This product is available in different versions. Pick the right version for you here.
The details shown below are for an owner occupier taking out a principal & interest loan of at least $100,000 with an LVR below 60%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $100,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $100,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan of at least $100,000 with an LVR below 60%
The details shown below are for an owner occupier taking out a interest only loan of at least $100,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $100,000 with an LVR below 60%
The details shown below are for an investor taking out a principal & interest loan of at least $100,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $100,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $100,000 with an LVR below 60%
The details shown below are for an investor taking out a interest only loan of at least $100,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 60% | $100,000 | |
| | Owner Occupier | Principal & Interest | 60%-80% | $100,000 | |
| | Owner Occupier | Principal & Interest | 80%-95% | $100,000 | |
| | Owner Occupier | Interest Only | < 60% | $100,000 | |
| | Owner Occupier | Interest Only | 60%-80% | $100,000 | |
| | Investor | Principal & Interest | < 60% | $100,000 | |
| | Investor | Principal & Interest | 60%-80% | $100,000 | |
| | Investor | Principal & Interest | 80%-90% | $100,000 | |
| | Investor | Interest Only | < 60% | $100,000 | |
| | Investor | Interest Only | 60%-80% | $100,000 |
Owner Occupier (Principal & Interest)
LVR < 60%
Loan: $100,000
Owner Occupier (Principal & Interest)
LVR 60%-80%
Loan: $100,000
Owner Occupier (Principal & Interest)
LVR 80%-95%
Loan: $100,000
Owner Occupier (Interest Only)
LVR < 60%
Loan: $100,000
Owner Occupier (Interest Only)
LVR 60%-80%
Loan: $100,000
Investor (Principal & Interest)
LVR < 60%
Loan: $100,000
Investor (Principal & Interest)
LVR 60%-80%
Loan: $100,000
Investor (Principal & Interest)
LVR 80%-90%
Loan: $100,000
Investor (Interest Only)
LVR < 60%
Loan: $100,000
Investor (Interest Only)
LVR 60%-80%
Loan: $100,000
3.14% p.a.
3.57% p.a.
$395.00 yearly
Bank of Melbourne Variable Home Loan (Advantage Package)
3.14% p.a.
3.57% p.a.
$395.00 yearly
Bank of Melbourne Variable Home Loan (Advantage Package)
3.14% p.a.
3.57% p.a.
$395.00 yearly
3.19% p.a.
3.62% p.a.
$395.00 yearly
Bank of Melbourne Variable Home Loan (Advantage Package)
3.19% p.a.
3.62% p.a.
$395.00 yearly
Bank of Melbourne Variable Home Loan (Advantage Package)
3.19% p.a.
3.62% p.a.
$395.00 yearly
3.24% p.a.
3.67% p.a.
$395.00 yearly
Bank of Melbourne Variable Home Loan (Advantage Package)
3.24% p.a.
3.67% p.a.
$395.00 yearly
Bank of Melbourne Variable Home Loan (Advantage Package)
3.24% p.a.
3.67% p.a.
$395.00 yearly
3.73% p.a.
4.14% p.a.
$395.00 yearly
Bank of Melbourne Variable Home Loan (Advantage Package)
3.73% p.a.
4.14% p.a.
$395.00 yearly
Bank of Melbourne Variable Home Loan (Advantage Package)
3.73% p.a.
4.14% p.a.
$395.00 yearly
3.78% p.a.
4.19% p.a.
$395.00 yearly
Bank of Melbourne Variable Home Loan (Advantage Package)
3.78% p.a.
4.19% p.a.
$395.00 yearly
Bank of Melbourne Variable Home Loan (Advantage Package)
3.78% p.a.
4.19% p.a.
$395.00 yearly
3.72% p.a.
4.13% p.a.
$395.00 yearly
Bank of Melbourne Variable Home Loan (Advantage Package)
3.72% p.a.
4.13% p.a.
$395.00 yearly
Bank of Melbourne Variable Home Loan (Advantage Package)
3.72% p.a.
4.13% p.a.
$395.00 yearly
3.77% p.a.
4.18% p.a.
$395.00 yearly
Bank of Melbourne Variable Home Loan (Advantage Package)
3.77% p.a.
4.18% p.a.
$395.00 yearly
Bank of Melbourne Variable Home Loan (Advantage Package)
3.77% p.a.
4.18% p.a.
$395.00 yearly
3.82% p.a.
4.23% p.a.
$395.00 yearly
Bank of Melbourne Variable Home Loan (Advantage Package)
3.82% p.a.
4.23% p.a.
$395.00 yearly
Bank of Melbourne Variable Home Loan (Advantage Package)
3.82% p.a.
4.23% p.a.
$395.00 yearly
4.01% p.a.
4.42% p.a.
$395.00 yearly
Bank of Melbourne Variable Home Loan (Advantage Package)
4.01% p.a.
4.42% p.a.
$395.00 yearly
Bank of Melbourne Variable Home Loan (Advantage Package)
4.01% p.a.
4.42% p.a.
$395.00 yearly
4.06% p.a.
