The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan of at least $150,000 with an LVR below 95%
The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 95%
The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 95%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 95% | $150,000 | |
| | Owner Occupier | Interest Only | < 95% | $150,000 | |
| | Investor | Principal & Interest | < 95% | $150,000 | |
| | Investor | Interest Only | < 95% | $150,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $150,000
Owner Occupier (Interest Only)
LVR < 95%
Loan: $150,000
Investor (Principal & Interest)
LVR < 95%
Loan: $150,000
Investor (Interest Only)
LVR < 95%
Loan: $150,000
n/a
n/a
n/a
n/a
2.65% (4.14%*)
2.65% (4.01%*)
2.40% (3.82%*)
n/a
3.04% (3.81%*)
n/a
n/a
4.24% p.a.
$0.00
$440.00
$242.00
$0.00
n/a
$0.00
$350.00
$150,000
none
none
95.00%
Monthly
yes - free for amounts up to 15% of minimum monthly repayment
no
yes - fees apply
$0.00
yes
no
Valuation and legal fees charged at cost. Lenders Mortgage Insurance required for loans above 80% LVR.
$6 monthly account keeping fee waived on the Everyday account.
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.80% (4.39%*)
n/a
n/a
n/a
n/a
n/a
n/a
4.50% p.a.
$0.00
$440.00
$242.00
$0.00
n/a
$0.00
$350.00
$150,000
none
none
95.00%
Monthly
yes - free for amounts up to 15% of minimum monthly repayment
no
yes - fees apply
$0.00
yes
no
Valuation and legal fees charged at cost. Lenders Mortgage Insurance required for loans above 80% LVR.
$6 monthly account keeping fee waived on the Everyday account.
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.85% (4.52%*)
2.75% (4.35%*)
2.65% (4.17%*)
n/a
3.55% (4.25%*)
n/a
n/a
4.64% p.a.
$0.00
$440.00
$242.00
$0.00
n/a
$0.00
$350.00
$150,000
none
none
95.00%
Monthly
yes - free for amounts up to 15% of minimum monthly repayment
no
yes - fees apply
$0.00
yes
no
Valuation and legal fees charged at cost. Lenders Mortgage Insurance required for loans above 80% LVR.
$6 monthly account keeping fee waived on the Everyday account.
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.85% (4.76%*)
2.75% (4.56%*)
2.65% (4.36%*)
n/a
3.55% (4.40%*)
n/a
n/a
4.90% p.a.
$0.00
$440.00
$242.00
$0.00
n/a
$0.00
$350.00
$150,000
none
none
95.00%
Monthly
yes - free for amounts up to 15% of minimum monthly repayment
no
yes - fees apply
$0.00
yes
no
Valuation and legal fees charged at cost. Lenders Mortgage Insurance required for loans above 80% LVR.
$6 monthly account keeping fee waived on the Everyday account.
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Illawarra Credit Union is a community credit union, that uses its profits to improve products and services offered to its customers, in the Illawarra region. Illawarra offers its customers with competitive products and services in home and personal loans, credit cards, car loans, savings accounts, term deposits and debit cards. Illawarra provides financial solutions complimented with customer service.
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Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a. variable
2.47% p.a.
Homestar
Star Gold Home Loan
1.79% p.a. variable
1.84% p.a.
Bank of Queensland
Fixed Rate
1.94% p.a.
fixed 3 years
2.97% p.a.
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Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a. variable
2.47% p.a.
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
1.98% p.a.
fixed 3 years
3.56% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a.
2.47% p.a.
Homestar
Star Gold Home Loan
1.79% p.a.
1.84% p.a.
Yard
Variable Home Loan Special
2.09% p.a.
2.12% p.a.
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
1.98% p.a.
fixed 3 years
3.56% p.a.
Homestar
Star Classic Fixed Home Loan
n/a
n/a
People's Choice Credit Union
Fixed Rate Home Loan (Package)
1.89% p.a.
fixed 3 years
3.03% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
