Choose the version of this loan that suits you best
Availability | Loan type | LVR | Min loan amount | Max loan amount | |
---|---|---|---|---|---|
|
Owner Occupier | Principal & Interest | < 60% | $50,000 | $7,500,000 |
|
Owner Occupier | Principal & Interest | 60%-80% | $50,000 | $7,500,000 |
|
Owner Occupier | Principal & Interest | 80%-90% | $50,000 | $7,500,000 |
|
Owner Occupier | Principal & Interest | 90%-95% | $50,000 | $7,500,000 |
|
Owner Occupier | Interest Only | < 80% | $50,000 | $7,500,000 |
|
Owner Occupier | Interest Only | < 90% | $50,000 | $7,500,000 |
|
Investor | Principal & Interest | < 80% | $50,000 | $7,500,000 |
|
Investor | Principal & Interest | 80%-90% | $50,000 | $7,500,000 |
|
Investor | Principal & Interest | 90%-95% | $50,000 | $7,500,000 |
|
Investor | Interest Only | < 80% | $50,000 | $7,500,000 |
|
Investor | Interest Only | < 90% | $50,000 | $7,500,000 |
6.34% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.45% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$600.00 |
|
$395.00 |
|
$0.00 |
|
$445.00 |
|
n/a |
|
$0.00 |
|
$500.00 |
$50,000 |
|
$7,500,000 |
|
none |
|
60.00% |
Owner Occupier |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
yes - free |
|
$20.00 |
|
yes |
|
Optional - $10 per month |
|
Valuation fee covered up to $300. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.44% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.55% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$600.00 |
|
$395.00 |
|
$0.00 |
|
$445.00 |
|
n/a |
|
$0.00 |
|
$500.00 |
$50,000 |
|
$7,500,000 |
|
60.00% |
|
80.00% |
Owner Occupier |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
yes - free |
|
$20.00 |
|
yes |
|
Optional - $10 per month |
|
Valuation fee covered up to $300. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.89% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
7.00% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$600.00 |
|
$395.00 |
|
$0.00 |
|
$445.00 |
|
n/a |
|
$0.00 |
|
$500.00 |
$50,000 |
|
$7,500,000 |
|
80.00% |
|
90.00% |
Owner Occupier |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
yes - free |
|
$20.00 |
|
yes |
|
Optional - $10 per month |
|
Valuation fee covered up to $300. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
7.89% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
8.01% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$600.00 |
|
$395.00 |
|
$0.00 |
|
$445.00 |
|
n/a |
|
$0.00 |
|
$500.00 |
$50,000 |
|
$7,500,000 |
|
90.00% |
|
95.00% |
Owner Occupier |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
yes - free |
|
$20.00 |
|
yes |
|
Optional - $10 per month |
|
Valuation fee covered up to $300. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
7.19% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
7.30% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$600.00 |
|
$395.00 |
|
$0.00 |
|
$445.00 |
|
n/a |
|
$0.00 |
|
$500.00 |
$50,000 |
|
$7,500,000 |
|
none |
|
80.00% |
Owner Occupier |
|
Interest Only |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
yes - free |
|
$20.00 |
|
yes |
|
Optional - $10 per month |
|
Valuation fee covered up to $300. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
7.69% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
7.81% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$600.00 |
|
$395.00 |
|
$0.00 |
|
$445.00 |
|
n/a |
|
$0.00 |
|
$500.00 |
$50,000 |
|
$7,500,000 |
|
none |
|
90.00% |
Owner Occupier |
|
Interest Only |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
yes - free |
|
$20.00 |
|
yes |
|
Optional - $10 per month |
|
Valuation fee covered up to $300. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.74% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.85% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$600.00 |
|
$395.00 |
|
$0.00 |
|
$445.00 |
|
n/a |
|
$0.00 |
|
$500.00 |
$50,000 |
|
$7,500,000 |
|
none |
|
80.00% |
Investor |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
yes - free |
|
$20.00 |
|
yes |
|
Optional - $10 per month |
|
Valuation fee covered up to $300. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
7.19% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
7.30% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$600.00 |
|
$395.00 |
|
$0.00 |
|
$445.00 |
|
n/a |
|
$0.00 |
|
$500.00 |
$50,000 |
|
$7,500,000 |
|
80.00% |
|
90.00% |
Investor |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
yes - free |
|
$20.00 |
|
yes |
|
Optional - $10 per month |
|
Valuation fee covered up to $300. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
7.69% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
7.81% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$600.00 |
|
$395.00 |
|
$0.00 |
|
$445.00 |
|
n/a |
|
$0.00 |
|
$500.00 |
$50,000 |
|
$7,500,000 |
|
90.00% |
|
95.00% |
Investor |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
yes - free |
|
$20.00 |
|
yes |
|
Optional - $10 per month |
|
Valuation fee covered up to $300. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
7.14% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
7.25% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$600.00 |
|
$395.00 |
|
$0.00 |
|
$445.00 |
|
n/a |
|
$0.00 |
|
$500.00 |
$50,000 |
|
$7,500,000 |
|
none |
|
80.00% |
Investor |
|
Interest Only |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
yes - free |
|
$20.00 |
|
yes |
|
Optional - $10 per month |
|
Valuation fee covered up to $300. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
7.64% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
7.76% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$600.00 |
|
$395.00 |
|
$0.00 |
|
$445.00 |
|
n/a |
|
$0.00 |
|
$500.00 |
$50,000 |
|
$7,500,000 |
|
none |
|
90.00% |
Investor |
|
Interest Only |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
yes - free |
|
$20.00 |
|
yes |
|
Optional - $10 per month |
|
Valuation fee covered up to $300. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
I read many reviews for Mortgage House on this platform. Looks like many or most of them are badly not satisfied which sounds interesting. The reason I am writing this review to share my experience with Mortgage House. I am MH customer for long time. Plus I have just refinance investment loans with them today. If you need outstanding Services ask for Jimmy Jain and owner of Mortgage House Mr. Ken. Regarding communication, I have not seen better company and system like Mortgage House. Not Jimmy only but very good other staff who are looking after your rate review request. Fee structure can be improved by Mortgage House but over all rates are great, Services are excellent, communication is spot on. I strongly recommend Mortgage House. I have confidence, you will be looked after by them for long run. They are far better than major 4 Banks and many online lenders. Keep in mind such lenders are private lenders and they want to make sure they provide best services to stay in game. Now a days online review make them successful in business and they do not want to mess up with their customer. Those who felt and did not like their services, i encourage to try one more time. I cannot thank Jimmy Jain for outstanding work he had done for getting best rates for my properties and maximum equity cash outs. I wish Mortgage House all the best for future.
