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Hume Bank Fixed Rate Home Loan

Advertiser disclosure

The details shown below are for an owner occupier taking out a principal & interest loan up to with an LVR below 70%

The details shown below are for an owner occupier taking out a principal & interest loan up to with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan up to with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan up to with an LVR below 85%

The details shown below are for an investor taking out a interest only loan up to with an LVR below 80%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 70%

    Loan:

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan:

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan:

  • Investor (Principal & Interest)

    LVR < 85%

    Loan:

  • Investor (Interest Only)

    LVR < 80%

    Loan:

Fixed 3 year rate
p.a.
Comparison Rate
n/a
Service fee
$0.00
Upfront fee
$750
Fixed 3 year rate
2.29% p.a.
Comparison Rate
3.42% p.a.
Service fee
$0.00
Upfront fee
$750
Fixed 3 year rate
3.59% p.a.
Comparison Rate
3.75% p.a.
Service fee
$0.00
Upfront fee
$750
Fixed 3 year rate
2.59% p.a.
Comparison Rate
3.86% p.a.
Service fee
$0.00
Upfront fee
$750
Fixed 3 year rate
2.79% p.a.
Comparison Rate
3.91% p.a.
Service fee
$0.00
Upfront fee
$750

Details

Rates and fees information correct as at 29 November 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • 1.99% (3.48%*)

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • 4.40% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $150.00

  • n/a

  • $0.00

  • $200.00

Other financial bits
  • none

  • none

  • none

  • 70.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free for up to 25% of loan

  • none

  • yes - free

  • $50.00

  • yes

  • no

  • none

  • Fee-free linked transaction account.

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 November 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 1.99% (3.63%*)

  • 2.29% (3.53%*)

  • 2.29% (3.42%*)

  • 2.69% (3.42%*)

  • 2.89% (3.44%*)

  • n/a

  • n/a

  • 4.40% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $150.00

  • n/a

  • $0.00

  • $200.00

Other financial bits
  • none

  • none

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free for up to 25% of loan

  • none

  • yes - free

  • $50.00

  • yes

  • no

  • none

  • Fee-free linked transaction account.

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 November 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.59% (3.77%*)

  • 3.59% (4.76%*)

  • 3.59% (3.75%*)

  • 3.89% (3.83%*)

  • 3.89% (3.84%*)

  • n/a

  • n/a

  • 4.85% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $150.00

  • n/a

  • $0.00

  • $200.00

Other financial bits
  • none

  • none

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free for up to 25% of loan

  • none

  • yes - free

  • $50.00

  • yes

  • no

  • none

  • Fee-free linked transaction account.

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 November 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.59% (4.13%*)

  • 2.59% (3.99%*)

  • 2.59% (3.86%*)

  • 3.19% (3.93%*)

  • 3.19% (3.86%*)

  • n/a

  • n/a

  • 5.00% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $150.00

  • n/a

  • $0.00

  • $200.00

Other financial bits
  • none

  • none

  • none

  • 85.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free for up to 25% of loan

  • none

  • yes - free

  • $50.00

  • yes

  • no

  • none

  • Fee-free linked transaction account.

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 November 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.79% (4.15%*)

  • 2.79% (4.03%*)

  • 2.79% (3.91%*)

  • 3.39% (4.00%*)

  • 3.39% (3.94%*)

  • n/a

  • n/a

  • 5.35% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $150.00

  • n/a

  • $0.00

  • $200.00

Other financial bits
  • none

  • none

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free for up to 25% of loan

  • none

  • yes - free

  • $50.00

  • yes

  • no

  • none

  • Fee-free linked transaction account.

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Hume Bank home loans rated by the Mozo community?

Overall
9.6/10
Price
9.4/10
Features
9.3/10
Customer service
9.9/10
Convenience
9.5/10
Trust
10.0/10

Latest reviews of Hume Bank Fixed Rate Home Loan

  • Overall 8/10
    I have banked Hume Bank for 20 years

    Hume Bank offers low fees and I like that they are also community owned.

    Read full review

    Hume Bank offers low fees and I like that they are also community owned.

