The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $149,999 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $249,999 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan between $250,000 and $499,999 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan between $500,000 and $749,999 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $750,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan between $100,000 and $149,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan between $250,000 and $499,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan between $150,000 and $249,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan between $500,000 and $749,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan of at least $750,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $100,000 and $149,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $150,000 and $249,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $250,000 and $499,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $500,000 and $749,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan of at least $750,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $100,000 and $149,999 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $150,000 and $249,999 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $250,000 and $499,999 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $500,000 and $749,999 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan of at least $750,000 with an LVR below 80%
Choose the version of loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 95% | $100,000 | $149,999 |
| | Owner Occupier | Principal & Interest | < 95% | $150,000 | $249,999 |
| | Owner Occupier | Principal & Interest | < 95% | $250,000 | $499,999 |
| | Owner Occupier | Principal & Interest | < 95% | $500,000 | $749,999 |
| | Owner Occupier | Principal & Interest | < 95% | $750,000 | |
| | Owner Occupier | Interest Only | < 80% | $100,000 | $149,999 |
| | Owner Occupier | Interest Only | < 80% | $250,000 | $499,999 |
| | Owner Occupier | Interest Only | < 80% | $150,000 | $249,999 |
| | Owner Occupier | Interest Only | < 80% | $500,000 | $749,999 |
| | Owner Occupier | Interest Only | < 80% | $750,000 | |
| | Investor | Principal & Interest | < 90% | $100,000 | $149,999 |
| | Investor | Principal & Interest | < 90% | $150,000 | $249,999 |
| | Investor | Principal & Interest | < 90% | $250,000 | $499,999 |
| | Investor | Principal & Interest | < 90% | $500,000 | $749,999 |
| | Investor | Principal & Interest | < 90% | $750,000 | |
| | Investor | Interest Only | < 80% | $100,000 | $149,999 |
| | Investor | Interest Only | < 80% | $150,000 | $249,999 |
| | Investor | Interest Only | < 80% | $250,000 | $499,999 |
| | Investor | Interest Only | < 80% | $500,000 | $749,999 |
| | Investor | Interest Only | < 80% | $750,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $100,000 $149,999
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $150,000 $249,999
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $250,000 $499,999
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $500,000 $749,999
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $750,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $100,000 $149,999
Owner Occupier (Interest Only)
LVR < 80%
Loan: $250,000 $499,999
Owner Occupier (Interest Only)
LVR < 80%
Loan: $150,000 $249,999
Owner Occupier (Interest Only)
LVR < 80%
Loan: $500,000 $749,999
Owner Occupier (Interest Only)
LVR < 80%
Loan: $750,000
Investor (Principal & Interest)
LVR < 90%
Loan: $100,000 $149,999
Investor (Principal & Interest)
LVR < 90%
Loan: $150,000 $249,999
Investor (Principal & Interest)
LVR < 90%
Loan: $250,000 $499,999
Investor (Principal & Interest)
LVR < 90%
Loan: $500,000 $749,999
Investor (Principal & Interest)
LVR < 90%
Loan: $750,000
Investor (Interest Only)
LVR < 80%
Loan: $100,000 $149,999
Investor (Interest Only)
LVR < 80%
Loan: $150,000 $249,999
Investor (Interest Only)
LVR < 80%
Loan: $250,000 $499,999
Investor (Interest Only)
LVR < 80%
Loan: $500,000 $749,999
Investor (Interest Only)
LVR < 80%
Loan: $750,000
5.09% p.a.
5.47% p.a.
$395.00 yearly
Bank of Melbourne Variable Home Loan (Advantage Package)
5.09% p.a.
5.47% p.a.
$395.00 yearly
Bank of Melbourne Variable Home Loan (Advantage Package)
5.09% p.a.
5.47% p.a.
$395.00 yearly
4.74% p.a.
5.13% p.a.
$395.00 yearly
Bank of Melbourne Variable Home Loan (Advantage Package)
4.74% p.a.
5.13% p.a.
$395.00 yearly
Bank of Melbourne Variable Home Loan (Advantage Package)
4.74% p.a.
5.13% p.a.
$395.00 yearly
4.59% p.a.
4.98% p.a.
