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Australian Unity Health, Wealth and Happiness Fixed Rate (Package)

Advertiser disclosure
The details shown below are for an owner occupier taking out a principal & interest loan between $200,000 and $2,500,000 with an LVR below 70%
The details shown below are for an owner occupier taking out a principal & interest loan between $200,000 and $2,500,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $200,000 and $2,500,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a interest only loan between $200,000 and $2,500,000 with an LVR below 70%
The details shown below are for an owner occupier taking out a interest only loan between $200,000 and $2,500,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan between $200,000 and $2,500,000 with an LVR below 90%

Choose the version of this loan that suits you best

Availability Loan type LVR Min loan amount Max loan amount
Owner Occupier Principal & Interest < 70% $200,000 $2,500,000
Owner Occupier Principal & Interest 70%-80% $200,000 $2,500,000
Owner Occupier Principal & Interest 80%-90% $200,000 $2,500,000
Owner Occupier Interest Only < 70% $200,000 $2,500,000
Owner Occupier Interest Only 70%-80% $200,000 $2,500,000
Owner Occupier Interest Only 80%-90% $200,000 $2,500,000
  • Owner Occupier (Principal & Interest)
    LVR < 70%
    Loan: $200,000 $2,500,000
  • Owner Occupier (Principal & Interest)
    LVR 70%-80%
    Loan: $200,000 $2,500,000
  • Owner Occupier (Principal & Interest)
    LVR 80%-90%
    Loan: $200,000 $2,500,000
  • Owner Occupier (Interest Only)
    LVR < 70%
    Loan: $200,000 $2,500,000
  • Owner Occupier (Interest Only)
    LVR 70%-80%
    Loan: $200,000 $2,500,000
  • Owner Occupier (Interest Only)
    LVR 80%-90%
    Loan: $200,000 $2,500,000
Fixed 3 year rate
6.48% p.a.
Comparison Rate
7.78% p.a.
Service fee
$399.00 yearly
Upfront fee
$0
Fixed 3 year rate
6.58% p.a.
Comparison Rate
7.88% p.a.
Service fee
$399.00 yearly
Upfront fee
$0
Fixed 3 year rate
6.73% p.a.
Comparison Rate
8.06% p.a.
Service fee
$399.00 yearly
Upfront fee
$0
Fixed 3 year rate
6.69% p.a.
Comparison Rate
7.84% p.a.
Service fee
$399.00 yearly
Upfront fee
$0
Fixed 3 year rate
6.79% p.a.
Comparison Rate
7.95% p.a.
Service fee
$399.00 yearly
Upfront fee
$0
Fixed 3 year rate
6.94% p.a.
Comparison Rate
8.13% p.a.
Service fee
$399.00 yearly
Upfront fee
$0

Details

Rates and fees information correct as at 25 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.64% (8.05%*)

6.84% (7.98%*)

6.48% (7.78%*)

n/a

6.75% (7.69%*)

n/a

n/a

7.85% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$399.00 yearly

$375.00

Other financial bits

$200,000

$2,500,000

none

70.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $10,000 p.a.

yes

no

none

yes

no

none

10% off Australian Unity Health Insurance and $100 Allianz home and contents insurance credit in the first year.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.74% (8.16%*)

6.94% (8.08%*)

6.58% (7.88%*)

n/a

6.85% (7.79%*)

n/a

n/a

7.96% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$399.00 yearly

$375.00

Other financial bits

$200,000

$2,500,000

70.00%

80.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $10,000 p.a.

yes

no

none

yes

no

none

10% off Australian Unity Health Insurance and $100 Allianz home and contents insurance credit in the first year.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.89% (8.35%*)

7.09% (8.27%*)

6.73% (8.06%*)

n/a

7.00% (7.96%*)

n/a

n/a

8.16% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$399.00 yearly

$375.00

Other financial bits

$200,000

$2,500,000

80.00%

90.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $10,000 p.a.

yes

no

none

yes

no

none

10% off Australian Unity Health Insurance and $100 Allianz home and contents insurance credit in the first year.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

7.00% (8.09%*)

7.30% (8.07%*)

6.69% (7.84%*)

n/a

7.21% (7.90%*)

n/a

n/a

7.85% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$399.00 yearly

$375.00

Other financial bits

$200,000

$2,500,000

none

70.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $10,000 p.a.

yes

no

none

yes

no

none

10% off Australian Unity Health Insurance.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

7.10% (8.20%*)

7.40% (8.18%*)

6.79% (7.95%*)

n/a

7.31% (8.00%*)

n/a

n/a

7.96% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$399.00 yearly

$375.00

Other financial bits

$200,000

$2,500,000

70.00%

80.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $10,000 p.a.

yes

no

none

yes

no

none

10% off Australian Unity Health Insurance.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

7.25% (8.39%*)

7.55% (8.36%*)

6.94% (8.13%*)

n/a

7.46% (8.17%*)

n/a

n/a

8.16% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$399.00 yearly

$375.00

Other financial bits

$200,000

$2,500,000

80.00%

90.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $10,000 p.a.

yes

no

none

yes

no

none

10% off Australian Unity Health Insurance.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Australian Unity home loans rated by the Mozo community?

Overall
5.4/10
Price
5.5/10
Features
5.5/10
Customer service
5.5/10
Convenience
5.5/10
Trust
5.5/10
Based on 2 Australian Unity home loan reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

About Australian Unity

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6.39% p.a.

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5.90% p.a.

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6.14% p.a.

6.16% p.a.

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Heritage Bank

Discount Variable Home Loan

5.99% p.a.

6.01% p.a.

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Aussie

Elevate

6.09% p.a.

6.20% p.a.

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ING

Mortgage Simplifier

6.14% p.a.

6.17% p.a.

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Macquarie

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6.14% p.a.

6.39% p.a.

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6.04% p.a.

6.06% p.a.

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Bendigo Bank

Express Home Loan (Fixed)

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fixed 3 years

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fixed 3 years

6.20% p.a.

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Bendigo Bank

Express Home Loan (Fixed)

6.54% p.a.
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6.38% p.a.

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Flex Home Loan Fixed

5.99% p.a.
fixed 3 years

6.41% p.a.

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ING

Fixed Rate Loan (with Orange Advantage)

5.99% p.a.
fixed 3 years

6.12% p.a.

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6.35% p.a.
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6.26% p.a.

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Express Home Loan (Fixed)

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fixed 3 years

6.38% p.a.

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ANZ

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6.59% p.a.
fixed 3 years

7.06% p.a.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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