MyState Bank Special Residential Home Loan

The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $3,000,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $3,000,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $3,000,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan between $100,000 and $3,000,000 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan between $100,000 and $3,000,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $100,000 and $3,000,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $100,000 and $3,000,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $100,000 and $3,000,000 with an LVR below 90%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $100,000 $3,000,000

  • Owner Occupier (Principal & Interest)

    LVR 80%-90%

    Loan: $100,000 $3,000,000

  • Owner Occupier (Principal & Interest)

    LVR 90%-95%

    Loan: $100,000 $3,000,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $100,000 $3,000,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $100,000 $3,000,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $100,000 $3,000,000

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $100,000 $3,000,000

  • Investor (Interest Only)

    LVR 80%-90%

    Loan: $100,000 $3,000,000

4.08% p.a.

4.13% p.a.

$0.00

MyState Bank Special Residential Home Loan

4.08% p.a.

4.13% p.a.

$0.00

Details
Customer Reviews
Similar loans

4.08% p.a.

4.15% p.a.

$0.00

MyState Bank Special Residential Home Loan

4.08% p.a.

4.15% p.a.

$0.00

Details
Customer Reviews
Similar loans

4.59% p.a.

4.66% p.a.

$0.00

MyState Bank Special Residential Home Loan

4.59% p.a.

4.66% p.a.

$0.00

Details
Customer Reviews
Similar loans

4.28% p.a.

4.33% p.a.

$0.00

MyState Bank Special Residential Home Loan

4.28% p.a.

4.33% p.a.

$0.00

Details
Customer Reviews
Similar loans

4.48% p.a.

4.53% p.a.

$0.00

MyState Bank Special Residential Home Loan

4.48% p.a.

4.53% p.a.

$0.00

Details
Customer Reviews
Similar loans

4.28% p.a.

4.33% p.a.

$0.00

MyState Bank Special Residential Home Loan

4.28% p.a.

4.33% p.a.

$0.00

Details
Customer Reviews
Similar loans

4.48% p.a.

4.53% p.a.

$0.00

MyState Bank Special Residential Home Loan

4.48% p.a.

4.53% p.a.

$0.00

Details
Customer Reviews
Similar loans

4.68% p.a.

4.73% p.a.

$0.00

MyState Bank Special Residential Home Loan

4.68% p.a.

4.73% p.a.

$0.00

Details
Customer Reviews
Similar loans
Details
Customer Reviews
Similar loans

Details

Rates and fees information correct as at 23 February 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 4.08% p.a.

  • n/a

  • 0 Months

  • none

  • 4.13% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $300.00

  • $0.00

  • $0.00

  • $350.00

  • none

  • $0.00

  • $250.00

Other financial bits

  • $100,000

  • $3,000,000

  • none

  • 80.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes - fees apply

  • $500.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 23 February 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 4.08% p.a.

  • n/a

  • 0 Months

  • none

  • 4.15% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $600.00

  • $0.00

  • $0.00

  • $350.00

  • none

  • $0.00

  • $250.00

Other financial bits

  • $100,000

  • $3,000,000

  • 80.00%

  • 90.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes - fees apply

  • $500.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 23 February 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 4.59% p.a.

  • n/a

  • 0 Months

  • none

  • 4.66% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $600.00

  • $0.00

  • $0.00

  • $350.00

  • none

  • $0.00

  • $250.00

Other financial bits

  • $100,000

  • $3,000,000

  • 90.00%

  • 95.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes - fees apply

  • $500.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 23 February 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 4.28% p.a.

  • n/a

  • 0 Months

  • none

  • 4.33% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $300.00

  • $0.00

  • $0.00

  • $350.00

  • none

  • $0.00

  • $250.00

Other financial bits

  • $100,000

  • $3,000,000

  • none

  • 80.00%

Features

  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes - fees apply

  • $500.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 23 February 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 4.48% p.a.

