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Macquarie Offset Home Loan (Fixed, Package)

Advertiser disclosure
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $10,000,000 with an LVR below 70%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $10,000,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $10,000,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan between $150,000 and $10,000,000 with an LVR below 70%
The details shown below are for an owner occupier taking out a interest only loan between $150,000 and $10,000,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $150,000 and $10,000,000 with an LVR below 70%
The details shown below are for an investor taking out a principal & interest loan between $150,000 and $10,000,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $150,000 and $10,000,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $150,000 and $10,000,000 with an LVR below 70%
The details shown below are for an investor taking out a interest only loan between $150,000 and $10,000,000 with an LVR below 80%

Choose the version of this loan that suits you best

Availability Loan type LVR Min loan amount Max loan amount
Owner Occupier Principal & Interest < 70% $150,000 $10,000,000
Owner Occupier Principal & Interest 70%-80% $150,000 $10,000,000
Owner Occupier Principal & Interest 80%-95% $150,000 $10,000,000
Owner Occupier Interest Only < 70% $150,000 $10,000,000
Owner Occupier Interest Only 70%-80% $150,000 $10,000,000
Investor Principal & Interest < 70% $150,000 $10,000,000
Investor Principal & Interest 70%-80% $150,000 $10,000,000
Investor Principal & Interest 80%-90% $150,000 $10,000,000
Investor Interest Only < 70% $150,000 $10,000,000
Investor Interest Only 70%-80% $150,000 $10,000,000
  • Owner Occupier (Principal & Interest)
    LVR < 70%
    Loan: $150,000 $10,000,000
  • Owner Occupier (Principal & Interest)
    LVR 70%-80%
    Loan: $150,000 $10,000,000
  • Owner Occupier (Principal & Interest)
    LVR 80%-95%
    Loan: $150,000 $10,000,000
  • Owner Occupier (Interest Only)
    LVR < 70%
    Loan: $150,000 $10,000,000
  • Owner Occupier (Interest Only)
    LVR 70%-80%
    Loan: $150,000 $10,000,000
  • Investor (Principal & Interest)
    LVR < 70%
    Loan: $150,000 $10,000,000
  • Investor (Principal & Interest)
    LVR 70%-80%
    Loan: $150,000 $10,000,000
  • Investor (Principal & Interest)
    LVR 80%-90%
    Loan: $150,000 $10,000,000
  • Investor (Interest Only)
    LVR < 70%
    Loan: $150,000 $10,000,000
  • Investor (Interest Only)
    LVR 70%-80%
    Loan: $150,000 $10,000,000
Fixed 3 year rate
5.99% p.a.
Comparison Rate
6.35% p.a.
Service fee
$248.00 yearly
Upfront fee
$350
Fixed 3 year rate
6.09% p.a.
Comparison Rate
6.41% p.a.
Service fee
$248.00 yearly
Upfront fee
$350
Fixed 3 year rate
6.49% p.a.
Comparison Rate
7.23% p.a.
Service fee
$248.00 yearly
Upfront fee
$350
Fixed 3 year rate
6.49% p.a.
Comparison Rate
6.81% p.a.
Service fee
$248.00 yearly
Upfront fee
$350
Fixed 3 year rate
6.59% p.a.
Comparison Rate
6.95% p.a.
Service fee
$248.00 yearly
Upfront fee
$350
Fixed 3 year rate
6.29% p.a.
Comparison Rate
6.57% p.a.
Service fee
$248.00 yearly
Upfront fee
$350
Fixed 3 year rate
6.39% p.a.
Comparison Rate
6.68% p.a.
Service fee
$248.00 yearly
Upfront fee
$350
Fixed 3 year rate
6.59% p.a.
Comparison Rate
7.33% p.a.
Service fee
$248.00 yearly
Upfront fee
$350
Fixed 3 year rate
6.49% p.a.
Comparison Rate
6.81% p.a.
Service fee
$248.00 yearly
Upfront fee
$350
Fixed 3 year rate
6.59% p.a.
Comparison Rate
6.95% p.a.
Service fee
$248.00 yearly
Upfront fee
$350

Details

Rates and fees information correct as at 28 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.39% (6.42%*)

6.09% (6.39%*)

5.99% (6.35%*)

6.19% (6.41%*)

6.19% (6.42%*)

n/a

n/a

6.15% p.a.