    Price
    8/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -
    Less
    Virginia, New South Wales reviewed over 3 years ago
  • Overall 10/10
    Superb, individual service

    Hume gives me a great, flexible product at a competitive price and gives me the most fantastic service I've ever had from a financial organisation. (It's not an institution, so I won't call it one! )

    Read full review

    Hume gives me a great, flexible product at a competitive price and gives me the most fantastic service I've ever had from a financial organisation. (It's not an institution, so I won't call it one! )

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Olwen, New South Wales reviewed almost 8 years ago
  • Overall 10/10
    Draw back facility is an advantage.

    The Hume Building Society staff make it easy. They are available at short notice for face to face appointments & always over the phone. The home loan has the draw back facility which enables you to be ahead in your payments, but draw back if needed. I highly recommend this product.

    Read full review

    The Hume Building Society staff make it easy. They are available at short notice for face to face appointments & always over the phone. The home loan has the draw back facility which enables you to be ahead in your payments, but draw back if needed. I highly recommend this product.

    Price
    9/10
    Features
    9/10
    Customer service
    9/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Christine, New South Wales reviewed over 8 years ago
Hume Bank

About Hume Bank

Hume Bank, formerly Hume Building Society, gives its members access to an extensive range of products with great saving rates, no monthly fees and low loan rates. Hume Bank offers products in both business and personal banking. With Hume's personal products including: savings accounts, credit cards, term investments, home loans, debit cards, personal loans, financial planning services and car insurance. Hume Bank's business range includes credit cards, every-day banking accounts, business lending and internet banking facilities.

See Hume Bank home loans

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Virgin Money

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2.09% p.a.
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3.01% p.a.

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1.99% p.a.variable for 12 months and then 2.48% p.a. variable

2.47% p.a.

Athena

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AcceleRATES Variable Home Loan

2.19% p.a. variable

2.19% p.a.

UBank

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UHomeLoan (Fixed)

1.95% p.a.
fixed 3 years

2.27% p.a.

Virgin Money

Virgin Money

Reward Me Fixed Rate Home Loan

2.04% p.a.
fixed 3 years

2.73% p.a.

Suncorp

Suncorp

Back to Basics

2.54% p.a. variable

2.55% p.a.

loans.com.au

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Smart Home Loan

2.48% p.a. variable

2.50% p.a.

Newcastle Permanent

Newcastle Permanent

Real Deal Home Loan

2.59% p.a. variable

2.63% p.a.

UBank

UBank

UHomeLoan - Discount Offer

2.34% p.a. variable

2.34% p.a.

loans.com.au

loans.com.au

Smart Booster Home Loan

1.99% p.a.variable for 12 months and then 2.48% p.a.

2.47% p.a.

Athena

Athena

AcceleRATES Variable Home Loan

2.19% p.a.

2.19% p.a.

UBank

UBank

UHomeLoan - Discount Offer

2.34% p.a.

2.34% p.a.

Suncorp

Suncorp

Back to Basics

2.54% p.a.

2.55% p.a.

Bank of Queensland

Bank of Queensland

Economy

2.59% p.a.

2.76% p.a.

Illawarra Credit Union

Illawarra Credit Union

The Works Home Loan

1.99% p.a.variable for 24 months and then 2.50% p.a.

2.93% p.a.

Newcastle Permanent

Newcastle Permanent

Real Deal Home Loan

2.59% p.a.

2.63% p.a.

HSBC

HSBC

Home Value Loan

2.59% p.a.

2.60% p.a.

loans.com.au

loans.com.au

Fixed Home Loan

1.99% p.a.
fixed 3 years

2.70% p.a.

UBank

UBank

UHomeLoan (Fixed)

1.95% p.a.
fixed 3 years

2.27% p.a.

Virgin Money

Virgin Money

Reward Me Fixed Rate Home Loan

2.04% p.a.
fixed 3 years

2.73% p.a.

Bank of Queensland

Bank of Queensland

Fixed Rate

2.09% p.a.
fixed 3 years

3.01% p.a.

Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan (Premium Plus Package)

2.18% p.a.
fixed 3 years

3.62% p.a.

HSBC

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Fixed Rate Home Loan

2.29% p.a.
fixed 3 years

2.95% p.a.

UBank

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UHomeLoan (1 Year Fixed)

n/a

n/a

Qudos Bank

Qudos Bank

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2.19% p.a.
fixed 3 years

2.68% p.a.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.