P&N Bank & Home Loan (Package)

The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $3,000,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $3,000,000 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan between $50,000 and $3,000,000 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan between $50,000 and $3,000,000 with an LVR below 80%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $50,000 $3,000,000

  • Owner Occupier (Principal & Interest)

    LVR < 90%

    Loan: $50,000 $3,000,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $50,000 $3,000,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $50,000 $3,000,000

3.55% p.a.variable for 12 months and then 3.99% p.a.

3.95% p.a.

$0.00

P&N Bank & Home Loan (Package)

3.55% p.a.variable for 12 months and then 3.99% p.a.

3.95% p.a.

$0.00

3.99% p.a.

3.99% p.a.

$0.00

P&N Bank & Home Loan (Package)

3.99% p.a.

3.99% p.a.

$0.00

4.19% p.a.

4.34% p.a.

$10.00 monthly

P&N Bank & Home Loan (Package)

4.19% p.a.

4.34% p.a.

$10.00 monthly

4.39% p.a.

4.54% p.a.

$10.00 monthly

P&N Bank & Home Loan (Package)

4.39% p.a.

4.54% p.a.

$10.00 monthly

Details

Rates and fees information correct as at 19 September 2018.

Rates
  • 3.99% p.a.

  • 3.55% p.a.

  • 12 Months

  • Variable

  • 3.95% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $350.00

Other financial bits
  • $50,000

  • $3,000,000

  • none

  • 80.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes - free

  • $1,000.00

  • yes

  • yes

  • Legal fee is payable at cost

  • none

Details

Rates and fees information correct as at 19 September 2018.

Rates
  • 3.99% p.a.

  • n/a

  • 0 Months

  • none

  • 3.99% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $350.00

Other financial bits
  • $50,000

  • $3,000,000

  • none

  • 90.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes - free

  • $1,000.00

  • yes

  • yes

  • Legal fee is payable at cost

  • none

Details

Rates and fees information correct as at 19 September 2018.

Rates
  • 4.19% p.a.

  • n/a

  • 0 Months

  • none

  • 4.34% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $395.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $10.00 monthly

  • $350.00

Other financial bits
  • $50,000

  • $3,000,000

  • none

  • 80.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes - free

  • $1,000.00

  • yes

  • yes

  • Legal fee is payable at cost

  • none

Details

Rates and fees information correct as at 19 September 2018.

Rates
  • 4.39% p.a.

  • n/a

  • 0 Months

  • none

  • 4.54% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $395.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $10.00 monthly

  • $350.00

Other financial bits
  • $50,000

  • $3,000,000

  • none

  • 80.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes - free

  • $1,000.00

  • yes

  • yes

  • Legal fee is payable at cost

  • none

Customer Reviews

How are P&N Bank home loans rated by the Mozo community?

Overall customer rating
8.3/10
Price
8.2/10
Features
7.4/10
Customer service
8.6/10
Convenience
8.3/10
Trust
8.5/10
P&N Bank

About P&N Bank

P&N Bank is Western Australia's largest mutual bank, and offers competitive rates and fees that are personalised to its members. Formerly Police & Nurses Credit Society, P&N has served the local Western Australian community for over 30 years, and provides a range of quality banking and financial services including credit cards, bank and savings accounts, term deposits, home and personals loans, and insurance products. As a mutual bank, every member has a say, and profits go directly back into benefiting its members.

See P&N Bank home loans

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.