ME Flexible Home Loan (Fixed)

The details shown below are for an owner occupier taking out a principal & interest loan of at least $40,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $40,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan of at least $40,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $40,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $40,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan of at least $40,000 with an LVR below 80%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $40,000

  • Owner Occupier (Principal & Interest)

    LVR 80%-95%

    Loan: $40,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $40,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $40,000

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $40,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $40,000

4.14% p.a.

4.81% p.a.

$0.00

ME Flexible Home Loan (Fixed)

4.14% p.a.

4.81% p.a.

$0.00

4.14% p.a.

5.04% p.a.

$0.00

ME Flexible Home Loan (Fixed)

4.14% p.a.

5.04% p.a.

$0.00

4.74% p.a.

5.56% p.a.

$0.00

ME Flexible Home Loan (Fixed)

4.74% p.a.

5.56% p.a.

$0.00

4.24% p.a.

5.39% p.a.

$0.00

ME Flexible Home Loan (Fixed)

4.24% p.a.

5.39% p.a.

$0.00

4.24% p.a.

5.61% p.a.

$0.00

ME Flexible Home Loan (Fixed)

4.24% p.a.

5.61% p.a.

$0.00

4.34% p.a.

5.99% p.a.

$0.00

ME Flexible Home Loan (Fixed)

4.34% p.a.

5.99% p.a.

$0.00

Details

Rates and fees information correct as at 13 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.14% (4.96%*)

  • 3.99% (4.86%*)

  • 4.14% (4.81%*)

  • 4.44% (4.85%*)

  • 4.64% (4.89%*)

  • 5.64% (5.39%*)

  • (*)

  • 5.03% p.a.

Fees
  • $0.00

  • $200.00

  • $200.00

  • $0.00

  • none

  • $0.00

  • $300.00

Other financial bits
  • $40,000

  • none

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $30,000 during fixed rate period

  • no

  • no

  • none

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 13 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.14% (5.25%*)

  • 3.99% (5.11%*)

  • 4.14% (5.04%*)

  • 4.44% (5.05%*)

  • 4.64% (5.07%*)

  • 5.64% (5.54%*)

  • (*)

  • 5.33% p.a.

Fees
  • $0.00

  • $200.00

  • $200.00

  • $0.00

  • none

  • $0.00

  • $300.00

Other financial bits
  • $40,000

  • none

  • 80.00%

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $30,000 during fixed rate period

  • no

  • no

  • none

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 13 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.74% (5.75%*)

  • 4.49% (5.61%*)

  • 4.74% (5.56%*)

  • 5.04% (5.58%*)

  • 5.24% (5.61%*)

  • 6.24% (6.09%*)

  • (*)

  • 5.83% p.a.

Fees
  • $0.00

  • $200.00

  • $200.00

  • $0.00

  • none

  • $0.00

  • $300.00

Other financial bits
  • $40,000

  • none

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $30,000 during fixed rate period

  • no

  • no

  • none

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 13 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.44% (5.68%*)

  • 4.29% (5.52%*)

  • 4.24% (5.39%*)

  • 4.74% (5.44%*)

  • 4.94% (5.45%*)

  • 6.44% (6.18%*)

  • (*)

  • 5.79% p.a.

Fees
  • $0.00

  • $200.00

  • $200.00

  • $0.00

  • none

  • $0.00

  • $300.00

Other financial bits
  • $40,000

  • none

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $30,000 during fixed rate period

  • no

  • no

  • none

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 13 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.44% (5.96%*)

  • 4.29% (5.78%*)

  • 4.24% (5.61%*)

  • 4.74% (5.64%*)

  • 4.94% (5.63%*)

  • 6.44% (6.32%*)

  • (*)

  • 6.09% p.a.

Fees
  • $0.00

  • $200.00

  • $200.00

  • $0.00

  • none

  • $0.00

  • $300.00

Other financial bits
  • $40,000

  • none

  • 80.00%

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $30,000 during fixed rate period

  • no

  • no

  • none

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 13 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.84% (6.44%*)

  • 4.54% (6.22%*)

  • 4.34% (5.99%*)

  • 5.14% (6.10%*)

  • 5.34% (6.08%*)

  • 6.84% (6.77%*)

  • (*)

  • 6.59% p.a.

Fees
  • $0.00

  • $200.00

  • $200.00

  • $0.00

  • none

  • $0.00

  • $300.00

Other financial bits
  • $40,000

  • none

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $30,000 during fixed rate period

  • no

  • no

  • none

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are ME home loans rated by the Mozo community?