$395.00 yearly
Bank of Melbourne Variable Home Loan (Advantage Package)
4.59% p.a.
4.98% p.a.
$395.00 yearly
Bank of Melbourne Variable Home Loan (Advantage Package)
4.59% p.a.
4.98% p.a.
$395.00 yearly
4.54% p.a.
4.94% p.a.
$395.00 yearly
Bank of Melbourne Variable Home Loan (Advantage Package)
4.54% p.a.
4.94% p.a.
$395.00 yearly
Bank of Melbourne Variable Home Loan (Advantage Package)
4.54% p.a.
4.94% p.a.
$395.00 yearly
4.44% p.a.
4.84% p.a.
$395.00 yearly
Bank of Melbourne Variable Home Loan (Advantage Package)
4.44% p.a.
4.84% p.a.
$395.00 yearly
Bank of Melbourne Variable Home Loan (Advantage Package)
4.44% p.a.
4.84% p.a.
$395.00 yearly
5.68% p.a.
6.05% p.a.
$395.00 yearly
Bank of Melbourne Variable Home Loan (Advantage Package)
5.68% p.a.
6.05% p.a.
$395.00 yearly
Bank of Melbourne Variable Home Loan (Advantage Package)
5.68% p.a.
6.05% p.a.
$395.00 yearly
5.18% p.a.
5.56% p.a.
$395.00 yearly
Bank of Melbourne Variable Home Loan (Advantage Package)
5.18% p.a.
5.56% p.a.
$395.00 yearly
Bank of Melbourne Variable Home Loan (Advantage Package)
5.18% p.a.
5.56% p.a.
$395.00 yearly
5.33% p.a.
5.71% p.a.
$395.00 yearly
Bank of Melbourne Variable Home Loan (Advantage Package)
5.33% p.a.
5.71% p.a.
$395.00 yearly
Bank of Melbourne Variable Home Loan (Advantage Package)
5.33% p.a.
5.71% p.a.
$395.00 yearly
5.13% p.a.
5.51% p.a.
$395.00 yearly
Bank of Melbourne Variable Home Loan (Advantage Package)
5.13% p.a.
5.51% p.a.
$395.00 yearly
Bank of Melbourne Variable Home Loan (Advantage Package)
5.13% p.a.
5.51% p.a.
$395.00 yearly
5.03% p.a.
5.42% p.a.
$395.00 yearly
Bank of Melbourne Variable Home Loan (Advantage Package)
5.03% p.a.
5.42% p.a.
$395.00 yearly
Bank of Melbourne Variable Home Loan (Advantage Package)
5.03% p.a.
5.42% p.a.
$395.00 yearly
5.67% p.a.
6.04% p.a.
$395.00 yearly
Bank of Melbourne Variable Home Loan (Advantage Package)
5.67% p.a.
6.04% p.a.
$395.00 yearly
Bank of Melbourne Variable Home Loan (Advantage Package)
5.67% p.a.
6.04% p.a.
$395.00 yearly
5.32% p.a.
5.70% p.a.
$395.00 yearly
Bank of Melbourne Variable Home Loan (Advantage Package)
5.32% p.a.
5.70% p.a.
$395.00 yearly
Bank of Melbourne Variable Home Loan (Advantage Package)
5.32% p.a.
5.70% p.a.
$395.00 yearly
5.17% p.a.
5.55% p.a.
$395.00 yearly
Bank of Melbourne Variable Home Loan (Advantage Package)
5.17% p.a.
5.55% p.a.
$395.00 yearly
Bank of Melbourne Variable Home Loan (Advantage Package)
5.17% p.a.
5.55% p.a.
$395.00 yearly
5.12% p.a.
5.50% p.a.
$395.00 yearly
Bank of Melbourne Variable Home Loan (Advantage Package)
5.12% p.a.
5.50% p.a.
$395.00 yearly
Bank of Melbourne Variable Home Loan (Advantage Package)
5.12% p.a.
5.50% p.a.
$395.00 yearly
5.02% p.a.
5.41% p.a.
$395.00 yearly
Bank of Melbourne Variable Home Loan (Advantage Package)
5.02% p.a.
5.41% p.a.
$395.00 yearly
Bank of Melbourne Variable Home Loan (Advantage Package)
5.02% p.a.
