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People's Choice Standard Variable Rate Loan

Advertiser disclosure
The details shown below are for an owner occupier taking out a principal & interest loan between $20,000 and $1,500,000 with an LVR below 95%
The details shown below are for an investor taking out a principal & interest loan between $20,000 and $1,500,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $20,000 and $1,500,000 with an LVR below 90%

Choose the version of this loan that suits you best

Availability Loan type LVR Min loan amount Max loan amount
Owner Occupier Principal & Interest < 95% $20,000 $1,500,000
Investor Principal & Interest < 90% $20,000 $1,500,000
Investor Interest Only < 90% $20,000 $1,500,000
  • Owner Occupier (Principal & Interest)
    LVR < 95%
    Loan: $20,000 $1,500,000
  • Investor (Principal & Interest)
    LVR < 90%
    Loan: $20,000 $1,500,000
  • Investor (Interest Only)
    LVR < 90%
    Loan: $20,000 $1,500,000
Rate
8.76% p.a.
Comparison Rate
8.82% p.a.
Service fee
$8.00 monthly
Upfront fee
$750
Rate
9.41% p.a.
Comparison Rate
9.48% p.a.
Service fee
$8.00 monthly
Upfront fee
$750
Rate
9.71% p.a.
Comparison Rate
9.62% p.a.
Service fee
$8.00 monthly
Upfront fee
$750

Details

Rates and fees information correct as at 25 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

8.76% p.a.

n/a

n/a

n/a

8.82% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$600.00

$0.00

$0.00

$150.00

n/a

$8.00 monthly

$350.00

Other financial bits

$20,000

$1,500,000

none

95.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

$1,000.00

yes

yes

Valuation fee payable at cost.

$8 monthly fee for optional offset account

none

^See information about the Mozo Expert Choice Home Loans Awards

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

9.41% p.a.

n/a

n/a

n/a

9.48% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$600.00

$0.00

$0.00

$150.00

n/a

$8.00 monthly

$350.00

Other financial bits

$20,000

$1,500,000

none

90.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

$1,000.00

yes

yes

Valuation fee payable at cost.

$8 monthly fee for optional offset account

none

^See information about the Mozo Expert Choice Home Loans Awards

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

9.71% p.a.

n/a

n/a

n/a

9.62% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$600.00

$0.00

$0.00

$150.00

n/a

$8.00 monthly

$350.00

Other financial bits

$20,000

$1,500,000

none

90.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

$1,000.00

yes

yes

Valuation fee payable at cost.

$8 monthly fee for optional offset account

none

^See information about the Mozo Expert Choice Home Loans Awards

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are People's Choice home loans rated by the Mozo community?

Overall
8.0/10
Price
7.3/10
Features
6.7/10
Customer service
8.1/10
Convenience
7.9/10
Trust
8.0/10
Based on 187 People's Choice home loan reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

Latest reviews of People's Choice Standard Variable Rate Loan Home Loan

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WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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