.com.au
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People's Choice Credit Union
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WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
