The details shown below are for an owner occupier taking out a principal & interest loan of at least $40,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a interest only loan of at least $40,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $40,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $40,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
|
|
Owner Occupier | Principal & Interest | < 90% | $40,000 | |
|
|
Owner Occupier | Interest Only | < 80% | $40,000 | |
|
|
Investor | Principal & Interest | < 90% | $40,000 | |
|
|
Investor | Interest Only | < 80% | $40,000 |
Owner Occupier (Principal & Interest)
LVR < 90%
Loan: $40,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $40,000
Investor (Principal & Interest)
LVR < 90%
Loan: $40,000
Investor (Interest Only)
LVR < 80%
Loan: $40,000
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n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.69% (4.24%*) |
|
|
5.24% (4.39%*) |
|
|
5.39% (4.52%*) |
|
|
n/a |
|
|
5.64% (4.82%*) |
|
|
n/a |
|
|
n/a |
|
|
4.14% p.a. |
|
$0.00 |
|
|
$295.00 |
|
|
$0.00 |
|
|
$349.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$390.00 |
|
$40,000 |
|
|
none |
|
|
none |
|
|
90.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $10,000 p.a. |
|
|
none |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
AMP Bank will only cover valuation fees up to $900. |
|
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none |
|
|
Receive $2,000 cashback for refinances with a loan size $250k, or $5,000 for loans of $1 million, apply by 31 Aug 2022, settle by 30 Nov 2022. Owner and Investor loans, with a portion of the loan on a variable interest rate. T&Cs apply. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.09% (4.37%*) |
|
|
5.49% (4.52%*) |
|
|
5.74% (4.69%*) |
|
|
n/a |
|
|
6.09% (5.07%*) |
|
|
n/a |
|
|
n/a |
|
|
4.24% p.a. |
|
$0.00 |
|
|
$295.00 |
|
|
$0.00 |
|
|
$349.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$390.00 |
|
$40,000 |
|
|
none |
|
|
none |
|
|
80.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $10,000 p.a. |
|
|
none |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
AMP Bank will only cover valuation fees up to $900. |
|
|
none |
|
|
Receive $2,000 cashback for refinances with a loan size $250k, or $5,000 for loans of $1 million, apply by 31 Aug 2022, settle by 30 Nov 2022. Owner and Investor loans, with a portion of the loan on a variable interest rate. T&Cs apply. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.74% (4.59%*) |
|
|
5.34% (4.72%*) |
|
|
5.49% (4.83%*) |
|
|
n/a |
|
|
5.89% (5.15%*) |
|
|
n/a |
|
|
n/a |
|
|
4.52% p.a. |
|
$0.00 |
|
|
$295.00 |
|
|
$0.00 |
|
|
$349.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$390.00 |
|
$40,000 |
|
|
none |
|
|
none |
|
|
90.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $10,000 p.a. |
|
|
none |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
AMP Bank will only cover valuation fees up to $900. |
|
|
none |
|
|
Receive $2,000 cashback for refinances with a loan size $250k, or $5,000 for loans of $1 million, apply by 31 Aug 2022, settle by 30 Nov 2022. Owner and Investor loans, with a portion of the loan on a variable interest rate. T&Cs apply. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.84% (4.35%*) |
|
|
5.34% (4.49%*) |
|
|
5.54% (4.64%*) |
|
|
n/a |
|
|
5.99% (5.03%*) |
|
|
n/a |
|
|
n/a |
|
|
4.24% p.a. |
|
$0.00 |
|
|
$295.00 |
|
|
$0.00 |
|
|
$349.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$390.00 |
|
$40,000 |
|
|
none |
|
|
none |
|
|
80.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $10,000 p.a. |
|
|
none |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
AMP Bank will only cover valuation fees up to $900. |
|
|
none |
|
|
Receive $2,000 cashback for refinances with a loan size $250k, or $5,000 for loans of $1 million, apply by 31 Aug 2022, settle by 30 Nov 2022. Owner and Investor loans, with a portion of the loan on a variable interest rate. T&Cs apply. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
They are so easy to deal with helpful in every way I have already recommended them to family and friends and always will.
Read full reviewThey are so easy to deal with helpful in every way I have already recommended them to family and friends and always will.
The product was exactly what we were looking for at the time but we pay big annual fees for a fixed rate and there is absolutely no flexibility with this product at all, the break charges if you try and change anything are massive. Overall pretty disappointed with it 2 years in.
Read full reviewThe product was exactly what we were looking for at the time but we pay big annual fees for a fixed rate and there is absolutely no flexibility with this product at all, the break charges if you try and change anything are massive. Overall pretty disappointed with it 2 years in.
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fixed 3 years
5.65% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
