The details shown below are for an owner occupier taking out a principal & interest loan of at least $40,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $40,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan of at least $40,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $40,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $40,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $40,000 with an LVR below 80%
Choose the version of loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 80% | $40,000 | |
| | Owner Occupier | Principal & Interest | 80%-95% | $40,000 | |
| | Owner Occupier | Interest Only | < 80% | $40,000 | |
| | Investor | Principal & Interest | < 80% | $40,000 | |
| | Investor | Principal & Interest | 80%-90% | $40,000 | |
| | Investor | Interest Only | < 80% | $40,000 |
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $40,000
Owner Occupier (Principal & Interest)
LVR 80%-95%
Loan: $40,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $40,000
Investor (Principal & Interest)
LVR < 80%
Loan: $40,000
Investor (Principal & Interest)
LVR 80%-90%
Loan: $40,000
Investor (Interest Only)
LVR < 80%
Loan: $40,000
ME Flexible Home Loan (Fixed)
4.14% p.a.
5.04% p.a.
$0.00
ME Flexible Home Loan (Fixed)
4.14% p.a.
5.04% p.a.
$0.00
4.74% p.a.
5.56% p.a.
$0.00
ME Flexible Home Loan (Fixed)
4.74% p.a.
5.56% p.a.
$0.00
4.24% p.a.
5.39% p.a.
$0.00
ME Flexible Home Loan (Fixed)
4.24% p.a.
5.39% p.a.
$0.00
4.24% p.a.
5.61% p.a.
$0.00
ME Flexible Home Loan (Fixed)
4.24% p.a.
5.61% p.a.
$0.00
4.34% p.a.
5.99% p.a.
$0.00
ME Flexible Home Loan (Fixed)
4.34% p.a.
5.99% p.a.
$0.00
Rates and fees information correct as at 26 September 2018.
p.a.
p.a.
0 Months
none
4.14% (4.96%*)
3.99% (4.86%*)
4.14% (4.81%*)
4.44% (4.85%*)
4.64% (4.89%*)
5.64% (5.39%*)
(*)
5.03% p.a.
$0.00
$200.00
$200.00
$0.00
none
$0.00
$300.00
$40,000
none
none
80.00%
Weekly, Fortnightly, Monthly
yes - free up to $30,000 during fixed rate period
no
no
none
yes
no
none
none
Rates and fees information correct as at 26 September 2018.
p.a.
p.a.
0 Months
none
4.14% (5.25%*)
3.99% (5.11%*)
4.14% (5.04%*)
4.44% (5.05%*)
4.64% (5.07%*)
5.64% (5.54%*)
(*)
5.33% p.a.
$0.00
$200.00
$200.00
$0.00
none
$0.00
$300.00
$40,000
none
80.00%
95.00%
Weekly, Fortnightly, Monthly
yes - free up to $30,000 during fixed rate period
no
no
none
yes
no
none
none
Rates and fees information correct as at 26 September 2018.
p.a.
p.a.
0 Months
none
4.74% (5.75%*)
4.49% (5.61%*)
4.74% (5.56%*)
5.04% (5.58%*)
5.24% (5.61%*)
6.24% (6.09%*)
(*)
5.83% p.a.
$0.00
$200.00
$200.00
$0.00
none
$0.00
$300.00
$40,000
none
none
80.00%
Weekly, Fortnightly, Monthly
yes - free up to $30,000 during fixed rate period
no
no
none
yes
no
none
none
Rates and fees information correct as at 26 September 2018.
p.a.
p.a.
0 Months
none
4.44% (5.68%*)
4.29% (5.52%*)
4.24% (5.39%*)
4.74% (5.44%*)
4.94% (5.45%*)
6.44% (6.18%*)
(*)
5.79% p.a.
$0.00
$200.00
$200.00
$0.00
none
$0.00
$300.00
$40,000
none
none
80.00%
Weekly, Fortnightly, Monthly
yes - free up to $30,000 during fixed rate period
no
no
none
yes
no
none
none
Rates and fees information correct as at 26 September 2018.
p.a.
p.a.
0 Months
none
4.44% (5.96%*)
4.29% (5.78%*)
4.24% (5.61%*)
4.74% (5.64%*)
4.94% (5.63%*)
6.44% (6.32%*)
(*)
6.09% p.a.
$0.00
$200.00
$200.00
$0.00
none
$0.00
$300.00
$40,000
none
80.00%
90.00%
Weekly, Fortnightly, Monthly
yes - free up to $30,000 during fixed rate period
no
no
none
yes
no
none
none
Rates and fees information correct as at 26 September 2018.
p.a.
p.a.
0 Months
none
4.84% (6.44%*)
4.54% (6.22%*)
4.34% (5.99%*)
5.14% (6.10%*)
5.34% (6.08%*)
6.84% (6.77%*)
(*)
6.59% p.a.
$0.00
$200.00
$200.00
$0.00
none
$0.00
$300.00
$40,000
none
none
80.00%
Weekly, Fortnightly, Monthly
yes - free up to $30,000 during fixed rate period
no
no
none
yes
no
none
none
Fantastic fixed rate
Read full review
Fantastic fixed rate
Less
Patricia | Victoria
reviewed over 2 years ago
I like this bank. They keep unnecessary mail to a minimum.
Read full review
I like this bank. They keep unnecessary mail to a minimum.
Less
Casey | Victoria
reviewed over 2 years ago
Have been with ME for several years. NO complaints
Read full review
Have been with ME for several years. NO complaints
Less
Bec | Australian Capital Territory
reviewed almost 3 years ago
No cons.
Read full review
No cons.
Less
Michael | Australian Capital Territory
reviewed about 3 years ago
Good product.
Read full review
Good product.
Less
Louise | Queensland
reviewed about 3 years ago
ME stands for a new kind of banking - one that's fairer, more transparent and is committed to great deals for its customers. ME was created by Australia's leading super funds and has award-winning home loans and term deposits, low-cost savings accounts, country-wide ATM access and banking experts that come to you at your convenience.
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