The details shown below are for an owner occupier, investor taking out a no set repayments loan between $150,000 and $249,999 with an LVR below 80%
The details shown below are for an owner occupier, investor taking out a no set repayments loan between $250,000 and $499,999 with an LVR below 80%
The details shown below are for an owner occupier, investor taking out a no set repayments loan of at least $500,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier, Investor | No set repayments | < 80% | $150,000 | $249,999 |
| | Owner Occupier, Investor | No set repayments | < 80% | $250,000 | $499,999 |
| | Owner Occupier, Investor | No set repayments | < 80% | $500,000 |
Owner Occupier, Investor (No set repayments)
LVR < 80%
Loan: $150,000 $249,999
Owner Occupier, Investor (No set repayments)
LVR < 80%
Loan: $250,000 $499,999
Owner Occupier, Investor (No set repayments)
LVR < 80%
Loan: $500,000
5.51% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$395.00 yearly
$160.00
$150,000
$249,999
none
80.00%
Owner Occupier, Investor
No set repayments
No set repayments
n/a
no
n/a
none
yes
no
none
none
none
5.21% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$395.00 yearly
$160.00
$250,000
$499,999
none
80.00%
Owner Occupier, Investor
No set repayments
No set repayments
n/a
no
n/a
none
yes
no
none
none
none
5.11% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$395.00 yearly
$160.00
$500,000
none
none
80.00%
Owner Occupier, Investor
No set repayments
No set repayments
n/a
no
n/a
none
yes
no
none
none
none
Competitive rates, but for a big 4 bank their service and smartphone app leave much to be desired. - When experiencing account issues, I found staff were either not knowledgeable enough to assist, or weren't overly fussed about finding a solution. - In terms of the app, I found it lacked functionality (such as card management), which is a real setback if you do most of your banking on your phone. - I also found that processes which could be completed online with other banks (e.g. joint account setup) required visiting a branch, which is a bit backward in this day and age if you're both already a customer. I can't speak on NAB, but if you get a similar rate with CBA or Westpac, my advice would be to go with them instead.
Read full reviewCompetitive rates, but for a big 4 bank their service and smartphone app leave much to be desired. - When experiencing account issues, I found staff were either not knowledgeable enough to assist, or weren't overly fussed about finding a solution. - In terms of the app, I found it lacked functionality (such as card management), which is a real setback if you do most of your banking on your phone. - I also found that processes which could be completed online with other banks (e.g. joint account setup) required visiting a branch, which is a bit backward in this day and age if you're both already a customer. I can't speak on NAB, but if you get a similar rate with CBA or Westpac, my advice would be to go with them instead.
My Mortgage Broker works for ANZ and she is an absolute gun. She was kind, considerate and she follows up regularly in these difficult times.
Read full reviewMy Mortgage Broker works for ANZ and she is an absolute gun. She was kind, considerate and she follows up regularly in these difficult times.
Long term customer however I now shop around and ask ANZ to review the rates.
Read full reviewLong term customer however I now shop around and ask ANZ to review the rates.
ANZ is customer orientated. Great product. Loan manager discussed all options.
Read full reviewANZ is customer orientated. Great product. Loan manager discussed all options.
Very happy with ANZ for all our banking needs.
Read full reviewVery happy with ANZ for all our banking needs.
ANZ is one of the largest companies in Australia and New Zealand, with a history that stretches back over 170 years. The bank offers a range of banking and financial products to more than 5.7 million retail customers, including home loans, credit cards and debit cards, personal loans, savings and banking accounts and personal insurance. And now, with its new mobile banking application, ANZ App, it's easier to do banking on the go.
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