firstmac Home Loan (Fixed, VIP Package)

This product is available in different versions. Pick the right version for you here.

The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $1,000,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $1,000,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a interest only loan between $50,000 and $1,000,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $1,000,000 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan between $50,000 and $1,000,000 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan between $50,000 and $1,000,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $50,000 and $1,000,000 with an LVR below 90%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $50,000 $1,000,000

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $50,000 $1,000,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $50,000 $1,000,000

  • Owner Occupier (Principal & Interest)

    LVR 80%-90%

    Loan: $50,000 $1,000,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $50,000 $1,000,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $50,000 $1,000,000

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $50,000 $1,000,000

3.34% p.a.

3.61% p.a.

$0.00

firstmac Home Loan (Fixed, VIP Package)

3.34% p.a.

3.61% p.a.

$0.00

4.14% p.a.

3.82% p.a.

$0.00

firstmac Home Loan (Fixed, VIP Package)

4.14% p.a.

3.82% p.a.

$0.00

4.29% p.a.

4.19% p.a.

$0.00

firstmac Home Loan (Fixed, VIP Package)

4.29% p.a.

4.19% p.a.

$0.00

4.14% p.a.

3.82% p.a.

$0.00

firstmac Home Loan (Fixed, VIP Package)

4.14% p.a.

3.82% p.a.

$0.00

4.34% p.a.

4.21% p.a.

$0.00

firstmac Home Loan (Fixed, VIP Package)

4.34% p.a.

4.21% p.a.

$0.00

4.49% p.a.

4.47% p.a.

$0.00

firstmac Home Loan (Fixed, VIP Package)

4.49% p.a.

4.47% p.a.

$0.00

4.34% p.a.

4.28% p.a.

$0.00

firstmac Home Loan (Fixed, VIP Package)

4.34% p.a.

4.28% p.a.

$0.00

Details

Rates and fees information correct as at 19 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • 3.34% (3.64%*)

  • 3.34% (3.61%*)

  • n/a

  • n/a

  • n/a

  • n/a

  • 3.63% p.a.

Fees
  • $0.00

  • $200.00

  • $220.00

  • $300.00

  • n/a

  • $0.00

  • $550.00

Other financial bits
  • $50,000

  • $1,000,000

  • none

  • 80.00%

Features
  • none

  • yes - free

  • no

  • no

  • none

  • yes

  • no

  • Additional repayments allowed up to $10,000 per year.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 19 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.79% (3.70%*)

  • 3.98% (3.75%*)

  • 4.14% (3.82%*)

  • 4.49% (3.98%*)

  • 4.62% (4.09%*)

  • n/a

  • n/a

  • 3.63% p.a.

Fees
  • $0.00

  • $200.00

  • $220.00

  • $300.00

  • n/a

  • $0.00

  • $550.00

Other financial bits
  • $50,000

  • $1,000,000

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • no

  • none

  • yes

  • no

  • Additional repayments allowed up to $10,000 per year.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 19 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.94% (4.13%*)

  • 4.13% (4.15%*)

  • 4.29% (4.19%*)

  • 4.64% (4.33%*)

  • 4.77% (4.42%*)

  • n/a

  • n/a

  • 4.08% p.a.

Fees
  • $0.00

  • $200.00

  • $220.00

  • $300.00

  • n/a

  • $0.00

  • $550.00

Other financial bits
  • $50,000

  • $1,000,000

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • no

  • none

  • yes

  • no

  • Additional repayments allowed up to $10,000 per year.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 19 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.79% (3.70%*)

  • 3.98% (3.75%*)

  • 4.14% (3.82%*)

  • 4.49% (3.98%*)

  • 4.62% (4.09%*)

  • n/a

  • n/a

  • 3.63% p.a.

