This product is available in different versions. Pick the right version for you here.
The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $1,000,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $1,000,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan between $50,000 and $1,000,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $1,000,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $50,000 and $1,000,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $50,000 and $1,000,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $50,000 and $1,000,000 with an LVR below 90%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 80% | $50,000 | $1,000,000 |
| | Owner Occupier | Principal & Interest | < 80% | $50,000 | $1,000,000 |
| | Owner Occupier | Interest Only | < 80% | $50,000 | $1,000,000 |
| | Owner Occupier | Principal & Interest | 80%-90% | $50,000 | $1,000,000 |
| | Investor | Principal & Interest | < 80% | $50,000 | $1,000,000 |
| | Investor | Interest Only | < 80% | $50,000 | $1,000,000 |
| | Investor | Principal & Interest | 80%-90% | $50,000 | $1,000,000 |
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $50,000 $1,000,000
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $50,000 $1,000,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $50,000 $1,000,000
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $50,000 $1,000,000
Investor (Principal & Interest)
LVR < 80%
Loan: $50,000 $1,000,000
Investor (Interest Only)
LVR < 80%
Loan: $50,000 $1,000,000
Investor (Principal & Interest)
LVR 80%-90%
Loan: $50,000 $1,000,000
3.34% p.a.
3.61% p.a.
$0.00
firstmac Home Loan (Fixed, VIP Package)
3.34% p.a.
3.61% p.a.
$0.00
firstmac Home Loan (Fixed, VIP Package)
3.34% p.a.
3.61% p.a.
$0.00
4.14% p.a.
3.82% p.a.
$0.00
firstmac Home Loan (Fixed, VIP Package)
4.14% p.a.
3.82% p.a.
$0.00
firstmac Home Loan (Fixed, VIP Package)
4.14% p.a.
3.82% p.a.
$0.00
4.29% p.a.
4.19% p.a.
$0.00
firstmac Home Loan (Fixed, VIP Package)
4.29% p.a.
4.19% p.a.
$0.00
firstmac Home Loan (Fixed, VIP Package)
4.29% p.a.
4.19% p.a.
$0.00
4.14% p.a.
3.82% p.a.
$0.00
firstmac Home Loan (Fixed, VIP Package)
4.14% p.a.
3.82% p.a.
$0.00
firstmac Home Loan (Fixed, VIP Package)
4.14% p.a.
3.82% p.a.
$0.00
4.34% p.a.
4.21% p.a.
$0.00
firstmac Home Loan (Fixed, VIP Package)
4.34% p.a.
4.21% p.a.
$0.00
firstmac Home Loan (Fixed, VIP Package)
4.34% p.a.
4.21% p.a.
$0.00
4.49% p.a.
4.47% p.a.
$0.00
firstmac Home Loan (Fixed, VIP Package)
4.49% p.a.
4.47% p.a.
$0.00
firstmac Home Loan (Fixed, VIP Package)
4.49% p.a.
4.47% p.a.
$0.00
4.34% p.a.
4.28% p.a.
$0.00
firstmac Home Loan (Fixed, VIP Package)
4.34% p.a.
4.28% p.a.
$0.00
firstmac Home Loan (Fixed, VIP Package)
4.34% p.a.
4.28% p.a.
$0.00
n/a
n/a
n/a
n/a
n/a
3.34% (3.64%*)
3.34% (3.61%*)
n/a
n/a
n/a
n/a
3.63% p.a.
$0.00
$200.00
$220.00
$300.00
n/a
$0.00
$550.00
$50,000
$1,000,000
none
80.00%
none
yes - free
no
no
none
yes
no
Additional repayments allowed up to $10,000 per year.
none
n/a
n/a
n/a
n/a
3.79% (3.70%*)
3.98% (3.75%*)
4.14% (3.82%*)
4.49% (3.98%*)
4.62% (4.09%*)
n/a
n/a
3.63% p.a.
$0.00
$200.00
$220.00
$300.00
n/a
$0.00
$550.00
$50,000
$1,000,000
none
80.00%
Weekly, Fortnightly, Monthly
yes - free
no
no
none
yes
no
Additional repayments allowed up to $10,000 per year.
none
n/a
n/a
n/a
n/a
3.94% (4.13%*)
4.13% (4.15%*)
4.29% (4.19%*)
4.64% (4.33%*)
4.77% (4.42%*)
n/a
n/a
4.08% p.a.
$0.00
$200.00
$220.00
$300.00
n/a
$0.00
$550.00
$50,000
$1,000,000
none
80.00%
Weekly, Fortnightly, Monthly
yes - free
no
no
none
yes
no
Additional repayments allowed up to $10,000 per year.
none
n/a
n/a
n/a
n/a
3.79% (3.70%*)
3.98% (3.75%*)
4.14% (3.82%*)
4.49% (3.98%*)
4.62% (4.09%*)
n/a
n/a
3.63% p.a.
$0.00
$200.00
$220.00
$300.00
n/a
$0.00
$550.00
$50,000
$1,000,000
80.00%
90.00%
Weekly, Fortnightly, Monthly
yes - free
no
no
none
yes
no
Additional repayments allowed up to $10,000 per year.
none
n/a
n/a
n/a
n/a
3.99% (4.13%*)
4.18% (4.16%*)
4.34% (4.21%*)
4.69% (4.35%*)
4.82% (4.45%*)
n/a
n/a
4.08% p.a.
$0.00
$200.00
$220.00
$300.00
n/a
$0.00
$550.00
$50,000
$1,000,000
none
80.00%
Weekly, Fortnightly, Monthly
yes - free
no
no
none
yes
no
Additional repayments allowed up to $10,000 per year.
none
n/a
n/a
n/a
n/a
4.14% (4.42%*)
4.33% (4.43%*)
4.49% (4.47%*)
4.84% (4.60%*)
4.97% (4.68%*)
n/a
n/a
4.38% p.a.
$0.00
$200.00
$220.00
$300.00
n/a
$0.00
$550.00
$50,000
$1,000,000
none
80.00%
Weekly, Fortnightly, Monthly
yes - free
no
no
none
yes
no
Additional repayments allowed up to $10,000 per year.
none
n/a
n/a
n/a
n/a
3.99% (4.22%*)
4.18% (4.24%*)
4.34% (4.28%*)
4.69% (4.41%*)
4.82% (4.50%*)
n/a
n/a
4.18% p.a.
$0.00
$200.00
$220.00
$300.00
n/a
$0.00
$550.00
$50,000
$1,000,000
80.00%
90.00%
Weekly, Fortnightly, Monthly
yes - free
no
no
none
yes
no
Additional repayments allowed up to $10,000 per year.
none
Because I'm forced to pay a higher rate, as I'm a stay at home mum and supposedly at risk of...
Read full review
Because I'm forced to pay a higher rate, as I'm a stay at home mum and supposedly at risk of default.
Less
Nancy | Tasmania
reviewed over 3 years ago
Firstmac has more than 30 years' experience in home and investment loans. It is an Australian-owned financial services provider and has written in excess of 68,000 home loans in the past decade. Firstmac manages approximately $5 billion in mortgages and $150 million in cash investments and is a premier sponsor of the Brisbane Broncos.
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