Credit Union SA Fixed Rate Home Loan (Package)

The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 97%

The details shown below are for an owner occupier taking out a interest only loan of at least $150,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 80%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 97%

    Loan: $150,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $150,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $150,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $150,000

4.09% p.a.

4.64% p.a.

$395.00 yearly

Credit Union SA Fixed Rate Home Loan (Package)

4.09% p.a.

4.64% p.a.

$395.00 yearly

4.39% p.a.

4.93% p.a.

$395.00 yearly

Credit Union SA Fixed Rate Home Loan (Package)

4.39% p.a.

4.93% p.a.

$395.00 yearly

4.34% p.a.

5.03% p.a.

$395.00 yearly

Credit Union SA Fixed Rate Home Loan (Package)

4.34% p.a.

5.03% p.a.

$395.00 yearly

4.64% p.a.

5.32% p.a.

$395.00 yearly

Credit Union SA Fixed Rate Home Loan (Package)

4.64% p.a.

5.32% p.a.

$395.00 yearly

Details

Rates and fees information correct as at 22 August 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.29% (4.69%*)

  • 4.09% (4.66%*)

  • 4.09% (4.64%*)

  • (*)

  • (*)

  • (*)

  • (*)

  • 4.30% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • none

  • none

  • 97.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • none

  • yes - free

  • $500.00

  • yes

  • no

  • Legal and valuation fees payable at cost

  • $5,000 First Home Buyers Grant when you borrow at least $300,000 to purchase a home with LVR over 80%. $39 annual fee waived on Credit Union SA Visa Credit card.

Details

Rates and fees information correct as at 22 August 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.59% (4.99%*)

  • 4.39% (4.95%*)

  • 4.39% (4.93%*)

  • (*)

  • (*)

  • (*)

  • (*)

  • 4.60% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • none

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • none

  • yes - free

  • $500.00

  • yes

  • no

  • Legal and valuation fees payable at cost. Interest only up to 5 years.

  • $5,000 First Home Buyers Grant when you borrow at least $300,000 to purchase a home with LVR over 80%. $39 annual fee waived on Credit Union SA Visa Credit card.

Details

Rates and fees information correct as at 22 August 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.54% (5.11%*)

  • 4.34% (5.06%*)

  • 4.34% (5.03%*)

  • (*)

  • (*)

  • (*)

  • (*)

  • 4.75% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • none

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • none

  • yes - free

  • $500.00

  • yes

  • no

  • Legal and valuation fees payable at cost

  • $5,000 First Home Buyers Grant when you borrow at least $300,000 to purchase a home with LVR over 80%. $39 annual fee waived on Credit Union SA Visa Credit card.

Details

Rates and fees information correct as at 22 August 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.84% (5.41%*)

  • 4.64% (5.35%*)

  • 4.64% (5.32%*)

  • (*)

  • (*)

  • (*)

  • (*)

  • 5.05% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • none

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • none

  • yes - free

  • $500.00

  • yes

  • no

  • Legal and valuation fees payable at cost. Interest only up to 5 years.

  • $5,000 First Home Buyers Grant when you borrow at least $300,000 to purchase a home with LVR over 80%. $39 annual fee waived on Credit Union SA Visa Credit card.

Customer Reviews

How are Credit Union SA home loans rated by the Mozo community?

Overall customer rating
7.7/10
Price
7.5/10
Features
6.0/10
Customer service
7.3/10
Convenience
5.0/10
Trust
7.3/10
Credit Union SA

About Credit Union SA

Credit Union SA is a credit union providing its financial services to the South Australian region. Credit Union SA offers a wide range of financial products and services in credit cards, savings accounts, personal loans, home loans and car insurance. Credit Union SA pride themselves on providing excellent customer service and friendliness through all their financial products.

See Credit Union SA home loans

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.