  • n/a

  • 0 Months

  • none

  • 4.53% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $300.00

  • $0.00

  • $0.00

  • $350.00

  • none

  • $0.00

  • $250.00

Other financial bits

  • $100,000

  • $3,000,000

  • none

  • 80.00%

Features

  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes - fees apply

  • $500.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 23 February 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 4.28% p.a.

  • n/a

  • 0 Months

  • none

  • 4.33% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $300.00

  • $0.00

  • $0.00

  • $350.00

  • none

  • $0.00

  • $250.00

Other financial bits

  • $100,000

  • $3,000,000

  • none

  • 80.00%

Features

  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes - fees apply

  • $500.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 23 February 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 4.48% p.a.

  • n/a

  • 0 Months

  • none

  • 4.53% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $300.00

  • $0.00

  • $0.00

  • $350.00

  • none

  • $0.00

  • $250.00

Other financial bits

  • $100,000

  • $3,000,000

  • 80.00%

  • 90.00%

Features

  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes - fees apply

  • $500.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 23 February 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 4.68% p.a.

  • n/a

  • 0 Months

  • none

  • 4.73% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $300.00

  • $0.00

  • $0.00

  • $350.00

  • none

  • $0.00

  • $250.00

Other financial bits

  • $100,000

  • $3,000,000

  • 80.00%

  • 90.00%

Features

  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes - fees apply

  • $500.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are MyState Bank home loans rated by the Mozo community?

Overall customer rating
7.5/10

Based on 94 MyState Bank home loan reviews

Price
7.3/10
Features
6.6/10
Customer service
7.7/10
Convenience
7.6/10
Trust
7.6/10

Latest review of MyState Bank Special Residential Home Loan

  • Overall
    2/10
    Poorest service ever experienced

    Attracted by the low rate and redraw facilities, it took 3 months of chasing, asking and...

    Read full review

    Attracted by the low rate and redraw facilities, it took 3 months of chasing, asking and clarifying where our refinance loan was at. Extremely poor service response - the worse we have experienced. We felt we were servicing MyState, not the other way around. And at the end of it all, they failed to set up the requested repayment arrangements, resulting in a loan arrears situation that threatened our credit rating. Indeed, the customer complaints section asked us to complete the same forms again, despite them already being lodged 6 weeks earlier and an undertaking given that they would be actioned according to our requirements. Online access to monitor your loan, arrange redraws and additional payments is not provided as a matter of course and requires a separate process. The final blow is that we are required to open a Mystate bank account to access their redraw facility, as they don't allow redraw transfers into accounts of other banks. Even then, you cannot do it online, are required to attend a branch or make a phone call and a $30 fee is payable per redraw minimum of $500. This is different to other major providers who offer these facilities as a matter of course. If it is simply a low rate you want, go for it. If you also value customer service, responsiveness, transparency, 24/7 access to self-service and flexibility, use other providers.

    Price
    6/10
    Features
    1/10
    Customer service
    0/10
    Convenience
    3/10
    Trust
    0/10

    Less

    Chris | Tasmania

    reviewed over 3 years ago

MyState Bank

About MyState Bank

MyState Bank is an Authorised Deposit-taking Institution and a national diversified financial services group headquartered in Tasmania. MyState Bank has strong roots in the Tasmanian community, offering lending, savings accounts, financial planning and insurance.

See MyState Bank home loans

Promoted

loans.com.au

loans.com.au

Essentials Variable

3.64% p.a. variable

3.66% p.a.

$520

Go to site

Promoted

HSBC

HSBC

Home Value Loan

3.59% p.a. variable

3.61% p.a.

$150

Go to site

Promoted

Newcastle Permanent

Newcastle Permanent

Variable Home Loan (Premium Plus Package)

3.89% p.a. variable

4.29% p.a.

$0

Go to site

Promoted

ME

ME

Basic Home Loan

3.97% p.a. variable

3.99% p.a.