Read full reviewI read many reviews for Mortgage House on this platform. Looks like many or most of them are badly not satisfied which sounds interesting. The reason I am writing this review to share my experience with Mortgage House. I am MH customer for long time. Plus I have just refinance investment loans with them today. If you need outstanding Services ask for Jimmy Jain and owner of Mortgage House Mr. Ken. Regarding communication, I have not seen better company and system like Mortgage House. Not Jimmy only but very good other staff who are looking after your rate review request. Fee structure can be improved by Mortgage House but over all rates are great, Services are excellent, communication is spot on. I strongly recommend Mortgage House. I have confidence, you will be looked after by them for long run. They are far better than major 4 Banks and many online lenders. Keep in mind such lenders are private lenders and they want to make sure they provide best services to stay in game. Now a days online review make them successful in business and they do not want to mess up with their customer. Those who felt and did not like their services, i encourage to try one more time. I cannot thank Jimmy Jain for outstanding work he had done for getting best rates for my properties and maximum equity cash outs. I wish Mortgage House all the best for future.
Avoid this company. The front of house staff are really nice, but they mislead me. They didn't understand the product they were selling me. That's my experience. I only got a refund on the application fee after I threatened to lodge a complaint with AFCA. I still might lodge the complaint, these guys are dodgy. You read it here, you will also read it in many other reviews. There is a reason for that.
Read full reviewAvoid this company. The front of house staff are really nice, but they mislead me. They didn't understand the product they were selling me. That's my experience. I only got a refund on the application fee after I threatened to lodge a complaint with AFCA. I still might lodge the complaint, these guys are dodgy. You read it here, you will also read it in many other reviews. There is a reason for that.
This firm is great at getting you in the door, but then leave you for dead. They have no interest in working with their customers to negotiate a better rate or if you are going through hardship. Their fees are a rip off and will end up costing you more than the majors. Best to avoid!
Read full reviewThis firm is great at getting you in the door, but then leave you for dead. They have no interest in working with their customers to negotiate a better rate or if you are going through hardship. Their fees are a rip off and will end up costing you more than the majors. Best to avoid!
My wife and I are retired and we have been with this lender for about 5 years. We have requested on many occasions to lower our interest rate from 4.18% to the normal expectations that other people are receiving to no avail. On top of the repayments we have to pay a facility fee of nearly $500 every year. To say we are being ripped off is an understatement. Would not recommend this establishment to anyone, be very aware of what you can walk into without due care.
Read full reviewMy wife and I are retired and we have been with this lender for about 5 years. We have requested on many occasions to lower our interest rate from 4.18% to the normal expectations that other people are receiving to no avail. On top of the repayments we have to pay a facility fee of nearly $500 every year. To say we are being ripped off is an understatement. Would not recommend this establishment to anyone, be very aware of what you can walk into without due care.
Don't bother with these guys! They lie about calling you and never keep you up to up to date even for a "quite easy" rate review. The staff there cover each other so you never get to talk with the real manager. Last minute appointment cancellations, laziness and not even proof reading emails are just some of the things you encounter. They're good at making the sale, but they then leave you to walk off the edge of a cliff afterwards. Utterly disappointed and upset.
Read full reviewDon't bother with these guys! They lie about calling you and never keep you up to up to date even for a "quite easy" rate review. The staff there cover each other so you never get to talk with the real manager. Last minute appointment cancellations, laziness and not even proof reading emails are just some of the things you encounter. They're good at making the sale, but they then leave you to walk off the edge of a cliff afterwards. Utterly disappointed and upset.
Home Value Loan
6.09% p.a. variable
6.09% p.a.
Fixed Rate
6.59% p.a.
fixed 3 years
7.06% p.a.
Elevate
6.09% p.a. variable
6.20% p.a.
Fixed Rate Loan (with Orange Advantage)
5.99% p.a.
fixed 3 years
6.12% p.a.
Elevate
6.09% p.a.
6.20% p.a.
Mortgage Simplifier
6.14% p.a.
6.17% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.15% p.a.
Express Home Loan (Fixed)
6.54% p.a.
fixed 3 years
6.38% p.a.
Fixed Rate Loan (with Orange Advantage)
5.99% p.a.
fixed 3 years
6.12% p.a.
Express Home Loan (Fixed)
6.54% p.a.
fixed 3 years
6.38% p.a.
Fixed Rate
6.59% p.a.
fixed 3 years
7.06% p.a.
Home Value Loan
6.09% p.a.
6.09% p.a.
$0.00
Mortgage Simplifier
6.14% p.a.
6.17% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.