The details shown below are for an owner occupier, investor taking out a no set repayments loan between $150,000 and $249,999 with an LVR below 80%
The details shown below are for an owner occupier, investor taking out a no set repayments loan between $250,000 and $499,999 with an LVR below 80%
The details shown below are for an owner occupier, investor taking out a no set repayments loan of at least $500,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier, Investor | No set repayments | < 80% | $150,000 | $249,999 |
| | Owner Occupier, Investor | No set repayments | < 80% | $250,000 | $499,999 |
| | Owner Occupier, Investor | No set repayments | < 80% | $500,000 |
Owner Occupier, Investor (No set repayments)
LVR < 80%
Loan: $150,000 $249,999
Owner Occupier, Investor (No set repayments)
LVR < 80%
Loan: $250,000 $499,999
Owner Occupier, Investor (No set repayments)
LVR < 80%
Loan: $500,000
5.51% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$395.00 yearly
$160.00
$150,000
$249,999
none
80.00%
Owner Occupier, Investor
No set repayments
No set repayments
n/a
no
n/a
none
yes
no
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
5.21% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$395.00 yearly
$160.00
$250,000
$499,999
none
80.00%
Owner Occupier, Investor
No set repayments
No set repayments
n/a
no
n/a
none
yes
no
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
5.11% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$395.00 yearly
$160.00
$500,000
none
none
80.00%
Owner Occupier, Investor
No set repayments
No set repayments
n/a
no
n/a
none
yes
no
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
We received great service and an affordable loan.
Read full reviewWe received great service and an affordable loan.
I am not a fan of the interest rate, I feel it could be better. I have never used the free valuation each year but I plan to go and talk to the bank about our whole package as I feel I am not getting the most I can from it.
Read full reviewI am not a fan of the interest rate, I feel it could be better. I have never used the free valuation each year but I plan to go and talk to the bank about our whole package as I feel I am not getting the most I can from it.
Competitive rates, but for a big 4 bank their service and smartphone app leave much to be desired. - When experiencing account issues, I found staff were either not knowledgeable enough to assist, or weren't overly fussed about finding a solution. - In terms of the app, I found it lacked functionality (such as card management), which is a real setback if you do most of your banking on your phone. - I also found that processes which could be completed online with other banks (e.g. joint account setup) required visiting a branch, which is a bit backward in this day and age if you're both already a customer. I can't speak on NAB, but if you get a similar rate with CBA or Westpac, my advice would be to go with them instead.
Read full reviewCompetitive rates, but for a big 4 bank their service and smartphone app leave much to be desired. - When experiencing account issues, I found staff were either not knowledgeable enough to assist, or weren't overly fussed about finding a solution. - In terms of the app, I found it lacked functionality (such as card management), which is a real setback if you do most of your banking on your phone. - I also found that processes which could be completed online with other banks (e.g. joint account setup) required visiting a branch, which is a bit backward in this day and age if you're both already a customer. I can't speak on NAB, but if you get a similar rate with CBA or Westpac, my advice would be to go with them instead.
My Mortgage Broker works for ANZ and she is an absolute gun. She was kind, considerate and she follows up regularly in these difficult times.
Read full reviewMy Mortgage Broker works for ANZ and she is an absolute gun. She was kind, considerate and she follows up regularly in these difficult times.
Long term customer however I now shop around and ask ANZ to review the rates.
Read full reviewLong term customer however I now shop around and ask ANZ to review the rates.
ANZ is one of the largest companies in Australia and New Zealand, with a history that stretches back over 170 years. The bank offers a range of banking and financial products to more than 5.7 million retail customers, including home loans, credit cards and debit cards, personal loans, savings and banking accounts and personal insurance. And now, with its new mobile banking application, ANZ App, it's easier to do banking on the go.
See ANZ home loans
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WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