4.47% p.a.
$395.00 yearly
Bank of Melbourne Variable Home Loan (Advantage Package)
4.06% p.a.
4.47% p.a.
$395.00 yearly
Bank of Melbourne Variable Home Loan (Advantage Package)
4.06% p.a.
4.47% p.a.
$395.00 yearly
3.14% p.a.
n/a
n/a
n/a
3.57% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
n/a
$395.00 yearly
$350.00
$100,000
none
none
60.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
Receive $4,000 cashback when you refinance a property with a Basic Home Loan or under the Advantage Package and an additional $2,000 for additional properties with a minimum loan size of $250,000 (excludes refinances from Westpac Group).
3.19% p.a.
n/a
n/a
n/a
3.62% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
n/a
$395.00 yearly
$350.00
$100,000
none
60.00%
80.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
Receive $4,000 cashback when you refinance a property with a Basic Home Loan or under the Advantage Package and an additional $2,000 for additional properties with a minimum loan size of $250,000 (excludes refinances from Westpac Group).
3.24% p.a.
n/a
n/a
n/a
3.67% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
n/a
$395.00 yearly
$350.00
$100,000
none
80.00%
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
Receive $4,000 cashback when you refinance a property with a Basic Home Loan or under the Advantage Package and an additional $2,000 for additional properties with a minimum loan size of $250,000 (excludes refinances from Westpac Group).
3.73% p.a.
n/a
n/a
n/a
4.14% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
n/a
$395.00 yearly
$350.00
$100,000
none
none
60.00%
Owner Occupier
Interest Only
Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
none
3.78% p.a.
n/a
n/a
n/a
4.19% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
n/a
$395.00 yearly
$350.00
$100,000
none
60.00%
80.00%
Owner Occupier
Interest Only
Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
none
3.72% p.a.
n/a
n/a
n/a
4.13% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
n/a
$395.00 yearly
$350.00
$100,000
none
none
60.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
Receive $4,000 cashback when you refinance a property with a Basic Home Loan or under the Advantage Package and an additional $2,000 for additional properties with a minimum loan size of $250,000 (excludes refinances from Westpac Group).
3.77% p.a.
n/a
n/a
n/a
4.18% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
n/a
$395.00 yearly
$350.00
$100,000
none
60.00%
80.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
Receive $4,000 cashback when you refinance a property with a Basic Home Loan or under the Advantage Package and an additional $2,000 for additional properties with a minimum loan size of $250,000 (excludes refinances from Westpac Group).
3.82% p.a.
n/a
n/a
n/a
4.23% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
n/a
$395.00 yearly
$350.00
$100,000
none
80.00%
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
Receive $4,000 cashback when you refinance a property with a Basic Home Loan or under the Advantage Package and an additional $2,000 for additional properties with a minimum loan size of $250,000 (excludes refinances from Westpac Group).
4.01% p.a.
n/a
n/a
n/a
4.42% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
n/a
$395.00 yearly
$350.00
$100,000
none
none
60.00%
Investor
Interest Only
Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
Receive $4,000 cashback when you refinance a property with a Basic Home Loan or under the Advantage Package and an additional $2,000 for additional properties with a minimum loan size of $250,000 (excludes refinances from Westpac Group).
4.06% p.a.
n/a
n/a
n/a
4.47% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
n/a
$395.00 yearly
$350.00
$100,000
none
60.00%
80.00%
Investor
Interest Only
Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
Receive $4,000 cashback when you refinance a property with a Basic Home Loan or under the Advantage Package and an additional $2,000 for additional properties with a minimum loan size of $250,000 (excludes refinances from Westpac Group).
Have no problems with them. Easy to communicate with and very friendly.
Read full reviewHave no problems with them. Easy to communicate with and very friendly.
Dealing with Commonwealth Bank felt like a breath of fresh air in comparison to other banks. They are constantly in contact to ensure that we are getting the best deals and are happy.
Read full reviewDealing with Commonwealth Bank felt like a breath of fresh air in comparison to other banks. They are constantly in contact to ensure that we are getting the best deals and are happy.
Terrible customer service lender
Read full reviewTerrible customer service lender
The bank was quick to organise an advantage package and offer a reasonable discount . Being a smaller bank , the customer service is not impersonal and things can get done easily . The products might not have all the bells and whistles but are very competitive.
Read full reviewThe bank was quick to organise an advantage package and offer a reasonable discount . Being a smaller bank , the customer service is not impersonal and things can get done easily . The products might not have all the bells and whistles but are very competitive.
I found Bank of Melbourne to be amazingly beneficial in its appraisal, approach and professionalism when I dealt with my home loan. Easy stress free and now very rewarding.
Read full reviewI found Bank of Melbourne to be amazingly beneficial in its appraisal, approach and professionalism when I dealt with my home loan. Easy stress free and now very rewarding.
Formerly St.George in Victoria, The Bank of Melbourne provides a banking alternative to customers with its large range of products in home, personal and business banking. Based in Victoria the Bank of Melbourne offers its customers bank accounts, credit cards, term deposits, private banking services, home loans and personal loans.
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