ME Flexible Home Loan (Fixed)

The details shown below are for an owner occupier taking out a principal & interest loan of at least $40,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $40,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $40,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan of at least $40,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $40,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $40,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan of at least $40,000 with an LVR below 80%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $40,000

  • Owner Occupier (Principal & Interest)

    LVR 80%-90%

    Loan: $40,000

  • Owner Occupier (Principal & Interest)

    LVR 90%-95%

    Loan: $40,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $40,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $40,000

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $40,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $40,000

4.14% p.a.

4.87% p.a.

$0.00

ME Flexible Home Loan (Fixed)

4.14% p.a.

4.87% p.a.

$0.00

4.14% p.a.

5.10% p.a.

$0.00

ME Flexible Home Loan (Fixed)

4.14% p.a.

5.10% p.a.

$0.00

4.24% p.a.

5.13% p.a.

$0.00

ME Flexible Home Loan (Fixed)

4.24% p.a.

5.13% p.a.

$0.00

4.74% p.a.

5.62% p.a.

$0.00

ME Flexible Home Loan (Fixed)

4.74% p.a.

5.62% p.a.

$0.00

4.24% p.a.

5.44% p.a.

$0.00

ME Flexible Home Loan (Fixed)

4.24% p.a.

5.44% p.a.

$0.00

4.24% p.a.

5.67% p.a.

$0.00

ME Flexible Home Loan (Fixed)

4.24% p.a.

5.67% p.a.

$0.00

4.34% p.a.

6.05% p.a.

$0.00

ME Flexible Home Loan (Fixed)

4.34% p.a.

6.05% p.a.

$0.00

Details

Rates and fees information correct as at 20 March 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.14% (5.04%*)

  • 3.99% (4.92%*)

  • 4.14% (4.87%*)

  • 4.44% (4.90%*)

  • 4.64% (4.93%*)

  • 5.64% (5.42%*)

  • (*)

  • 5.11% p.a.

Fees
  • $0.00

  • $200.00

  • $200.00

  • $0.00

  • none

  • $0.00

  • $350.00

Other financial bits
  • $40,000

  • none

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $30,000 during fixed rate period

  • no

  • no

  • none

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 20 March 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.14% (5.32%*)

  • 3.99% (5.18%*)

  • 4.14% (5.10%*)

  • 4.44% (5.10%*)

  • 4.64% (5.12%*)

  • 5.64% (5.57%*)

  • (*)

  • 5.41% p.a.

Fees
  • $0.00

  • $200.00

  • $200.00

  • $0.00

  • none

  • $0.00

  • $350.00

Other financial bits
  • $40,000

  • none

  • 80.00%

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $30,000 during fixed rate period

  • no

  • no

  • none

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 20 March 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.24% (5.33%*)

  • 4.09% (5.20%*)

  • 4.24% (5.13%*)

  • 4.54% (5.14%*)

  • 4.74% (5.16%*)

  • 5.74% (5.63%*)

  • (*)

  • 5.41% p.a.

Fees
  • $0.00

  • $200.00

  • $200.00

  • $0.00

  • none

  • $0.00

  • $350.00

Other financial bits
  • $40,000

  • none

  • 90.00%

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $30,000 during fixed rate period

  • no

  • no

  • none

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 20 March 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.74% (5.83%*)

  • 4.49% (5.67%*)

  • 4.74% (5.62%*)

  • 5.04% (5.63%*)

  • 5.24% (5.66%*)

  • 6.24% (6.13%*)

  • (*)

  • 5.91% p.a.

Fees
  • $0.00

  • $200.00

  • $200.00

  • $0.00

  • none

  • $0.00

  • $350.00

Other financial bits
  • $40,000

  • none

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $30,000 during fixed rate period

  • no

  • no

  • none

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 20 March 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.44% (5.75%*)

  • 4.29% (5.59%*)

  • 4.24% (5.44%*)

  • 4.74% (5.49%*)

  • 4.94% (5.49%*)

  • 6.44% (6.21%*)

  • (*)

  • 5.87% p.a.