Fees

$0.00

$350.00

$0.00

$0.00

n/a

$248.00 yearly

$400.00

Other financial bits

$150,000

$10,000,000

none

70.00%

Features

Monthly

yes - up to $10,000 p.a.

yes

yes - free

none

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.49% (6.47%*)

6.15% (6.43%*)

6.09% (6.41%*)

6.25% (6.46%*)

6.25% (6.46%*)

n/a

n/a

6.19% p.a.

Fees

$0.00

$350.00

$0.00

$0.00

n/a

$248.00 yearly

$400.00

Other financial bits

$150,000

$10,000,000

70.00%

80.00%

Features

Monthly

yes - up to $10,000 p.a.

yes

yes - free

none

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.75% (7.38%*)

6.49% (7.29%*)

6.49% (7.23%*)

6.65% (7.23%*)

6.65% (7.19%*)

n/a

n/a

7.19% p.a.

Fees

$0.00

$350.00

$0.00

$0.00

n/a

$248.00 yearly

$400.00

Other financial bits

$150,000

$10,000,000

80.00%

95.00%

Features

Monthly

yes - up to $10,000 p.a.

yes

yes - free

none

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.69% (6.85%*)

6.49% (6.82%*)

6.49% (6.81%*)

6.55% (6.82%*)

6.55% (6.82%*)

n/a

n/a

6.59% p.a.

Fees

$0.00

$350.00

$0.00

$0.00

n/a

$248.00 yearly

$400.00

Other financial bits

$150,000

$10,000,000

none

70.00%

Features

Monthly

yes - up to $10,000 p.a.

yes

yes - free

none

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.79% (7.00%*)

6.59% (6.96%*)

6.59% (6.95%*)

6.65% (6.96%*)

6.65% (6.95%*)

n/a

n/a

6.75% p.a.

Fees

$0.00

$350.00

$0.00

$0.00

n/a

$248.00 yearly

$400.00

Other financial bits

$150,000

$10,000,000

70.00%

80.00%

Features

Monthly

yes - up to $10,000 p.a.

yes

yes - free

none

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.49% (6.60%*)

6.29% (6.58%*)

6.29% (6.57%*)

6.39% (6.61%*)

6.39% (6.61%*)

n/a

n/a

6.34% p.a.

Fees

$0.00

$350.00

$0.00

$0.00

n/a

$248.00 yearly

$400.00

Other financial bits

$150,000

$10,000,000

none

70.00%

Features

Monthly

yes - up to $10,000 p.a.

yes

yes - free

none

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.59% (6.71%*)

6.39% (6.68%*)

6.39% (6.68%*)

6.49% (6.71%*)

6.49% (6.71%*)

n/a

n/a

6.45% p.a.

Fees

$0.00

$350.00

$0.00

$0.00

n/a

$248.00 yearly

$400.00

Other financial bits

$150,000

$10,000,000

70.00%

80.00%

Features

Monthly

yes - up to $10,000 p.a.

yes

yes - free

none

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.89% (7.49%*)

6.59% (7.39%*)

6.59% (7.33%*)

6.69% (7.31%*)

6.69% (7.26%*)

n/a

n/a

7.29% p.a.

Fees

$0.00

$350.00

$0.00

$0.00

n/a

$248.00 yearly

$400.00

Other financial bits

$150,000

$10,000,000

80.00%

90.00%

Features

Monthly

yes - up to $10,000 p.a.

yes

yes - free

none

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.69% (6.85%*)

6.49% (6.82%*)

6.49% (6.81%*)

6.55% (6.82%*)

6.55% (6.82%*)

n/a

n/a

6.59% p.a.

Fees

$0.00

$350.00

$0.00

$0.00

n/a

$248.00 yearly

$400.00

Other financial bits

$150,000

$10,000,000

none

70.00%

Features

Monthly

yes - up to $10,000 p.a.

yes

yes - free

none

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.79% (7.00%*)

6.59% (6.96%*)

6.59% (6.95%*)

6.65% (6.96%*)

6.65% (6.95%*)

n/a

n/a

6.75% p.a.

Fees

$0.00

$350.00

$0.00

$0.00

n/a

$248.00 yearly

$400.00

Other financial bits

$150,000

$10,000,000

70.00%

80.00%

Features

Monthly

yes - up to $10,000 p.a.

yes

yes - free

none

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Macquarie home loans rated by the Mozo community?