5.41% p.a.
$395.00 yearly
6.21% p.a.
6.58% p.a.
$395.00 yearly
Bank of Melbourne Variable Home Loan (Advantage Package)
6.21% p.a.
6.58% p.a.
$395.00 yearly
Bank of Melbourne Variable Home Loan (Advantage Package)
6.21% p.a.
6.58% p.a.
$395.00 yearly
5.86% p.a.
6.23% p.a.
$395.00 yearly
Bank of Melbourne Variable Home Loan (Advantage Package)
5.86% p.a.
6.23% p.a.
$395.00 yearly
Bank of Melbourne Variable Home Loan (Advantage Package)
5.86% p.a.
6.23% p.a.
$395.00 yearly
5.71% p.a.
6.08% p.a.
$395.00 yearly
Bank of Melbourne Variable Home Loan (Advantage Package)
5.71% p.a.
6.08% p.a.
$395.00 yearly
Bank of Melbourne Variable Home Loan (Advantage Package)
5.71% p.a.
6.08% p.a.
$395.00 yearly
5.66% p.a.
6.03% p.a.
$395.00 yearly
Bank of Melbourne Variable Home Loan (Advantage Package)
5.66% p.a.
6.03% p.a.
$395.00 yearly
Bank of Melbourne Variable Home Loan (Advantage Package)
5.66% p.a.
6.03% p.a.
$395.00 yearly
5.56% p.a.
5.94% p.a.
$395.00 yearly
Bank of Melbourne Variable Home Loan (Advantage Package)
5.56% p.a.
5.94% p.a.
$395.00 yearly
Bank of Melbourne Variable Home Loan (Advantage Package)
5.56% p.a.
5.94% p.a.
$395.00 yearly
Rates and fees information correct as at 19 September 2018.
5.09% p.a.
n/a
0 Months
none
5.47% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$100,000
$149,999
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
Rates and fees information correct as at 19 September 2018.
4.74% p.a.
n/a
0 Months
none
5.13% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$150,000
$249,999
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
Rates and fees information correct as at 19 September 2018.
4.59% p.a.
n/a
0 Months
none
4.98% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$250,000
$499,999
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
Receive $1,500 cash back when you refinance to a home loan under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS). Offer ends 28 February 2019.
Rates and fees information correct as at 19 September 2018.
4.54% p.a.
n/a
0 Months
none
4.94% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$500,000
$749,999
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes
yes
yes - free
$0.00
yes
yes
none
Receive $1,500 cash back when you refinance to a home loan under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS). Offer ends 28 February 2019.
Rates and fees information correct as at 19 September 2018.
4.44% p.a.
n/a
0 Months
none
4.84% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$750,000
none
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes
yes
yes - free
$0.00
yes
yes
none
Receive $1,500 cash back when you refinance to a home loan under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS). Offer ends 28 February 2019.
Rates and fees information correct as at 19 September 2018.
5.68% p.a.
n/a
0 Months
none
6.05% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$100,000
$149,999
none
80.00%
Owner Occupier
Interest Only
Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
Rates and fees information correct as at 19 September 2018.
5.18% p.a.
n/a
0 Months
none
5.56% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$250,000
$499,999
none
80.00%
Owner Occupier
Interest Only
Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
Rates and fees information correct as at 19 September 2018.
5.33% p.a.
n/a
0 Months
none
5.71% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$150,000
$249,999
none
80.00%
Owner Occupier
Interest Only
Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
Rates and fees information correct as at 19 September 2018.
5.13% p.a.
n/a
0 Months
none
5.51% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$500,000
$749,999
none
80.00%
Owner Occupier
Interest Only
Monthly
yes
yes
yes - free
$0.00
yes
yes
none
none
Rates and fees information correct as at 19 September 2018.
5.03% p.a.
n/a
0 Months
none
5.42% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$750,000
none
none
80.00%
Owner Occupier
Interest Only
Monthly
yes
yes
yes - free
$0.00
yes
yes
none
none
Rates and fees information correct as at 19 September 2018.
5.67% p.a.
n/a
0 Months
none
6.04% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$100,000
$149,999
none
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
Rates and fees information correct as at 19 September 2018.
