MyState Bank Standard Variable Home Loan

This product is available in different versions. Pick the right version for you here.

The details shown below are for an owner occupier taking out a principal & interest loan between $30,000 and $3,000,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan between $30,000 and $3,000,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $30,000 and $3,000,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $30,000 and $3,000,000 with an LVR below 90%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $30,000 $3,000,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $30,000 $3,000,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $30,000 $3,000,000

  • Investor (Interest Only)

    LVR < 90%

    Loan: $30,000 $3,000,000

4.92% p.a.

4.99% p.a.

$0.00

MyState Bank Standard Variable Home Loan

4.92% p.a.

4.99% p.a.

$0.00

5.32% p.a.

5.39% p.a.

$0.00

MyState Bank Standard Variable Home Loan

5.32% p.a.

5.39% p.a.

$0.00

4.92% p.a.

4.99% p.a.

$0.00

MyState Bank Standard Variable Home Loan

4.92% p.a.

4.99% p.a.

$0.00

5.32% p.a.

5.39% p.a.

$0.00

MyState Bank Standard Variable Home Loan

5.32% p.a.

5.39% p.a.

$0.00

Details

Rates and fees information correct as at 21 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.92% p.a.

  • n/a

  • n/a

  • n/a

  • 4.99% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $0.00

  • $350.00

  • n/a

  • $0.00

  • $250.00

Other financial bits
  • $30,000

  • $3,000,000

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes - fees apply

  • $500.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 21 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 5.32% p.a.

  • n/a

  • n/a

  • n/a

  • 5.39% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $0.00

  • $350.00

  • n/a

  • $0.00

  • $250.00

Other financial bits
  • $30,000

  • $3,000,000

  • none

  • 80.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes - fees apply

  • $500.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 21 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.92% p.a.

  • n/a

  • n/a

  • n/a

  • 4.99% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $0.00

  • $350.00

  • n/a

  • $0.00

  • $250.00

Other financial bits
  • $30,000

  • $3,000,000

  • none

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes - fees apply

  • $500.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 21 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 5.32% p.a.

  • n/a

  • n/a

  • n/a

  • 5.39% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $0.00

  • $350.00

  • n/a

  • $0.00

  • $250.00

Other financial bits
  • $30,000

  • $3,000,000

  • none

  • 90.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes - fees apply

  • $500.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are MyState Bank home loans rated by the Mozo community?

Overall customer rating
7.5/10
Price
7.3/10
Features
6.6/10
Customer service
7.7/10
Convenience
7.6/10
Trust
7.6/10

Latest reviews of MyState Bank Standard Variable Home Loan

  • Overall
    3/10
    Processing times too slow!

    Not open weekends, have not closed accounts correctly, difficult to get things done, took way too...

    Not open weekends, have not closed accounts correctly, difficult to get things done, took way too long to process our loan!

    Price
    6/10
    Features
    6/10
    Customer service
    1/10
    Convenience
    1/10
    Trust
    3/10

    Rachael | Tasmania

    reviewed about 4 years ago

  • Overall
    2/10
    Hard to deal with

    They charge fees on all transactions and the interest rates are quite high, not a good bank to...

    They charge fees on all transactions and the interest rates are quite high, not a good bank to deal with.

    Price
    2/10
    Features
    1/10
    Customer service
    8/10
    Convenience
    1/10
    Trust
    0/10

    Royce | Tasmania

    reviewed about 4 years ago

  • Overall
    8/10
    Bed rate

    Best interest rate

    Best interest rate

    Price
    8/10
    Features
    8/10
    Customer service
    7/10
    Convenience
    7/10
    Trust
    7/10

    Anita | Tasmania

    reviewed over 4 years ago

  • Overall
    3/10
    Poor customer service

    They have made a number of errors on this account and are very slow to fix and the communication...

    They have made a number of errors on this account and are very slow to fix and the communication is very poor.

    Price
    4/10
    Features
    1/10
    Customer service
    0/10
    Convenience
    7/10
    Trust
    1/10

    Jayne | Tasmania

    reviewed over 4 years ago

  • Overall
    8/10
    Excellent customer service

    MyState works with us when times are not so good to help us manage our mortgage and loans. That...

    MyState works with us when times are not so good to help us manage our mortgage and loans. That is worth paying a slightly higher rate for.

    Price
    7/10
    Features
    7/10
    Customer service
    9/10
    Convenience
    9/10
    Trust
    10/10

    Karen | Tasmania

    reviewed over 4 years ago

MyState Bank

About MyState Bank

MyState Bank is an Authorised Deposit-taking Institution and a national diversified financial services group headquartered in Tasmania. MyState Bank has strong roots in the Tasmanian community, offering lending, savings accounts, financial planning and insurance.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.