BankSA Fixed Home Loan (Advantage Package)

3.99% p.a.

4.84% p.a.

$395.00 yearly

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3.99% p.a.

4.70% p.a.

$395.00 yearly

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3.99% p.a.

4.66% p.a.

$395.00 yearly

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3.99% p.a.

4.63% p.a.

$395.00 yearly

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4.45% p.a.

5.38% p.a.

$395.00 yearly

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4.45% p.a.

5.24% p.a.

$395.00 yearly

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4.45% p.a.

5.20% p.a.

$395.00 yearly

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4.45% p.a.

5.17% p.a.

$395.00 yearly

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4.29% p.a.

5.32% p.a.

$395.00 yearly

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4.29% p.a.

5.18% p.a.

$395.00 yearly

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4.29% p.a.

5.15% p.a.

$395.00 yearly

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4.29% p.a.

5.11% p.a.

$395.00 yearly

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4.54% p.a.

5.77% p.a.

$395.00 yearly

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4.54% p.a.

5.63% p.a.

$395.00 yearly

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4.54% p.a.

5.59% p.a.

$395.00 yearly

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4.54% p.a.

5.56% p.a.

$395.00 yearly

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Currently showing

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.09% (4.95%*)

  • 3.89% (4.87%*)

  • 3.99% (4.84%*)

  • 4.39% (4.93%*)

  • 4.39% (4.91%*)

  • (*)

  • (*)

  • 4.61% p.a.

Fees

  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits

  • $150,000

  • $249,999

  • none

  • 95.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.09% (4.78%*)

  • 3.89% (4.71%*)

  • 3.99% (4.70%*)

  • 4.39% (4.80%*)

  • 4.39% (4.80%*)

  • (*)

  • (*)

  • 4.41% p.a.

Fees

  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits

  • $250,000

  • $499,999

  • none

  • 95.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • Get $1,500 cashback by refinancing your home loan to an Advantage Package Home Loan. Minimum loan amount $250,000.

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.09% (4.73%*)

  • 3.89% (4.67%*)

  • 3.99% (4.66%*)

  • 4.39% (4.77%*)

  • 4.39% (4.77%*)

  • (*)

  • (*)

  • 4.36% p.a.

Fees

  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits

  • $500,000

  • $749,999

  • none

  • 95.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • Get $1,500 cashback by refinancing your home loan to an Advantage Package Home Loan. Minimum loan amount $250,000.

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.09% (4.69%*)

  • 3.89% (4.63%*)

  • 3.99% (4.63%*)

  • 4.39% (4.74%*)

  • 4.39% (4.74%*)

  • (*)

  • (*)

  • 4.31% p.a.

Fees

  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits

  • $750,000

  • none

  • none

  • 95.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • Get $1,500 cashback by refinancing your home loan to an Advantage Package Home Loan. Minimum loan amount $250,000.

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.49% (5.51%*)

  • 4.34% (5.42%*)

  • 4.45% (5.38%*)

  • 4.89% (5.47%*)

  • 5.09% (5.54%*)

  • (*)

  • (*)

  • 5.20% p.a.

Fees

  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits

  • $150,000

  • $249,999

  • none

  • 80.00%

Features

  • Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.49% (5.34%*)

  • 4.34% (5.26%*)

  • 4.45% (5.24%*)

  • 4.89% (5.35%*)

  • 5.09% (5.42%*)

  • (*)

  • (*)

  • 5.00% p.a.

Fees

  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits

  • $250,000

  • $499,999

  • none

  • 80.00%

Features

  • Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.49% (5.29%*)

  • 4.34% (5.22%*)

  • 4.45% (5.20%*)

  • 4.89% (5.32%*)

  • 5.09% (5.40%*)

  • (*)

  • (*)

  • 4.95% p.a.

Fees

  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits

  • $500,000

  • $749,999

  • none

  • 80.00%

Features

  • Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.49% (5.25%*)

  • 4.34% (5.18%*)

  • 4.45% (5.17%*)

  • 4.89% (5.28%*)

  • 5.09% (5.37%*)

  • (*)

  • (*)

  • 4.90% p.a.

Fees

  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits

  • $750,000

  • none

  • none

  • 80.00%

Features

  • Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.49% (5.50%*)

  • 4.19% (5.38%*)

  • 4.29% (5.32%*)

  • 4.89% (5.46%*)

  • 4.89% (5.44%*)

  • (*)

  • (*)

  • 5.18% p.a.

Fees

  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits

  • $150,000

  • $249,999

  • none

  • 90.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.49% (5.32%*)

  • 4.19% (5.22%*)

  • 4.29% (5.18%*)

  • 4.89% (5.34%*)

  • 4.89% (5.33%*)

  • (*)

  • (*)

  • 4.98% p.a.

Fees

  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits

  • $250,000

  • $499,999

  • none

  • 90.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • Get $1,500 cashback by refinancing your home loan to an Advantage Package Home Loan. Minimum loan amount $250,000.

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.49% (5.27%*)

  • 4.19% (5.18%*)

  • 4.29% (5.15%*)

  • 4.89% (5.30%*)

  • 4.89% (5.30%*)

  • (*)

  • (*)

  • 4.93% p.a.

Fees

  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits

  • $500,000

  • $749,999

  • none

  • 90.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • Get $1,500 cashback by refinancing your home loan to an Advantage Package Home Loan. Minimum loan amount $250,000.

