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ANZ Equity Manager (Breakfree Package)

The details shown below are for an owner occupier, investor taking out a no set repayments loan between $150,000 and $249,999 with an LVR below 80%

The details shown below are for an owner occupier, investor taking out a no set repayments loan between $250,000 and $499,999 with an LVR below 80%

The details shown below are for an owner occupier, investor taking out a no set repayments loan of at least $500,000 with an LVR below 80%

Choose the version of this loan that suits you best

  • Owner Occupier, Investor (No set repayments)

    LVR < 80%

    Loan: $150,000 $249,999

  • Owner Occupier, Investor (No set repayments)

    LVR < 80%

    Loan: $250,000 $499,999

  • Owner Occupier, Investor (No set repayments)

    LVR < 80%

    Loan: $500,000

Rate
5.51% p.a.
Comparison Rate*
n/a
Service fee
$395.00 yearly
Upfront fee
$0
Rate
5.21% p.a.
Comparison Rate*
n/a
Service fee
$395.00 yearly
Upfront fee
$0
Rate
5.11% p.a.
Comparison Rate*
n/a
Service fee
$395.00 yearly
Upfront fee
$0

Details

Rates and fees information correct as at 3 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 5.51% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $395.00 yearly

  • $160.00

Other financial bits
  • $150,000

  • $249,999

  • none

  • 80.00%

Features
  • Owner Occupier, Investor

  • No set repayments

  • No set repayments

  • n/a

  • no

  • n/a

  • none

  • yes

  • no

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 3 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 5.21% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $395.00 yearly

  • $160.00

Other financial bits
  • $250,000

  • $499,999

  • none

  • 80.00%

Features
  • Owner Occupier, Investor

  • No set repayments

  • No set repayments

  • n/a

  • no

  • n/a

  • none

  • yes

  • no

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 3 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 5.11% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $395.00 yearly

  • $160.00

Other financial bits
  • $500,000

  • none

  • none

  • 80.00%

Features
  • Owner Occupier, Investor

  • No set repayments

  • No set repayments

  • n/a

  • no

  • n/a

  • none

  • yes

  • no

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are ANZ home loans rated by the Mozo community?

Overall customer rating
6.9/10

Based on 3957 ANZ home loan reviews

Price
6.6/10
Features
6.5/10
Customer service
7.0/10
Convenience
7.6/10
Trust
6.7/10

Latest reviews of ANZ Equity Manager (Breakfree Package)

  • Overall 10/10
    Great service, compassionate support

    My Mortgage Broker works for ANZ and she is an absolute gun. She was kind, considerate and she follows up regularly in these difficult times.

    Read full review

    My Mortgage Broker works for ANZ and she is an absolute gun. She was kind, considerate and she follows up regularly in these difficult times.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Mathew, Victoria reviewed about 2 months ago
  • Overall 8/10
    Ask for a discount, the bank won’t offer it.

    Long term customer however I now shop around and ask ANZ to review the rates.

    Read full review

    Long term customer however I now shop around and ask ANZ to review the rates.

    Price
    8/10
    Features
    8/10
    Customer service
    7/10
    Convenience
    9/10
    Trust
    8/10
    Less
    Julie, New South Wales reviewed 4 months ago
  • Overall 10/10
    Excellent customer service. Natalie is the best.

    ANZ is customer orientated. Great product. Loan manager discussed all options.

    Read full review

    ANZ is customer orientated. Great product. Loan manager discussed all options.

    Price
    9/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Martin, Northern Territory reviewed 5 months ago
  • Overall 8/10
    Meets our banking needs.

    Very happy with ANZ for all our banking needs.

    Read full review

    Very happy with ANZ for all our banking needs.

    Price
    10/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    8/10
    Trust
    8/10
    Less
    Suzanne, Queensland reviewed 8 months ago
  • Overall 3/10
    Competitive interest rates.

    Local branch is disorganised, no personal touch with loans. No one particular person to deal with. Had to leap buildings to provide mountains of information including personal details in order to get loan.

    Read full review

    Local branch is disorganised, no personal touch with loans. No one particular person to deal with. Had to leap buildings to provide mountains of information including personal details in order to get loan.

    Price
    7/10
    Features
    5/10
    Customer service
    3/10
    Convenience
    2/10
    Trust
    1/10
    Less
    Jenni, Victoria reviewed 8 months ago
ANZ

About ANZ

ANZ is one of the largest companies in Australia and New Zealand, with a history that stretches back over 170 years. The bank offers a range of banking and financial products to more than 5.7 million retail customers, including home loans, credit cards and debit cards, personal loans, savings and banking accounts and personal insurance. And now, with its new mobile banking application, ANZ App, it's easier to do banking on the go.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.