Fees
  • $0.00

  • $200.00

  • $200.00

  • $0.00

  • none

  • $0.00

  • $350.00

Other financial bits
  • $40,000

  • none

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $30,000 during fixed rate period

  • no

  • no

  • none

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 20 March 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.44% (6.03%*)

  • 4.29% (5.84%*)

  • 4.24% (5.67%*)

  • 4.74% (5.69%*)

  • 4.94% (5.68%*)

  • 6.44% (6.36%*)

  • (*)

  • 6.17% p.a.

Fees
  • $0.00

  • $200.00

  • $200.00

  • $0.00

  • none

  • $0.00

  • $350.00

Other financial bits
  • $40,000

  • none

  • 80.00%

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $30,000 during fixed rate period

  • no

  • no

  • none

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 20 March 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.84% (6.51%*)

  • 4.54% (6.28%*)

  • 4.34% (6.05%*)

  • 5.14% (6.15%*)

  • 5.34% (6.13%*)

  • 6.84% (6.80%*)

  • (*)

  • 6.67% p.a.

Fees
  • $0.00

  • $200.00

  • $200.00

  • $0.00

  • none

  • $0.00

  • $350.00

Other financial bits
  • $40,000

  • none

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $30,000 during fixed rate period

  • no

  • no

  • none

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are ME home loans rated by the Mozo community?

Overall customer rating
8.7/10

Based on 901 ME home loan reviews

Price
8.6/10
Features
7.9/10
Customer service
8.6/10
Convenience
7.5/10
Trust
8.7/10

Latest reviews of ME Flexible Home Loan (Fixed)

  • Overall
    9/10
    Excellent fixed rates

    Fantastic fixed rate

    Fantastic fixed rate

    Price
    9/10
    Features
    9/10
    Customer service
    9/10
    Convenience
    8/10
    Trust
    8/10

    Patricia | Victoria

    reviewed almost 3 years ago

  • Overall
    5/10
    Great fixed rate term, great service

    I like this bank. They keep unnecessary mail to a minimum.

    I like this bank. They keep unnecessary mail to a minimum.

    Price
    8/10
    Features
    8/10
    Customer service
    8/10
    Convenience
    7/10
    Trust
    7/10

    Casey | Victoria

    reviewed about 3 years ago

  • Overall
    9/10
    Excellent customer service, easy online website

    Have been with ME for several years. NO complaints

    Have been with ME for several years. NO complaints

    Price
    9/10
    Features
    9/10
    Customer service
    9/10
    Convenience
    7/10
    Trust
    8/10

    Bec | Australian Capital Territory

    reviewed over 3 years ago

  • Overall
    9/10
    Good rate and excellent customer service

    No cons.

    No cons.

    Price
    8/10
    Features
    7/10
    Customer service
    9/10
    Convenience
    9/10
    Trust
    9/10

    Michael | Australian Capital Territory

    reviewed over 3 years ago

  • Overall
    9/10
    Competitive loans.

    Good product.

    Good product.

    Price
    8/10
    Features
    8/10
    Customer service
    9/10
    Convenience
    8/10
    Trust
    8/10

    Louise | Queensland

    reviewed over 3 years ago

ME

About ME

ME stands for a new kind of banking - one that's fairer, more transparent and is committed to great deals for its customers. ME was created by Australia's leading super funds and has award-winning home loans and term deposits, low-cost savings accounts, country-wide ATM access and banking experts that come to you at your convenience.

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$400

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3.79% p.a.

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3.99% p.a.

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fixed 3 years

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$520

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4.14% p.a.
fixed 3 years

4.87% p.a.

$400

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3.89% p.a.
fixed 3 years

4.92% p.a.

$0

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Complete Fixed Home Loan (Package)

3.98% p.a.
fixed 3 years

4.52% p.a.

$250

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3.79% p.a.
fixed 3 years

4.51% p.a.

$450

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3.74% p.a.
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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.