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Beyond Bank Fixed Rate Total Home Loan (Package)

The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $2,000,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $2,000,000 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan between $50,000 and $2,000,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $50,000 and $2,000,000 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan between $50,000 and $2,000,000 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan between $50,000 and $2,000,000 with an LVR below 90%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $50,000 $2,000,000

  • Owner Occupier (Principal & Interest)

    LVR < 90%

    Loan: $50,000 $2,000,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $50,000 $2,000,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $50,000 $2,000,000

  • Investor (Interest Only)

    LVR < 90%

    Loan: $50,000 $2,000,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $50,000 $2,000,000

Fixed 3 year rate
2.29% p.a.
Comparison Rate*
3.71% p.a.
Service fee
$395.00 yearly
Upfront fee
$0
Fixed 3 year rate
2.89% p.a.
Comparison Rate*
3.87% p.a.
Service fee
$395.00 yearly
Upfront fee
$0
Fixed 3 year rate
2.79% p.a.
Comparison Rate*
4.05% p.a.
Service fee
$395.00 yearly
Upfront fee
$0
Fixed 3 year rate
3.09% p.a.
Comparison Rate*
4.34% p.a.
Service fee
$395.00 yearly
Upfront fee
$0
Fixed 3 year rate
3.29% p.a.
Comparison Rate*
4.39% p.a.
Service fee
$395.00 yearly
Upfront fee
$0
Fixed 3 year rate
3.39% p.a.
Comparison Rate*
4.20% p.a.
Service fee
$395.00 yearly
Upfront fee
$0

Details

Rates and fees information correct as at 5 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • 2.29% (3.81%*)

  • 2.29% (3.71%*)

  • n/a

  • n/a

  • n/a

  • n/a

  • 3.65% p.a.

Fees
  • $0.00

  • n/a

  • n/a

  • $0.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $50,000

  • $2,000,000

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $25,000 p.a.

  • yes

  • yes - fees apply

  • $500.00

  • yes

  • yes - 1 year fixed term only

  • Valuation fees apply at cost.

  • No Annual fee on the Beyond Bank Low Rate Credit Card and waived fees on a range of Beyond Bank transactional accounts. No ongoing Rate Variation fees when switching or re-fixing loans.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 5 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.89% (3.99%*)

  • 2.89% (3.93%*)

  • 2.89% (3.87%*)

  • 2.99% (3.84%*)

  • 2.99% (3.80%*)

  • n/a

  • n/a

  • 3.65% p.a.

Fees
  • $0.00

  • n/a

  • n/a

  • $0.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $50,000

  • $2,000,000

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $25,000 p.a.

  • yes

  • yes - fees apply

  • $500.00

  • yes

  • yes - 1 year fixed term only

  • Valuation fees apply at cost.

  • No Annual fee on the Beyond Bank Low Rate Credit Card and waived fees on a range of Beyond Bank transactional accounts. No ongoing Rate Variation fees when switching or re-fixing loans.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 5 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • 2.79% (4.14%*)

  • 2.79% (4.05%*)

  • n/a

  • n/a

  • n/a

  • n/a

  • 3.94% p.a.

Fees
  • $0.00

  • n/a

  • n/a

  • $0.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $50,000

  • $2,000,000

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $25,000 p.a.

  • yes

  • yes - fees apply

  • $500.00

  • yes

  • yes - 1 year fixed term only

  • Valuation fees apply at cost.

  • No Annual fee on the Beyond Bank Low Rate Credit Card and waived fees on a range of Beyond Bank transactional accounts. No ongoing Rate Variation fees when switching or re-fixing loans.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 5 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.09% (4.53%*)

  • 3.09% (4.43%*)

  • 3.09% (4.34%*)

  • 3.29% (4.32%*)

  • 3.29% (4.25%*)

  • n/a

  • n/a

  • 4.24% p.a.

Fees
  • $0.00

  • n/a

  • n/a

  • $0.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $50,000

  • $2,000,000

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $25,000 p.a.

  • yes

  • yes - fees apply

  • $500.00

  • yes

  • yes - 1 year fixed term only

  • Valuation fees apply at cost.

  • No Annual fee on the Beyond Bank Low Rate Credit Card and waived fees on a range of Beyond Bank transactional accounts. No ongoing Rate Variation fees when switching or re-fixing loans.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 5 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • 3.29% (4.46%*)

  • 3.29% (4.39%*)

  • n/a

  • n/a

  • n/a

  • n/a

  • 4.24% p.a.

Fees
  • $0.00

  • n/a

  • n/a

  • $0.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $50,000

  • $2,000,000

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $25,000 p.a.

  • yes

  • yes - fees apply

  • $500.00

  • yes

  • yes - 1 year fixed term only

  • Valuation fees apply at cost.

  • No Annual fee on the Beyond Bank Low Rate Credit Card and waived fees on a range of Beyond Bank transactional accounts. No ongoing Rate Variation fees when switching or re-fixing loans.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 5 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.39% (4.29%*)

  • 3.39% (4.24%*)

  • 3.39% (4.20%*)

  • 3.59% (4.23%*)

  • 3.59% (4.20%*)

  • n/a

  • n/a

  • 3.94% p.a.

Fees
  • $0.00

  • n/a

  • n/a

  • $0.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $50,000

  • $2,000,000

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $25,000 p.a.

  • yes

  • yes - fees apply

  • $500.00

  • yes

  • yes - 1 year fixed term only

  • Valuation fees apply at cost.

  • No Annual fee on the Beyond Bank Low Rate Credit Card and waived fees on a range of Beyond Bank transactional accounts. No ongoing Rate Variation fees when switching or re-fixing loans.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Beyond Bank home loans rated by the Mozo community?

Overall customer rating
8.3/10
Price
8.2/10
Features
7.6/10
Customer service
8.8/10
Convenience
8.3/10
Trust
8.6/10
Beyond Bank

About Beyond Bank

Beyond Bank, formerly Community CPS, is one of Australia's largest customer owned banks. Based in South Australia, Beyond Bank operates more than 46 branches across the country. Beyond Bank offers a wide range of banking and financial products including home loans, credit cards, savings accounts, term deposits, bank and and business accounts, and personal loans. The winning combination of great products and local service has helped Beyond Bank win many industry awards, including Best Credit Union in the Mozo People's Choice Awards 2012.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.