Fees
  • $0.00

  • $200.00

  • $220.00

  • $300.00

  • n/a

  • $0.00

  • $550.00

Other financial bits
  • $50,000

  • $1,000,000

  • 80.00%

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • no

  • none

  • yes

  • no

  • Additional repayments allowed up to $10,000 per year.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 19 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.99% (4.13%*)

  • 4.18% (4.16%*)

  • 4.34% (4.21%*)

  • 4.69% (4.35%*)

  • 4.82% (4.45%*)

  • n/a

  • n/a

  • 4.08% p.a.

Fees
  • $0.00

  • $200.00

  • $220.00

  • $300.00

  • n/a

  • $0.00

  • $550.00

Other financial bits
  • $50,000

  • $1,000,000

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • no

  • none

  • yes

  • no

  • Additional repayments allowed up to $10,000 per year.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 19 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 4.14% (4.42%*)

  • 4.33% (4.43%*)

  • 4.49% (4.47%*)

  • 4.84% (4.60%*)

  • 4.97% (4.68%*)

  • n/a

  • n/a

  • 4.38% p.a.

Fees
  • $0.00

  • $200.00

  • $220.00

  • $300.00

  • n/a

  • $0.00

  • $550.00

Other financial bits
  • $50,000

  • $1,000,000

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • no

  • none

  • yes

  • no

  • Additional repayments allowed up to $10,000 per year.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 19 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.99% (4.22%*)

  • 4.18% (4.24%*)

  • 4.34% (4.28%*)

  • 4.69% (4.41%*)

  • 4.82% (4.50%*)

  • n/a

  • n/a

  • 4.18% p.a.

Fees
  • $0.00

  • $200.00

  • $220.00

  • $300.00

  • n/a

  • $0.00

  • $550.00

Other financial bits
  • $50,000

  • $1,000,000

  • 80.00%

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • no

  • none

  • yes

  • no

  • Additional repayments allowed up to $10,000 per year.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are firstmac home loans rated by the Mozo community?

Overall customer rating
5.4/10
Price
5.8/10
Features
5.4/10
Customer service
5.3/10
Convenience
5.0/10
Trust
5.0/10

Latest review of firstmac Home Loan (Fixed, VIP Package)

  • Overall
    8/10
    Need to think of people not numbers

    Because I'm forced to pay a higher rate, as I'm a stay at home mum and supposedly at risk of...

    Because I'm forced to pay a higher rate, as I'm a stay at home mum and supposedly at risk of default.

    Price
    1/10
    Features
    10/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    8/10

    Nancy | Tasmania

    reviewed over 3 years ago

firstmac

About firstmac

Firstmac has more than 30 years' experience in home and investment loans. It is an Australian-owned financial services provider and has written in excess of 68,000 home loans in the past decade. Firstmac manages approximately $5 billion in mortgages and $150 million in cash investments and is a premier sponsor of the Brisbane Broncos.

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3.09% p.a.

3.09% p.a.

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3.39% p.a.

3.83% p.a.

$200

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Well Balanced

2.97% p.a.

2.99% p.a.

$785

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Star Essentials Home Loan

2.99% p.a.

3.02% p.a.

$596

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3.09% p.a.

3.05% p.a.

$0

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2 Year Intro Rate Variable Home Loan

3.39% p.a.variable for 24 months and then 3.86% p.a.

3.91% p.a.

$150

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3.27% p.a.

3.28% p.a.

$150

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Fixed Rate

2.99% p.a.
fixed 3 years

4.09% p.a.

$450

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UHomeLoan (Fixed)

2.99% p.a.
fixed 3 years

3.45% p.a.

$395

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Fixed Rate

3.34% p.a.
fixed 3 years

3.98% p.a.

$195

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Flexible Home Loan (Fixed, Member Package)

3.18% p.a.
fixed 3 years

3.87% p.a.

$200

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IMB Bank

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Fixed Home Loan

2.99% p.a.
fixed 3 years

3.51% p.a.

$799

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Well Balanced Fixed

2.99% p.a.
fixed 3 years

3.11% p.a.

$785

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3.19% p.a.
fixed 3 years

3.43% p.a.

$520

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Fixed Rate Home Loan (Premium Plus Package)

3.24% p.a.
fixed 3 years

4.15% p.a.

$0

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.