The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $1,000,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan between $50,000 and $1,000,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $1,000,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $50,000 and $1,000,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $50,000 and $1,000,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $50,000 and $1,000,000 with an LVR below 90%
Choose the version of loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 80% | $50,000 | $1,000,000 |
| | Owner Occupier | Interest Only | < 80% | $50,000 | $1,000,000 |
| | Owner Occupier | Principal & Interest | 80%-90% | $50,000 | $1,000,000 |
| | Investor | Principal & Interest | < 80% | $50,000 | $1,000,000 |
| | Investor | Interest Only | < 80% | $50,000 | $1,000,000 |
| | Investor | Principal & Interest | 80%-90% | $50,000 | $1,000,000 |
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $50,000 $1,000,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $50,000 $1,000,000
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $50,000 $1,000,000
Investor (Principal & Interest)
LVR < 80%
Loan: $50,000 $1,000,000
Investor (Interest Only)
LVR < 80%
Loan: $50,000 $1,000,000
Investor (Principal & Interest)
LVR 80%-90%
Loan: $50,000 $1,000,000
4.19% p.a.
4.17% p.a.
$0.00
firstmac Home Loan (Fixed, VIP Package)
4.19% p.a.
4.17% p.a.
$0.00
firstmac Home Loan (Fixed, VIP Package)
4.19% p.a.
4.17% p.a.
$0.00
4.19% p.a.
4.43% p.a.
$0.00
firstmac Home Loan (Fixed, VIP Package)
4.19% p.a.
4.43% p.a.
$0.00
firstmac Home Loan (Fixed, VIP Package)
4.19% p.a.
4.43% p.a.
$0.00
4.19% p.a.
4.32% p.a.
$0.00
firstmac Home Loan (Fixed, VIP Package)
4.19% p.a.
4.32% p.a.
$0.00
firstmac Home Loan (Fixed, VIP Package)
4.19% p.a.
4.32% p.a.
$0.00
4.64% p.a.
4.69% p.a.
$0.00
firstmac Home Loan (Fixed, VIP Package)
4.64% p.a.
4.69% p.a.
$0.00
firstmac Home Loan (Fixed, VIP Package)
4.64% p.a.
4.69% p.a.
$0.00
4.79% p.a.
4.95% p.a.
$0.00
firstmac Home Loan (Fixed, VIP Package)
4.79% p.a.
4.95% p.a.
$0.00
firstmac Home Loan (Fixed, VIP Package)
4.79% p.a.
4.95% p.a.
$0.00
4.64% p.a.
4.76% p.a.
$0.00
firstmac Home Loan (Fixed, VIP Package)
4.64% p.a.
4.76% p.a.
$0.00
firstmac Home Loan (Fixed, VIP Package)
4.64% p.a.
4.76% p.a.
$0.00
p.a.
p.a.
0 Months
none
4.09% (4.14%*)
4.09% (4.14%*)
4.19% (4.17%*)
(*)
(*)
(*)
(*)
4.08% p.a.
$0.00
$200.00
$220.00
$300.00
none
$0.00
$550.00
$50,000
$1,000,000
none
80.00%
Weekly, Fortnightly, Monthly
yes - free
no
no
none
yes
no
Additional repayments allowed up to $10,000 per year.
none
p.a.
p.a.
0 Months
none
4.24% (4.47%*)
4.09% (4.43%*)
4.19% (4.43%*)
(*)
(*)
(*)
(*)
4.43% p.a.
$0.00
$200.00
$220.00
$300.00
none
$0.00
$550.00
$50,000
$1,000,000
none
80.00%
Weekly, Fortnightly, Monthly
yes - free
no
no
none
yes
no
Additional repayments allowed up to $10,000 per year.
none
p.a.
p.a.
0 Months
none
4.09% (4.32%*)
4.09% (4.30%*)
4.19% (4.32%*)
(*)
(*)
(*)
(*)
4.28% p.a.
$0.00
$200.00
$220.00
$300.00
none
$0.00
$550.00
$50,000
$1,000,000
80.00%
90.00%
Weekly, Fortnightly, Monthly
yes - free
no
no
none
yes
no
Additional repayments allowed up to $10,000 per year.
none
p.a.
p.a.
0 Months
none
4.29% (4.66%*)
4.48% (4.66%*)
4.64% (4.69%*)
(*)
(*)
(*)
(*)
4.63% p.a.
$0.00
$200.00
$220.00
$300.00
none
$0.00
$550.00
$50,000
$1,000,000
none
80.00%
Weekly, Fortnightly, Monthly
yes - free
no
no
none
yes
no
Additional repayments allowed up to $10,000 per year.
none
p.a.
p.a.
0 Months
none
4.44% (4.94%*)
4.63% (4.93%*)
4.79% (4.95%*)
(*)
(*)
(*)
(*)
4.93% p.a.
$0.00
$200.00
$220.00
$300.00
none
$0.00
$550.00
$50,000
$1,000,000
none
80.00%
Weekly, Fortnightly, Monthly
yes - free
no
no
none
yes
no
Additional repayments allowed up to $10,000 per year.
none
p.a.
p.a.
0 Months
none
4.29% (4.75%*)
4.48% (4.74%*)
4.64% (4.76%*)
(*)
(*)
(*)
(*)
4.73% p.a.
$0.00
$200.00
$220.00
$300.00
none
$0.00
$550.00
$50,000
$1,000,000
80.00%
90.00%
Weekly, Fortnightly, Monthly
yes - free
no
no
none
yes
no
Additional repayments allowed up to $10,000 per year.
none
Because I'm forced to pay a higher rate, as I'm a stay at home mum and supposedly at risk of...
Read full review
Because I'm forced to pay a higher rate, as I'm a stay at home mum and supposedly at risk of default.
Less
Nancy | Tasmania
reviewed about 3 years ago
Firstmac has more than 30 years' experience in home and investment loans. It is an Australian-owned financial services provider and has written in excess of 68,000 home loans in the past decade. Firstmac manages approximately $5 billion in mortgages and $150 million in cash investments and is a premier sponsor of the Brisbane Broncos.
Promoted
loans.com.au
Essentials Variable
3.64% p.a. variable
3.66% p.a.
$520
Promoted
Queensland Country Credit Union
Discount Ultimate Home Loan (Package)
3.61% p.a. variable
3.97% p.a.
$0
Promoted
Well Home Loans
Well Balanced
3.49% p.a. variable
3.53% p.a.
$600
Promoted
Virgin Money
Reward Me Variable Rate Home Loan
3.68% p.a. variable
3.82% p.a.
$150
Promoted
Newcastle Permanent
Variable Home Loan (Premium Plus Package)
3.99% p.a.
4.38% p.a.
$0
Promoted
loans.com.au
Smart Loan Fixed (Package)
3.99% p.a.
fixed 3 years
4.31% p.a.
$520
Promoted
Newcastle Permanent
Fixed Rate Home Loan
4.04% p.a.
fixed 3 years
4.84% p.a.
$0
Promoted
Bank Australia
Basic Home Loan (Fixed)
3.89% p.a.
fixed 3 years
3.91% p.a.
$0
Promoted
Well Home Loans
Well Balanced Fixed
3.83% p.a.
fixed 3 years
3.62% p.a.
$600
Promoted
NAB
Tailored Home Loan (Fixed, Choice Package)
3.99% p.a.
fixed 3 years
4.86% p.a.
$0
Promoted
Beyond Bank
Fixed Rate Total Home Loan (Package)
3.83% p.a.
fixed 3 years
4.89% p.a.
$0