$400

Go to site

Promoted

Virgin Money

Virgin Money

Reward Me Variable Rate Home Loan

3.69% p.a. variable

3.83% p.a.

$150

Promoted

Hunter United

Hunter United

Interest Only Home Loan

4.19% p.a. variable

4.19% p.a.

$0

Go to site

Promoted

AMP

AMP

Variable Rate Loan (Professional Package)

3.74% p.a. variable

4.13% p.a.

$295

Promoted

Macquarie

Macquarie

Flyer Home Loan

3.86% p.a. variable

3.86% p.a.

$0

Promoted

loans.com.au

loans.com.au

Essentials Variable

3.64% p.a.

3.66% p.a.

$520

Go to site

Promoted

HSBC

HSBC

Home Value Loan

3.59% p.a.

3.61% p.a.

$150

Go to site

Promoted

UBank

UBank

UHomeLoan - Discount Offer

3.59% p.a.

3.59% p.a.

$0

Go to site

Promoted

Newcastle Permanent

Newcastle Permanent

Variable Home Loan (Premium Plus Package)

3.99% p.a.

4.38% p.a.

$0

Go to site

Promoted

ME

ME

Basic Home Loan

3.97% p.a.

3.99% p.a.

$400

Go to site

Promoted

Hunter United

Hunter United

Interest Only Home Loan

4.19% p.a.

4.19% p.a.

$0

Go to site

Promoted

Virgin Money

Virgin Money

Reward Me Variable Rate Home Loan

3.69% p.a.

3.83% p.a.

$150

Promoted

NAB

NAB

Base Variable Rate Home Loan

3.99% p.a.

4.03% p.a.

$600

Go to site

Promoted

loans.com.au

loans.com.au

Smart Loan Fixed (Package)

4.64% p.a.
fixed 3 years

4.37% p.a.

$520

Go to site

Promoted

Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan

4.04% p.a.
fixed 3 years

4.84% p.a.

$0

Go to site

Promoted

ME

ME

Flexible Home Loan (Fixed)

4.14% p.a.
fixed 3 years

4.87% p.a.

$400

Go to site

Promoted

UBank

UBank

UHomeLoan (Fixed)

3.74% p.a.
fixed 3 years

4.01% p.a.

$395

Go to site

Promoted

QBANK

QBANK

Fixed Rate

3.75% p.a.
fixed 3 years

4.36% p.a.

$195

Go to site

Promoted

NAB

NAB

Tailored Home Loan (Fixed, Choice Package)

3.99% p.a.
fixed 3 years

4.94% p.a.

$0

Go to site

Promoted

UBank

UBank

UHomeLoan (Fixed)

3.74% p.a.
fixed 3 years

4.01% p.a.

$395

Go to site

Promoted

Mozo

Mozo

Mystery Bank Deal

n/a

n/a

$745

Promoted

loans.com.au

loans.com.au

Essentials Variable

3.64% p.a.

3.66% p.a.

$0.00

Go to site

Promoted

HSBC

HSBC

Home Value Loan

3.59% p.a.

3.61% p.a.

$0.00

Go to site

Promoted

Newcastle Permanent

Newcastle Permanent

Variable Home Loan (Premium Plus Package)

3.89% p.a.

4.29% p.a.

$395.00 yearly

Go to site

Promoted

ME

ME

Basic Home Loan

3.97% p.a.

3.99% p.a.

$0.00

Go to site

Promoted

Virgin Money

Virgin Money

Reward Me Variable Rate Home Loan

3.69% p.a.

3.83% p.a.

$10.00 monthly

Promoted

AMP

AMP

Variable Rate Loan (Professional Package)

3.74% p.a.

4.13% p.a.

$349.00 yearly

Promoted

Macquarie

Macquarie

Flyer Home Loan

3.86% p.a.

3.86% p.a.

$0.00

Promoted

QBANK

QBANK

Classic Home Loan

3.84% p.a.

3.87% p.a.

$0.00

Go to site

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Compare other home loans