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Credit Union SA Fixed Rate Home Loan

Advertiser disclosure
The details shown below are for an owner occupier taking out a principal & interest loan of at least $20,000 with an LVR below 97%
The details shown below are for an owner occupier taking out a interest only loan of at least $20,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $20,000 with an LVR below 97%
The details shown below are for an investor taking out a interest only loan of at least $20,000 with an LVR below 80%

Choose the version of this loan that suits you best

Availability Loan type LVR Min loan amount Max loan amount
Owner Occupier Principal & Interest < 97% $20,000
Owner Occupier Interest Only < 80% $20,000
Investor Principal & Interest < 97% $20,000
Investor Interest Only < 80% $20,000
  • Owner Occupier (Principal & Interest)
    LVR < 97%
    Loan: $20,000
  • Owner Occupier (Interest Only)
    LVR < 80%
    Loan: $20,000
  • Investor (Principal & Interest)
    LVR < 97%
    Loan: $20,000
  • Investor (Interest Only)
    LVR < 80%
    Loan: $20,000
Fixed 3 year rate
6.79% p.a.
Comparison Rate
7.11% p.a.
Service fee
$0.00
Upfront fee
$900
Fixed 3 year rate
7.59% p.a.
Comparison Rate
7.35% p.a.
Service fee
$0.00
Upfront fee
$900
Fixed 3 year rate
7.04% p.a.
Comparison Rate
7.36% p.a.
Service fee
$0.00
Upfront fee
$900
Fixed 3 year rate
7.09% p.a.
Comparison Rate
7.37% p.a.
Service fee
$0.00
Upfront fee
$900

Details

Rates and fees information correct as at 1 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

7.44% (7.24%*)

6.99% (7.18%*)

6.79% (7.11%*)

n/a

n/a

n/a

n/a

7.14% p.a.

Fees

$600.00

n/a

n/a

$300.00

n/a

$0.00

$350.00

Other financial bits

$20,000

none

none

97.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $10,000 p.a.

none

yes - free

$500.00

yes

no

Legal and valuation fees payable at cost. Maximum 97% LVR includes capitalised Lenders Mortgage Insurance. Rate lock fee: Higher of $600 or 0.15% of loan amount.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 1 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

8.24% (7.33%*)

7.79% (7.35%*)

7.59% (7.35%*)

n/a

n/a

n/a

n/a

7.14% p.a.

Fees

$600.00

n/a

n/a

$300.00

n/a

$0.00

$350.00

Other financial bits

$20,000

none

none

80.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $10,000 p.a.

none

yes - free

$500.00

yes

no

Legal and valuation fees payable at cost. Interest only up to 5 years. Rate lock fee: Higher of $600 or 0.15% of loan amount.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 1 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

7.69% (7.49%*)

7.24% (7.43%*)

7.04% (7.36%*)

n/a

n/a

n/a

n/a

7.39% p.a.

Fees

$600.00

n/a

n/a

$300.00

n/a

$0.00

$350.00

Other financial bits

$20,000

none

none

97.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $10,000 p.a.

none

yes - free

$500.00

yes

no

Legal and valuation fees payable at cost. Maximum 97% LVR includes capitalised Lenders Mortgage Insurance. Rate lock fee: Higher of $600 or 0.15% of loan amount.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 1 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

7.74% (7.50%*)

7.29% (7.44%*)

7.09% (7.37%*)

n/a

n/a

n/a

n/a

7.39% p.a.

Fees

$600.00

n/a

n/a

$300.00

n/a

$0.00

$350.00

Other financial bits

$20,000

none

none

80.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $10,000 p.a.

none

yes - free

$500.00

yes

no

Legal and valuation fees payable at cost. Interest only up to 5 years. Rate lock fee: Higher of $600 or 0.15% of loan amount.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Credit Union SA home loans rated by the Mozo community?

Overall
Price
Features
Customer service
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Latest reviews of Credit Union SA Fixed Rate Home Loan

About Credit Union SA

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fixed 3 years

5.91% p.a.

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Variable

5.99% p.a. variable

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6.58% p.a.

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Straight Up with AcceleRATES Variable Home Loan

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6.11% p.a.

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5.95% p.a. variable

5.95% p.a.

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Straight Up with AcceleRATES Variable Home Loan

6.34% p.a. variable

6.34% p.a.

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Up

Home Fixed Rate

5.80% p.a.
fixed 3 years

5.91% p.a.

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Unloan

Variable

5.99% p.a. variable

5.90% p.a.

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Sucasa

Ultra Low Rate

6.30% p.a. variable

6.58% p.a.

Thumbnail icon for Athena
Athena

Straight Up with AcceleRATES Variable Home Loan

6.24% p.a. variable

6.24% p.a.

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Up

Home Variable Rate

5.95% p.a. variable

5.95% p.a.

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ubank

Neat Home Loan

6.09% p.a. variable

6.11% p.a.

Thumbnail icon for Macquarie
Macquarie

Offset Home Loan (Package)

6.15% p.a. variable

6.40% p.a.

Thumbnail icon for Unloan
Unloan

Variable

6.29% p.a. variable

6.20% p.a.

Thumbnail icon for Up
Up

Home Variable Rate

5.95% p.a.

5.95% p.a.

Thumbnail icon for Unloan
Unloan

Variable

5.99% p.a.

5.90% p.a.

Thumbnail icon for Sucasa
Sucasa

Ultra Low Rate

6.30% p.a.

6.58% p.a.

Thumbnail icon for Macquarie
Macquarie

Offset Home Loan (Package)

6.15% p.a.

6.40% p.a.

Thumbnail icon for Athena
Athena

Straight Up with AcceleRATES Variable Home Loan

6.24% p.a.

6.24% p.a.

Thumbnail icon for ubank
ubank

Neat Home Loan

6.09% p.a.

6.11% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan

6.15% p.a.

6.17% p.a.

Thumbnail icon for Athena
Athena

Straight Up with AcceleRATES Variable Home Loan

6.34% p.a.

6.34% p.a.

Thumbnail icon for Up
Up

Home Fixed Rate

5.80% p.a.
fixed 3 years

5.91% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan (Fixed)

5.99% p.a.
fixed 3 years

6.13% p.a.

Thumbnail icon for ubank
ubank

Flex Home Loan Fixed

6.64% p.a.
fixed 3 years

6.56% p.a.

Thumbnail icon for ING
ING

Fixed Rate Loan (with Orange Advantage)

5.99% p.a.
fixed 3 years

6.12% p.a.

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Macquarie

Basic Home Loan (Fixed)

6.09% p.a.
fixed 3 years

6.19% p.a.

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ANZ

Fixed Rate

6.59% p.a.
fixed 3 years

7.06% p.a.

Thumbnail icon for ubank
ubank

Flex Home Loan Fixed

6.64% p.a.
fixed 3 years

6.56% p.a.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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