MyState Bank Standard Variable Home Loan

The details shown below are for an owner occupier taking out a principal & interest loan between $30,000 and $3,000,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan between $30,000 and $3,000,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $30,000 and $3,000,000 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan between $30,000 and $3,000,000 with an LVR below 80%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $30,000 $3,000,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $30,000 $3,000,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $30,000 $3,000,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $30,000 $3,000,000

5.32% p.a.

5.39% p.a.

$0.00

MyState Bank Standard Variable Home Loan

5.32% p.a.

5.39% p.a.

$0.00

5.72% p.a.

5.79% p.a.

$0.00

MyState Bank Standard Variable Home Loan

5.72% p.a.

5.79% p.a.

$0.00

5.32% p.a.

5.39% p.a.

$0.00

MyState Bank Standard Variable Home Loan

5.32% p.a.

5.39% p.a.

$0.00

5.72% p.a.

5.79% p.a.

$0.00

MyState Bank Standard Variable Home Loan

5.72% p.a.

5.79% p.a.

$0.00

Details

Rates and fees information correct as at 21 August 2018.

Rates
  • 5.32% p.a.

  • n/a

  • 0 Months

  • none

  • 5.39% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $0.00

  • $350.00

  • none

  • $0.00

  • $250.00

Other financial bits
  • $30,000

  • $3,000,000

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes - fees apply

  • $500.00

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 21 August 2018.

Rates
  • 5.72% p.a.

  • n/a

  • 0 Months

  • none

  • 5.79% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $0.00

  • $350.00

  • none

  • $0.00

  • $250.00

Other financial bits
  • $30,000

  • $3,000,000

  • none

  • 80.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes - fees apply

  • $500.00

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 21 August 2018.

Rates
  • 5.32% p.a.

  • n/a

  • 0 Months

  • none

  • 5.39% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $0.00

  • $350.00

  • none

  • $0.00

  • $250.00

Other financial bits
  • $30,000

  • $3,000,000

  • none

  • 80.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes - fees apply

  • $500.00

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 21 August 2018.

Rates
  • 5.72% p.a.

  • n/a

  • 0 Months

  • none

  • 5.79% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $0.00

  • $350.00

  • none

  • $0.00

  • $250.00

Other financial bits
  • $30,000

  • $3,000,000

  • none

  • 80.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes - fees apply

  • $500.00

  • yes

  • yes

  • none

  • none

Customer Reviews

How are MyState Bank home loans rated by the Mozo community?

Overall customer rating
6.6/10
Price
7.1/10
Features
6.2/10
Customer service
6.7/10
Convenience
6.7/10
Trust
6.7/10

Latest reviews of MyState Bank Standard Variable Home Loan

  • Overall
    3/10
    Processing times too slow!

    Not open weekends, have not closed accounts correctly, difficult to get things done, took way too...

    Not open weekends, have not closed accounts correctly, difficult to get things done, took way too long to process our loan!

    Price
    6/10
    Features
    6/10
    Customer service
    1/10
    Convenience
    1/10
    Trust
    3/10

    Rachael | TAS

    24 Jun 2015

  • Overall
    2/10
    Hard to deal with

    They charge fees on all transactions and the interest rates are quite high, not a good bank to...

    They charge fees on all transactions and the interest rates are quite high, not a good bank to deal with.

    Price
    2/10
    Features
    1/10
    Customer service
    8/10
    Convenience
    1/10
    Trust
    0/10

    Royce | TAS

    12 Jun 2015

  • Overall
    3/10
    Poor customer service

    They have made a number of errors on this account and are very slow to fix and the communication...

    They have made a number of errors on this account and are very slow to fix and the communication is very poor.

    Price
    4/10
    Features
    1/10
    Customer service
    0/10
    Convenience
    7/10
    Trust
    1/10

    Jayne | TAS

    14 May 2015

  • Overall
    8/10
    Excellent customer service

    MyState works with us when times are not so good to help us manage our mortgage and loans. That...

    MyState works with us when times are not so good to help us manage our mortgage and loans. That is worth paying a slightly higher rate for.

    Price
    7/10
    Features
    7/10
    Customer service
    9/10
    Convenience
    9/10
    Trust
    10/10

    Karen | TAS

    07 May 2015

  • Overall
    1/10
    Stay away, terible service

    Has taken 2 months to refinance one property and finance another. I have had to push the...

    Has taken 2 months to refinance one property and finance another. I have had to push the settlement back 4 times now! Not happy!

    Price
    8/10
    Features
    8/10
    Customer service
    1/10
    Convenience
    0/10
    Trust
    4/10

    Tom | TAS

    13 Jun 2014

MyState Bank

About MyState Bank

MyState is an Authorised Deposit-taking Institution and a wholly owned subsidiary of MyState Limited, a national diversified financial services group headquartered in Tasmania. MyState has strong roots in the Tasmanian community, offering lending, savings accounts, financial planning and insurance.

See MyState Bank home loans

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.