Illawarra Credit Union Fixed Home Loan

The details shown below are for an owner occupier taking out a principal & interest loan of at least $250,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan of at least $250,000 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest loan of at least $250,000 with an LVR below 95%

The details shown below are for an investor taking out a interest only loan of at least $250,000 with an LVR below 95%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $250,000

  • Owner Occupier (Interest Only)

    LVR < 95%

    Loan: $250,000

  • Investor (Principal & Interest)

    LVR < 95%

    Loan: $250,000

  • Investor (Interest Only)

    LVR < 95%

    Loan: $250,000

4.00% p.a.

4.19% p.a.

$0.00

Illawarra Credit Union Fixed Home Loan

4.00% p.a.

4.19% p.a.

$0.00

4.65% p.a.

4.40% p.a.

$0.00

Illawarra Credit Union Fixed Home Loan

4.65% p.a.

4.40% p.a.

$0.00

4.30% p.a.

4.73% p.a.

$8.00 monthly

Illawarra Credit Union Fixed Home Loan

4.30% p.a.

4.73% p.a.

$8.00 monthly

4.70% p.a.

4.91% p.a.

$8.00 monthly

Illawarra Credit Union Fixed Home Loan

4.70% p.a.

4.91% p.a.

$8.00 monthly

Details

Rates and fees information correct as at 19 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 3.80% (4.21%*)

  • 3.90% (4.19%*)

  • 4.00% (4.19%*)

  • (*)

  • 4.74% (4.47%*)

  • (*)

  • (*)

  • 4.20% p.a.

Fees
  • $0.00

  • $365.00

  • $242.00

  • $0.00

  • none

  • $0.00

  • $250.00

Other financial bits
  • $250,000

  • none

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • no

  • no

  • yes - free

  • $500.00

  • yes

  • yes

  • Valuation and legal fees charged at cost.

  • none

Details

Rates and fees information correct as at 19 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.35% (4.30%*)

  • 4.40% (4.32%*)

  • 4.65% (4.40%*)

  • (*)

  • 4.99% (4.60%*)

  • (*)

  • (*)

  • 4.25% p.a.

Fees
  • $0.00

  • $365.00

  • $242.00

  • $0.00

  • none

  • $0.00

  • $250.00

Other financial bits
  • $250,000

  • none

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • no

  • no

  • yes - free

  • $500.00

  • yes

  • yes

  • Valuation and legal fees charged at cost.

  • none

Details

Rates and fees information correct as at 19 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.20% (4.79%*)

  • 4.30% (4.76%*)

  • 4.30% (4.73%*)

  • (*)

  • 5.24% (5.07%*)

  • (*)

  • (*)

  • 4.70% p.a.

Fees
  • $0.00

  • $365.00

  • $242.00

  • $0.00

  • none

  • $8.00 monthly

  • $250.00

Other financial bits
  • $250,000

  • none

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • no

  • no

  • yes - free

  • $500.00

  • yes

  • yes

  • Valuation and legal fees charged at cost.

  • none

Details

Rates and fees information correct as at 19 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.60% (4.92%*)

  • 4.65% (4.91%*)

  • 4.70% (4.91%*)

  • (*)

  • 5.24% (5.12%*)

  • (*)

  • (*)

  • 4.80% p.a.

Fees
  • $0.00

  • $365.00

  • $242.00

  • $0.00

  • none

  • $8.00 monthly

  • $250.00

Other financial bits
  • $250,000

  • none

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • no

  • no

  • yes - free

  • $500.00

  • yes

  • yes

  • Valuation and legal fees charged at cost.

  • none

Customer Reviews

How are Illawarra Credit Union home loans rated by the Mozo community?

Overall customer rating
6.0/10
Price
6.0/10
Features
6.0/10
Customer service
6.0/10
Convenience
6.0/10
Trust
6.0/10

Latest review of Illawarra Credit Union Fixed Home Loan

  • Overall
    0/10
    Heartless

    Would not recommend.

    Would not recommend.

    Price
    0/10
    Features
    0/10
    Customer service
    0/10
    Convenience
    0/10
    Trust
    0/10

    Claudia | VIC

    18 Jul 2014

Illawarra Credit Union

About Illawarra Credit Union

Illawarra Credit Union is a community credit union, that uses its profits to improve products and services offered to its customers, in the Illawarra region. Illawarra offers its customers with competitive products and services in home and personal loans, credit cards, car loans, savings accounts, term deposits and debit cards. Illawarra provides financial solutions complimented with customer service.

See Illawarra Credit Union home loans

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.