The details shown below are for an owner occupier taking out a principal & interest loan between $30,000 and $3,000,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan between $30,000 and $3,000,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $30,000 and $3,000,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $30,000 and $3,000,000 with an LVR below 80%
Choose the version of loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 95% | $30,000 | $3,000,000 |
| | Owner Occupier | Interest Only | < 80% | $30,000 | $3,000,000 |
| | Investor | Principal & Interest | < 80% | $30,000 | $3,000,000 |
| | Investor | Interest Only | < 80% | $30,000 | $3,000,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $30,000 $3,000,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $30,000 $3,000,000
Investor (Principal & Interest)
LVR < 80%
Loan: $30,000 $3,000,000
Investor (Interest Only)
LVR < 80%
Loan: $30,000 $3,000,000
5.32% p.a.
5.39% p.a.
$0.00
MyState Bank Standard Variable Home Loan
5.32% p.a.
5.39% p.a.
$0.00
5.72% p.a.
5.79% p.a.
$0.00
MyState Bank Standard Variable Home Loan
5.72% p.a.
5.79% p.a.
$0.00
5.32% p.a.
5.39% p.a.
$0.00
MyState Bank Standard Variable Home Loan
5.32% p.a.
5.39% p.a.
$0.00
5.72% p.a.
5.79% p.a.
$0.00
MyState Bank Standard Variable Home Loan
5.72% p.a.
5.79% p.a.
$0.00
Rates and fees information correct as at 21 August 2018.
5.32% p.a.
n/a
0 Months
none
5.39% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
$350.00
none
$0.00
$250.00
$30,000
$3,000,000
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
none
yes - fees apply
$500.00
yes
yes
none
none
Rates and fees information correct as at 21 August 2018.
5.72% p.a.
n/a
0 Months
none
5.79% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
$350.00
none
$0.00
$250.00
$30,000
$3,000,000
none
80.00%
Owner Occupier
Interest Only
Weekly, Fortnightly, Monthly
yes - free
none
yes - fees apply
$500.00
yes
yes
none
none
Rates and fees information correct as at 21 August 2018.
5.32% p.a.
n/a
0 Months
none
5.39% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
$350.00
none
$0.00
$250.00
$30,000
$3,000,000
none
80.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
none
yes - fees apply
$500.00
yes
yes
none
none
Rates and fees information correct as at 21 August 2018.
5.72% p.a.
n/a
0 Months
none
5.79% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
$350.00
none
$0.00
$250.00
$30,000
$3,000,000
none
80.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
none
yes - fees apply
$500.00
yes
yes
none
none
Not open weekends, have not closed accounts correctly, difficult to get things done, took way too...
Read full review
Not open weekends, have not closed accounts correctly, difficult to get things done, took way too long to process our loan!
Less
Rachael | TAS
24 Jun 2015
They charge fees on all transactions and the interest rates are quite high, not a good bank to...
Read full review
They charge fees on all transactions and the interest rates are quite high, not a good bank to deal with.
Less
Royce | TAS
12 Jun 2015
They have made a number of errors on this account and are very slow to fix and the communication...
Read full review
They have made a number of errors on this account and are very slow to fix and the communication is very poor.
Less
Jayne | TAS
14 May 2015
MyState works with us when times are not so good to help us manage our mortgage and loans. That...
Read full review
MyState works with us when times are not so good to help us manage our mortgage and loans. That is worth paying a slightly higher rate for.
Less
Karen | TAS
07 May 2015
Has taken 2 months to refinance one property and finance another. I have had to push the...
Read full review
Has taken 2 months to refinance one property and finance another. I have had to push the settlement back 4 times now! Not happy!
Less
Tom | TAS
13 Jun 2014
MyState is an Authorised Deposit-taking Institution and a wholly owned subsidiary of MyState Limited, a national diversified financial services group headquartered in Tasmania. MyState has strong roots in the Tasmanian community, offering lending, savings accounts, financial planning and insurance.
