Your selected home loans
Formerly a credit union trading under the name Community CPS Australia, Beyond Bank has been one of Australia’s fastest growing customer owned banks since 2013. It's also one of the first banks in Australia to become B Corp certified.
Right now, Beyond Bank provides personal and business banking services as well as financial planning advice to over 240,000 customers. Beyond Bank has branches nationwide and customers can also enjoy fee-free access to over 10,000 ATMs in Australia. Read on for a breakdown of Beyond Bank's home loans.
Your selected home loans
No flexibility and not competitive on interest rates.
Easy to deal with. Great product at the time though not very competitive now
horrible experience. long wait. asks a million questions, then outcome is always sub optimal.
Helpful in the initial steps and great deal on interest rate. Online portal is easy to use.
I would strongly advise against using Beyond Bank for a home loan. The customer service is abysmal, particularly when it comes to transparency and communication. I had the misfortune of dealing with Jody, who was unresponsive and unhelpful throughout the process. After waiting over a month for a response, I had to call the bank to complain, only to receive an email requesting more documents that I had already uploaded multiple times. This incompetence is unacceptable, and I wouldn't want anyone else to have to go through the same frustrating and disappointing experience.
* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
** Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.
^See information about the Mozo Experts Choice Home Loan Awards
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