firstmac Home Loan (Fixed, VIP Package)

This product is available in different versions. Pick the right version for you here.

The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $1,000,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $1,000,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a interest only loan between $50,000 and $1,000,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $1,000,000 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan between $50,000 and $1,000,000 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan between $50,000 and $1,000,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $50,000 and $1,000,000 with an LVR below 90%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $50,000 $1,000,000

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $50,000 $1,000,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $50,000 $1,000,000

  • Owner Occupier (Principal & Interest)

    LVR 80%-90%

    Loan: $50,000 $1,000,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $50,000 $1,000,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $50,000 $1,000,000

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $50,000 $1,000,000

3.34% p.a.

3.61% p.a.

$0.00

firstmac Home Loan (Fixed, VIP Package)

3.34% p.a.

3.61% p.a.

$0.00

Details
Customer Reviews
Similar loans

4.14% p.a.

3.82% p.a.

$0.00

firstmac Home Loan (Fixed, VIP Package)

4.14% p.a.

3.82% p.a.

$0.00

Details
Customer Reviews
Similar loans

4.29% p.a.

4.19% p.a.

$0.00

firstmac Home Loan (Fixed, VIP Package)

4.29% p.a.

4.19% p.a.

$0.00

Details
Customer Reviews
Similar loans

4.14% p.a.

3.82% p.a.

$0.00

firstmac Home Loan (Fixed, VIP Package)

4.14% p.a.

3.82% p.a.

$0.00

Details
Customer Reviews
Similar loans

4.34% p.a.

4.21% p.a.

$0.00

firstmac Home Loan (Fixed, VIP Package)

4.34% p.a.

4.21% p.a.

$0.00

Details
Customer Reviews
Similar loans

4.49% p.a.

4.47% p.a.

$0.00

firstmac Home Loan (Fixed, VIP Package)

4.49% p.a.

4.47% p.a.

$0.00

Details
Customer Reviews
Similar loans

4.34% p.a.

4.28% p.a.

$0.00

firstmac Home Loan (Fixed, VIP Package)

4.34% p.a.

4.28% p.a.

$0.00

Details
Customer Reviews
Similar loans
Details
Customer Reviews
Similar loans

Details

Rates and fees information correct as at 16 October 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • 3.34% (3.64%*)

  • 3.34% (3.61%*)

  • n/a

  • n/a

  • n/a

  • n/a

  • 3.63% p.a.

Fees

  • $0.00

  • $200.00

  • $220.00

  • $300.00

  • n/a

  • $0.00

  • $550.00

Other financial bits

  • $50,000

  • $1,000,000

  • none

  • 80.00%

Features

  • none

  • yes - free

  • no

  • no

  • none

  • yes

  • no

  • Additional repayments allowed up to $10,000 per year.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 October 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • n/a

  • n/a

  • n/a

  • n/a

  • 3.79% (3.70%*)

  • 3.98% (3.75%*)

  • 4.14% (3.82%*)

  • 4.49% (3.98%*)

  • 4.62% (4.09%*)

  • n/a

  • n/a

  • 3.63% p.a.

Fees

  • $0.00

  • $200.00

  • $220.00

  • $300.00

  • n/a

  • $0.00

  • $550.00

Other financial bits

  • $50,000

  • $1,000,000

  • none

  • 80.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • no

  • none

  • yes

  • no

  • Additional repayments allowed up to $10,000 per year.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 October 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • n/a

  • n/a

  • n/a

  • n/a

  • 3.94% (4.13%*)

  • 4.13% (4.15%*)

  • 4.29% (4.19%*)

  • 4.64% (4.33%*)

  • 4.77% (4.42%*)

  • n/a

  • n/a

  • 4.08% p.a.

Fees

  • $0.00

  • $200.00

  • $220.00

  • $300.00

  • n/a

  • $0.00

  • $550.00

Other financial bits

  • $50,000

  • $1,000,000

  • none

  • 80.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • no

  • none

  • yes

  • no

  • Additional repayments allowed up to $10,000 per year.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 October 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • n/a

  • n/a

  • n/a

  • n/a

  • 3.79% (3.70%*)

  • 3.98% (3.75%*)

  • 4.14% (3.82%*)

  • 4.49% (3.98%*)

  • 4.62% (4.09%*)

  • n/a

  • n/a

  • 3.63% p.a.

Fees

  • $0.00

  • $200.00

  • $220.00

  • $300.00

  • n/a

  • $0.00

  • $550.00

Other financial bits

  • $50,000

  • $1,000,000

  • 80.00%

  • 90.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • no

  • none

  • yes

  • no

  • Additional repayments allowed up to $10,000 per year.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 October 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • n/a

  • n/a

  • n/a

  • n/a

  • 3.99% (4.13%*)

  • 4.18% (4.16%*)

  • 4.34% (4.21%*)

  • 4.69% (4.35%*)

  • 4.82% (4.45%*)

  • n/a

  • n/a

  • 4.08% p.a.

Fees

  • $0.00

  • $200.00

  • $220.00

  • $300.00

  • n/a

  • $0.00

  • $550.00

Other financial bits

  • $50,000

  • $1,000,000

  • none

  • 80.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • no

  • none

  • yes

  • no

  • Additional repayments allowed up to $10,000 per year.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 October 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • n/a

  • n/a

  • n/a

  • n/a

  • 4.14% (4.42%*)

  • 4.33% (4.43%*)

  • 4.49% (4.47%*)

  • 4.84% (4.60%*)

  • 4.97% (4.68%*)

  • n/a

  • n/a

  • 4.38% p.a.

