The details shown below are for an owner occupier taking out a principal & interest loan up to with an LVR below 70%
The details shown below are for an owner occupier taking out a principal & interest loan up to with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan up to with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan up to with an LVR below 85%
The details shown below are for an investor taking out a interest only loan up to with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 70% | ||
| | Owner Occupier | Principal & Interest | < 95% | ||
| | Owner Occupier | Interest Only | < 80% | ||
| | Investor | Principal & Interest | < 85% | ||
| | Investor | Interest Only | < 80% |
Owner Occupier (Principal & Interest)
LVR < 70%
Loan:
Owner Occupier (Principal & Interest)
LVR < 95%
Loan:
Owner Occupier (Interest Only)
LVR < 80%
Loan:
Investor (Principal & Interest)
LVR < 85%
Loan:
Investor (Interest Only)
LVR < 80%
Loan:
n/a
n/a
n/a
n/a
n/a
1.99% (3.48%*)
n/a
n/a
n/a
n/a
n/a
3.75% p.a.
$600.00
$0.00
$0.00
$150.00
n/a
$0.00
$200.00
none
none
none
70.00%
Weekly, Fortnightly, Monthly
yes - free for up to 25% of loan
none
yes - free
$50.00
yes
no
none
Fee-free linked transaction account.
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
1.99% (3.63%*)
2.19% (3.53%*)
2.19% (3.41%*)
2.49% (3.39%*)
2.69% (3.38%*)
n/a
n/a
3.75% p.a.
$600.00
$0.00
$0.00
$150.00
n/a
$0.00
$200.00
none
none
none
95.00%
Weekly, Fortnightly, Monthly
yes - free for up to 25% of loan
none
yes - free
$50.00
yes
no
none
Fee-free linked transaction account.
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
3.39% (4.18%*)
3.49% (4.12%*)
3.49% (4.07%*)
3.69% (4.08%*)
3.89% (3.84%*)
n/a
n/a
4.20% p.a.
$600.00
$0.00
$0.00
$150.00
n/a
$0.00
$200.00
none
none
none
80.00%
Weekly, Fortnightly, Monthly
yes - free for up to 25% of loan
none
yes - free
$50.00
yes
no
none
Fee-free linked transaction account.
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.49% (4.14%*)
2.59% (3.99%*)
2.59% (3.86%*)
2.99% (3.88%*)
3.09% (3.83%*)
n/a
n/a
4.25% p.a.
$600.00
$0.00
$0.00
$150.00
n/a
$0.00
$200.00
none
none
none
85.00%
Weekly, Fortnightly, Monthly
yes - free for up to 25% of loan
none
yes - free
$50.00
yes
no
none
Fee-free linked transaction account.
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.69% (4.47%*)
2.79% (4.03%*)
2.79% (3.91%*)
3.19% (4.18%*)
3.19% (4.08%*)
n/a
n/a
4.60% p.a.
$600.00
$0.00
$0.00
$150.00
n/a
$0.00
$200.00
none
none
none
80.00%
Weekly, Fortnightly, Monthly
yes - free for up to 25% of loan
none
yes - free
$50.00
yes
no
none
Fee-free linked transaction account.
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Hume Bank offers low fees and I like that they are also community owned.
Read full reviewHume Bank offers low fees and I like that they are also community owned.
Hume gives me a great, flexible product at a competitive price and gives me the most fantastic service I've ever had from a financial organisation. (It's not an institution, so I won't call it one! )
Read full reviewHume gives me a great, flexible product at a competitive price and gives me the most fantastic service I've ever had from a financial organisation. (It's not an institution, so I won't call it one! )
The Hume Building Society staff make it easy. They are available at short notice for face to face appointments & always over the phone. The home loan has the draw back facility which enables you to be ahead in your payments, but draw back if needed. I highly recommend this product.
Read full reviewThe Hume Building Society staff make it easy. They are available at short notice for face to face appointments & always over the phone. The home loan has the draw back facility which enables you to be ahead in your payments, but draw back if needed. I highly recommend this product.
Hume Bank, formerly Hume Building Society, gives its members access to an extensive range of products with great saving rates, no monthly fees and low loan rates. Hume Bank offers products in both business and personal banking. With Hume's personal products including: savings accounts, credit cards, term investments, home loans, debit cards, personal loans, financial planning services and car insurance. Hume Bank's business range includes credit cards, every-day banking accounts, business lending and internet banking facilities.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a. variable
2.47% p.a.
Bank of Queensland
Fixed Rate
2.09% p.a.
fixed 3 years
3.01% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a. variable
2.47% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a.
2.47% p.a.
People's Choice Credit Union
Fixed Rate Home Loan (Package)
1.99% p.a.
fixed 3 years
3.64% p.a.
Bank of Queensland
Fixed Rate
2.09% p.a.
fixed 3 years
3.01% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
