Australian Unity home loans

2.8
Based on 2 Australian Unity home loan product reviews.
Fact Checked

Since launching in 1840, Australian Unity has had a mission of improving the wellbeing its members, including their financial health. As a customer owned bank, Australian Unity is committed to providing its members with the best possible home loans for their needs, offering low rates and flexible features. So if you want a mortgage lender who cares, look no further than this mutual. 

Mozo may receive payment if you click products on our site. We don’t compare the entire market, but you can search our database of 427 home loans using the filters.
Last updated 25 December 2024 Important disclosures and comparison rate warning*
What are your home loan needs?

Your loan-to-value ratio (LVR): 50%

Loan amount and LVR will affect interest rates.

  • Health, Wealth and Happiness Fixed Rate

    • Owner Occupier
    • Principal & Interest
    • LVR <70%
    Interest rate
    6.48 % p.a.
    Fixed 3 years
    Comparison rate
    7.81 % p.a.
    Initial monthly repayment
    $3,154
    No Partner link

  • Wealth Builder Fixed Rate

    • Investment
    • Principal & Interest
    • LVR <70%
    Interest rate
    6.58 % p.a.
    Fixed 3 years
    Comparison rate
    7.75 % p.a.
    Initial monthly repayment
    $3,187
    No Partner link

  • Health, Wealth and Happiness Fixed Rate

    • Owner Occupier
    • Principal & Interest
    • LVR <70%
    Interest rate
    6.63 % p.a.
    Fixed 3 years
    Comparison rate
    7.57 % p.a.
    Initial monthly repayment
    $3,203
    No Partner link

  • Wealth Builder Fixed Rate

    • Investment
    • Principal & Interest
    • LVR <70%
    Interest rate
    6.73 % p.a.
    Fixed 3 years
    Comparison rate
    7.57 % p.a.
    Initial monthly repayment
    $3,236
    No Partner link

  • Kickstarter Home Loan

    • Owner Occupier
    • Principal & Interest
    • LVR <70%
    Interest rate
    6.18 % p.a.
    Variable
    Comparison rate
    6.19 % p.a.
    Initial monthly repayment
    $3,056
    No Partner link

  • Health, Wealth and Happiness Variable Rate

    • Owner Occupier
    • Principal & Interest
    • LVR <70%
    Interest rate
    6.18 % p.a.
    Variable
    Comparison rate
    6.54 % p.a.
    Initial monthly repayment
    $3,056
    No Partner link

  • Health, Wealth and Happiness Variable Rate

    • Owner Occupier
    • Principal & Interest
    • LVR <70%
    Interest rate
    6.33 % p.a.
    Variable
    Comparison rate
    6.38 % p.a.
    Initial monthly repayment
    $3,105
    No Partner link

  • Wealth Builder

    • Principal & Interest
    • LVR <70%
    Interest rate
    6.39 % p.a.
    Variable
    Comparison rate
    6.75 % p.a.
    Initial monthly repayment
    $3,124
    No Partner link

  • Wealth Builder

    • Principal & Interest
    • LVR <70%
    Interest rate
    6.54 % p.a.
    Variable
    Comparison rate
    6.59 % p.a.
    Initial monthly repayment
    $3,174
    No Partner link

  • Standard Variable Rate

    • Owner Occupier
    • Principal & Interest
    Interest rate
    8.01 % p.a.
    Variable
    Comparison rate
    8.06 % p.a.
    Initial monthly repayment
    $3,672
    No Partner link

  • Standard Variable Rate

    • Investment
    • Principal & Interest
    Interest rate
    8.11 % p.a.
    Variable
    Comparison rate
    8.16 % p.a.
    Initial monthly repayment
    $3,707
    No Partner link

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Australian Unity home loan ratings

Overall customer rating for Australian Unity home loans

2.8
Based on 2 product reviews.

Customer reviews

Important disclosures

Australian Unity products

Home loan quick links


* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

** Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

^See information about the Mozo Experts Choice Home Loan Awards

Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.

While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.