Bank First Home Loan (Premier Package)

This product is available in different versions. Pick the right version for you here.

The details shown below are for an owner occupier taking out a principal & interest loan up to with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan up to with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan up to with an LVR below 98%

The details shown below are for an investor taking out a principal & interest, interest only loan up to with an LVR below 80%

The details shown below are for an investor taking out a principal & interest, interest only loan up to with an LVR below 90%

The details shown below are for an investor taking out a principal & interest, interest only loan up to with an LVR below 95%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan:

  • Owner Occupier (Principal & Interest)

    LVR 80%-90%

    Loan:

  • Owner Occupier (Principal & Interest)

    LVR 90%-98%

    Loan:

  • Investor (Principal & Interest, Interest Only)

    LVR < 80%

    Loan:

  • Investor (Principal & Interest, Interest Only)

    LVR 80%-90%

    Loan:

  • Investor (Principal & Interest, Interest Only)

    LVR 90%-95%

    Loan:

3.48% p.a.

3.87% p.a.

$350.00 yearly

Bank First Home Loan (Premier Package)

3.48% p.a.

3.87% p.a.

$350.00 yearly

Details
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3.68% p.a.

4.06% p.a.

$350.00 yearly

Bank First Home Loan (Premier Package)

3.68% p.a.

4.06% p.a.

$350.00 yearly

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3.78% p.a.

4.16% p.a.

$350.00 yearly

Bank First Home Loan (Premier Package)

3.78% p.a.

4.16% p.a.

$350.00 yearly

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3.93% p.a.

4.31% p.a.

$350.00 yearly

Bank First Home Loan (Premier Package)

3.93% p.a.

4.31% p.a.

$350.00 yearly

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4.13% p.a.

4.50% p.a.

$350.00 yearly

Bank First Home Loan (Premier Package)

4.13% p.a.

4.50% p.a.

$350.00 yearly

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4.23% p.a.

4.60% p.a.

$350.00 yearly

Bank First Home Loan (Premier Package)

4.23% p.a.

4.60% p.a.

$350.00 yearly

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Details

Rates and fees information correct as at 6 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 3.48% p.a.

  • n/a

  • n/a

  • n/a

  • 3.87% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $300.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $350.00 yearly

  • $350.00

Other financial bits

  • none

  • none

  • none

  • 80.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes

  • $500.00

  • yes

  • yes

  • none

  • First home buyer can apply for first home buyers package with waived home loan establishment fee. No personal loan establishment fee; No Platinum Credit Card Annual fee; Discounts to Premium GCU insurance policies.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 6 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 3.68% p.a.

  • n/a

  • n/a

  • n/a

  • 4.06% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $300.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $350.00 yearly

  • $350.00

Other financial bits

  • none

  • none

  • 80.00%

  • 90.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes

  • $500.00

  • yes

  • yes

  • none

  • First home buyer can apply for first home buyers package with waived home loan establishment fee. No personal loan establishment fee; No Platinum Credit Card Annual fee; Discounts to Premium GCU insurance policies.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 6 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 3.78% p.a.

  • n/a

  • n/a

  • n/a

  • 4.16% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $300.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $350.00 yearly

  • $350.00

Other financial bits

  • none

  • none

  • 90.00%

  • 98.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes

  • $500.00

  • yes

  • yes

  • 98% LVR available only to first home buyers, otherwise maximum LVR is 95%.

  • First home buyer can apply for first home buyers package with waived home loan establishment fee. No personal loan establishment fee; No Platinum Credit Card Annual fee; Discounts to Premium GCU insurance policies.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 6 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 3.93% p.a.

  • n/a

  • n/a

  • n/a

  • 4.31% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $300.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $350.00 yearly

  • $350.00

Other financial bits

  • none

  • none

  • none

  • 80.00%

Features

  • Investor

  • Principal & Interest, Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes

  • $500.00

  • yes

  • yes

  • none

  • Ability to borrow up to 85% LVR with no LMI (conditions apply); No personal loan establishment fee; No Platinum Credit Card Annual fee; Discounts to Premium GCU insurance policies.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 6 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 4.13% p.a.

  • n/a

  • n/a

  • n/a

  • 4.50% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $300.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $350.00 yearly

  • $350.00

Other financial bits

  • none

  • none

  • 80.00%

  • 90.00%

Features

  • Investor

  • Principal & Interest, Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes

  • $500.00

  • yes

  • yes

  • none

  • Ability to borrow up to 85% LVR with no LMI (conditions apply); No personal loan establishment fee; No Platinum Credit Card Annual fee; Discounts to Premium GCU insurance policies.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 6 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 4.23% p.a.

  • n/a

  • n/a

  • n/a

  • 4.60% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $300.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $350.00 yearly

  • $350.00

Other financial bits

  • none

  • none

  • 90.00%

  • 95.00%

Features

  • Investor

  • Principal & Interest, Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes

  • $500.00

  • yes

  • yes

  • none

  • Ability to borrow up to 85% LVR with no LMI (conditions apply); No personal loan establishment fee; No Platinum Credit Card Annual fee; Discounts to Premium GCU insurance policies.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Bank First home loans rated by the Mozo community?

Overall customer rating
8.9/10

Based on 43 Bank First home loan reviews

Price
8.5/10
Features
8.0/10
Customer service
9.2/10
Convenience
7.7/10
Trust
9.2/10
Bank First

About Bank First

Formerly Victoria Teachers Mutual Bank, Bank First is an award winning financial institution with a competitive range of banking products including personal loans, home loans, term deposits and savings accounts. Founded by Australian educators in 1972, Bank First offers all Australians outstanding value but doesn't compromise on service or quality. Best of all, Bank First customers become equal shareholders which means all the benefits are directly returned to you.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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