Overall
Price
Features
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Latest reviews of Macquarie Offset Home Loan (Fixed, Package)

About Macquarie

Thumbnail icon for Macquarie
Macquarie

Offset Home Loan (Package)

6.15% p.a.

6.40% p.a.

$248.00 yearly

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan (Fixed)

p.a.

6.13% p.a.

$0.00

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan

6.15% p.a.

6.17% p.a.

$0.00

Thumbnail icon for Macquarie
Macquarie

Offset Home Loan (Package)

6.15% p.a. variable

6.40% p.a.

Thumbnail icon for Bendigo Bank
Bendigo Bank

Express Home Loan

6.01% p.a. variable

6.14% p.a.

Thumbnail icon for BCU Bank
BCU Bank

Fixed Rate Home Loan

6.29% p.a.
fixed 3 years

6.30% p.a.

Thumbnail icon for Sucasa
Sucasa

Ultra Low Rate

6.30% p.a. variable

6.58% p.a.

Thumbnail icon for Unloan
Unloan

Variable

5.99% p.a. variable

5.90% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan (Fixed)

5.99% p.a.
fixed 3 years

6.13% p.a.

Thumbnail icon for ubank
ubank

Neat Home Loan

6.14% p.a. variable

6.16% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan

6.15% p.a. variable

6.17% p.a.

Thumbnail icon for Unloan
Unloan

Variable

5.99% p.a. variable

5.90% p.a.

Thumbnail icon for Sucasa
Sucasa

Ultra Low Rate

6.30% p.a. variable

6.58% p.a.

Thumbnail icon for Bendigo Bank
Bendigo Bank

Express Home Loan

6.01% p.a. variable

6.14% p.a.

Thumbnail icon for ubank
ubank

Neat Home Loan

6.14% p.a. variable

6.16% p.a.

Thumbnail icon for Macquarie
Macquarie

Offset Home Loan (Package)

6.15% p.a. variable

6.40% p.a.

Thumbnail icon for Unloan
Unloan

Variable

6.29% p.a. variable

6.20% p.a.

Thumbnail icon for ubank
ubank

Flex Home Loan Fixed

5.99% p.a.
fixed 3 years

6.37% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan (Fixed)

5.99% p.a.
fixed 3 years

6.13% p.a.

Thumbnail icon for Unloan
Unloan

Variable

5.99% p.a.

5.90% p.a.

Thumbnail icon for Sucasa
Sucasa

Ultra Low Rate

6.30% p.a.

6.58% p.a.

Thumbnail icon for Macquarie
Macquarie

Offset Home Loan (Package)

6.15% p.a.

6.40% p.a.

Thumbnail icon for Bendigo Bank
Bendigo Bank

Express Home Loan

6.01% p.a.

6.14% p.a.

Thumbnail icon for BCU Bank
BCU Bank

OMG Home Loan

5.99% p.a.

6.00% p.a.

Thumbnail icon for ubank
ubank

Neat Home Loan

6.14% p.a.

6.16% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan

6.15% p.a.

6.17% p.a.

Thumbnail icon for BCU Bank
BCU Bank

Fixed Rate Home Loan

p.a.

6.30% p.a.

Thumbnail icon for Bendigo Bank
Bendigo Bank

Express Home Loan (Fixed)

6.04% p.a.
fixed 3 years

6.15% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan (Fixed)

5.99% p.a.
fixed 3 years

6.13% p.a.

Thumbnail icon for Bendigo Bank
Bendigo Bank

Express Home Loan (Fixed)

6.54% p.a.
fixed 3 years

6.38% p.a.

Thumbnail icon for ubank
ubank

Flex Home Loan Fixed

5.99% p.a.
fixed 3 years

6.41% p.a.

Thumbnail icon for ING
ING

Fixed Rate Loan (with Orange Advantage)

5.99% p.a.
fixed 3 years

6.12% p.a.

Thumbnail icon for BCU Bank
BCU Bank

Fixed Rate Home Loan

6.29% p.a.
fixed 3 years

6.30% p.a.

Thumbnail icon for Bendigo Bank
Bendigo Bank

Express Home Loan (Fixed)

6.54% p.a.
fixed 3 years

6.38% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan (Fixed)

6.09% p.a.
fixed 3 years

6.19% p.a.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Compare other home loans