5.32% p.a.
n/a
0 Months
none
5.70% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$150,000
$249,999
none
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
Rates and fees information correct as at 19 September 2018.
5.17% p.a.
n/a
0 Months
none
5.55% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$250,000
$499,999
none
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
Receive $1,500 cash back when you refinance to a home loan under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS). Offer ends 28 February 2019.
Rates and fees information correct as at 19 September 2018.
5.12% p.a.
n/a
0 Months
none
5.50% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$500,000
$749,999
none
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes
yes
yes - free
$0.00
yes
yes
none
Receive $1,500 cash back when you refinance to a home loan under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS). Offer ends 28 February 2019.
Rates and fees information correct as at 19 September 2018.
5.02% p.a.
n/a
0 Months
none
5.41% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$750,000
none
none
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes
yes
yes - free
$0.00
yes
yes
none
Receive $1,500 cash back when you refinance to a home loan under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS). Offer ends 28 February 2019.
Rates and fees information correct as at 19 September 2018.
6.21% p.a.
n/a
0 Months
none
6.58% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$100,000
$149,999
none
80.00%
Investor
Interest Only
Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
Rates and fees information correct as at 19 September 2018.
5.86% p.a.
n/a
0 Months
none
6.23% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$150,000
$249,999
none
80.00%
Investor
Interest Only
Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
Rates and fees information correct as at 19 September 2018.
5.71% p.a.
n/a
0 Months
none
6.08% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$250,000
$499,999
none
80.00%
Investor
Interest Only
Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
Receive $1,500 cash back when you refinance to a home loan under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS). Offer ends 28 February 2019.
Rates and fees information correct as at 19 September 2018.
5.66% p.a.
n/a
0 Months
none
6.03% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$500,000
$749,999
none
80.00%
Investor
Interest Only
Monthly
yes
yes
yes - free
$0.00
yes
yes
none
Receive $1,500 cash back when you refinance to a home loan under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS). Offer ends 28 February 2019.
Rates and fees information correct as at 19 September 2018.
5.56% p.a.
n/a
0 Months
none
5.94% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$750,000
none
none
80.00%
Investor
Interest Only
Monthly
yes
yes
yes - free
$0.00
yes
yes
none
Receive $1,500 cash back when you refinance to a home loan under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS). Offer ends 28 February 2019.
Terrible customer service lender
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Terrible customer service lender
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Dipsikha | Victoria
reviewed over 2 years ago
The bank was quick to organise an advantage package and offer a reasonable discount . Being a...
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The bank was quick to organise an advantage package and offer a reasonable discount . Being a smaller bank , the customer service is not impersonal and things can get done easily . The products might not have all the bells and whistles but are very competitive.
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Arup | Victoria
reviewed about 3 years ago
I found Bank of Melbourne to be amazingly beneficial in its appraisal, approach and...
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I found Bank of Melbourne to be amazingly beneficial in its appraisal, approach and professionalism when I dealt with my home loan. Easy stress free and now very rewarding.
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Donny | Victoria
reviewed about 3 years ago
They really deserve 0 stars. Worst bank ever. When we applied for our home loan, we were told...
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They really deserve 0 stars. Worst bank ever. When we applied for our home loan, we were told that we would only be dealing with the lending manager or his assistant. It's only been 4 months and they've both moved to another branch...How useful. Offered us a refund of our first year annual account fee, then charged us anyway. Took us months of complaining to get it back, conveniently forgetting about our complaint each time. We also applied for a credit card, and was told by 2 different people at the bank that there was an offer of interest free for 12 months. Only after they charged us interest did they say actually our card is excluded. Again took many visits to the bank to sort this out. Unless you enjoy being scammed by the bank, please go elsewhere.
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E | Victoria
reviewed over 3 years ago
Excellent service, well explained by courteous well qualified staff and management. One actually...
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Excellent service, well explained by courteous well qualified staff and management. One actually gets to meet the branch manager and talk over ones account-last time I did this was in England 1974 at the Midland Bank.
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David | Victoria
reviewed over 3 years ago
Formerly St.George in Victoria, The Bank of Melbourne provides a banking alternative to customers with its large range of products in home, personal and business banking. Based in Victoria the Bank of Melbourne offers its customers bank accounts, credit cards, term deposits, private banking services, home loans and personal loans.
