Hume Bank Fixed Rate Home Loan

This product is available in different versions. Pick the right version for you here.

The details shown below are for an owner occupier taking out a principal & interest loan up to with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan up to with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan up to with an LVR below 85%

The details shown below are for an investor taking out a interest only loan up to with an LVR below 80%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan:

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan:

  • Investor (Principal & Interest)

    LVR < 85%

    Loan:

  • Investor (Interest Only)

    LVR < 80%

    Loan:

3.54% p.a.

4.48% p.a.

$0.00

Hume Bank Fixed Rate Home Loan

3.54% p.a.

4.48% p.a.

$0.00

4.29% p.a.

4.97% p.a.

$0.00

Hume Bank Fixed Rate Home Loan

4.29% p.a.

4.97% p.a.

$0.00

3.79% p.a.

4.95% p.a.

$0.00

Hume Bank Fixed Rate Home Loan

3.79% p.a.

4.95% p.a.

$0.00

4.29% p.a.

5.33% p.a.

$0.00

Hume Bank Fixed Rate Home Loan

4.29% p.a.

5.33% p.a.

$0.00

Details

Rates and fees information correct as at 24 July 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.65% (4.70%*)

  • 3.34% (4.55%*)

  • 3.54% (4.48%*)

  • 3.99% (4.54%*)

  • 3.99% (4.49%*)

  • n/a

  • n/a

  • 4.75% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $150.00

  • n/a

  • $0.00

  • $200.00

Other financial bits
  • none

  • none

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free for up to 25% of loan

  • none

  • yes - free

  • $50.00

  • yes

  • no

  • none

  • Fee-free linked transaction account.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 24 July 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 4.15% (5.11%*)

  • 4.19% (5.02%*)

  • 4.29% (4.97%*)

  • 4.70% (5.05%*)

  • 4.70% (5.01%*)

  • n/a

  • n/a

  • 5.15% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $150.00

  • n/a

  • $0.00

  • $200.00

Other financial bits
  • none

  • none

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free for up to 25% of loan

  • none

  • yes - free

  • $50.00

  • yes

  • no

  • none

  • Fee-free linked transaction account.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 24 July 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 4.19% (5.25%*)

  • 3.79% (5.07%*)

  • 3.79% (4.95%*)

  • 4.45% (5.06%*)

  • 4.45% (5.00%*)

  • n/a

  • n/a

  • 5.30% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $150.00

  • n/a

  • $0.00

  • $200.00

Other financial bits
  • none

  • none

  • none

  • 85.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free for up to 25% of loan

  • none

  • yes - free

  • $50.00

  • yes

  • no

  • none

  • Fee-free linked transaction account.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 24 July 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 4.59% (5.60%*)

  • 4.29% (5.45%*)

  • 4.29% (5.33%*)

  • 4.90% (5.44%*)

  • 4.90% (5.39%*)

  • n/a

  • n/a

  • 5.65% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $150.00

  • n/a

  • $0.00

  • $200.00

Other financial bits
  • none

  • none

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free for up to 25% of loan

  • none

  • yes - free

  • $50.00

  • yes

  • no

  • none

  • Fee-free linked transaction account.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Hume Bank home loans rated by the Mozo community?

Overall customer rating
9.6/10
Price
9.4/10
Features
9.3/10
Customer service
9.9/10
Convenience
9.5/10
Trust
10.0/10

Latest reviews of Hume Bank Fixed Rate Home Loan

  • Overall
    8/10
    I have banked Hume Bank for 20 years

    Hume Bank offers low fees and I like that they are also community owned.

    Hume Bank offers low fees and I like that they are also community owned.

    Price
    8/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -

    Virginia | New South Wales

    reviewed over 2 years ago

  • Overall
    10/10
    Superb, individual service

    Hume gives me a great, flexible product at a competitive price and gives me the most fantastic...

    Hume gives me a great, flexible product at a competitive price and gives me the most fantastic service I've ever had from a financial organisation. (It's not an institution, so I won't call it one! )

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Olwen | New South Wales

    reviewed over 6 years ago

  • Overall
    10/10
    Draw back facility is an advantage.

    The Hume Building Society staff make it easy. They are available at short notice for face to face...

    The Hume Building Society staff make it easy. They are available at short notice for face to face appointments & always over the phone. The home loan has the draw back facility which enables you to be ahead in your payments, but draw back if needed. I highly recommend this product.

    Price
    9/10
    Features
    9/10
    Customer service
    9/10
    Convenience
    10/10
    Trust
    10/10

    Christine | New South Wales

    reviewed about 7 years ago

Hume Bank

About Hume Bank

Hume Bank, formerly Hume Building Society, gives its members access to an extensive range of products with great saving rates, no monthly fees and low loan rates. Hume Bank offers products in both business and personal banking. With Hume's personal products including: savings accounts, credit cards, term investments, home loans, debit cards, personal loans, financial planning services and car insurance. Hume Bank's business range includes credit cards, every-day banking accounts, business lending and internet banking facilities.

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3.58% p.a.
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3.97% p.a.

$200

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3.49% p.a.
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4.40% p.a.

$0

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n/a

n/a

$0

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3.19% p.a.
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4.14% p.a.

$450

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$520

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.