BankSA Fixed Home Loan (Advantage Package)

This product is available in different versions. Pick the right version for you here.

The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan of at least $150,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 80%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $150,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $150,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $150,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $150,000

2.89% p.a.

3.76% p.a.

$395.00 yearly

BankSA Fixed Home Loan (Advantage Package)

2.89% p.a.

3.76% p.a.

$395.00 yearly

3.79% p.a.

4.41% p.a.

$395.00 yearly

BankSA Fixed Home Loan (Advantage Package)

3.79% p.a.

4.41% p.a.

$395.00 yearly

3.23% p.a.

4.25% p.a.

$395.00 yearly

BankSA Fixed Home Loan (Advantage Package)

3.23% p.a.

4.25% p.a.

$395.00 yearly

3.54% p.a.

4.54% p.a.

$395.00 yearly

BankSA Fixed Home Loan (Advantage Package)

3.54% p.a.

4.54% p.a.

$395.00 yearly

Details

Rates and fees information correct as at 6 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.89% (3.86%*)

  • 2.89% (3.80%*)

  • 2.89% (3.76%*)

  • 2.89% (3.71%*)

  • 2.89% (3.67%*)

  • n/a

  • n/a

  • 3.49% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • none

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $30,000

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

  • Receive $2,000 cashback when you refinance under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS).

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 6 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.89% (4.47%*)

  • 3.79% (4.43%*)

  • 3.79% (4.41%*)

  • 4.09% (4.49%*)

  • 4.09% (4.49%*)

  • n/a

  • n/a

  • 4.08% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • none

  • none

  • 80.00%

Features
  • Monthly

  • yes - free up to $30,000

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 6 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.64% (4.43%*)

  • 3.23% (4.32%*)

  • 3.23% (4.25%*)

  • 3.64% (4.33%*)

  • 3.64% (4.30%*)

  • n/a

  • n/a

  • 4.06% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • none

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $30,000

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

  • Receive $2,000 cashback when you refinance under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS).

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 6 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.84% (4.70%*)

  • 3.54% (4.60%*)

  • 3.54% (4.54%*)

  • 3.84% (4.58%*)

  • 3.84% (4.54%*)

  • n/a

  • n/a

  • 4.35% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • none

  • none

  • 80.00%

Features
  • Monthly

  • yes - free up to $30,000

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

  • Receive $2,000 cashback when you refinance under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS).

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are BankSA home loans rated by the Mozo community?

Overall customer rating
7.2/10
Price
6.8/10
Features
6.4/10
Customer service
7.2/10
Convenience
7.8/10
Trust
7.1/10

Latest reviews of BankSA Fixed Home Loan (Advantage Package)

  • Overall
    7/10
    BankSA, the bank with competitive rates.

    Bank of convenience here in SA. Offered the lowest rate at the time we needed our home loan. Have...

    Bank of convenience here in SA. Offered the lowest rate at the time we needed our home loan. Have always had great customer service when attending a branch and very easy to redraw and refix our loan.

    Price
    8/10
    Features
    0/10
    Customer service
    7/10
    Convenience
    7/10
    Trust
    7/10

    Corinne | South Australia

    reviewed about 1 month ago

  • Overall
    4/10
    I was told they have great customer service

    The major thing now is that with the advantage packages, the yearly fee is so high that it...

    The major thing now is that with the advantage packages, the yearly fee is so high that it becomes harder to save due to rates being very low.

    Price
    0/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -

    Juliska | South Australia

    reviewed almost 3 years ago

  • Overall
    10/10
    Great online services

    Great customer service and easy to use online banking!

    Great customer service and easy to use online banking!

    Price
    8/10
    Features
    10/10
    Customer service
    9/10
    Convenience
    10/10
    Trust
    10/10

    Monique | South Australia

    reviewed almost 4 years ago

  • Overall
    6/10
    I'm going to switch my home loan to another bank.

    I'm angry that the RBA has interest rates so low right now, yet, my bank variable rate is around...

    I'm angry that the RBA has interest rates so low right now, yet, my bank variable rate is around 5.5%. When my fix rate expires and I have the opportunity, I will switch banks to one with lower rates. I don't even care if I have to pay an exit fee - I will leave. It's not right for them to be profiting so high when RBA rates are at record low.

    Price
    5/10
    Features
    5/10
    Customer service
    9/10
    Convenience
    9/10
    Trust
    10/10

    Natalie | South Australia

    reviewed almost 4 years ago

  • Overall
    10/10
    Great online service

    Great internet banking, great home loan rate. Keep you informed of new options available. Great...

    Great internet banking, great home loan rate. Keep you informed of new options available. Great ATM service facilities. Would be good if there were more branches available.

    Price
    10/10
    Features
    8/10
    Customer service
    9/10
    Convenience
    3/10
    Trust
    8/10

    Amy | South Australia

    reviewed over 4 years ago

BankSA

About BankSA

BankSA is the largest financial institution in South Australia, and boasts the largest network of branches and ATMs in the state. BankSA aims to help South Australians get the best from their money, and offers a wide range of bank accounts, home loans, personal loans, credit cards and other financial services.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.