Overall customer rating
8.7/10

Based on 900 ME home loan reviews

Price
8.6/10
Features
7.9/10
Customer service
8.6/10
Convenience
7.5/10
Trust
8.7/10

Latest reviews of ME Flexible Home Loan (Fixed)

  • Overall
    9/10
    Excellent fixed rates

    Fantastic fixed rate

    Fantastic fixed rate

    Price
    9/10
    Features
    9/10
    Customer service
    9/10
    Convenience
    8/10
    Trust
    8/10

    Patricia | Victoria

    reviewed over 2 years ago

  • Overall
    5/10
    Great fixed rate term, great service

    I like this bank. They keep unnecessary mail to a minimum.

    I like this bank. They keep unnecessary mail to a minimum.

    Price
    8/10
    Features
    8/10
    Customer service
    8/10
    Convenience
    7/10
    Trust
    7/10

    Casey | Victoria

    reviewed almost 3 years ago

  • Overall
    9/10
    Excellent customer service, easy online website

    Have been with ME for several years. NO complaints

    Have been with ME for several years. NO complaints

    Price
    9/10
    Features
    9/10
    Customer service
    9/10
    Convenience
    7/10
    Trust
    8/10

    Bec | Australian Capital Territory

    reviewed almost 3 years ago

  • Overall
    9/10
    Good rate and excellent customer service

    No cons.

    No cons.

    Price
    8/10
    Features
    7/10
    Customer service
    9/10
    Convenience
    9/10
    Trust
    9/10

    Michael | Australian Capital Territory

    reviewed over 3 years ago

  • Overall
    9/10
    Competitive loans.

    Good product.

    Good product.

    Price
    8/10
    Features
    8/10
    Customer service
    9/10
    Convenience
    8/10
    Trust
    8/10

    Louise | Queensland

    reviewed over 3 years ago

ME

About ME

ME stands for a new kind of banking - one that's fairer, more transparent and is committed to great deals for its customers. ME was created by Australia's leading super funds and has award-winning home loans and term deposits, low-cost savings accounts, country-wide ATM access and banking experts that come to you at your convenience.

See ME home loans

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3.89% p.a.

3.91% p.a.

$0.00

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Flexible Home Loan (Member Package)

4.83% p.a.

5.23% p.a.

$395.00 yearly

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3.64% p.a. variable

3.66% p.a.

$520

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3.59% p.a. variable

3.59% p.a.

$0

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Home Value Loan

3.59% p.a. variable

3.61% p.a.

$150

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State Custodians

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Low Rate Home Loan with Offset

3.68% p.a. variable

3.69% p.a.

$0

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Bank Australia

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Basic Home Loan

3.65% p.a. variable

3.66% p.a.

$0

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Virgin Money

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Reward Me Variable Rate Home Loan

3.68% p.a. variable

3.82% p.a.

$150

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NAB

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Base Variable Rate Home Loan

3.87% p.a. variable

3.91% p.a.

$600

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Well Balanced

3.49% p.a. variable

3.53% p.a.

$600

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Essentials Variable

3.64% p.a.

3.66% p.a.

$520

Promoted

UBank

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UHomeLoan - Offer

3.59% p.a.

3.59% p.a.

$0

Promoted

NAB

NAB

Base Variable Rate Home Loan

3.87% p.a.

3.91% p.a.

$600

Promoted

State Custodians

State Custodians

Low Rate Home Loan with Offset

3.68% p.a.

3.69% p.a.

$0

Promoted

Newcastle Permanent

Newcastle Permanent

Variable Home Loan (Premium Plus Package)

3.82% p.a.

4.22% p.a.

$0

Promoted

HSBC

HSBC

Home Value Loan

3.59% p.a.

3.61% p.a.

$150

Promoted

Well Home Loans

Well Home Loans

Well Balanced

3.49% p.a.

3.53% p.a.

$600

Promoted

Homestar

Homestar

Variable Rate Loan

3.54% p.a.

3.59% p.a.

$567

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UBank

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UHomeLoan (Fixed)

3.74% p.a.
fixed 3 years

4.01% p.a.

$395

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loans.com.au

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Smart Loan Fixed (Package)

3.99% p.a.
fixed 3 years

4.31% p.a.

$520

Promoted

Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan

3.99% p.a.
fixed 3 years

4.82% p.a.

$0

Promoted

Virgin Money

Virgin Money

Reward Me Fixed Rate Home Loan

3.87% p.a.
fixed 3 years

4.02% p.a.

$150

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NAB

NAB

Tailored Home Loan (Fixed, Choice Package)

3.99% p.a.
fixed 3 years

4.86% p.a.

$0

Promoted

Bank Australia

Bank Australia

Basic Home Loan (Fixed)

3.89% p.a.
fixed 3 years

3.91% p.a.

$0

Promoted

Beyond Bank

Beyond Bank

Fixed Rate Total Home Loan (Package)

3.83% p.a.
fixed 3 years

4.89% p.a.

$0

Promoted

UBank

UBank

UHomeLoan (Fixed)

3.74% p.a.
fixed 3 years

4.01% p.a.

$395

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.