Illawarra Credit Union Fixed Home Loan

This product is available in different versions. Pick the right version for you here.

The details shown below are for an owner occupier taking out a principal & interest loan of at least $250,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan of at least $250,000 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest loan of at least $250,000 with an LVR below 95%

The details shown below are for an investor taking out a interest only loan of at least $250,000 with an LVR below 95%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $250,000

  • Owner Occupier (Interest Only)

    LVR < 95%

    Loan: $250,000

  • Investor (Principal & Interest)

    LVR < 95%

    Loan: $250,000

  • Investor (Interest Only)

    LVR < 95%

    Loan: $250,000

3.25% p.a.

3.59% p.a.

$0.00

Illawarra Credit Union Fixed Home Loan

3.25% p.a.

3.59% p.a.

$0.00

3.90% p.a.

4.02% p.a.

$0.00

Illawarra Credit Union Fixed Home Loan

3.90% p.a.

4.02% p.a.

$0.00

3.75% p.a.

4.30% p.a.

$8.00 monthly

Illawarra Credit Union Fixed Home Loan

3.75% p.a.

4.30% p.a.

$8.00 monthly

3.78% p.a.

4.49% p.a.

$8.00 monthly

Illawarra Credit Union Fixed Home Loan

3.78% p.a.

4.49% p.a.

$8.00 monthly

Details

Rates and fees information correct as at 7 April 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.30% (3.66%*)

  • 3.30% (3.63%*)

  • 3.25% (3.59%*)

  • n/a

  • 3.80% (3.75%*)

  • n/a

  • n/a

  • 3.64% p.a.

Fees
  • $0.00

  • $365.00

  • $242.00

  • $0.00

  • n/a

  • $0.00

  • $350.00

Other financial bits
  • $250,000

  • none

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • no

  • no

  • yes - free

  • $500.00

  • yes

  • no

  • Valuation and legal fees charged at cost.

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 April 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.95% (4.04%*)

  • 3.99% (4.05%*)

  • 3.90% (4.02%*)

  • n/a

  • 4.09% (4.08%*)

  • n/a

  • n/a

  • 4.00% p.a.

Fees
  • $0.00

  • $365.00

  • $242.00

  • $0.00

  • n/a

  • $0.00

  • $350.00

Other financial bits
  • $250,000

  • none

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • no

  • no

  • yes - free

  • $500.00

  • yes

  • no

  • Valuation and legal fees charged at cost.

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 April 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.75% (4.39%*)

  • 3.80% (4.35%*)

  • 3.75% (4.30%*)

  • n/a

  • 4.18% (4.39%*)

  • n/a

  • n/a

  • 4.30% p.a.

Fees
  • $0.00

  • $365.00

  • $242.00

  • $0.00

  • n/a

  • $8.00 monthly

  • $350.00

Other financial bits
  • $250,000

  • none

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • no

  • no

  • yes - free

  • $500.00

  • yes

  • no

  • Valuation and legal fees charged at cost.

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 April 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.99% (4.64%*)

  • 3.85% (4.56%*)

  • 3.78% (4.49%*)

  • n/a

  • 3.99% (4.46%*)

  • n/a

  • n/a

  • 4.55% p.a.

Fees
  • $0.00

  • $365.00

  • $242.00

  • $0.00

  • n/a

  • $8.00 monthly

  • $350.00

Other financial bits
  • $250,000

  • none

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • no

  • no

  • yes - free

  • $500.00

  • yes

  • no

  • Valuation and legal fees charged at cost.

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Illawarra Credit Union home loans rated by the Mozo community?

Overall customer rating
7.8/10
Price
7.4/10
Features
7.2/10
Customer service
8.0/10
Convenience
7.1/10
Trust
7.8/10

Latest review of Illawarra Credit Union Fixed Home Loan

  • Overall 0/10
    Heartless

    Would not recommend.

    Read full review

    Would not recommend.

    Price
    0/10
    Features
    0/10
    Customer service
    0/10
    Convenience
    0/10
    Trust
    0/10
    Less
    Claudia, Victoria reviewed over 5 years ago
Illawarra Credit Union

About Illawarra Credit Union

Illawarra Credit Union is a community credit union, that uses its profits to improve products and services offered to its customers, in the Illawarra region. Illawarra offers its customers with competitive products and services in home and personal loans, credit cards, car loans, savings accounts, term deposits and debit cards. Illawarra provides financial solutions complimented with customer service.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.