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.49% (5.23%*)

  • 4.19% (5.14%*)

  • 4.29% (5.11%*)

  • 4.89% (5.27%*)

  • 4.89% (5.27%*)

  • (*)

  • (*)

  • 4.88% p.a.

Fees

  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits

  • $750,000

  • none

  • none

  • 90.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • Get $1,500 cashback by refinancing your home loan to an Advantage Package Home Loan. Minimum loan amount $250,000.

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.69% (5.99%*)

  • 4.45% (5.85%*)

  • 4.54% (5.77%*)

  • 5.19% (5.90%*)

  • 5.19% (5.87%*)

  • (*)

  • (*)

  • 5.72% p.a.

Fees

  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits

  • $150,000

  • $249,999

  • none

  • 80.00%

Features

  • Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.69% (5.81%*)

  • 4.45% (5.69%*)

  • 4.54% (5.63%*)

  • 5.19% (5.78%*)

  • 5.19% (5.76%*)

  • (*)

  • (*)

  • 5.52% p.a.

Fees

  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits

  • $250,000

  • $499,999

  • none

  • 80.00%

Features

  • Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • Get $1,500 cashback by refinancing your home loan to an Advantage Package Home Loan. Minimum loan amount $250,000.

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.69% (5.77%*)

  • 4.45% (5.65%*)

  • 4.54% (5.59%*)

  • 5.19% (5.75%*)

  • 5.19% (5.73%*)

  • (*)

  • (*)

  • 5.47% p.a.

Fees

  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits

  • $500,000

  • $749,999

  • none

  • 80.00%

Features

  • Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • Get $1,500 cashback by refinancing your home loan to an Advantage Package Home Loan. Minimum loan amount $250,000.

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.69% (5.73%*)

  • 4.45% (5.61%*)

  • 4.54% (5.56%*)

  • 5.19% (5.72%*)

  • 5.19% (5.70%*)

  • (*)

  • (*)

  • 5.42% p.a.

Fees

  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits

  • $750,000

  • none

  • none

  • 80.00%

Features

  • Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • Get $1,500 cashback by refinancing your home loan to an Advantage Package Home Loan. Minimum loan amount $250,000.

About BankSA

BankSA is the largest financial institution in South Australia, and boasts the largest network of branches and ATMs in the state. BankSA aims to help South Australians get the best from their money, and offers a wide range of bank accounts, home loans, personal loans, credit cards and other financial services.

How are BankSA home loans rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
7.2

Based on 70
BankSA home loans reviews

7.0 6.8 7.5 7.9 7.4

Read BankSA home loan reviews by the Mozo community

Latest reviews of BankSA Fixed Home Loan (Advantage Package)

BankSA

BankSA Fixed Home Loan (Owner Occupier, Principal & Interest) (Advantage Package) home loan review

Overall rating   4 / 10

I was told they have great customer service

The major thing now is that with the advantage packages, the yearly fee is so high that it becomes harder to save due to rates being very low.

Full review

The major thing now is that with the advantage packages, the yearly fee is so high that it becomes harder to save due to rates being very low.

    Price   0 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

Less

Juliska (SA), reviewed over 1 year ago

BankSA

BankSA Fixed Home Loan (Owner Occupier, Principal & Interest) (Advantage Package) home loan review

Overall rating   10 / 10

Great online services

Great customer service and easy to use online banking!

Full review

Great customer service and easy to use online banking!

    Price   8 / 10

    Features   10 / 10

    Customer service   9 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Monique (SA), reviewed about 2 years ago

BankSA

BankSA Fixed Home Loan (Owner Occupier, Principal & Interest) (Advantage Package) home loan review

Overall rating   6 / 10

I'm going to switch my home loan to another bank.

I'm angry that the RBA has interest rates so low right now, yet, my bank variable rate is around 5.5%. When my fix rate expires and I have the opportunity, I will switch banks to one with lower rates. I don't even care if I have to pay an exit...

Full review

I'm angry that the RBA has interest rates so low right now, yet, my bank variable rate is around 5.5%. When my fix rate expires and I have the opportunity, I will switch banks to one with lower rates. I don't even care if I have to pay an exit fee - I will leave. It's not right for them to be profiting so high when RBA rates are at record low.

    Price   5 / 10

    Features   5 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Natalie (SA), reviewed over 2 years ago

BankSA

BankSA Fixed Home Loan (Owner Occupier, Principal & Interest) (Advantage Package) home loan review

Overall rating   10 / 10

Great online service

Great internet banking, great home loan rate. Keep you informed of new options available. Great ATM service facilities. Would be good if there were more branches available.

Full review

Great internet banking, great home loan rate. Keep you informed of new options available. Great ATM service facilities. Would be good if there were more branches available.

    Price   10 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   3 / 10

    Trust   8 / 10

Less

Amy (SA), reviewed almost 3 years ago

BankSA

BankSA Fixed Home Loan (Owner Occupier, Principal & Interest) (Advantage Package) home loan review

Overall rating   8 / 10

Dig deeper and be more considerate

Whilst certain employees of the Bank are polite and courteous, others not so. Also, it would be great if they endeavoured to do more for us, particularly with interest rates and try to dig a bit deeper to help us out more. Mainly all Banks seem...

Full review

Whilst certain employees of the Bank are polite and courteous, others not so. Also, it would be great if they endeavoured to do more for us, particularly with interest rates and try to dig a bit deeper to help us out more. Mainly all Banks seem to worry about their gigantic profits to help their "rich" shareholders, but give little thought to the average person on the street.....

    Price   7 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Juanita (SA), reviewed over 3 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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