Northern Inland Credit Union logo

Northern Inland Credit Union Fixed Rate Home Loan

Advertiser disclosure

The details shown below are for an owner occupier taking out a principal & interest loan of at least $20,000 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest loan of at least $20,000 with an LVR below 95%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $20,000

  • Investor (Principal & Interest)

    LVR < 95%

    Loan: $20,000

Fixed 3 year rate
6.09% p.a.
Comparison Rate
6.39% p.a.
Service fee
$8.00 monthly
Upfront fee
$600
Fixed 3 year rate
6.39% p.a.
Comparison Rate
6.47% p.a.
Service fee
$8.00 monthly
Upfront fee
$600

Details

Rates and fees information correct as at 20 August 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

5.09% (6.33%*)

5.79% (6.35%*)

6.09% (6.39%*)

6.39% (6.48%*)

6.49% (6.53%*)

n/a

n/a

6.32% p.a.
Fees

$600.00

$0.00

$0.00

$0.00

n/a

$8.00 monthly

$200.00
Other financial bits

$20,000

none

none

95.00%
Features

Weekly, Fortnightly, Monthly

yes - up to $10,000 p.a

no

yes - free

$500.00

yes

yes

none

Visa Credit card available with reduced interest rate for the life of the loan.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 20 August 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

5.29% (6.35%*)

6.09% (6.41%*)

6.39% (6.47%*)

6.59% (6.55%*)

6.79% (6.66%*)

n/a

n/a

6.32% p.a.
Fees

$600.00

$0.00

$0.00

$0.00

n/a

$8.00 monthly

$200.00
Other financial bits

$20,000

none

none

95.00%
Features

Weekly, Fortnightly, Monthly

yes - up to $10,000 p.a

no

yes - free

$500.00

yes

yes

none

Visa Credit card available with reduced interest rate for the life of the loan.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Northern Inland Credit Union home loans rated by the Mozo community?

Overall
Price
Features
Customer service
Convenience
Trust
Based on 9 Northern Inland Credit Union home loan reviews
See all Northern Inland Credit Union home loan customer reviews

About Northern Inland Credit Union

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Compare other home loans