Fees

  • $0.00

  • $200.00

  • $220.00

  • $300.00

  • n/a

  • $0.00

  • $550.00

Other financial bits

  • $50,000

  • $1,000,000

  • none

  • 80.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • no

  • none

  • yes

  • no

  • Additional repayments allowed up to $10,000 per year.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 October 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • n/a

  • n/a

  • n/a

  • n/a

  • 3.99% (4.22%*)

  • 4.18% (4.24%*)

  • 4.34% (4.28%*)

  • 4.69% (4.41%*)

  • 4.82% (4.50%*)

  • n/a

  • n/a

  • 4.18% p.a.

Fees

  • $0.00

  • $200.00

  • $220.00

  • $300.00

  • n/a

  • $0.00

  • $550.00

Other financial bits

  • $50,000

  • $1,000,000

  • 80.00%

  • 90.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • no

  • none

  • yes

  • no

  • Additional repayments allowed up to $10,000 per year.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are firstmac home loans rated by the Mozo community?

Overall customer rating
5.4/10

Based on 83 firstmac home loan reviews

Price
5.8/10
Features
5.4/10
Customer service
5.3/10
Convenience
5.0/10
Trust
5.0/10

Latest review of firstmac Home Loan (Fixed, VIP Package)

  • Overall
    8/10
    Need to think of people not numbers

    Because I'm forced to pay a higher rate, as I'm a stay at home mum and supposedly at risk of...

    Read full review

    Because I'm forced to pay a higher rate, as I'm a stay at home mum and supposedly at risk of default.

    Price
    1/10
    Features
    10/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    8/10

    Less

    Nancy | Tasmania

    reviewed almost 4 years ago

firstmac

About firstmac

Firstmac has more than 30 years' experience in home and investment loans. It is an Australian-owned financial services provider and has written in excess of 68,000 home loans in the past decade. Firstmac manages approximately $5 billion in mortgages and $150 million in cash investments and is a premier sponsor of the Brisbane Broncos.

See firstmac home loans

Promoted

loans.com.au

loans.com.au

Smart Home Loan

2.88% p.a. variableApply now to get this rate from 17 Oct

2.90% p.a.Apply now to get this rate from 17 Oct

$520

Go to site

Promoted

UBank

UBank

UHomeLoan - Discount Offer

2.84% p.a. variableApply now to get this rate from 29 Oct

2.84% p.a.Apply now to get this rate from 29 Oct

$0

Go to site

Promoted

Athena

Athena

Variable Home Loan

2.84% p.a. variable

2.80% p.a.

$0

Go to site

Promoted

HSBC

HSBC

Home Value Loan

3.02% p.a. variableApply now to get this rate from 21 Oct

3.04% p.a.Apply now to get this rate from 21 Oct

$150

Go to site

Promoted

ME

ME

Flexible Home Loan (Member Package)

3.34% p.a. variable

3.78% p.a.

$200

Go to site

Promoted

Newcastle Permanent

Newcastle Permanent

Real Deal Home Loan

3.32% p.a. variable

3.36% p.a.

$0

Go to site

Promoted

Well Home Loans

Well Home Loans

Well Balanced

2.82% p.a. variable

2.86% p.a.

$785

Go to site

Promoted

Bank of Queensland

Bank of Queensland

Fixed Rate

2.99% p.a.
fixed 3 years

3.79% p.a.

$450

Promoted

UBank

UBank

UHomeLoan - Discount Offer

2.84% p.a.Apply now to get this rate from 29 Oct

2.84% p.a.Apply now to get this rate from 29 Oct

$0

Go to site

Promoted

Athena

Athena

Variable Home Loan

2.84% p.a.

2.80% p.a.

$0

Go to site

Promoted

loans.com.au

loans.com.au

Smart Home Loan

2.88% p.a.Apply now to get this rate from 17 Oct

2.90% p.a.Apply now to get this rate from 17 Oct

$520

Go to site

Promoted

ME

ME

Flexible Home Loan (Member Package)

3.34% p.a.

3.78% p.a.

$200

Go to site

Promoted

Well Home Loans

Well Home Loans

Well Balanced

2.82% p.a.

2.86% p.a.

$785

Go to site

Promoted

HSBC

HSBC

Home Value Loan

3.02% p.a.Apply now to get this rate from 21 Oct

3.04% p.a.Apply now to get this rate from 21 Oct

$150

Go to site

Promoted

loans.com.au

loans.com.au

ZIP Home Loan

3.08% p.a.Apply now to get this rate from 17 Oct

3.10% p.a.Apply now to get this rate from 17 Oct

$520

Go to site

Promoted

Homestar

Homestar

Star Essentials Home Loan

2.74% p.a.

2.77% p.a.

$596

Promoted

UBank

UBank

UHomeLoan (Fixed)

2.69% p.a.
fixed 3 years

3.37% p.a.

$395

Go to site

Promoted

loans.com.au

loans.com.au

Fixed Home Loan

3.19% p.a.
fixed 3 years

3.43% p.a.

$520

Go to site

Promoted

IMB Bank

IMB Bank

Fixed Home Loan

2.84% p.a.
fixed 3 years

3.47% p.a.

$799

Promoted

CUA

CUA

Fixed Rate Loan

2.98% p.a.
fixed 3 years

4.39% p.a.

$835

Go to site

Promoted

Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan (Premium Plus Package)

2.99% p.a.
fixed 3 years

4.08% p.a.

$0

Go to site

Promoted

UBank

UBank

UHomeLoan (1 Year Fixed)

n/a

n/a

$395

Go to site

Promoted

Virgin Money

Virgin Money

Reward Me Fixed Rate Home Loan

2.99% p.a.
fixed 3 years

3.42% p.a.

$150

Go to site

Promoted

IMB Bank

IMB Bank

Fixed Home Loan

2.84% p.a.
fixed 3 years

3.47% p.a.

$799

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Compare other home loans